Experience
Loan Simple, Inc  December 2014 - Present
Affinity Lending Solutions  August 2014 - December 2014
ReNew Lending Mortgage Banker  October 2013 - August 2014
Specified Services of America (SSofA)   March 2009 - March 2014
Journey Financial Inc   2013 - 2014
MetLife Home Loans   September 2010 - May 2012
Mortgage Professional  2000 - 2008

Skills
Contract Negotiation, Negotiation, Real Estate, Product Development, Mortgage Lending, Sales, New Business Development, FHA, Strategic Planning, Budgets, Sales Management, Business Strategy, Retail, Investments, Microsoft Excel, Loans, Mortgage Banking, Finance, Investment Properties, Banking, Customer Service, Small Business, Financial Analysis, Entrepreneurship, Leadership, Refinance, Real Estate Development, Risk Management, Credit, Operations Management, Management, Underwriting, Real Estate Financing, Selling, Residential Mortgages, Residential Homes, Property, VA loans, Loan Origination, Commercial Real Estate, Real Estate Economics, Brokerage, Commercial Mortgages, Loss Mitigation, Funding, Investors, Mortgage Underwriting, Property Management, Construction Loans, VA Loans

Education
Normandale Community College   1996 — 1997
Liberal Arts and Sciences/Liberal Studies

University of Minnesota-Twin Cities   1995 — 1996
Bachelor of Architecture (B.Arch.), Architectural and Building Sciences/Technology

Experience
George Mason Mortgage  June 2011 - Present
SunTrust Mortgage  October 2010 - June 2011
MetLife Home Loans   May 2009 - October 2010
US Mortgage  January 2007 - October 2007
Fieldstone Mortgage Company  September 2004 - December 2006
US Mortgage  November 2002 - August 2004
Equity One Mortgage  May 2001 - September 2002
OCP PUBLICATIONS   March 2000 - January 2001
ORR CO   September 1996 - October 1998

Skills
Loans, FHA, Mortgage Lending, Customer Service, Mortgage Banking, Refinance, Residential Mortgages, VA loans, USDA, FHA financing, Credit, Credit Analysis, Mortgage Underwriting, Government Loans, First Time Home Buyers, Real Estate Financing, REO, Training, HUD, Credit Risk, Real Estate Transactions, Home Equity Loans, Analysis, Construction Loans, Loan Origination, Marketing, Underwriting, FHA Financing

Education
Trend College
Certification of Completion, Hotel Management, 4.0

Oregon State University   1992 — 1994
Business Management

Lakeridge High School   1989 — 1992
High School

Experience
American Advisors Group (AAG Reverse Mortgage)   November 2014 - Present
The Money Store  May 2014 - Present
Proficio Mortgage Ventures, LLC  February 2014 - May 2014
Nationwide Equities Corp  October 2013 - February 2014
1st Reverse Mortgage USA, a division of Cherry Creek Mortgage Co.   August 2012 - October 2013
MetLife Home Loans   March 2011 - August 2012
Bank of America  2008 - 2011
Wells Fargo Home Mortgage  2006 - 2008

Skills
Banking, Reverse Mortgages, Mortgage Lending, Investment Properties, Loans, Marketing, FHA, Sellers, Refinance, Retirement, Loan Origination, Mortgage Banking, VA loans, FHA financing, Finance, Residential Mortgages, VA Loans

Education
El Camino College

Northern Virginia Community College

Experience
HomeStreet Bank  Corporate AdministratorSummit Staffing SolutionsMarch 2014 - June 2014
Academy Mortgage Corporation  April 2012 - October 2013
MetLife Home Loans   November 2010 - April 2012
Controller HT Athletics, LLC   January 2008 - June 2010
Franklin Mortgage Company/Merrill Lynch   July 2006 - November 2007
Meritage Mortgage  January 2003 - July 2006
Silver Legacy Properties   May 1997 - July 2006
Loan Officer  October 1998 - December 2002
Miles Chevrolet  February 2001 - September 2001
Allegro Client Management   October 2000 - February 2001

Skills
Credit Analysis, Mortgage Lending, Loans, Banking, Real Estate, Sales, Finance, Management, Underwriting, Negotiation, Customer Satisfaction, Training, Sellers, Customer Service, Insurance

Education
Oregon State University   2008 — 2011
BA, Psychology

Hillsboro High School   1976 — 1980
Diploma, Foreign Languages and Math

Experience
ARRIS  April 2014 - Present
Astreya Partners  August 2011 - April 2014
PayPros Payment Solutions  May 2010 - August 2011
Leaders Merchant Services  June 2009 - May 2010
MetLife Home Loans   December 2008 - June 2009
Caldocs Notary   August 2002 - December 2008

Skills
Project Management, Account Management, Leadership, Merchant Services, Telecommunications, Finance, Customer Service, Analytics, Business Development, Strategic Planning, Metrics, Management, Team Leadership, Analysis, Sales, Business Analysis, Forecasting, Business Strategy, Sales Management, Marketing, Vendor Management, Process Improvement, Software Documentation, Budgets, Networking, CRM, Security, Quality Assurance, Strategy, Salesforce.com, Business Process

Education
Moorpark College   2003 — 2010
Associate of Arts (AA), Music Theory and Composition

Moorpark College   2002 — 2010
Associate of Arts (AA), Keyboard Instruments

Searcy High

Experience
American Financial Resources, Inc. (AFR Mortgage)   February 2014 - Present
Crescent Mortgage  December 2011 - December 2013
MetLife Home Loans   April 2011 - December 2011
Wells Fargo Wholesale  November 1996 - March 2011

Skills
Mortgage Lending, FHA, Mortgage Banking, Loan Origination, USDA, USDA Rural Housing, Real Estate, First Time Home Buyers, Refinance, Banking, Investment Properties, Residential Homes, Selling, Mortgage Industry, VA, Jumbo Mortgage, Conventional Mortgages, FHA 203K Loans, Self..., Mortgage Marketing, VA Loans, Sales, Loans, Residential Mortgages

Education
Hazelwood Central High School
General

Missouri State University
BS, Home Economics

Experience
Nationstar Mortgage  May 2013 - Present
Nationstar Mortgage  May 2013 - Present
MetLife Home Loans   September 2009 - December 2012
First Horizon Home Loans  May 2004 - September 2009
First Horizon Home Loans  November 2003 - May 2004
Kmart Stores, Inc   March 1998 - April 2003

Skills
Loan Servicing, Auditing, Loans, Mortgage Banking, Residential Mortgages, Mortgage Lending, Loan Origination, Mortgage Servicing, Loss Mitigation, Real Estate, Credit, Investment Properties, Management, Microsoft Office, 10 Key, PowerPoint

Education
Cedar Hill High School
High School diploma

Mountain View College
Associates of Arts Degree

Experience
Caliber Home Loans  January 2012 - Present
MetLife Home Loans   January 2011 - January 2012

Skills
Refinance, FHA, Mortgage Banking, Residential Mortgages, Mortgage Lending, VA loans, Construction Loans, FHA financing, USDA, Loan Origination, Certified Mortgage..., Mortgage Servicing, Loans, Government Loans, Mortgage Underwriting, Loss Mitigation

Education
Middlesex County College
Majored in English with a Minor in Education

Rutgers, The State University of New Jersey-New Brunswick
Majored in English with a Minor in Education

Experience
University of Texas at Arlington  August 2013 - Present
Green Tree Servicing  May 2013 - August 2013
MetLife Home Loans   November 2012 - May 2013
AppleOne  March 2012 - November 2012
Midland County PreTrial   May 2010 - February 2011

Skills
Customer Service, Call Centers, Management, Technical Support, Data Entry, Policy Writing, Microsoft Excel, Administrative..., Team Leadership, Research, Organization, Creative Problem Solving, Problem Solving

Education
The University of Texas at Arlington   2013 — 2015
Bachelor of Arts (B.A.), History

Texas Tech University   2008 — 2009
History

Midland College   2005 — 2008
Psychology

Experience
The Money Store  March 2015 - Present
Master Instructor Karate, Jujitsu & MMA   November 1990 - Present
PMAC Lending Services Inc.  October 2013 - March 2015
US Mortgage Corporation  June 2012 - October 2013
FIRST CHOICE LOAN SERVICES INC.  December 2011 - April 2012
MetLife Home Loans   August 2011 - October 2011
Home Savings of America  January 2011 - May 2011

Skills
Mortgage Banker, Mortgage Marketing, Residential mortgages, Jumbo mortgages, VA Loans, FHA Loans, Investment Property..., Construction Management, Radio shows, Training Seminars, 203K, Investment Properties, VA loans, Jumbo Mortgage, Residential Mortgages, FHA, Refinance, Mortgage Lending, Real Estate, Residential Homes, Referrals, Rates, Loan Origination, Real Estate Transactions, Sellers, Loans, USDA, FHA financing, First Time Home Buyers, Mortgage Banking, Commercial Mortgages, Mortgage Underwriting, Real Estate Financing, Real Estate Economics, REO, HUD, Home Equity Loans, Credit, Investors, Foreclosures, Underwriting, Short Sales, Government Loans, Funding, Credit Analysis, Commercial Lending, Condos, Mortgage Servicing, Commercial Real Estate, Loss Mitigation

Education
University of Lowell   1977 — 1982
Mechical Engineering

Northern Essex Community College   1978 — 1980
Associate's degree, Electrical & Mechnical Engineering

Experience
Primary Residential Mortgage  May 2015 - Present
Union Bank  January 2012 - April 2015
Metlife Home Loans   April 2009 - January 2012
Countrywide Home Loans  February 2004 - March 2009
Seattle Mortgage  April 1995 - March 2004

Skills
Realtors clock hour..., Mortgage, Loans, Real Estate, Home, Mortgage Lending, FHA, VA, Refinance, Credit, Sales Management, Mortgage Planning, FHA financing, Mortgage Banking, Investment Properties, Conventional, Underwriting, Reverse Mortgages, Loan Origination, Mortgage Industry, Negotiation, Construction Loans, Single Family Homes, Investors, Sellers, Foreclosures, Residential Homes, Residential Mortgages, USDA, Finance, Government Loans, Real Estate Financing, Commercial Mortgages, Mortgage Underwriting, Home Equity Lines of..., VA loans, Loss Mitigation, Commercial Lending, Mortgage Marketing, First Time Home Buyers, Credit Analysis, REO, Short Sales, Lines Of Credit, Investments, VA Loans, FHA Financing

Education
North Seattle Community College   1974 — 1976
Business, Business, Real Estate

University of Washington, Michael G. Foster School of Business   1973 — 1975
Bachelor of Business, Real Estate

Experience
JPMorgan Chase  October 2012 - Present
MetLife Home Loans   November 2002 - June 2012
First Horizon Home Loans  June 2001 - November 2002
First Horizon Home Loans  February 1999 - June 2001
FirstPlus Financial  June 1998 - November 1998

Skills
Business Requirements, Requirements Gathering, Business Analysis, Gap Analysis, Functional..., System Administration, Information Gathering, Accounting, Accounting Analysis, Account Reconciliation, Accounts Payable, User Acceptance Testing, End User Training, Microsoft Office, Business Applications

Education
The University of Dallas   2000 — 2002
Master of Business Administration (MBA), Information Technology

The University of Texas at Dallas   1995 — 1997
Bachelor of Science in Business Administration

Oklahoma State University   1995 — 1995
Accounting and Business/Management

Institute of Technological Studies   1993 — 1994
Associate's degree, Business Administration

Royal College
O'Level & A'Level

Experience
Axia Home Loans  May 2014 - Present
Sanford Institution For Savings  January 2013 - January 2014
Eagle Home Mortgage  March 2011 - December 2012
MetLife Home Loans   March 2009 - March 2011
First Horizon Home Loans  May 2003 - March 2009

Skills
FHA, First Time Home Buyers, Portfolio mortgages, Mortgage Lending, Refinance, Loan Origination, Mortgage Banking, Loans, Investment Properties, USDA, Credit, Underwriting, Residential Mortgages, Condos, Portfolio Management, Construction Loans, VA loans, Consumer Lending

Education
University of Massachusetts at Lowell   1978 — 1982
Bachelor of Science (B.S.), Civil Engineering

North Shore Community College   1976 — 1978

Danvers High School, Danvers, MA   1968 — 1972
General

Experience
EverBank Home Lending  July 2012 - Present
MetLife Home Loans   April 2011 - January 2012
Bank of America Home Loans  February 2009 - April 2011
JLH Mortgage/John Laing Homes   December 2005 - January 2009
The Sterling Group Real Estate & Mortgage   2001 - 2003

Education
National University   1999 — 2000
BS, Information Systems

Granada High School

Granada High School

Experience
Accelerated Buy Sell, Inc.   May 2012 - Present
MetLife Home Loans   May 2007 - August 2008
Starbucks  August 2006 - June 2008

Skills
Java, HTML, JavaScript, C++, Python, Dreamweaver, C, C#, CSS3, XHTML, Ruby, Customer Service, Web Development, AJAX, CSS

Education
New Jersey Institute of Technology   2013 — 2015
Bachelor's Degree, Computer Science, 3.52

University of Pittsburgh   2008 — 2013

Experience
HomeStreet Bank  February 2012 - Present
MetLife Home Loans   April 2011 - February 2012
Wells Fargo Home Mortgage  March 2006 - April 2011
GMAC Mortgage  March 2005 - March 2006
Wells Fargo Home Mortgage  July 2002 - March 2005

Skills
VA loans, FHA, Mortgage Banking, Mortgage Lending, Refinance, Loans, Branch Banking, Marketing, Credit Analysis, Foreclosures, USDA, Residential Mortgages, Loan Origination, Finance, New Business Development, Small Business Lending, Contract Negotiation, Reverse Mortgages, Performance Management, Government Loans, Retail Banking, Real Estate, First Time Home Buyers, Banking, Financial Analysis, FHA financing, Consumer Lending, Commercial Lending, Credit, Underwriting, Negotiation, Series 6, Construction Loans, Sales, Investments, Team Building, Investment Properties, Budgets, Mortgage Underwriting, Home Equity Loans, Home Equity Lines of..., Certified Mortgage..., Real Estate Financing, Commercial Mortgages, Lines Of Credit, Mortgage Servicing, Mortgage Marketing, Loss Mitigation, Loan Servicing, Cross Selling

Education
University of La Verne   2000 — 2002
MBA

Northwestern State University   1994 — 1997
BS, Business Administration

Experience
Homeowners Financial Group USA, LLC  November 2014 - Present
The PrivateBank  December 2013 - November 2014
LeaderOne Financial  April 2012 - December 2013
MetLife Home Loans   September 2011 - March 2012
Wells Fargo Home Mortgage  April 2006 - August 2011
Wells Fargo Bank  December 1999 - March 2006

Skills
Reverse Mortgages, Residential Mortgages, Mortgage Lending, Credit, Home Equity

Education
Minnesota State University, Moorhead   1999 — 2003
BS, Education

Experience
Urban Financial of America   September 2013 - Present
Sente Reverse Mortgage   June 2012 - September 2013
MetLife Home Loans   October 2008 - June 2012
Wells Fargo Home Mortgage  February 1993 - August 2008

Skills
Reverse Mortgages, Sales Management, FHA, Loan Origination, Refinance, Mortgage Industry, Mortgage, Mortgage Banking, Mortgage Lending, Team Building, Customer Service, Residential Mortgages, VA loans, Government Loans, Certified Mortgage..., Loans, Home Equity Loans, Mortgage Underwriting, Mortgage Marketing, Credit, USDA, FHA financing, Home Equity Lines of..., Underwriting, Real Estate Financing, Loss Mitigation, Commercial Mortgages, Credit Analysis, Mortgage Servicing, Loan Servicing, Consumer Lending, Banking, Funding, Golf, FHA Financing, VA Loans

Education
Northwestern State University   1967 — 1971
BS, Business

Experience
Academy Mortgage Corporation  March 2010 - Present
MetLife Home Loans   June 2008 - March 2010
First Horizon Home Loans  March 2003 - August 2008
Rockaholics Anonymous   September 1998 - March 2003
Irwin Mortgage  1993 - 2003
D&N Mortgage   1983 - 1993
Valentine Mortgage   1982 - 1984
Stewart Title  1980 - 1982

Skills
First Time Home Buyers, Mortgage, Loans, Real Estate, Home, Real Estate Finance, VA, FHA, Mortgage Lending, Conventional, Refinance, USDA, Credit, Mortgage Planning, Residential, Foreclosures, Sales Management, Customer Relations, Problem Solving, Short Sales, Mortgage Banking, Purchase, Loan Origination, Mortgage Industry, REO, VA loans, Conforming, Coaching, Sellers, Investment Properties, Strategic Planning, Team Building, Budgeting, Construction, Public Speaking, New Business Development, Process Improvement, First Time Buyers, Construction Loans, Residential Mortgages, Management, Team Management, Residential Homes, Certified Mortgage...

Education
Minnesota State University, Mankato   1974 — 1978
BS

Luverne Junior Senior High School   1970 — 1977
HS Diploma

Experience
Movement Mortgage, LLC NMLS# 368716   September 2012 - Present
Summit Mortgage Corporation  February 2012 - September 2012
Summit Funding  October 2010 - December 2011
MetLife Home Loans   August 2009 - October 2010
Primary Residential Mortgage  February 2009 - August 2009
Countrywide Home Loans  October 2001 - January 2009
American Home Mortgage  January 2007 - July 2007
RE/Max  1997 - 2001
Coldwell Banker Barger Real Estate   1997 - 1998

Skills
FHA, Mortgage, VA, Conventional, USDA, Reverse Mortgages, Mortgage Planning, Refinance, Mortgage Banking, Mortgage Lending, Credit, Insurance, Certified Mortgage..., Underwriting, Loan Origination, Finance, VA loans, FHA financing, Financial Structuring, Loans, Non-Conforming, First Time Home Buyers, Investment Properties, Home Equity Lines of..., Consumer Lending, Commercial Lending, Banking, Credit Analysis, Real Estate Transactions, Mortgage Underwriting, Loss Mitigation, REO, Mortgage Marketing, Strategic Financial..., Funding, Rates, Foreclosures, Residential Homes, Government Loans, Residential Mortgages, Real Estate, Loan Servicing, Investors, Real Estate Economics, Home Equity, Construction Loans, HUD, Home Equity Loans, Short Sales, Real Estate Financing

Education
CMPS Institute   1996 — 1996
Certification, Mortgage Planner

Middle Tennessee State University   1985 — 1988
Business Management

Experience
New Jersey Institute of Technology/Newark College of Engineering   September 2013 - Present
MetLife Home Loans   2010 - Present
Federal Mortgage & Investment Corp   2003 - 2010
American Business Mortgage Services Inc   1998 - 2003

Skills
Banking, Manufacturing...

Education
Canaan College
History & Economics

New York Institute of Technology-Old Westbury
Mechanical Engineering

Experience
Lenders One  December 2012 - Present
Pacific Union Financial  May 2012 - December 2012
MetLife Home Loans   April 2011 - April 2012
Mortgage Cadence  July 2010 - April 2011
Aurora Loan Services - Lehman Brothers Bank   August 2003 - July 2010
Lehman Brothers  August 2005 - 2008
Aurora Loan Services  2003 - 2005
IndyMac Bank  2002 - 2003
PNC Mortgage  1999 - 2000
Delta Funding Corporation  1995 - 1996

Skills
Mortgage Lending, Mortgage Banking, Underwriting, Sales Management, Business Development, Customer Service, Financial Risk, Innovation, Key Account Management, Leadership, Loans, New Business Development, Problem Solving, Strategic Planning, Recruiting, FHA, Banking, Loan Origination, Credit, Residential Mortgages, Loss Mitigation, Relationship Management, Training, Risk Management, Refinance, Process Improvement, Executive Management, FHA financing, Loan Servicing, Selling, Sales, Management, Credit Analysis, Budgets, Call Centers, Mortgage Underwriting, Marketing, Financial Analysis, Vendor Management, USDA, Analysis, Mortgage Servicing, Credit Risk, Portfolio Management, VA loans

Education
National Louis University   1993 — 1994
BA, Business Management

University of Missouri-Columbia   1985 — 1986

PNH   1982 — 1985

Experience
Allen Tate Mortgage Services   January 2011 - Present
MetLife Home Loans   August 2010 - January 2011
Alpha Mortgage Corp.   April 2010 - August 2010
WestStar Mortgage Inc, (formerly Heartland Mortgage Group)   January 2005 - April 2010
Apple Banc Mortgage & Lending   August 2004 - January 2005
2004Dollar General Corporation   September 2003 - September 2004
SUPERVALU  January 1996 - January 2002
SUPERVALU  January 1994 - January 1996
SUPERVALU  January 1993 - January 1994
SUPERVALU  January 1992 - January 1993

Skills
Credit, Real Estate, Business Planning, Customer Service, Negotiation, Sales Management, Customer Relations, Team Building, Mentoring, Banking, Excel, Mortgage, PowerPoint, Mortgage Lending, Mortgage Banking, New Home Sales, Investment Properties, Microsoft Excel, Residential Homes, Sales, First Time Home Buyers, Sellers, Foreclosures, Management, Short Sales, FHA, Insurance, REO, FHA financing, Loans, Refinance, Loan Origination, Residential Mortgages, VA loans, VA Loans

Education
Upper Iowa University   2009 — 2011
MBA, Orgizational Design and Leadership

Montana State University-Billings   1982 — 1990
Bachelor's degree, Business Administration and Management, General

University of Wyoming   1981 — 1982
Business Administration and Management, General

Experience
McLean Mortgage Corporation  January 2010 - Present
MetLife Home Loans   March 1999 - January 2010
United States Navy  January 1989 - December 1998

Education
St. Leo University   1993 — 1997

United States Submarine School   1989 — 1989
Nuclear Submarines

Miami Dade College   1988 — 1988
Undergraduate Studies

Experience
Mortgage Network, Inc.   February 2012 - Present
MetLife Home Loans   August 2009 - January 2012
National City Mortgage  January 1997 - August 2009
First Federal Savings Bank of America   1994 - 1997

Skills
FHA, VA, USDA, Conventional, Mortgage Lending, Loan Origination, Loans, Refinance, Real Estate, Real Estate Financing, Real Estate Transactions, Referrals, Finance, Mortgage Banking, Sellers, VA loans, FHA financing, First Time Home Buyers, Residential Mortgages, VA Loans

Education
Miami University   1985 — 1989
Bachelor of Philosophy, Interdisciplinary Studies

Experience
Level One Bank  August 2013 - Present
Wells Fargo Home Mortgage  December 2011 - August 2013
Metlife Home Loans   2009 - 2011
GMAC Mortgage  2002 - 2008
Rinke Pontiac GMC   1993 - 2002

Skills
Mortgage Banking, FHA, Mortgage Lending, Loan Origination, Mortgage, First Time Home Buyers, Conventional, Loans, Mortgage Planning, Mortgage Industry, Refinance, Residential Mortgages, Purchase, Conforming, Real Estate, First Time Buyers, Short Sales, USDA, Certified Mortgage..., Credit, VA loans, REO, FHA financing, Investment Properties, Mortgage Underwriting, Reverse Mortgages, Government Loans, Mortgage Marketing, Construction Loans, Real Estate Financing, Credit Analysis, Home Equity Loans, Consumer Lending, Referrals, Mortgage Servicing, Underwriting, FHA Financing, Finance, Sales, Banking, Home Equity Lines of...

Education
Northwood University   2011 — 2014
Bachelor's Degree, Business Administration and Management

Experience
Hudson Advisors, LLC  January 2015 - Present
Hudson Advisors, LLC  March 2014 - December 2014
Caliber Home Loans  November 2013 - March 2014
Caliber Home Loans f/k/a Vericrest Financial, Inc.   January 2013 - November 2013
Vericrest Financial, Inc.   May 2012 - January 2013
MetLife Home Loans   May 2011 - April 2012
MetLife Home Loans   November 2010 - May 2011
MetLife Home Loans   June 2010 - November 2010

Skills
Microsoft Office, Data Analysis, Analytics, Mortgage Servicing, SQL, Mortgage Banking, Loan Servicing, Business Process..., Financial Analysis, Customer Experience, Financial Modeling, Loans, Credit, Microsoft Excel

Education
University of North Texas   2011 — 2014
MBA, Master of Business Administration

Oklahoma State University   2005 — 2009
BA, Marketing

Experience
HomeBridge Financial Services, Inc.   May 2015 - Present
Caliber Home Loans  March 2012 - April 2015
MetLife Home Loans   April 2011 - March 2012
Bank of America Home Loans  March 2010 - March 2011
HSBC  January 2003 - September 2009

Skills
Mortgage Lending, Refinance, Loan Origination, USDA, Mortgage Servicing, Home Equity Loans, Consumer Lending, Wholesale Lending, Customer Service, VA loans, Residential Mortgages, FHA, Government Loans, Mortgage Banking, Rates, REO, Lotus Notes, Loan Servicing, Loans, Banking, Commercial Lending, Credit Risk, FHA financing, Financial Services, Funding, Mortgage Underwriting, VA Loans, FHA Financing, Appraisal Skills, First Time Home Buyers, Construction Loans, Investment Properties, Credit, Finance, Real Estate

Education
Michigan State University   1999 — 2003
Bachelor of Business Administration (B.B.A.), Business/Corporate Communications

Experience
Pulte Mortgage  June 2013 - October 2014
Bank of America  December 2011 - March 2013
MetLife Home Loans   August 2011 - December 2011
Bank of America  May 2010 - August 2011
KB Home  2009 - 2010
Pulte Homes  2005 - 2009
Centex Homes  2003 - 2005
Blue Bird Aviation - Flight Instruction   1997 - 1999
Hollub Group   1992 - 1999
Signature Gardens   October 1985 - November 1994

Skills
Mortgage Lending, Mortgage Origination, Mortgage Processing, Real Estate, Real Estate Sales, Restaurant Management, Public Relations, Marketing, Marketing Communications, Contruction, Construction Management, Construction Supervision, Bartending, Kitchen, Chef, Kitchen Manager, Customer Negotiations, Customer Relations, Customer Service, Customer Experience, Persuasive Writing, Persuasive Communication, Persuasion Skills, Writing Skills, Computer Literate, Web Design, Non-profits, not for profit, Managerial Experience, Team Leadership, Team Management, Visionary, Entrepreneur, Humor Writing, Humorist, Feature Writing, Contract Negotiation, Management, Construction, Negotiation, Budgets, Residential Homes, Purchasing, Customer Satisfaction, Not for Profit, Entrepreneurship, Process Scheduler, Feature Articles, Sales, Contract Management

Education
University of Florida   1999 — 2001
Bachelor of Science, Public Relations

Miami Dade College   1984 — 1988
Associate of Science, Business Administration

Experience
Residential Mortgage Services, Inc. -- NMLS#1760   April 2015 - Present
Schaefer Mortgage Corporation  September 2011 - April 2015
MetLife Home Loans   November 2010 - August 2011
American Home Bank  November 2009 - November 2010
SB Mortgage  December 2008 - November 2009
Travis Mortgage  May 2007 - December 2008
the mortgage button   October 2005 - May 2007

Skills
Mortgage Lending, Refinance, FHA, USDA, Mortgage Banking, Residential Mortgages, Loan Origination, Loans, VA loans, FHA financing, Reverse Mortgages, First Time Home Buyers, Government Loans, Credit, Certified Mortgage..., Real Estate, Investment Properties, Mortgage Underwriting, Non-Conforming, Underwriting, Debt Consolidation, Banking, Finance, Mortgage Marketing, Referrals, Short Sales, Construction Loans, Real Estate Financing, Sellers, Residential Homes

Education
Nichols College   2001 — 2005
Business, Management

Nichols College   2001 — 2005
Bachelor of Science and BA, Management

Experience
Arch Mortgage Insurance Company  May 2014 - Present
Pacific Union Financial, LLC  November 2013 - May 2014
Cole Taylor Bank  April 2012 - October 2013
MetLife Home Loans   November 2009 - April 2012
Taylor, Bean & Whitaker   October 2006 - August 2009
MGIC  July 2000 - October 2006

Skills
Mortgage Lending, FHA, Loans, Residential Mortgages, Mortgage Banking, Credit, Refinance, USDA, FHA financing, Loan Origination

Education
Northeastern University
Bachelor's Degree, Finance

Experience
Nerium International  June 2012 - Present
On Top Properties   August 2011 - Present
MetLife Home Loans   March 2009 - March 2013
Supreme Lending  January 2008 - February 2009
Maverick Mortgage  August 2006 - January 2008
America's Mortgage Center   2005 - 2006
Excel Solutions Group, LLC.   2002 - 2006
Wells Fargo Home Mortgage  2004 - 2005

Skills
Business Development, Real Estate Investment, Network Marketing, Investment Properties, Banking Operations, Real Estate, Loans, Short Sales, Training, Mortgage Lending, Real Estate Transactions, Negotiation, Sales, Management, Investments, Entrepreneurship, Finance, Budgets, Mergers & Acquisitions, Core Banking

Education
University of Phoenix   2009 — 2011
Bachelor of Science Business, Accounting

Northeast Texas Community College   1999 — 2001
Associates of Science and Accounting Certification, Business / Accounting

Daingerfield High School

Experience
Conexess Group  January 2012 - Present
Conexess Group  January 2012 - January 2013
MetLife Home Loans   July 2009 - January 2012
National City Mortgage  2008 - 2009
Main Street Bank  2007 - 2008
Chase Home Finance  July 2005 - December 2006

Skills
Mortgage Lending, Technical Recruiting, Finance, Banking, Business Analysis, Internet Recruiting, Recruiting, Talent Acquisition, Risk Management, Sales, Temporary Placement, Financial Services, Loans, Business Development, Staffing Services, SDLC, Investment Properties, Training, Refinance, Leadership, Mortgage Banking, Networking, Business Intelligence, Cold Calling, .NET, Interviews, Contract Recruitment, College Recruiting, Sourcing, Benefits Negotiation, Screening Resumes, Staff Augmentation, Executive Search, Building Relationships, Information Technology, Consulting, CRM, Management, SQL

Education
Miami University   1999 — 2004
Bachelors Degree, Finance

Experience
Freedom Mortgage  October 2011 - Present
Clearwater Agency formerly Bolduc Agency   November 2009 - January 2014
MetLife Home Loans   August 2008 - April 2009
Freedom Mortgage Corp  September 2007 - August 2008
Aegis Wholesale Corp  August 2004 - August 2007
North American Mortgage Corporation   1999 - 2004
MGIC  December 1996 - May 1999
Ford Motor Credit Company  1987 - 1991

Skills
Mortgage Lending, Credit, VA, Consultative Selling, Sales Management, Account Management, Customer Service, FHA, Loan Origination, Loans, New Business Development, Refinance, Residential Mortgages, Sales, Selling

Education
Minnesota State University, Mankato   1994 — 1996
Bachelor of Science, Business Education

Minnesota State University, Mankato   1982 — 1987
Bachelor of Science, Business Administration and Management, Finance, Real Estate and Insurance

Experience
Prime Source Mortgage, Inc.   May 2015 - Present
ML Mortgage Corp   October 2014 - May 2015
Goldcoast Funding Group   February 2014 - October 2014
First Mortgage Corporation  October 2012 - January 2014
ENG Lending  June 2012 - October 2012
Marloz Financial   May 2011 - August 2012
MetLife Home Loans   December 2010 - April 2011
Bank of America  November 2009 - December 2010
First Mortgage Corporation  2008 - 2009

Skills
Mortgage Lending, Loans, Finance, FHA, Refinance, Mortgage Banking, Loan Origination, Residential Mortgages, VA loans, FHA financing, Credit, Customer Service, First Time Home Buyers, Government Loans, Mortgage Underwriting, Credit Analysis, Short Sales, Certified Mortgage..., Foreclosures, Condos, Home Equity Loans, Investment Properties, REO, Referrals, Construction Loans, VA Loans, USDA, Real Estate Financing, Investments, Reverse Mortgages, Real Estate, Single Family Homes, Investors, Real Estate Economics, FHA Financing, Sellers, Real Estate Transactions, Residential Homes, HUD, Relocation, Sales, New Home Sales, Buyer Representation, Banking, Underwriting

Education
Mt. San Antonio College

Experience
First Rate Financial Group  March 2014 - Present
US Bank Home Mortgage  2011 - 2013
MetLife Home Loans   2007 - 2011
First Franklin Financial Corp.  1998 - 2006

Skills
Loan Origination, Mortgage Banking, Residential Mortgages, Refinance, Mortgage Lending

Education
Moorpark College

Experience
Internal Revenue Service  2014 - 2015
Franklin American Mortgage Company  June 2012 - November 2013
MetLife Home Loans   May 2010 - May 2012
American Home Mortgage Servicing Inc  May 2009 - May 2010
EMC Mortgage  June 2007 - February 2009
First Horizon Home Loans  August 2005 - June 2007
First Horizon Home Loans  February 2003 - August 2005

Skills
Mortgage Lending, Customer Service, RESPA, Quality Assurance, Loan Origination, Auditing, Mortgage Underwriting, FHA, VA, Conventional, Automated Underwriting..., TMO, Citrix, BMC Remedy, Cash Management, Residential Mortgages, FHA financing, Compliance, HMDA, Real Estate, FHA Connection, LPS Desktop, HVCC, Loss Mitigation, Mortgage Banking, Loans, VA Loans, Finance

Education
North Lake College   2005 — 2007
Real Estate Certificate, Mortgage Banking

Moises E Molina   1997 — 2001
High School Diploma

Experience
Pinnacle Capital Mortgage Corp  April 2015 - Present
VSP Vision Care  November 2014 - March 2015
Paramount Equity  May 2013 - July 2014
American Financial Network Inc  December 2011 - March 2013
MetLife Home Loans   March 2009 - December 2011
Downey Savings  February 2008 - October 2008
Opes Advisors  January 2005 - November 2007
First Horizon Home Loans  March 2003 - January 2005

Skills
Mortgage Banking, Mortgage Lending, FHA, VA loans, Time Management, Office Administration, Supervisory Skills, Organization, Customer Service, Light Accounting, Accounts Receivable, Office Equipment, Computers, Sub-Prime Auto Lending, Loss Prevention

Education
Orange Coast College

Experience
Nannying  May 2012 - July 2015
Community Alliance Resource & Diversion Services   January 2014 - August 2014
Silpada Designs  July 2011 - July 2013
MetLife Home Loans   March 2010 - August 2010

Skills
Experience Working with..., Leadership, Social Networking, Customer Service, American Sign Language, Microsoft Excel, Microsoft Word, Sales, Event Planning, Microsoft Office, PowerPoint, Public Speaking, Policy, Advocacy, Missions, Research, Social Media, Social Media Marketing, Teamwork, Time Management

Education
Oral Roberts University   2014 — 2017
Master of Arts-Christian Counseling, Marriage and Family Therapy, Graduate Student

Oklahoma State University   2010 — 2014
Bachelor of Science-Human Development and Family Science, Child and Family Services, Graduate

Experience
Verizon Wireless  September 2015 - Present
Verizon Wireless  January 2014 - Present
Seckel Capital  January 2013 - July 2013
Manasquan Savings Bank  April 2012 - December 2012
Seckel Capital  November 2011 - March 2012
MetLife Home Loans   February 2011 - November 2011
GMI Home Loans, LLC  2010 - 2011
Equity Source Home Loans, LLC  March 2007 - 2010
Ditech.com  August 2002 - February 2007

Skills
Mortgage Banking, Loans, Credit, Mortgage Lending, Loan Origination, FHA, FHA financing, Mortgage Underwriting, Refinance, Residential Mortgages, Banking, Investment Properties, Real Estate, USDA, Credit Analysis, Underwriting

Education
Montclair State University   1988 — 1993
BS Math Education, Mathematics Teacher Education

Experience
HomeStreet Bank  July 2014 - Present
Stonegate Mortgage Corporation (NYSE: SGM)   November 2013 - July 2014
Nationstar Mortgage Wholesale Lending  January 2013 - November 2013
Prospect Mortgage, LLC  August 2012 - December 2012
MetLife Home Loans   November 2010 - October 2012
Bank of America  May 2009 - September 2010
Washington Mutual  August 2003 - June 2008

Skills
Credit, Banking, VA loans, Government Loans, Microsoft Excel, Loan Origination, Mortgage Banking, Mortgage Underwriting, Financial Risk, Residential Mortgages, Loss Mitigation, FHA financing, Reverse Mortgages

Education
Mt. San Antonio College
Bachelor's degree, Classes towards degree in Sociology

Experience
Genworth Financial  November 2011 - Present
MetLife Home Loans   2009 - 2010
Freedom Mortgage Corporation  June 2000 - September 2009
Irwin Mortgage Corporation  2000 - 2008

Skills
Mortgage Lending, Mortgage Banking, Sales, Underwriting, FHA, Relationship Management, Residential Mortgages, Sales Management, Loan Origination, Insurance, Microsoft Excel, USDA, Loans, Customer Service, Credit, Refinance, New Business Development, Training, Credit Analysis

Education
Middle Tennessee State University   1984 — 1989
BBA, Management/Marketing

Experience
EverBank  August 2012 - Present
Caliber Funding  February 2012 - August 2012
MetLife Home Loans   August 2010 - February 2012
MetLife  February 2005 - August 2010

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, English, Windows, Research, Outlook, Photoshop, Teaching, HTML, Budgets, Public Speaking, C++, C, Editing, Strategic Planning, Negotiation, Java, Finance, Banking, Residential Mortgages

Education
Montclair State University   2001 — 2006
Bachelor of Arts (B.A.), Broadcasting

Experience
BCB Community Bank  September 2013 - Present
Associated Mortgage Bankers (AMB)   February 2013 - September 2013
Security One Lending  July 2012 - January 2013
MetLife Home Loans   January 2009 - July 2012
EK Success  August 2008 - December 2008
Washington Mutual Home Loans  April 2007 - December 2007
BNY Mortgage Company   April 2000 - April 2007

Skills
Loans, Mortgage Lending, Loan Origination, Mortgage Banking, Home Equity Lines of..., FHA, Reverse Mortgages, Refinance, Customer Service, Sales, Negotiation, Investment Properties, Employee Relations, Public Speaking, Banking, Residential Mortgages

Education
Montclair State University   1995 — 2000

St. Peter's Prep   1991 — 1995

Experience
Prospect Mortgage, LLC  May 2013 - Present
C2C Appraisal Services, LLC   December 2012 - April 2013
Prospect Mortgage, LLC  June 2012 - December 2012
MetLife Home Loans   February 2011 - February 2012
W. J. Bradley Capital Corp   July 2010 - February 2011
Wintrust Mortgage Corporation f/k/a WestAmerica Mortgage Company   October 2008 - October 2010
American Home Mortgage  June 2007 - August 2007
American Home Mortgage  1999 - August 2007
American Home Mortgage  January 2004 - June 2007
First Home Mortgage/American Home Mortgage   January 1998 - 2004

Skills
Executive Management, Mortgage Banking, Real Estate, Product Development, Loan Origination, Change Management, Turn Around Management, Operations Management, Mortgage Lending, Mergers & Acquisitions, Management, Loans, Refinance, Training, Leadership, Underwriting, FHA, Strategic Planning, Finance, Risk Management, Strategy, CRM, Business Process..., Analysis, Portfolio Management

Education
Northwestern University - Kellogg School of Management   2006 — 2008
MBA, Executive Management

University of Illinois at Urbana-Champaign   1986 — 1991
BAS, Economics/Accounting

Experience
Union Bank  May 2011 - July 2015
MetLife Home Loans   November 2007 - May 2011
Silver State Mortgage  January 2006 - March 2007
First Franklin Financial  May 2002 - December 2005
Winstar Communications  May 1999 - March 2002

Skills
Mortgage Lending, Business Development, Leadership, Mortgage Banking, Refinance, Marketing, Marketing Strategy, Loans, Sales, Strategic Planning, Portfolio Management, Short Sales, Loan Origination

Education
Michigan State University   1992 — 1996
BA, Communications

Experience
MetLife  December 2014 - Present
MetLife  August 2013 - December 2014
MetLife  January 2013 - July 2013
MetLife Home Loans   April 2012 - December 2012
MetLife  April 2007 - February 2011
MetLife  October 2005 - April 2007
MetLife  October 2003 - October 2005
MetLife  April 2000 - September 2003

Skills
Succession Planning, HRIS, Change Management, Executive Pay, Insurance, Performance Management, Human Resources, Talent Management, HR Consulting, Diversity & Inclusion, College Recruiting, Benefits Administration, Performance Consulting, PeopleSoft, Leadership Development, Onboarding, HR Policies, Employee Engagement, Employee Relations, Organizational Design, Employee Benefits, Organizational..., Taleo, Recruiting, Deferred Compensation, FMLA, Talent Acquisition, Organizational..., Workforce Planning, Program Management, Personnel Management, Training, Career Development, Applicant Tracking..., Strategy

Education
New York University   1997 — 2000
Bachelor of Arts (B.A.), Organizational Behavior and Communications

Southside High School   1990 — 1994

Experience
Caliber Home Loans  December 2012 - Present
Nationstar Mortgage  March 2012 - December 2012
Metlife Home Loans   February 2009 - March 2012
Bank of America  July 2008 - February 2009
Countrywide Home Loans  April 2007 - July 2008
Silver State Mortgage  May 2006 - February 2007
National City Mortgage  August 2004 - May 2006
Valley National Bank  October 2002 - July 2004

Skills
Excel - Advanced, Access - Advanced, SSRS, Pricing Strategy, Forecasting, Internal Reporting, Trend Analysis, Mortgage Lending, Revenue Management, Financial Analysis, Leadership, Microsoft Excel, Revenue Analysis, Strategy, Banking

Education
Montclair State University   1995 — 2002
BA, Political Science

The University of Texas at Dallas - School of Management
MBA, Finance

Experience
HomeStreet Bank  January 2013 - Present
Pinnacle Capital Mortgage  April 2012 - January 2013
Metlife Home Loans   September 2010 - April 2012
Pacific Continental Bank  October 2007 - September 2010
Meritage Mortgage  2001 - 2007
Meritage Mortgage Corporation - A NetBank Company   2001 - 2007

Skills
Loan Origination, Mortgage Banking, Loans, Credit, Refinance, Residential Mortgages, Credit Risk, Leadership, Mortgage Lending, Change Management, Credit Analysis, Underwriting, Process Improvement, VA loans, Mortgage Underwriting, USDA, Banking, Customer Service, FHA, Risk Management, Microsoft Excel, Mortgage Servicing, Certified Mortgage..., Reverse Mortgages, FHA financing, Government Loans, Construction Loans, Consumer Lending, FHA Financing, Financial Analysis, Funding, Loss Mitigation, Portfolio Management, VA Loans, Relationship Management, Real Estate Financing, Finance

Education
Mt. Hood Community College   1990 — 1991

Experience
Eagle Home Mortgage  April 2012 - Present
MetLife Home Loans   October 2010 - March 2012
Bank of America  July 2003 - October 2010
North American Mortgage Company  2001 - July 2003

Education
Orange Coast College

Experience
Nationstar Mortgage, LLC  May 2012 - Present
MetLife Home Loans   September 2008 - Present
MetLife Bank  2008 - Present
FIRST HORIZON HOME LOANS a subsidiary of FIRST TENNESSEE BANK   1998 - 2008
Nations bank mortgage   1997 - 1998
Lomas Mortgage  1989 - 1995

Skills
Mortgage, Foreclosures, Loss Mitigation, Mortgage Lending, Mortgage Servicing, Default, Loans, Residential Mortgages, REO, Mortgage Banking, Loan Servicing, Loan Origination, Mortgage Underwriting, Credit Analysis, FHA, Credit

Education
New Mexico State University   1981 — 1989
BA, Finance

Experience
Bailey Banks & Biddle  July 2014 - Present
Smyth Jewelers  October 2012 - July 2014
Bailey Banks & Biddle  January 2010 - October 2012
MetLife Home Loans   April 2010 - January 2012
Spherion  July 2009 - November 2010
Bailey Banks & Biddle  November 2007 - June 2009
Finlay Fine Jewelry Corporation  November 2007 - June 2009
Zale Corporation  1990 - 2007

Skills
Inventory Management, Loss Prevention, Merchandising, Inventory Control, Jewelry, Visual Merchandising, Retail, Fashion, Store Management, Store Operations, Merchandise Planning, Luxury Goods, Watches, New Store Openings, Training, Diamonds, Management, Trend Analysis, Profit, Trend, Assortment, Retail Sales, Income Statement, Luxury, Sales, Purchasing, Hiring, P&L Management, Forecasting, CPFR, Team Building, Wholesale, Driving Results, Apparel, POS, Sales Management, Pricing, Customer Experience, Jewelry Design, Process Scheduler, Sourcing, Product Knowledge, Retail Buying, Recruiting, Customer Satisfaction, Employee Training, Vendor Relationships, Leadership, Customer Service, Multi-unit

Education
Missouri State University
Bachelor of Arts (BA), English Language and Literature, General

Experience
Caliber Home Loans  July 2013 - Present
American Mortgage Service Company  December 2012 - July 2013
Chase Bank  March 2012 - December 2012
MetLife Home Loans   May 2011 - March 2012

Education
Ohio Northern University   1991 — 1995
BSBA, Marketing

Experience
Frelance Photographer   June 2008 - Present
MetLife Home Loans   November 2010 - February 2012
Guaranteed Rate  June 2009 - November 2010
English Business   January 2008 - June 2008
Countrywide Home Loans  June 2003 - July 2007

Skills
Photography, Marketing, Portrait Photography, Customer Service, Sales, Social Media Marketing

Education
Northern Illinois University   2001 — 2005
BA, Art (drawing, sculpting, painting, fabrics & serigraphy

Experience
radius financial group inc.  2012 - September 2013
Caliber Funding  February 2012 - May 2012
MetLife Home Loans   June 2009 - January 2012
Omega Mortgage Corp  June 2012 - 2012

Skills
Loans, Mortgage Lending, Mortgage Banking

Education
Northern Essex Community College
Associate's degree, Liberal Arts and Sciences/Liberal Studies

University of Massachusetts Lowell
Bachelor of Science (BS), Business Finance

Experience
Citi  March 2012 - Present
MetLife Home Loans   August 2009 - March 2012
Citigroup  January 2007 - August 2009
Citigroup  April 2004 - December 2006
Chartwell Healthcare   1993 - 1996
American Healthcare  1989 - 1992

Skills
Financial Analysis, Analysis, Auditing, Mortgage Lending, Loans, Finance, Accounts Receivable, Accounting, Account Reconciliation, Teamwork, Management, Financial Reporting, General Ledger, Budgets, Payroll, Financial Modeling

Education
Millsaps College   1975 — 1979
BBA, Business Administration

Davidson

Experience
Metlife Home Loans   Branch Sales ManagerFirst Horizon Home LoansJune 2000 - September 2008

Education
Southern Oregon University   1989 — 1991
Bachelors, Business

Oregon Institute of Technology
Associates, Laser Electro-Optic Technology

Experience
MetLife Home Loans   April 2009 - Present
GMAC Rescap  February 1997 - October 2008

Education
Missouri State University   1986 — 1988
BA, Organizational Communications/Marketing

Bridgeton Academy 1982

Experience
Wells Fargo Home Mortgage  2012 - Present
MetLife Home Loans   June 2011 - December 2011
Financial Freedom  May 2005 - June 2011
Financial Freedom, a subsidiary of OneWest Bank   April 2005 - June 2011

Skills
FHA, Mortgage Lending, Reverse Mortgages, Refinance, Mortgage, Conventional...

Education
Miami University   1996 — 2000
Bachelor of Arts, Finance, General

Experience
Caliber Home Loans  June 2013 - Present
Caliber Home Loans  June 2013 - Present
G&G Protection   January 2005 - Present
Newbold Advisors  October 2012 - January 2013
MetLife Home Loans   November 2010 - December 2011
American Home Mortgage  January 2009 - November 2010
Saxon Home Mortgage  August 2007 - January 2009
st CONVENIENCE BANK   May 2006 - July 2007
EMC MORTGAGE CORPORATION  January 2005 - April 2006
CAPITAL ONE FINANCE, INC   June 1999 - October 2004

Skills
Team Leadership, Leadership Development, Organizational..., Organizational..., Coaching, Collections, Change Management, Corporate Communications, Quality Assurance, Team Building, Team Management, Team Oriented, Auditing, Hiring/firing, Employee Relations, Employee Management, Training & Development, Staff Supervision, Staff Retention, Training Skills, Loss Mitigation, Continuous Improvement, Conflict Resolution, Contingency Planning, Resource Management, Talent Acquisition, Talent Management, Quality, Training, Employee Training, Underwriting, PeopleSoft, Lotus Notes, Operations Management, Fidelity, Loans, Loan Servicing, FHA, Mortgage Lending, Call Centers, Customer Service, Finance, Financial Services, Management, Mortgage Servicing

Education
Northwood University   2012 — 2014
Bachelors in Business Administration, Business Administration and Management, General

Northwood University-Texas   2011 — 2014
Bachelor’s Degree, Business Administration and Management, General

Experience
Stearns Lending  2012 - Present
Metlife Home Loans   September 2010 - September 2012
Citigroup  January 1996 - June 2000

Skills
Mortgage Lending, Mortgage Banking, Mortgage Servicing, Customer Service, Loans, Residential Mortgages, Banking, Loan Servicing, Loan Origination, FHA, Loss Mitigation

Education
Northwood University-Texas
Business/Accounting

Experience
Wells Fargo Home Mortgage  April 2012 - December 2013
MetLife Home Loans   June 2009 - April 2012

Skills
Mortgage Lending, Mortgage Banking, FHA

Education
North Lake College
Mortgage Finance

Experience
HOME LENDING SOURCES   February 2012 - Present
MetLife Home Loans   May 2011 - January 2012
HomeBanc Mortgage  September 2009 - October 2010

Skills
VA loans, USDA, Government Loans, FHA, FHA financing, Refinance, Mortgage Banking, Residential Mortgages, Non-Conforming, Mortgage Lending, Loan Origination, Certified Mortgage..., Self-Employed Borrowers, NMLS, Down Payment Assistance

Education
Nassau Community College   1971 — 1973
Associate of Arts (A.A.), Business and Social Skills

Experience
FirstKey  April 2013 - Present
Pacific Union Financial  April 2012 - March 2013
MetLife Home Loans   October 2010 - April 2012
Aurora Loan Services  January 2001 - June 2008
Ford Consumer Finance  2001 - 2003

Skills
Mortgage Lending, Credit, Sales Management, Banking, Sales, Loans, New Business Development, Account Management, Business Development, Relationship Management, Strategic Planning, Underwriting, Risk Management, Negotiation, Leadership, Team Building, CRM, Finance, Cold Calling, Management

Education
Methodist College
Business, Management, Marketing, and Related Support Services

Experience
Caliber Funding  March 2012 - Present
MetLife Home Loans   2009 - May 2012
National City Mortgage  1998 - 2001
National City Mortgage  1998 - 2001

Skills
Mortgage Banking, Banking, Loans, Consumer Lending, USDA, Credit Analysis, Mortgage Lending, Loan Origination, Credit Risk, Residential Mortgages, Refinance, Underwriting, FHA, VA loans, Mortgage Underwriting

Education
Mount St. Mary's College   1982 — 1986
Bachelor of Science (BS), Business and Finance

Experience
AMERICAN FINANCIAL RESOURCES, INC.   February 2015 - Present
Pacific Union Financial  July 2012 - August 2014
ClearPoint  March 2012 - May 2012
MetLife Home Loans   September 2011 - March 2012
Stonegate Mortgage  January 2010 - January 2011
Washington Mutual  January 1995 - January 2008

Skills
FHA, Mortgage Lending, Loan Origination, Loans, Residential Mortgages, Banking, Credit, Mortgage Banking, Refinance, Real Estate, Underwriting, USDA, Credit Analysis, FHA financing, VA loans, Risk Management

Education
Northern Illinois University
MARKETING

Experience
Dollar Bank  September 2012 - Present
MSI Reverse Mortgage   July 2012 - August 2012
MetLife Home Loans   December 2011 - July 2012
Wells Fargo Home Mortgage  May 2011 - November 2011
PNC Reverse Mortgage, LLC.   May 2008 - May 2011

Skills
Reverse Mortgages, Retail Banking, Mortgage Lending, Loans, Investment Properties, Mortgage Banking, Loan Origination, Refinance, VA loans, Residential Mortgages, Home Equity Loans, FHA financing, USDA, Credit

Education
Mercyhurst College   1968 — 1973
Bachelor of Arts (BA), Art/Minor Business

Experience
Park Place Realty  August 2013 - Present
Green Tree Servicing  June 2012 - Present
MetLife Home Loans   June 2012 - March 2013
MetLife Home Loans   March 2011 - June 2012
Santander Consumer USA Inc.  April 2009 - March 2011
Santander Consumer USA Inc.  May 2007 - April 2009
Santander Consumer USA Inc.  September 2006 - May 2007
Citi  September 1996 - September 2006

Skills
Leadership, Corporate Training, Account Management, Resource Management, Business Analysis, Project Management, Business Process, Loans, Coaching, Credit, Management, Banking, Customer Service, Loan Servicing, Financial Services

Education
Mountain View College   1984 — 1986
Business Administration and Management, General

Skyline High School   1980 — 1984

Experience
Prospect Mortgage, LLC  August 2015 - Present
Regency Mortgage Corp. NMLS #1938   March 2015 - August 2015
Mortgage Financial Inc  November 2012 - March 2015
Omega Mortgage, A division of Lowell Bank  May 2012 - October 2012
MetLife Home Loans   March 2011 - April 2012
Mortgage Access Corporation  March 2010 - February 2011
Countrywide Home Loans/Bank of America  May 2005 - February 2010
1-800 East West Mortgage  September 2002 - May 2005

Skills
Mortgage Lending, FHA, Residential Mortgages, Credit, USDA, Credit Analysis, VA loans, VA Loans, Loans, Mortgage Banking, Refinance, FHA Financing, Mortgage Underwriting, Banking, Underwriting, First Time Home Buyers, Investment Properties

Education
Lynnfield High School

Northeastern University
Accounting and Finance

Experience
Greentree Mortgage Services  July 2013 - Present
Metlife home Loans   January 2011 - June 2013
American Home Mortgage Servicing  January 2010 - January 2011
Countrywide home loans  June 2006 - July 2007
ViewPoint Bank  March 2001 - July 2006

Skills
Mortgage Servicing, Mortgage Banking, Loss Mitigation, Underwriting, Loan Origination, Credit Analysis, Car Loans, Management, Retail Banking, Auditing, Refinance

Education
Trina Padilla de Sanz Arecibo P.R.   1988 — 1991
High School Diploma, General

North Lake College
Computers, basics