Experience
Monarch Bank (Div FitzGerald Fin. Grp.)   April 2011 - Present
MetLife Home Loans   February 2009 - April 2011

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, English, Windows, Research, Outlook, Teaching

Education
The Ohio State University - The Max M. Fisher College of Business

Experience
Caliber Home Loans  April 2012 - Present
MetLife Home Loans   October 2003 - March 2012

Skills
USDA, FHA, Mortgage Banking, Mortgage Lending, Banking, Residential Mortgages, VA loans, Credit, Investment Properties, FHA financing, Loans, Loan Origination, Mortgage Underwriting, Underwriting, Reverse Mortgages

Education
The University of Texas at Arlington   1997 — 2002
Bachelor of Business Administration (B.B.A.), Marketing

Experience
First United Mortgage Group  March 2014 - Present
PNC- Mortgage  May 2012 - February 2014
MetLife Home Loans   October 2009 - April 2012
Chase  November 1989 - September 2009

Skills
Loan Origination, Mortgage Lending, FHA, Residential Mortgages, Loans, FHA financing, Mortgage Banking, Construction Loans, Non-Conforming, VA Loans, Residential Homes, Finance, Refinance, Real Estate Financing, Investment Properties, USDA, Government Loans, First Time Home Buyers, Reverse Mortgages, Home Equity Loans, Loan Servicing, Mortgage Underwriting, Mortgage Marketing, Credit, Mortgage Servicing, Credit Analysis, Underwriting, Rates, Real Estate Economics, Consumer Lending, USDA Rural Housing, Certified Mortgage..., FHA Financing

Education
The University of Texas at Arlington - College of Business
BBA, Finance, Real Estate

Experience
AnnieMac Home Mortgage (American Neighborhood Mortgage Acceptance Company LLC)   January 2014 - Present
First Home Mortgage Corporation  May 2011 - January 2014
MetLife Home Loans   May 2008 - May 2011

Skills
Refinance, FHA financing, Mortgage Banking, Mortgage Lending, FHA, Foreclosures, Investment Properties, Loan Origination, Credit, Loans, First Time Home Buyers, Short Sales, VA loans, Banking, Residential Mortgages, Loss Mitigation, Real Estate Financing, Referrals, Government Loans, HUD, Investors, Non-Conforming, Sellers, Credit Analysis, Mortgage Servicing, 203K, Home Equity, Loan Modifications, Down Payment Assistance, Construction Loans, Certified Mortgage..., USDA, Reverse Mortgages, Home Equity Loans, Mortgage Underwriting, Real Estate Economics, REO, Mortgage Marketing, Real Estate, Condos, Home Equity Lines of..., Real Estate Transactions

Education
Universidad ICESI
Business Administration and Management, General

Experience
61st Civil District Court - Hon. Al Bennett   June 2014 - August 2014
MetLife Home Loans   April 2009 - May 2013
MetLife Home Loans   July 2007 - April 2009

Skills
Mortgage Banking, Portfolio Management, Strategic Financial..., Capital Markets, Valuation, Finance, Financial Analysis, Banking, Analysis, Mortgage Lending, Process Improvement, Loans

Education
University of Houston Law Center   2013 — 2016
Doctor of Law (JD), Law

Texas Christian University   2003 — 2007
BBA, Finance / Accounting

Experience
Urban Financial Group, Inc.; a KCG Holdings, Inc. Company   November 2013 - May 2014
Reverse Mortgage Professionals, An Aegean Financial Company   June 2012 - November 2013
Metlife Home Loans   August 2010 - June 2012
Wells Fargo Home Mortgage  May 2008 - August 2010
Security One Lending  May 2007 - May 2008
Wells Fargo Home Mortgage  November 2003 - May 2007
U.S. Army Reserve   April 2003 - June 2006
Pepperdine University  January 2000 - January 2003
Velasco & Associates   December 1999 - January 2003
United States Marine Corps  January 1990 - January 1999

Skills
10 years experience as..., Experienced Sales..., Fully bilingual English..., Mortgage Lending, Real Estate, Leadership, Management, Banking, Marketing, Training, Marketing Strategy, Mortgage Banking, Reverse Mortgages, Insurance, Budgets

Education
Universidad Autónoma de Guadalajara   1994 — 1999
J.D, International Law

Experience
TexasLending.com NMLS # 137773   June 2015 - Present
Aspire Lending  February 2014 - Present
loanDepot  June 2013 - January 2014
FinanceMyHome.com   March 2012 - June 2013
MetLife Home Loans   November 2008 - March 2012
RMCN Credit Services  October 2008 - November 2008
Countrywide Home Loans  August 2005 - August 2008
Ligon Lawn Services   1988 - 2004

Skills
Mortgage Lending, FHA, Loans, VA loans, Residential Mortgages, Mortgage Banking, FHA financing, Loan Origination, Government Loans, Refinance, Certified Mortgage..., Reverse Mortgages, USDA, Construction Loans, Mortgage Underwriting, Loss Mitigation, VA Loans

Education
The University of Texas at Dallas   1996 — 1999
Bachelor of Science (B.S.), Business Administration(Finance Concentration)

Experience
Pioneer Natural Resources Company  January 2014 - Present
Pioneer Natural Resources Company  March 2012 - Present
MetLife Home Loans   April 2011 - March 2012
Citi  January 2008 - April 2011
Citi  June 2004 - December 2007
Sunland Park Pontaic Buick GMC   March 2002 - December 2003

Skills
Onboarding, Talent Acquisition, Human Resources, PeopleSoft, Applicant Tracking..., Employee Benefits, Recruiting, College Recruiting, Training, Process Improvement, Personnel Management, SDLC, HR Policies, Payroll, Temporary Placement, Deferred Compensation, Management

Education
The University of Texas at El Paso
HR Bachelor, HR Management

Experience
MetLife Home Loans   October 2010 - April 2012

Skills
Microsoft SQL Server, T-SQL, VB.NET, ASP.NET, SSRS, Crystal Reports, SQL, VBScript, VSS, ADO.NET, Oracle, SDLC, C#, Visual Studio, PL/SQL, XML, Visual Basic, .NET, Databases

Education
Anderson High School

The University of Texas at Austin
Mathematics and Computer Science

Experience
Optimal Blue  January 2012 - Present
Optimal Blue  January 2012 - Present
MetLife Home Loans   July 2010 - December 2011
MetLife Home Loans   January 2010 - January 2011
citi Mortgage  January 2007 - January 2010
GE Money Bank/WMC Mortgage   January 2005 - January 2007

Skills
Computers, Customer Satisfaction, Mortgage Lending, Mortgage Banking, Pricing

Education
Texas Tech University - Rawls College of Business   2002 — 2004
BA, Marketing

Texas Tech University
BBA, Marketing

Experience
Davis Brown Law Firm  September 2014 - Present
Wells Fargo Home Mortgage  March 2014 - September 2014
Withers & Withers, P.C.   2013 - 2014
Texas Wesleyan University  2012 - 2013
Texas Wesleyan University  2010 - 2012
Texas Wesleyan University  2009 - 2011
MetLife Home Loans   2008 - 2009
Texas Girls' Choir   2002 - 2009

Skills
Self-Awareness, Initiative, Commitment/Motivation, Event Planning, Higher Education, Non-profits, Microsoft Office, Public Speaking, Student Development, Student Affairs, Student Engagement, Student Leadership, Community Outreach, Residence Life, Policy, Nonprofits, Teamwork, Fundraising, Software Documentation, Time Management, Editing, Staff Development, Research, Social Media

Education
Texas Wesleyan University   2009 — 2012
Bachelor of Science (B.S.), Political Science and Government

Experience
State Farm  Sales Team MemberApril Martin State FarmJune 2014 - Present
MetLife Home Loans   April 2012 - August 2012
Lone Star Guns Gallery & Gear   January 2012 - April 2012

Skills
Research, Microsoft Office, International Relations, PowerPoint, English, Public Speaking, Microsoft Word, Microsoft Excel, Teamwork, Spanish, Political Science, Politics, Economics, Data Analysis, Statistics, Editing

Education
University of North Texas   2009 — 2011
Bachelor of Arts (BA), Political Science and Government

Tyler Junior College   2007 — 2009

Experience
Group Z, Inc.   February 2011 - Present
MetLife Home Loans   December 2002 - December 2010
MetLife Home Loans/ First Horizon Home Loans   2002 - 2010
First Horizon Home Loans  2002 - 2009

Skills
Microsoft Excel, Customer Service, Microsoft Office, Outlook, Leadership, Management, Sales, Recruiting, Training, Human Resources, Access, Process Improvement, Account Management, Team Building, Data Analysis, Program Management

Education
North County High School   1994 — 1998

The Community College of Baltimore County

Experience
Kinzler Construction Services  August 2015 - Present
Exec1 Aviation   August 2014 - July 2015
Alegis Revenue Group, LLC  August 2013 - June 2014
Union Park Health Services   April 2011 - August 2013
Haws Home Improvements   March 2011 - August 2013
Hummel's NissanSales   June 2010 - April 2011
MetLife Home Loans   May 2009 - June 2010
Sherlock Homes   March 1996 - August 2008
Dynamic Homes   June 1994 - February 1996
Central Iowa Distributing   May 1993 - June 1994

Skills
Loans, Mortgage Lending, Credit, Banking, Strategic Planning, Sales, Management, Marketing, Selling, Sales Management, New Business Development, Customer Satisfaction, Contract Negotiation, Budgets, Account Management

Education
The University of North Dakota   1986 — 1989
B.S., Aeronautical Studies

The University of North Dakota   1986 — 1989
Bachelor of Science, Aeronautical Studies

Ogden High School   1981 — 1985
Diploma, General Studies

Experience
PrimeLending  October 2012 - Present
MetLife Home Loans   October 2009 - June 2012
CTX Mortgage  August 1998 - October 2009
FT Mortgage / First Horizon Home Loans   1985 - October 1998

Skills
Crystal Decisions..., Microsoft Excel, Microsoft Word, TCL (The Construction..., TMO (The Mortgage..., Workflow, 1099Pro Software, Lawson Accounting..., Mornet App, 10 Key, Accounts Payable, Account Reconciliation, SSAR (System Security..., SQL, Quality Center, Calligo App, Clarity, SnagIt, checkpoint vpn, Lotus Notes, Outlook, microsoft project, Requirements Gathering, Business Analysis

Education
Trinity Valley Community College
Pursuing Computer Science Cert.

Calvary Temple Christian Academy - Mesquite, TX

Experience
Residential Mortgage Services, Inc. -- NMLS#1760   March 2014 - Present
Mortgage Network, Inc.   February 2011 - March 2014
MetLife Home Loans   September 2008 - December 2010
First Horizon Home Loans  June 2004 - September 2008
Maryland National Mortgage Corp   1992 - 1994

Skills
Mortgage Lending, Mortgage Banking, Condos, Loan Origination, Loans, Management, First Time Home Buyers, Credit, Real Estate, Residential Mortgages, FHA financing, FHA, Sales, USDA, Government Loans, Reverse Mortgages, Banking, Referrals, Mortgage Underwriting, Residential Homes, Investment Properties, Refinance, Credit Analysis, Short Sales, Construction Loans, VA loans, Sales Operations, Home Equity Loans, Sellers, Commercial Lending, Selling, Underwriting, Foreclosures, REO, Real Estate Transactions, Sales Management

Education
Towson University   1988 — 1992
B.S., Marketing/Management

Experience
EverBank  October 2012 - Present
Caliber Funding  February 2012 - October 2012
MetLife Home Loans   March 2010 - January 2012
Bank of America  January 2009 - February 2010
Wells Fargo  May 2001 - December 2008
Summit Bank  1994 - 2000

Skills
Spanish Fluency, Real Estate, Mortgage, Residential, Mortgage Lending, Sales Management, Economics, Finance, Sales, Management, Residential Homes, Mortgage Banking, Refinance, Credit, Financial Services, FHA financing, Negotiation, Business Development, Real Estate Transactions, Loans, USDA, Marketing, Mortgage Marketing, Investments, Loan Origination, Financial Advisory, New Business Development, First Time Home Buyers, Retail, Residential Mortgages, Risk Management, Credit Analysis, FHA, Contract Negotiation, Underwriting, Strategic Planning, Asset Management, Selling, Insurance

Education
Thomas M. Cooley Law School   1989 — 1992
JD, Law

Univ. of Maryland, College Park, MD   1985 — 1989
BA, political science, economics, spanish

Chatham Township High School   1981 — 1985
general

Experience
Pinnacle Capital Mortgage  July 2012 - Present
Hancock Mortgage Partners, LLC  February 2012 - July 2012
MetLife Home Loans   July 2011 - March 2012
Century Bank  September 2009 - June 2011
Superior Mortgage Services, LLC   November 2008 - August 2009
Countrywide Home Loans  February 1998 - October 2008
EquiCredit Corporation  January 1995 - January 1998
Countrywide Home Loans Inc  January 1994 - January 1995
Charter Bank  1989 - 1993

Skills
New Business Development, Outstanding Customer..., FHA, VA, Conventional, Mortgage Lending, Credit Analysis, USDA Rural Housing, Jumbo Mortgage, Operations Management, Process Improvement

Education
Albuquerque TV-I (CNM)   1996 — 1997
Real Estate

The University of New Mexico   1989 — 1991
Business

Experience
Residential Mortgage Services, Inc. -- NMLS#1760   November 2013 - Present
Schaefer Mortgage Corporation  December 2011 - October 2013
MetLife Home Loans   October 2008 - December 2011
GMAC Mortgage  December 2003 - September 2008
Unum  1997 - 2000

Skills
VA, Mortgage, FHA, Loans, Conventional, Residential Mortgages, Mortgage Lending, First Time Home Buyers, Refinance, First Time Buyers, FHA financing, Real Estate, Mortgage Banking, Loan Origination, Credit, Real Estate Financing, USDA, Investment Properties, Reverse Mortgages, Condos, VA Loans

Education
University of Hartford, Barney School of Business   1991 — 1993
MBA, Marketing and International Business

Trinity College-Hartford   1985 — 1989
BA, American Studies

Experience
American Advisors Group (AAG Reverse Mortgage)   May 2014 - Present
Associated Mortgage Bankers, Inc  August 2013 - Present
Atlantic Bay Mortgage Group, LLC   June 2012 - June 2013
MetLife Home Loans   August 2010 - June 2012
Financial Freedom  September 2007 - July 2010

Skills
Mortgage Banking, Mortgage Lending, Reverse Mortgages, Loan Origination, Commercial Airplane and..., Facilities Engineering

Education
The Ohio State University

Experience
GENPACT  July 2012 - Present
GENPACT  July 2012 - April 2013
GENPACT  July 2012 - April 2013
MetLife Home Loans   July 2011 - March 2012
Wells Fargo Home Mortgage  October 2010 - July 2011
Wells Fargo Home Mortgage  October 2010 - July 2011
COUNTRYWIDE MORTGAGE COMPANY   June 2005 - October 2007
The Studio  2004 - 2005
GT PRODUCTS   January 2000 - January 2001
DEAN TECH   January 1999 - January 2000

Education
Texas Tech University
B.A, Modern Dance & Human Development & Family Studies; Business Marketing; American Sign Language

Experience
Reverse Mortgage Funding   April 2014 - Present
Security One Lending  April 2013 - April 2014
One Reverse Mortgage  June 2012 - April 2013
Metlife Home Loans   July 2010 - June 2012
Wells Fargo Home Mortgage  September 2006 - July 2010
American Partners Bank  August 2005 - September 2006
Washington Mutual  January 2005 - August 2005
Superior Home Mortgage  August 2001 - January 2005
The Partners Software   December 1996 - January 2000
1st Washington Mortgage   June 1987 - July 1996

Skills
Mortgage Lending, Reverse Mortgages, FHA, Mortgage Banking, Real Estate, Residential Homes, Loan Origination, Loans, Finance, Refinance, Seniors, Leadership, Sales, Banking, Mortgage Marketing, Mortgage, Mortgage Industry, Home, Purchase, FHA financing, Home Equity, Investment Properties, Real Estate Financing, Retirement, Home Equity Loans, Financial Services, Residential Mortgages

Education
The Catholic University of America, Columbus School of Law   1967 — 1968
Law

University of Scranton   1963 — 1967
BA, English

Gonzaga College High School   1959 — 1963

Experience
JPMorgan Chase & Co.   September 2002 - Present
JPMorgan Chase & Co.   September 2011 - June 2012
JP Morgan Chase  February 2010 - September 2011
Consulting  July 2009 - February 2010
MetLife Home Loans   July 2009 - November 2009
JPMorgan Chase & Co.   June 2007 - August 2009
Washington Mutual Bank  March 2005 - June 2007
Washington Mutual Bank  September 2002 - March 2005
Bank One  June 2000 - September 2002
Comdata  February 1995 - June 2000

Skills
Business Continuity, Business Continuity..., Process Improvement, Asset Managment, Business Analysis, Risk Management, CRM, Operations Management, SDLC, Vendor Management, Business Process, Integration, Management, PMP, Software Documentation, Leadership, Business Requirements, Team Leadership, IT Management, Asset Management, Analysis, Project Management, Budgets, Quality Assurance

Education
The University of Dallas   2001 — 2004
MBA, Information Technology

University of Nebraska at Omaha   1988 — 1993
BSBA, Management Information Systems

Westside High School   1984 — 1988

Experience
Homeward Residential, Inc.   January 2014 - Present
SunTrust Bank  April 2012 - December 2013
MetLife Home Loans   January 2009 - March 2012
Citicorp Mortgage  May 1994 - October 2008

Skills
Conventional, VA, FHA, Wholesale, Mortgage Lending, Underwriting, Mortgage Banking, Loans, Mortgage Underwriting, Loan Origination, Investment Properties, Credit, Banking, Credit Analysis, Financial Analysis, Financial Services, Relationship Management, Real Estate, Funding, VA loans, Refinance, Investments, First Time Home Buyers, Residential Mortgages, FHA financing, Commercial Lending, USDA, Sales, Commercial Mortgages, Reverse Mortgages, Construction Loans, Real Estate Financing, Consumer Lending, Loss Mitigation, VA Loans, FHA Financing

Education
The University of Connecticut School of Business   1975 — 1979
BS, Finance/Accounting

Experience
Caliber Home Loans  April 2014 - Present
Retreat Capital Management Group  May 2012 - March 2014
JPMorgan Chase  April 2011 - May 2012
MetLife Home Loans   2008 - 2011
Mannatech  August 2007 - July 2008
American Home Mortgage  November 2005 - August 2007
Saxon Mortgage  August 2004 - November 2005
PricewaterhouseCoopers  September 2000 - August 2004

Skills
Sarbanes-Oxley Act, Internal Audit, Sarbanes-Oxley, External Audit, Auditing, Accounting, Financial Reporting, Financial Analysis, Financial Accounting, Internal Controls, General Ledger, Risk Management, Banking, Account Reconciliation, Risk Assessment, Financial Risk, Fraud, Due Diligence, Process Improvement, Managerial Finance, Financial Audits

Education
University of North Texas   1998 — 2000
MS, Accounting

The University of Texas at Austin   1974 — 1978
BS, Child Development

Experience
MetLife Home Loans   2009 - April 2011
National City Mortgage  2001 - 2008

Skills
Mortgage Lending, FHA, First Time Home Buyers, Mortgage Banking, Investment Properties, Refinance, Loan Origination, Real Estate, Loans, Residential Mortgages, Residential Homes, VA loans, FHA financing, Credit, Sellers, Condos

Education
The Ohio State University Fisher College of Business   1978 — 1982

Experience
First United Mortgage Group  December 2013 - Present
Town Square Mortgage Southlake   June 2011 - November 2013
MetLife Home Loans   February 2010 - May 2011
Wells Fargo Home Mortgage  September 2008 - March 2010
WMC Mortgage  2005 - 2008

Skills
One Time Close Loans, Renovation Loans, Pool Loans

Education
Texas Christian University   1992 — 1994

Experience
EagleBank  February 2012 - Present
MetLife Home Loans   August 2011 - February 2012
Wells Fargo  May 2008 - August 2011
Universal American Mortgage Company  March 2003 - May 2008

Education
The Catholic University of America   1995 — 1999
B.A., History/Philosophy

Experience
First National Bank-Mortgage   June 2011 - Present
MetLife Home Loans   June 1998 - June 2011

Skills
Refinance, Investment Properties, Mortgage Lending, Mortgage Underwriting, Construction Loans, USDA, VA loans, Loans, FHA, Real Estate Financing, Mortgage Banking, FHA financing, Loan Origination, Residential Mortgages, Government Loans, Home Equity Loans, Certified Mortgage..., Credit, Reverse Mortgages, Mortgage Marketing, Non-Conforming, Home Equity Lines of..., Commercial Mortgages, VA Loans, FHA Financing, Residential Homes, First Time Home Buyers, Real Estate, Sales, Banking, Credit Analysis

Education
Texas Christian University   1975 — 1979
B.B.A., Business/Marketing

Texas Christian University - M.J. Neeley School of Business   1975 — 1979
B.B.A., Business and Marketing

Richwoods High School

Experience
ReachLocal  November 2014 - Present
Nationstar Mortgage  October 2012 - November 2014
Live Music Guide  September 2012 - November 2012
MetLife Home Loans   January 2011 - February 2012
Word Publications  May 2010 - August 2010

Skills
Creative Development, Creative Writing, Adobe Creative Suite, Creative Strategy, Social Media Marketing, Creative Direction, Photography, Email Marketing, Social Networking, Marketing, Public Relations, Social Media, Facebook, Time Management, Customer Service, Advertising

Education
Texas Tech University   2007 — 2010
Bachelor of Arts (BA), Advertising

Newman Smith High School

Experience
Nationstar Mortgage  June 2012 - Present
MetLife Home Loans   January 2009 - June 2012
QM Loan Center   2004 - 2009
America One Finance  2002 - 2008

Skills
Underwriting, •FHA, VA, Conventional..., Speaks English, Bangla,..., Loan Origination, Credit, Mortgage Lending, VA Loans, FHA, Finance, Mortgage Banking, Loans, Refinance, Strategic Planning, Loss Mitigation, Residential Mortgages

Education
The University of Dallas
Master of Business Administration (MBA), Business

Experience
Toyota of Dallas  2015 - Present
Single Source, Inc.   December 2013 - May 2015
Springleaf Financial Services  June 2013 - August 2013
Wingspan Portfolio Advisors  August 2012 - June 2013
American Home Mortgage Servicing  November 2011 - May 2012
MetLife Home Loans   November 2007 - November 2011
EMC Mortgage  2001 - 2006

Skills
Mortgage Servicing, Loan Servicing, Default, Call Center, FHA, PeopleSoft, Visio, Training, Operations Management, Customer Service, Coaching, Management, Outlook, Quality Assurance, Lotus Notes, Team Leadership, Leadership Development, Loss Mitigation

Education
The University of Texas at Arlington

Experience
Gateway Mortgage Group, LLC  May 2015 - Present
Gateway Mortgage Group  June 2014 - February 2015
W.J. Bradley Mortgage Capital, LLC   December 2013 - May 2014
Highlands Residential Mortgage  August 2013 - December 2013
Caliber Funding  April 2013 - September 2013
Sente Mortgage  November 2012 - April 2013
Financemyhome.com   January 2012 - April 2012
MetLife Home Loans   January 2009 - November 2010
Countrywide Home Loans  1998 - 2008

Skills
Mortgage Lending, Mortgage Banking, Loan Origination, FHA, Refinance, Residential Mortgages, Loans, Credit, VA loans, Banking, Credit Analysis, Underwriting, Construction Loans, Veterans Affairs, sales, Networking, veteran lending, Texas Veteran Land..., First Time Home Buyers

Education
Texas State University   1982 — 1983

Texas State University-San Marcos   1982 — 1983

Experience
Open Mortgage, LLC  December 2014 - Present
360 Mortgage Group, LLC (Acquired by Open Mortgage, LLC)   July 2014 - December 2014
United Northern Mortage Bankers Ltd., dba Senior Security Advisors   December 2013 - June 2014
Security One Lending, Retail Lending Division of RMS   May 2012 - December 2013
MetLife Home Loans   December 2009 - June 2012
Abode Mortgage Services, Inc.   May 2004 - December 2009
Delta Home Loans   April 2002 - May 2004
Capital Mortgage Services  August 1998 - August 2001

Education
The Ohio State University   1994 — 1998
Bachelor's Degree, Hospitality Management, Finance

Beachwood High School   1990 — 1994

Experience
Supreme Lending  January 2014 - February 2015
Caliber Home Loans  January 2012 - January 2014
MetLife Home Loans   November 2010 - January 2012
Bank of America Home Loans  September 2002 - November 2010
Century 21 Absolute   August 1998 - September 2002
QVC  April 1999 - May 2000
QVC  January 1996 - April 1999

Skills
Process Improvement, Finance, Mortgage Lending, Banking, First Time Home Buyers, Mortgage Underwriting, Reverse Mortgages, Investments, REO, Investment Properties, Real Estate, Real Estate Transactions, Refinance, Short Sales, FHA, Mortgage Banking, Foreclosures, Customer Service, Investors, Real Estate Financing, Residential Mortgages, Loan Origination, Negotiation, Marketing, Strategic Planning, Condos, Loans, VA Loans, USDA, FHA Financing

Education
Towson University   1992 — 1995
Bachelor of Arts (BA)

Experience
PricewaterhouseCoopers, LLP (PwC)   June 2012 - Present
Texas Christian University  January 2011 - December 2011
Phi Kappa Sigma  January 2010 - December 2010
MetLife Home Loans   May 2009 - August 2009

Skills
Microsoft Excel, Financial Accounting, PowerPoint, Tax, Microsoft Word, Managerial Finance, Cost Accounting, Income Tax, Management Accounting, Business Strategy, Negotiation, Macroeconomics, Microeconomics, Accounting, Financial Analysis, Auditing, Business Writing, Financial Reporting, Internal Audit, External Audit, US GAAP, Big 4, IT Audit, IT Security Assessments, Sarbanes-Oxley, SOX 404, ITGC, Access, CPA, Finance, General Ledger

Education
Texas Christian University - M.J. Neeley School of Business   2006 — 2011
Master of Accounting, Accounting

Experience
Academy Mortgage Corporation  May 2015 - Present
Cornerstone Home Lending, Inc.   July 2014 - May 2015
Affiliated Bank/AMP Lending   June 2012 - July 2014
Supreme Lending  September 2012 - April 2013
Nationstar Mortgage LLC  January 2012 - June 2012
MetLife Home Loans   August 2008 - February 2012
PNC Financial Services  September 2010 - September 2011
Wells Fargo Mortgage  October 2009 - September 2010
HL Mortgage / 360 Lending Group   September 2007 - August 2010
NAA  April 2007 - October 2009

Skills
Credit, Financial Reporting, Customer Service, Customer Relations, Equities, Insurance, Hiring, Mentoring, Credit Analysis, Direct Marketing, Mortgage, Loans, Mortgage Lending, FHA, VA, Underwriting, Conforming, Conventional, Banking, Mortgage Banking, Loan Origination, Purchase, Money, First Time Home Buyers, Real Estate, Mortgage Industry, Funding, Reverse Mortgages, Financial Analysis, Asset, Refinance, Sales Management, Cash, Residential, Account Management, Problem Solving, Financial Planning, Rates, Investments, Team Building, Investment Properties, SPSS software, FHA financing, Residential Homes, Residential Mortgages, Finance, VA loans, USDA, Foreclosures, Government Loans

Education
Texas State University   2012 — 2017
Doctor of Law (JD), Law

Texas State University-San Marcos   2013 — 2014
Bachelor of Applied Science (BASc), NIH certificate in Protecting Human Research Participants

Texas State University-San Marcos   2012 — 2014
BAAS, Sociology

Experience
Green Tree Servicing  January 2007 - Present
Bank of America  August 2010 - April 2013
Capital One  June 2008 - May 2010
MetLife Home Loans   November 2005 - January 2007
First Horizon Home Loans  June 2004 - November 2005
Georgal Idiomas   January 1999 - May 2004

Skills
Call Centers, Workforce Management, Workforce Planning, Capacity Planning, Report Writing, Business Analysis, Data Analysis, Business Process..., Mortgage Servicing, Team Management, Training, Consulting, Bilingual-English/Spanis..., Problem Solving, Credit, Customer Service, Default, Forecasting, Management, Reporting

Education
Universidad Nacional Autónoma de México   1997 — 2002

Experience
Fannie Mae  March 2015 - Present
Wingspan Portfolio Advisors  April 2013 - March 2015
Homeward Residential, Inc.   August 2012 - April 2013
Hudson Advisors, LLC  March 2012 - August 2012
MetLife Home Loans   April 2010 - March 2012
Bank of America  June 2007 - April 2010
Nationstar Mortgage  June 2003 - June 2007

Skills
Excel, Access, Financial Analysis, Financial Planning, Financial Reporting, Financial Modeling, Cost Analysis, Essbase, Hyperion, PowerPoint, Word, Financial Forecasting, Forecasting, Budgeting, Budget Analysis, PeopleSoft, Cash Management, Private Equity, Capital Markets, IRR, Microsoft SQL Server, Expense Management, Cash Flow Forecasting, Capital Allocation, Mortgage Servicing, Mortgage Banking, Residential Mortgages, Microsoft Word, Hyperion Enterprise, Cost Benefit, Portfolio Management, Risk Management, Budgets, Strategic Financial..., Microsoft Excel, Loans, Analysis

Education
University of North Texas   2007 — 2009
MBA, Finance

Texas Christian University - M.J. Neeley School of Business   1999 — 2003
BBA, Management

Experience
Texas Health Resources  June 2013 - Present
MetLife Home Loans   January 2011 - April 2012
Parkland Hospital  May 2009 - January 2011
Bank of America  June 2007 - May 2009
Haggar Clothing Co.  1999 - 2006

Skills
FLSA, Personnel Management, Succession Planning, Vendor Management, Job Analysis, Program Management, Incentives, FMLA, Outlook, Compensation & Benefit, Employee Engagement, Compensation Structures, Salary, Policy, Sourcing, Analysis, Leadership, Training, Microsoft Office, Leadership Development, HR Consulting, Employee Training, Payroll, Base Pay, College Recruiting, Remuneration, Management, Change Management, Workforce Planning, Project Planning, Performance Appraisal, Compensations

Education
Texas A&M University-Commerce
MS

University of North Texas
BBA

Experience
Nationstar Mortgage  July 2012 - Present
JPMorgan Chase  September 2010 - July 2012
MetLife Home Loans   July 2010 - September 2010
CitiMortgage  October 2007 - July 2010
Fieldstone Mortgage Company  August 2005 - August 2007
CFIC Home Mortgage  August 2004 - August 2005

Skills
Banking, Credit, Credit Analysis, FHA, Finance, Loan Origination, Loans, Loss Mitigation, Mortgage Banking, Mortgage Lending, Mortgage Underwriting, Refinance, Residential Mortgages, USDA, Underwriting, VA loans

Education
The University of Texas at Austin   2000 — 2004

Experience
Metlife Home Loans   September 2008 - Present
First Horizon Home Loans  April 2008 - Present
MetLife Home Loans   1998 - Present
First Horizon Home Loans  1998 - 2008
CTX Mortgage  1990 - 1998

Education
Texas Tech University

Experience
Santander Consumer USA Inc.  January 2014 - Present
MetLife Home Loans   May 2011 - November 2013
IBM Global Business Services  January 2011 - May 2011
www.yourgroups.com   May 2010 - December 2010
JEA/Hydrotech Engineering Inc.   February 2009 - March 2010
Buxton  November 2002 - November 2008

Skills
Vendor Management, Change Management, ITIL, SLA, Incident Management, Problem Management, Event Management, Request Fulfillment, Access Managment, Microsoft Exchange, Active Directory, DNS management, DHCP, Force.com, Cloud Computing, ERP, CRM, SAN, NAS, Cisco Technologies, AlarmPoint, BMC Remedy, Sonicwall, Intrusion Detection, Service Management, Service Portfolio..., Operating Budgets, Disaster Recovery, Access, Management, Network Infrastructure..., IT Infrastructure..., Data Center, IT Infrastructure..., Infrastructure, Strategy, Cross-functional Team..., PMO, Information Technology, Leadership, Networking, Resource Management, Business Development, Risk Management

Education
Texas Tech University   1999 — 2000
Bachelor of Business Administration (B.B.A.), Marketing

Experience
Fifth Third Mortgage  March 2014 - Present
SunTrust Mortgage  April 2012 - December 2013
MetLife Home Loans   August 2011 - March 2012
Plaza Home Mortgage  December 2010 - June 2011
Suntrust Mortgage, Inc.   August 2007 - December 2010
Homecomings Financial  2006 - 2007
GMAC ResCap  2001 - 2007
GE Capital Mortgage Services, Inc.   October 1988 - September 2000
GE Capital  1988 - 2000

Skills
USDA, Mortgage Lending, FHA, Mortgage Banking, Loans, Loan Origination

Education
The College of New Jersey   1985 — 1988
BS, Business Administration

Experience
MetLife Home Loans   July 2010 - Present
WMC  2005 - 2007
WMC Mortgage Corp  2005 - 2007

Education
Texas Tech University - Rawls College of Business   2001 — 2004

Experience
Supreme Lending  September 2014 - Present
Gateway Mortgage Group, LLC  May 2013 - August 2014
MetLife Home Loans   June 2011 - April 2013
W.J. Bradley Company   November 2010 - July 2011
Affiliated Financial Group, LLC.   June 2009 - November 2010
Aurora Loan Services  July 2005 - January 2008
Aurora Loan Services , A Lehman Brother's Company   July 2005 - January 2008
Wells Fargo Home Mortgage  2004 - 2005
Radian Guaranty  1999 - 2004
Principal Financial Group  1980 - 1993

Skills
FHA DE underwriter, Conventional..., Jumbo underwriting, Credit, Mortgage, Underwriting, Mortgage Lending, Loans, Mortgage Banking, Compliance, Risk Management, Credit Analysis, Problem Solving, Operations Management, FHA, Mortgage Servicing, OCC Audit Review, Due Diligence, Policy Analysis, Legal Research, Analysis, Budgets, Credit Risk, Financial Services, Leadership, Loan Origination, Management, Mortgage Underwriting, Process Improvement, Team Building, VA loans

Education
The University of Texas at Arlington   1976 — 1980
Bachelor of Business Administration, Management

The University of Texas at Arlington
Bachelor of Business Administration (BBA)

Experience
Homestead Funding Corp.  February 2012 - Present
MetLife Home Loans   November 2009 - January 2012
Countrywide/Bank of America Home Loans   October 2002 - October 2009

Skills
Mortgage Lending, Loans, Refinance, Mortgage Banking, Loan Origination, VA loans, USDA, Credit, Consumer Lending, FHA financing, First Time Home Buyers, Mortgage Underwriting, Investors, Residential Mortgages, Sellers, FHA, Government Loans, Relocation, Construction Loans, Reverse Mortgages

Education
University at Albany, SUNY

Experience
MetLife Home Loans   January 1999 - Present
First Horizon National Corporation  1999 - Present
First Horizon Home Loans  1999 - Present
Zales Jewelers  1982 - 1992

Education
Texas A&M University   1980 — 1982
Bachelor of Business Administration, Management

Experience
DynCorp International  July 2013 - Present
Private  August 2012 - July 2013
JPMorgan Chase  April 2011 - August 2012
MetLife Home Loans   August 2009 - March 2011
Bank of America  September 2008 - August 2009
Alcon Laboratories, Inc  January 2003 - August 2008
Alcon Laboratories, Inc.   1998 - 2008
Alcon Laboratories, Inc.   January 2001 - January 2003
WebLink Wireless  September 2000 - February 2001
Alcon Laboratories, Inc  August 1998 - September 2000

Skills
Software Documentation, Disaster Recovery, Quality Assurance, Process Improvement, Integration, SDLC, Analysis, Risk Management, Visio, Testing, Business Analysis, Vendor Management, Business Intelligence, Governance, Requirements Analysis, Data Warehousing, Cognos, Access, Project Management, Microsoft SQL Server, Business Process, Palo Alto Firewall, McAfee, McAfee Antivirus, McAfee ePO, ePolicy Orchestrator, Endpoint Security

Education
Texas Wesleyan University   1997 — 1999
Bachelor's of Business Administration, Management Information Systems

Texas Wesleyan University   1997 — 1999
Bachelor's, Business Administration; Management Information Systems

Tarrant County Junior College   1995 — 1997
Associate, Arts

Experience
PrimeLending  December 2012 - Present
MetLife Home Loans   October 2008 - April 2012
First Horizon Home Loans  November 2002 - September 2008
The Original Record Exchange   January 1991 - May 1999
U.S. Army Reserve   October 1988 - February 1994
US Army  October 1986 - October 1988

Skills
Business Analysis, Business Process, Hyperion Interactive..., Mercury Test Tools, Mercury QuickTest Pro, LoadRunner, Requirements Gathering, SDLC, Business Requirements, Visio, User Acceptance Testing, Microsoft SQL Server, Requirements Analysis, Bass Guitar, Systems Analysis, Integration, Gap Analysis, Quality Center, Quality Assurance, SharePoint, Software Documentation, Process Improvement, Software Development, Oracle, SQL, SOA, Vendor Management, Databases, Agile Methodologies, Data Warehousing, Business Intelligence, PMO, MS Project, Enterprise Architecture, Agile Project Management, PMP, Testing

Education
University of North Texas   1999 — 2002
Bachelor of Science (BS), Buisness Computer Information Systems

The University of Akron   1990 — 1992
Computer Science

Experience
PrimeLending  April 2015 - Present
PrimeLending  March 2012 - April 2015
MetLife Home Loans   July 2010 - March 2012
State Farm Insurance, Mark Schaefer's Agency   June 2009 - July 2010
National City Mortgage  June 2005 - June 2009

Skills
Mortgage Banking, Mortgage Lending, Loans, First Time Home Buyers, Refinance, Credit, Loan Origination, Residential Mortgages, Banking

Education
The Ohio State University   2001 — 2005
B.A., Criminolgy, Sociology minor

Experience
MetLife Home Loans   September 2008 - Present
First Horizon Home Loans  September 2000 - September 2008
EMC  1997 - September 2000
EMC  1992 - 1997
Various Contract Groups   1991 - 1992
Mortgage Servicing Corporation of America   1985 - 1991

Education
Texas Christian University   1970 — 1974
BA, Child Developmental Psychology

Experience
MetLife Home Loans   January 2011 - Present
Compushare  January 2008 - October 2010
First Horizon Home Loans  2005 - 2008

Education
The Citadel

Experience
Stevens Transport  January 2015 - Present
Lowes Home Improvement  March 2014 - December 2014
MetLife Home Loans   November 2002 - March 2012
Financial Consultant & Independent Contractor   October 2001 - November 2002
BBVA Compass (fka COMPASS BANK)   January 2001 - October 2001
Wells Fargo Bank  April 2000 - January 2001
First Union Small Business Lending (fka The Money Store)   August 1995 - April 2000

Education
The University of Texas at Dallas   1985 — 1987
BS

Lon Morris College   1976 — 1978
AS

Highland Park High School   1973 — 1976
Graduated 1976

Experience
Fairway Independent Mortgage Corporation  April 2013 - Present
Dell  October 2012 - April 2013
Fidelity Investments  March 2012 - August 2012
MetLife Home Loans   February 2011 - March 2012
Pearl Resources   November 2008 - February 2011
Bank of America  August 2010 - October 2010
Washington Mutual/Northwest Software   May 2008 - October 2008
Higher Ed Holdings  December 2007 - April 2008
PCM  April 2005 - December 2007
Computer Task Group  April 2002 - April 2005

Skills
Applicant Tracking..., Talent Acquisition, Recruiting, Sourcing, Technical Recruiting, Taleo, Employee Relations, Talent Management, Onboarding, Internet Recruiting, Performance Management, College Recruiting, Cold Calling, Benefits Negotiation, Deferred Compensation, Temporary Placement, Interviews, Screening, Human Resources, Training, Management, Employee Benefits, Leadership, Hiring, Sales

Education
Texas A&M University   1987 — 1991
Bachelor of Arts (B.A.), History

Sacred Heart High Schoo   1983 — 1987

Experience
National Residential Mortgage, a service of Heartland Financial USA, Inc.   September 2012 - Present
MetLife Home Loans   January 2009 - September 2012
Wells Fargo Home Mortgage  January 2008 - January 2009
First Horizon Home Loans  August 2002 - January 2008
GMAC Mortgage  August 1997 - August 2002

Skills
Loans, Banking, Credit, Finance, Mortgage Banking, Loan Origination, Refinance, Residential Mortgages, FHA, Mortgage Lending

Education
The University of Montana - School of Business Administration   1983 — 1987
Management, Business Administration and Management, General

Experience
RealPage, Inc.   May 2013 - Present
MetLife Home Loans   February 2011 - May 2013
MetLife Home Loans   September 2010 - March 2011
WorldLink, Inc.   May 2010 - July 2010

Skills
Business Analysis, Technical Recruiting, Data Analysis, Internet Recruiting, Customer Service, Data Entry, Microsoft Office, Statistics, Creative Problem Solving, Organizing, Business Strategy, Quality Center, Customer Relations, LPS, Scripting, Script, Market Research, Real Estate, VBA, SQL, Microsoft Excel, Leadership

Education
Texas A&M University   2006 — 2010
Bachelor's degree, Human Resources

Experience
Caliber Home Loans  March 2014 - August 2015
Caliber Home Loans  April 2013 - March 2014
Ally Financial Inc.  May 2012 - April 2013
MetLife Home Loans   October 2011 - May 2012
Chrysler Financial  April 2010 - August 2011
Integrated Alliance  January 2009 - August 2009
Hampton Inn  August 2007 - August 2008

Skills
Collections, Loss Mitigation, Underwriting, Customer Service, Customer Relations, Account Management, Supervisory Skills, auto collections, Morgage Collections, Retention, Sales Management, Marketing Management, General Administration, Personality, Event Planning, Customer Retention, Process Improvement, Sales, Administrative Work, Coaching, Leadership, Management, Loans, Loan Servicing, Team Building, Call Centers, Mortgage Servicing

Education
University of North Texas   2008 — 2010
Bachelors of Arts, Public Relations/Marketing/Hospitality Management

Tyler Junior College   2007 — 2008
Associates of Arts, Journalism; Print Journalism

John Tyler High School   2002 — 2006
Diploma, High School

Experience
Diamond Residential Mortgage Corporation  December 2014 - Present
EverBank  December 2013 - December 2014
Bank of the Ozarks  February 2012 - November 2013
MetLife Home Loans   June 2011 - January 2012
Bank of Texas  February 2008 - June 2011
JP Morgan Chase & NSPCC   September 2005 - February 2008
Bank of America Home Loans  January 1998 - September 2005
Centex Homes  1993 - 1998
Lomas & Nettleton  1980 - 1993

Skills
Purchase, FHA, VA, Construction Loans, USDA Rural Housing, Credit Repair, Hobby Farms, Airplane Hangar Homes, Mortgage Lending, Investment Properties, Banking, First Time Home Buyers, FHA financing, Loan Origination, Underwriting, Government Loans, Mortgage Banking, Refinance, Sales, USDA, VA loans, Residential Mortgages, FHA Financing, VA Loans

Education
The University of Texas at Arlington   1978 — 1980

DCCCD   1976 — 1978
Associates of Arts & Sciences

Experience
HomeBridge Financial Services   January 2012 - Present
MetLife Home Loans   July 2010 - December 2011
Bank of America  2008 - 2010
Countrywide  2002 - 2008

Skills
Mortgage Banking, Foreclosures, Referrals, Finance, Loans, REO, FHA, Mortgage Lending, Selling, Leadership, First Time Home Buyers, Real Estate, Mortgage Underwriting, Credit Analysis, Loan Origination, Refinance, FHA financing, Entrepreneurship, Management, Investments, Short Sales, Residential Homes, Customer Service, USDA, Residential Mortgages, Credit, Sales, Underwriting, Real Estate Transactions, Executive Management, Banking, VA loans, Investment Properties, Real Estate Economics, Reverse Mortgages, Investors, Certified Mortgage...

Education
The Ohio State University   1990 — 1994
BA, Economics

Experience
PrimeLending  June 2010 - Present
PNC Mortgage  November 2009 - May 2010
MetLife Home Loans   July 2008 - October 2009
Washington Mutual Home Loans  March 2004 - June 2008

Skills
USDA, FHA, VA loans, FHA financing, Refinance, Mortgage Banking, Government Loans, Residential Mortgages, Loan Origination, Certified Mortgage..., Mortgage Lending, Reverse Mortgages, Construction Loans, Non-Conforming, Loans, 203K, First Time Home Buyers, Residential Homes, HUD, Investment Properties, Underwriting, New Home Sales, Referrals, Credit Analysis, Consumer Lending, Real Estate, Credit, REO, Foreclosures, Short Sales, Investors, Real Estate Financing, Mortgage Marketing, Home Equity Loans, Mortgage Underwriting, Commercial Mortgages, Real Estate Economics, Home Equity Lines of..., Mortgage Servicing, Debt Consolidation, Loss Mitigation, Loan Servicing, Rates, Home Equity, Financial Structuring, Escrow, USDA Rural Housing, Commercial Lending, Closings, Wholesale Lending

Education
The University of Texas at Dallas   1994 — 1998
B.S, Economics and Finance

University of Oklahoma   1991 — 1993

Experience
Stearns Lending, LLC (NMLS #1854)   March 2013 - Present
Nationstar Mortgage  April 2012 - March 2013
MetLife Home Loans   February 2011 - March 2012
PrimeLending  August 2010 - February 2011
Johnson Controls  December 2009 - August 2010
Citi  February 2002 - August 2009
The Associates  May 1999 - July 2001

Skills
PeopleSoft, ExponentHR, Workbrain, Taleo, SilkRoad, OpenHire, RedCarpet, IRM, Synergy, Remedy, RCSA, Microsoft Office, Cacti, SharePoint, Adobe, Lotus Notes, mploy, ADP Virtual Edge, Recruiting, Talent Acquisition, Salesforce.com, Banking, College Recruiting, Loan Servicing, Management, Onboarding, Loans, Human Resources, Hiring, Leadership, Finance, BMC Remedy, FHA, Talent Management, Synergies, Mortgage Banking, Mortgage Lending, Employee Benefits

Education
Texas A&M University   1994 — 1997
BBA, Accounting

Experience
Viewpoint Mortgage   2011 - 2012
MetLife Home Loans   2008 - 2010
First Horizon Home Loans  1998 - 2008
Carl I. Brown & Company   1993 - 1998
Bondank & Associates   1983 - 1993

Education
University of Kansas

Experience
MetLife Home Loans   September 2010 - June 2013

Skills
Microsoft Word, Microsoft Office, Customer Service, Microsoft Excel, PowerPoint, Sales Management, Account Management, Outlook, Banking, Customer Satisfaction

Education
Texas Wesleyan University   1994 — 1997
Business/Marketing

Experience
MetLife Home Loans   August 2010 - Present
United Tech Lender Services   June 2009 - July 2010
Bank of America  April 2005 - April 2009
Select Portfolio Servicing  January 1996 - December 2004

Skills
Bankruptcy, Loss Mitigation, Mortgage Lending, Microsoft Excel, Litigation, Mediation, Process Improvement, Foreclosures, Financial Risk, Loan Servicing, Vendor Relationships

Education
The University of New Mexico
Liberal Arts and Sciences/Liberal Studies

Experience
Reverse Mortgage Funding LLC  April 2014 - Present
RMS/ Security 1 Lending   August 2012 - April 2014
MetLife Home Loans   May 2008 - July 2012

Skills
Mortgage Lending, Loans, FHA, Mortgage Banking, Reverse Mortgages, Refinance, Lotus Notes, Real Estate, FHA financing, Residential Mortgages, Credit, Underwriting, Loan Origination, Banking, First Time Home Buyers

Education
State University of New York at Albany   1998 — 2000
Bachelor of Arts (B.A.), Economics

Ulster County Community College   1997 — 1998
Associates Degree, Liberal Arts and Sciences/Liberal Studies

Experience
Gateway Mortgage Group  April 2011 - Present
MetLife Home Loans   August 2009 - March 2011
First Horizon Home Loans  July 1998 - August 2009

Skills
Mortgage Banking, Mortgage Lending, Loan Origination, FHA, Refinance, Loans, Residential Mortgages, Credit, Underwriting, VA loans, USDA, FHA financing, Credit Analysis, Mortgage Underwriting, Banking, Construction Loans, Government Loans

Education
Webster University   1995 — 1997
Master of Business Administration (M.B.A.), Finance, General

The Ohio State University   1985 — 1987

Experience
Caliber Home Loans  February 2015 - Present
Green Tree Servicing LLC  April 2013 - February 2015
MetLife Home Loans   September 2000 - April 2013

Skills
Process Improvement, Mortgage Banking, Mortgage Lending, Requirements Analysis, Requirements Gathering, SDLC, Business Analysis

Education
Texas Christian University
Bachelor's degree, Developmental Child Psychology