Experience
National Mortgage Insurance Corporation - "National MI"   March 2015 - Present
Impac Correspondent Lending   April 2014 - March 2015
Stonegate Mortgage Corporation  August 2013 - April 2014
Flagstar Bank  February 2011 - July 2013
SunTrust Mortgage  November 2009 - February 2011
MetLife Home Loans   September 2008 - October 2009
IMB  July 2007 - September 2008
Countrywide  2005 - 2007
ACC Capital Holdings  December 2002 - August 2005

Skills
Mortgage Banking, Mortgage Lending, FHA, Refinance, VA loans, Loan Origination, Residential Mortgages, Wholesale Lending, Loans, Investment Properties, Credit, Sales Management, Reverse Mortgages, FHA financing, Account Management, Mortgage, Conventional, VA, Conforming, Mortgage Industry, Origination, Consultative Selling, Purchase, Wholesale, Presidents Club, Certified Mortgage..., Selling, VA Loans

Education
Phoenix College

Experience
PNC  October 2014 - Present
PNC Mortgage  June 2012 - Present
MetLife Home Loans   December 2010 - May 2012
Bank of America  May 2004 - December 2010

Skills
Banking, Credit, Credit Analysis, Loans, Mortgage Banking, Mortgage Lending, Refinance

Education
Roosevelt University
BSBA, Marketing

Experience
American Advisors Group (AAG Reverse Mortgage)   February 2013 - Present
Security One Lending  July 2012 - January 2013
MetLife Home Loans   January 2009 - June 2012
Bankers Life and Casualty  2007 - 2009
Life Settlement Company of America   2007 - 2007
BNY Mortgage  2001 - 2007

Skills
Reverse Mortgages, Loan Origination, Financial Analysis, Negotiation, Consultative Selling, Mortgage Banking, Excel, Word, Mortgage, Loans, Customer Relations, Mortgage Lending, Salesforce.com, Sales Management, Funding, Sales, Finance, FHA, Banking, Credit, Residential Mortgages, Underwriting, Retirement, Retirement Planning, Customer Service, FHA financing, Credit Analysis, First Time Home Buyers, Risk Management, Management, Construction Loans, Selling, Home Equity Loans, Leadership, Government Loans, Mortgage Servicing, Refinance, Home Equity Lines of..., Home Equity, Investment Properties, Commercial Mortgages, Real Estate Financing, USDA, Certified Mortgage..., Loan Servicing, Mortgage Marketing, Loss Mitigation, Mortgage Underwriting, VA loans, Commercial Lending

Education
Rider University   1996 — 2000
B.S. Degree, Finance and Philosophy

Experience
iReverse Home Loans  2012 - Present
Global One Home Loans dba High Tech Lending, Inc.   January 2012 - June 2012
MetLife Home Loans   December 2010 - January 2012
Wells Fargo Home Mortgage  November 2009 - December 2010
Genworth Financial Home Equity Access, fka Liberty Reverse Mortgage Inc.   November 2007 - January 2009
Liberty Reverse Mortgage  October 2005 - November 2007
Loan Document Signing Services, Inc.   January 1998 - May 2006
Colrich Communities   1995 - 1997
Homestead Land Development, Inc.   1989 - 1992
Palos Verdes Escrow   1986 - 1989

Skills
Reverse Mortgages, HECM For Purchase, Residential Real Estate..., Retirement, Referrals, Product Spokesperson, Solution Selling, Business Development, Leadership, Consultative Selling, Investment Properties, Home Equity, Refinance, Real Estate Transactions, Real Estate, FHA financing, Selling, Credit, Business Networking, Residential Mortgages, Loan Origination, VA loans, Mortgage Marketing, Sellers, Sales, Coaching, Residential Homes, Seniors, New Business Development, Salesforce.com, Mortgage Lending, First Time Home Buyers, Foreclosures, FHA, REO, Real Estate Financing, Loans, Government Loans, Home Equity Lines of..., Solution Provider, Home Equity Loans, Closings, Underwriting, Social Marketing, Spokesperson, FHA Financing, Mortgage Banking, Finance

Education
Riverside Community College   1982 — 1982

Riverside City College   1980 — 1981
n/a

Experience
Pacific Union Financial, LLC  July 2012 - Present
Great Western Financial Services, Inc.   April 2012 - June 2012
MetLife Home Loans   December 2011 - April 2012
Bank of America  2010 - 2011
Bank of America (Countrywide)   2007 - 2010
Bank of America (Countrywide)   2007 - 2010
Bank of America (Countrywide)   2003 - 2007
Citigroup  April 2000 - February 2001
Texas National Funding   December 1999 - August 2000
AmeriCredit  November 1998 - December 1999

Skills
Mortgage Banking, Conventional, FHA, VA, Credit, Customer Retention, Loss Mitigation, Servicing, Mortgage Lending, Mortgage, Refinance, Loan Origination, Loans, Residential Mortgages, Mortgage Industry, Credit Analysis, Sales Management, VA loans, Purchase, Process Improvement, Credit Risk, Customer Service, Call Center, Compliance, Customer Relations, P&L Management, First Time Home Buyers, Strategic Planning, Negotiation, Operations Management, Conforming, Portfolio Management, Sales, Certified Mortgage..., Mortgage Servicing, Call Centers, Leadership, CRM, Loan Servicing, Banking, Home Equity Loans, Consumer Lending, Training, Team Building

Education
Sam Houston State University   1991 — 1993
BBA, Management

Tyler Junior College
General Studies

Experience
Nationstar Mortgage  June 2015 - Present
New American Funding  December 2013 - Present
Great Plains National Bank  October 2013 - December 2013
Pacific Union Financial, LLC  August 2012 - October 2013
MetLife Home Loans   July 2011 - October 2012
Great Western Financial Services, Inc.   July 2012 - August 2012
Bank of America  December 2007 - July 2011

Skills
Finance, Leadership, Loan Origination, Loans, Mortgage Lending, Mortgage Banking, FHA, Strategic Financial..., Funding, Mortgage Underwriting, Real Estate, Refinance, Residential Mortgages, Sales, USDA, Underwriting, VA loans, VA Loans

Education
Prairie View A&M University   1975 — 1976
Master of Business Administration (MBA), Business, Management, Marketing, and Related Support Services

Experience
IRON Solutions  April 2010 - Present
WorldVentures  March 2014 - July 2015
5 Star Unplugged   May 2010 - July 2015
True Cowboy Radio   September 2009 - July 2015
True Cowboy Rodeo Talent Agency   August 2008 - May 2015
MetLife Home Loans   January 2009 - September 2009
Portland Rain FC   August 2008 - January 2009
Coldwell Banker BSSP & Walker Realty Group (REO)   January 2004 - January 2009

Skills
Marketing, Sales, Marketing Management, Advertising, Sales Operations, Sales Process, Leadership, Business Strategy, Sales Management, Market Planning, Marketing Communications, Marketing Strategy, Market Research, Sports Marketing, Contract Negotiation, Event Planning, CRM, Social Media Marketing, B2B, Management, Social Networking, Online Marketing, Lead Generation, Budgets, Start-ups, Entrepreneurship, Online Advertising, Strategic Partnerships, Product Marketing, Digital Marketing, Direct Marketing, Sponsorship, Email Marketing, Selling, Integrated Marketing, Salesforce.com, ERP Software, NetSuite, Sales Engineering, SaaS

Education
Portland State University - School of Business   2004 — 2006
Bachelor of Science, Marketing & Managment

Proschools   2005 — 2005
Licensed Real Estate Agent, Real Estate

Experience
Sierra Pacific Mortgage Company, Inc.   October 2014 - Present
HomeStreet Bank  March 2014 - October 2014
Guaranteed Rate  September 2013 - March 2014
Land Home Financial Services  August 2012 - August 2013
MetLife Home Loans   August 2011 - January 2012
WELLS FARGO & COMPANY  2010 - July 2011
Diversified Capital Funding  October 2007 - May 2010
J Rockcliff Realtors  2009 - 2010
Mortgage Market  January 1999 - September 2007

Skills
FHA, Real Estate Development, Mortgage Banking, Refinance, Mortgage Lending, First Time Home Buyers, Loan Origination, Cash Management, Residential Mortgages, REO, Government Loans, Foreclosures, VA loans, USDA, Reverse Mortgages, Referrals, FHA financing, Loans, HUD, Condos, Underwriting, Investment Properties, Funding, Financial Services, Selling, Investments, Short Sales, Sellers, Real Estate Economics, Real Estate Financing, Single Family Homes, Finance, Real Estate, Relocation, Leadership, Investors, Credit, Certified Mortgage..., Real Estate Transactions, Residential Homes, Mortgage Underwriting, Home Equity Loans, Loss Mitigation, Construction Loans, Commercial Mortgages, Mortgage Marketing, Home Equity Lines of..., Non-Conforming, Financial Structuring, Credit Analysis

Education
San Diego State University-California State University

Experience
Benchmark Mortgage, aka Ark-La-Tex Financial, LLC   June 2012 - Present
HP Enterprise Services  June 2011 - March 2012
MetLife Home Loans   March 2006 - December 2010
UTLS Default Services ( formerly LandAmerica OneStop DS)   2010 - 2010
T-Mobile  February 2002 - August 2005
Citizens Communications  1996 - 2002

Skills
Process Improvement, Vendor Management, Business Analysis, Mortgage Lending, Visio, Team Building, Software Documentation, Customer Service, Risk Management, Team Leadership, Recruiting, Project Management, Call Center, Change Management, Management, Loans, Leadership, Operations Management, Process Engineering, Appraisal Skills, Call Centers, Program Management, Testing, Sales, SDLC

Education
Richland College
Computer Technology, Computer Technology/Computer Systems Technology

Experience
Caliber Home Loans  February 2012 - Present
MetLife Home Loans   September 2009 - January 2012
First Horizon Home Loans  August 2006 - September 2009
Fifth Third Bank  2003 - 2006
United Parcel Service  1987 - 2003

Skills
Mortgage Lending, Loans, Mortgage Banking, FHA, Loan Origination, Residential Mortgages, Refinance, VA loans, Credit, Banking, Finance, USDA Rural Housing

Education
Purdue University Calumet

Experience
Gateway Mortgage Group, LLC  September 2015 - Present
Weichert Financial Services  January 2012 - September 2015
Mortgage Access Corporation  January 2012 - August 2015
Mortgage Access Corporation  January 2012 - July 2012
metlife home loans   2010 - 2011
Bank of America Home Loans  August 1999 - October 2010
Royal Bank  1998 - 1999
Gaev Real Estate   1982 - 1996

Skills
FHA, USDA, Refinance, Mortgage Lending, Mortgage Banking, Loan Origination, Investment Properties, FHA financing, Residential Mortgages, Mortgage Marketing, Investors, Condos, Selling, Buyers, Referrals, First Time Home Buyers, Relocation, Residential Homes, Sellers, Real Estate, Loans, VA loans, Real Estate Financing, Credit, Government Loans, Credit Analysis, Investments, Finance, Single Family Homes, New Home Sales, Certified Mortgage..., Underwriting, Short Sales, Real Estate Economics, Financial Services, Banking, Consumer Lending, Mortgage Underwriting, Real Estate Transactions, REO, Sales, FHA Financing, VA Loans, Construction Loans

Education
Saint Joseph's University - Erivan K. Haub School of Business   2001 — 2006
MBA, Business

Saint Joseph's University - Erivan K. Haub School of Business   2001 — 2006
mba, business

Philadelphia University   1978 — 1982
BS, Marketing

Lower Merion High School

Experience
Unity Bank  May 2012 - Present
MetLife Home Loans   October 2011 - March 2012
Bank of America  April 2009 - May 2011
Weichert Financial Services  May 1996 - March 2009
Weichert Financial Services  February 2002 - February 2007
Weichert Financial Services  January 2000 - January 2002

Skills
Mortgage Lending, Mortgage Banking, Underwriting, Loan Origination, Credit, Sales, FHA, Loans, Refinance, VA loans, Mortgage Underwriting, Residential Mortgages, Credit Analysis, USDA, Government Loans, Banking, First Time Home Buyers, Investment Properties, FHA financing, Real Estate, Referrals, Finance, Construction Loans, Home Equity Loans, Leadership, Funding, Residential Homes

Education
Rutgers, The State University of New Jersey-New Brunswick   1986 — 2000
BA, Economics

Experience
MetLife Home Loans   August 2010 - Present
EMIGRANT DIRECT BANK   July 2007 - May 2009
WMC MORTGAGE  October 2006 - April 2007

Skills
Registered Notary..., Word • Excel •..., Fluent in Spanish

Education
Rockland Community College   2002 — 2008
Associates Degree, Business Administration

Experience
First Home Mortgage  October 2011 - Present
MetLife Home Loans   June 2009 - October 2011
First Horizon Home Loans  November 2002 - June 2009

Skills
Residential Mortgages, Accounting, Sports Coaching, Outdoor Recreation, Lacrosse, Whitewater Kayaking, Home Improvement, Landscaping

Education
Randolph-Macon College   1997 — 2001
Bachelor of Science (BS), Business/Economics

Fallston High School   1993 — 1997

Experience
Mortgage Network, Inc.   September 2012 - Present
MetLife Home Loans   March 2011 - March 2012
Mortgage Access Corporation  November 2009 - March 2011
Countrywide Home Loans  April 2002 - November 2009
north american mortgage  1999 - 2002
taylor precision products  1998 - 1999

Skills
Mortgage Lending, Customer Service, Loans, Underwriting, Management, Loan Origination, Residential Mortgages, Mortgage Banking, FHA, Refinance, FHA financing, Sales, USDA, Credit

Education
Salem State University   1993 — 1998

Ipswich High School   1986 — 1995

Experience
Retirement Funding Solutions  July 2015 - Present
Security One Lending  June 2012 - June 2015
MetLife Home Loans   September 2011 - July 2012
Wells Fargo Home Mortgage  November 2009 - August 2011
Professional Mortgage Services, Inc   January 1985 - January 2000

Skills
You name it - 40 Plus..., Reverse Mortgages, Mortgage Lending, Credit, Mortgage Banking, Residential Mortgages, Loans, Banking, FHA financing, Mortgage Underwriting, Refinance, Investment Properties, USDA, Underwriting, VA loans, Finance, FHA Financing

Education
Saint Johns River State College   1966 — 1969
Associate of Arts (AA), Business Administration and Management, General

St. Augustine High School   1962 — 1966

Experience
Flagstar Bank  2011 - Present
MetLife Home Loans   2007 - 2011

Education
Rockland Community College   1975 — 1978
Business, Business / pre med

elementry, junior & high

Experience
First Home Mortgage  September 2011 - Present
MetLife Home Loans   May 1997 - August 2011

Skills
Mortgage Lending, FHA, Mortgage Banking, Loan Origination, Residential Mortgages, FHA financing, VA loans, Real Estate, First Time Home Buyers, Refinance, Investment Properties, Banking, Certified Mortgage..., Construction Loans, Credit, Credit Analysis, Finance, Foreclosures, Government Loans, Loans, New Home Sales, Real Estate Economics, Real Estate Financing, Real Estate Transactions, Relocation, Residential Homes, Sellers, Short Sales, Single Family Homes, USDA, FHA Financing, REO, Underwriting, VA Loans

Education
Radford University   1992 — 1996
BBA, Finance

Fallston High School   1989 — 1992

Experience
Caliber Home Loans  January 2014 - Present
Caliber Home Loans  April 2013 - December 2013
MetLife Home Loans   September 2011 - February 2013
MetLife Home Loans   February 2008 - August 2011
Regional Consulting   April 2007 - January 2008
James One  November 2006 - April 2007
First American Title on site for Nationstar Mortgage   January 2005 - September 2006
Spherion: Contracted to Cap Gemini Earnst &Young   November 2003 - December 2004

Skills
Mortgage Lending, Loans, Banking, Mortgage Banking, Training, Financial Services, Residential Mortgages, Relationship Management, FHA, Policy

Education
Nimitz High School   1995 — 1998

Richland Community College
Associates of Applied Science, Multimedia and Web Development

Experience
Bankers Conseco Life Insurance Company  May 2015 - Present
1st Reverse Mortgage USA  June 2012 - December 2012
MetLife Home Loans   September 2010 - July 2012
Genworth Financial  January 2009 - September 2010
Wells Fargo  June 2008 - March 2009
Bank of America  August 2004 - June 2008

Skills
Reverse Mortgages, Home Equity, Mortgage Industry, Mortgage Lending, Residential Mortgages, Refinance

Education
Webster University   2009 — 2011
Master of Business Administration (M.B.A.), Business, 3.12

Park University   2005 — 2009
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General, 3.0

Experience
EverBank  February 2014 - Present
Sun National Bank  January 2012 - February 2014
Metlife Home Loans   August 2011 - January 2012
Bank of America Home Loans  November 2002 - July 2011

Skills
Mortgage Banking, Loans, Mortgage Lending, Loan Origination, FHA, Refinance, Residential Mortgages, Credit, VA loans, FHA financing, USDA, Banking, Real Estate, Reverse Mortgages, Construction Loans, Certified Mortgage..., Sales, Retail Banking, First Time Home Buyers, Credit Analysis, Commercial Banking, Investment Properties, Financial Structuring, Residential Homes, Credit Risk, Real Estate Economics, Small Business Lending, Mortgage Underwriting, Commercial Lending, Management, Lines Of Credit, Mortgage Servicing, Recruiting, Finance, Consumer Lending, Real Estate Financing, Underwriting, Government Loans, Cross Selling, Loss Mitigation, Loan Modifications, Commercial Mortgages, Foreclosures, Home Equity Loans, Branch Management, Loan Servicing, Portfolio Management, Funding, Short Sales, Investments

Education
Rutgers, The State University of New Jersey-Newark   1989 — 1994
BS, Management

University of Rhode Island   1988 — 1989

Experience
Wells Fargo Home Mortgage  March 2013 - Present
Bank of America  April 2012 - Present
MetLife Home Loans   August 2011 - April 2012
GMAC Mortgage  April 2002 - March 2008
H & R Block  April 2001 - May 2002

Skills
Mortgage Banking, Reverse Mortgages, Loans, Mortgage Lending, Home Equity Loans, Real Estate, Banking, Finance, Sales, Residential Homes

Education
San Francisco State University   1982 — 1983

Saint Mary's College of California   1976 — 1980
BS in Bus Ad, Business Administration

Experience
Wells Fargo Residential Valuation Services   June 2012 - Present
Mary Kay Cosmetics  May 2007 - Present
MetLife Home Loans   September 2010 - June 2012
Cortes & Associates   August 2009 - August 2010
Samantha Goldberg & Company   2010 - 2010
Wachovia Bank  August 2004 - August 2009
World Savings Alum   2004 - 2007
DePasquale Salon Systems  June 2003 - June 2004

Skills
Property, Underwriting, Mortgage Lending, Social Networking, Networking, Salesforce.com, Single Family Homes, Construction, Marketing Communications, CMS, Event Management, Real Estate, Loans, Entrepreneurship, Business, Sales Presentations, Contract Management, Customer Service, Finance, PeopleSoft, Accounting, FHA, First Time Home Buyers, REO, Appraisals, Valuation, Residential Homes, Foreclosures, Refinance, Short Sales, Condos

Education
Rutgers University – Camden   1997 — 2001
BA, Criminal Justice/Urban Studies

Experience
Greentree Mortgages Company   December 2014 - Present
Gateway Funding  September 2013 - December 2014
Sun National Bank  February 2012 - July 2013
MetLife Home Loans   March 2009 - January 2012
Countrywide Home Loans  September 1998 - February 2009
Countrywide Home Loans  July 2005 - June 2008
Countrywide Home Loans  October 1998 - July 2005
GMAC Mortgage  1989 - 1995

Skills
Mortgage Lending, Mortgage Banking, FHA, Refinance, Loans, Loan Origination, Residential Mortgages, USDA, Mortgage Underwriting, FHA financing, Branch Management, First Time Home Buyers, Government Loans, Financial Analysis, Loan Servicing, Cross Selling, Commercial Lending, Credit, Credit Analysis, Construction Loans, Consumer Lending, Reverse Mortgages, Financial Services, VA loans, Commercial Mortgages, Small Business Lending, Loss Mitigation, Mortgage Servicing, Underwriting, Certified Mortgage...

Education
Rutgers, The State University of New Jersey-Camden   1985 — 1990
BS, Accounting

Experience
Well Fargo Home Mortgage  2012 - Present
MetLife Home Loans   March 2011 - April 2012
Bank of America  May 2008 - February 2011

Skills
FHA financing, Mortgage Underwriting, Risk Management, Refinance, Residential Mortgages, Consumer Lending, Loans, VA loans, Credit Analysis, Financial Risk

Education
Platt College-Aurora
Academic Diploma-Data Entry

Experience
Residential Mortgage Services, Inc.   May 2011 - Present
First Eastern Mortgage  February 2010 - May 2011
MetLife Home Loans   March 2008 - February 2010
SouthCoast Mortgage & Investment Corp   September 1998 - March 2008
Bank of Boston  1992 - 1998

Skills
Refinance, Mortgage Lending, USDA, Loans, VA loans, FHA, Residential Mortgages, Mortgage Banking, Finance, Real Estate, Government Loans, Construction Loans, Loan Origination, Certified Mortgage..., Consumer Lending, FHA financing, HUD, Underwriting, Short Sales, Reverse Mortgages, First Time Home Buyers, Sales, Residential Homes, Mortgage Underwriting, Credit, Credit Analysis, Investment Properties, Banking

Education
University of Massachusetts Dartmouth   1987 — 1991
BS, Finance

Salem State University   1984 — 1988

Experience
PrimeLending  August 2015 - Present
PrimeLending  February 2013 - Present
HarborOne Credit Union  March 2012 - February 2013
MetLife Home Loans   July 2009 - 2012
Sovereign Bank  June 2005 - April 2009
Sovereign Bank  May 2000 - May 2005
Putnam Investment  2000 - 2000

Skills
Interviewing, Blended Learning, Presentation Development, Virtual and Classroom..., Curriculum Development, ADDIE, Interviews, Classroom, Behavioral Interviewing, Banking, Benefits Negotiation, Employee Relations, Employee Training, Hiring, Human Resources, Leadership, Leadership Development, Mortgage Lending, Recruiting, Sales, Talent Management, Training

Education
Saint Michael's College   1993 — 1996
Bachelor or Arts, Journalism

Glens Falls High School   1989 — 1992

Experience
Bank of Utah  April 2014 - Present
Flagship Financial Group  November 2012 - March 2014
Academy Mortgage Corporation  March 2012 - November 2012
MetLife Home Loans   May 2011 - February 2012
Wells Fargo Home Mortgage  June 1979 - April 2010

Skills
Loan Origination, Refinance, VA loans, Loans, FHA financing, Banking, Residential Mortgages, First Time Home Buyers, Sales Management, Credit, Branch Management, Recruiting, Applicant Tracking..., Sales, Government Loans, Cold Calling, Investment Properties, USDA, Mortgage Lending, Mortgage Banking, FHA, Credit Analysis, Finance, Underwriting, FHA Financing, VA Loans

Education
Alta High School   1976 — 1979
Business

Salt Lake Community College
Business/Commerce, General

Experience
SunTrust Mortgage  March 2014 - Present
SunTrust Mortgage  May 2011 - February 2014
MetLife Home Loans   November 2010 - May 2011
PHH Mortgage  September 2002 - March 2010
Bank of America  2010 - 2010

Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, Refinance, FHA, Loan Origination, Loans, FHA financing, VA loans, Credit, Mortgage Underwriting, USDA, Reverse Mortgages, Banking, Underwriting, Investment Properties, First Time Home Buyers, Credit Analysis, Real Estate, Home Equity Loans, Sales, Selling, Residential Homes, Real Estate Financing, Referrals, Short Sales, Consumer Lending, Commercial Lending, Government Loans, Program Development, Employee Training, VA Loans, FHA Financing

Education
Rollins College   2008 — 2010
Masters, Human Resources Management

University of Florida   1998 — 2002
Bachelors, Recreation, Business

Experience
Caliber Home Loans  January 2012 - Present
MetLife Home Loans   May 2011 - December 2011
Bank of America Home Loans  August 1998 - December 2010
Countrywide Home Loans-Wholesale   1998 - 2010
Moore Hospital   1992 - 1996

Skills
Mortgage Banking, Reverse Mortgages, Loans, USDA, Mortgage Lending, Underwriting, FHA, Residential Mortgages, Consumer Lending, Refinance, Credit, Credit Analysis, Sales Management, VA loans, FHA financing, Finance, Government Loans, Mortgage Underwriting, Commercial Lending, Loan Origination, Real Estate, Loss Mitigation, Construction Loans, Certified Mortgage..., Mortgage Servicing, Home Equity Loans, Real Estate Financing, Wholesale Lending, Loan Servicing, First Time Home Buyers, Mortgage Marketing, Commercial Mortgages, Home Equity Lines of..., Investment Properties, REO, Title Insurance, Banking, Real Estate Economics, Foreclosures, Rates, Escrow, Short Sales, Referrals, Appraisals, Investors, FHA Financing, VA Loans, Sales, Customer Service, Residential Homes

Education
Del City High

Rose State College

Experience
Proficio Mortgage Ventures  February 2013 - Present
MetLife Home Loans   2010 - June 2012
Omega Mortgage Corp  2009 - 2010

Skills
Loan Origination, Mortgage Lending, Loans, Mortgage Banking, FHA, Reverse Mortgages, Residential Mortgages, FHA financing, Refinance, Certified Mortgage..., Home Equity, New Business Development, Business Strategy, Government Loans

Education
San Diego State University-California State University   1983 — 1986
BS, Marketing

Tulane University   1982 — 1984

Experience
Urban Financial of America, LLC  April 2015 - Present
American Advisors Group (AAG)   March 2014 - April 2015
Urban Financial of America, LLC  2015 - 2015
Urban Financial of America, LLC  2015 - 2015
Liberty Home Equity Solutions  February 2013 - March 2014
Libery Home Equity Solutions   June 2012 - March 2014
MetLife Home Loans   August 2008 - June 2012
MetLife Home Loans   August 2008 - April 2012
Generation Mortgage  April 2007 - August 2008
Wells Fargo Home Mortgage  November 2005 - April 2007

Skills
Reverse Mortgages, Construction, Home, Real Estate Financing, Business Operations..., Marketing Communications, Team Leadership, Strategic Leadership, Leadership, Mortgage Lending, Operations Management, Loan Origination, Loan Servicing, Mortgage Banking, First Time Home Buyers, Residential Mortgages, Training, Finance, Management, Referrals, FHA, Loans, Real Estate, Refinance, Investment Properties, VA loans, Certified Mortgage..., Construction Loans, Loss Mitigation, Credit, Government Loans, USDA, FHA Financing, Sales, Banking, Credit Analysis

Education
Rose-Hulman Institute of Technology   1958 — 1959
None, Engineering

Plainfield High School   1955 — 1958
High School Diploma, Math, Science

Experience
Bank of America  January 2015 - Present
Bank of America  August 2012 - January 2015
Nationstar Mortgage  December 2011 - August 2012
MetLife Home Loans   April 2011 - December 2011
Bank of America  May 2010 - April 2011
Bank of America  June 2009 - June 2010
Bank of America  November 2006 - June 2009
Bank of America  March 2006 - June 2009
Countrywide Home Loans  January 2004 - March 2006
Countrywide Home Loans  August 2002 - January 2004

Skills
Banking, Management, Mortgage Banking, Mortgage Lending, Recruiting, Training

Education
Richland Community College   2002 — 2002

Experience
Reverse Mortgage Funding LLC  August 2014 - Present
Nationwide Equities Corp  September 2012 - Present
Metlife Home Loans   October 2008 - Present
MetLife Home Loans   October 2008 - Present
Real Estate Mortgage Network  April 2007 - April 2008
First Financial Equities, Inc   September 2006 - April 2007

Skills
Highly Detailed, Customer Oriented, Goal Oriented, Highly motivated...

Education
Pace University
Marketing/Marketing Management, General

Rockland Community College
Associate of Arts (AA)

Experience
Homeowners Financial Group  January 2012 - Present
Metlife Home Loans   March 2009 - December 2011
Bank of Boston  May 1982 - August 1995
Luxury Home Tour   1987 - 1994

Skills
FHA, Mortgage Lending, Refinance

Education
Williams College   1980 — 1982
MS, Banking

Quinnipiac University - School of Business   1971 — 1975
BS Magnum Cum Laude, Marketing and Finance

Experience
Success Mortgage Partners  December 2012 - Present
First Century Bank  April 2011 - December 2012
Sun West Mortgage Company  April 2010 - April 2011
VirtualBank  January 2007 - April 2010
MetLife Home Loans   June 2008 - January 2010
WSFS Bank  May 2008 - August 2008
Gold Reverse, Inc   November 2007 - May 2008
Financial Freedom/IndyMac Bank   May 2005 - December 2006
Financial Services  July 2004 - May 2005
New York Life Insurance Company  December 2000 - July 2004

Skills
Mortgage, Certified Financial..., Annuities, Reverse Mortgages, Term Life Insurance, Universal Life, Mutual Funds, ETFs, Compliance, Mortgage Lending, Fixed Annuities, Residential Mortgages, Loan Origination, Life Insurance, Loans, Mortgage Banking, Investments, Banking, Retirement Planning, Credit Analysis, Credit, Financial Advisory, Series 7, Retirement, Disability Insurance, Insurance, Underwriting, Mortgage Marketing, FHA, Strategic Financial..., Refinance, Wealth Management, Selling, FHA financing, Finance, Sales, Commercial Lending, USDA, Funding, VA loans, Executive Management, Portfolio Management, Commercial Mortgages, Mortgage Underwriting

Education
Purdue University   1990 — 1996
Bachelor of Science, Financial Planning

Snider HS   1987 — 1990
General, General

Experience
Guardian Mortgage Company, Inc.   July 2014 - Present
AMLA   2010 - 2015
AMLA   2010 - 2015
Guaranteed Rate  October 2013 - July 2014
US Bank  2010 - 2013
MetLife Home Loans   2008 - 2010
Countrywide Home Loans  2006 - 2008
Valley Bank  2004 - 2006
Colonial Mortgage & Investment   1999 - 2004

Skills
Mortgage, Loans, Mortgage Lending, Mortgage Banking, Mortgage Planning, Purchase, Coaching, Sales Management, New Business Development, Mentoring, Strategic Planning, Certified Mortgage..., Investment Properties, VA loans, FHA, Loan Origination, Refinance, USDA, Construction Loans, Residential Mortgages, Reverse Mortgages, Credit, Real Estate Financing, Mortgage Underwriting, Credit Analysis, VA Loans

Education
Palomar College
Business

Anthony School of Real Estate
Real Estate

The American School of Mortgage Banking
Mortgage Banking

Experience
Manera Solutions   March 2015 - Present
MetLife Home Loans   October 2010 - March 2011
Wachovia Corporation  July 1988 - October 2008
Wachovia  1988 - 2008
Wachovia, previously World Savings   1988 - 2008
World Savings  1988 - 2005

Skills
Mortgage Lending, Team Building, Leadership, Loan Origination, Underwriting, Residential Mortgages, Loans, First Time Home Buyers, Mortgage Banking, Banking, Investment Properties, Negotiation, Credit, Portfolio Management, Selling, Finance, Real Estate, Refinance, Management, Sales, Credit Analysis, Loss Mitigation, Sales Management, Financial Analysis, Insurance, Small Business Lending, FHA, Real Estate Financing, VA loans, Reverse Mortgages, Cross Selling, USDA, Mortgage Underwriting, Commercial Lending, Investments, Relationship Management, FHA financing, Consumer Lending, VA Loans, FHA Financing

Education
San Francisco State University, College of Business   1984 — 1988
BS, Business Administration & Finance

Experience
SecurityNational Mortgage Company #3116  March 2015 - Present
SecurityNational Mortgage Company #3116  July 2014 - March 2015
Franklin American Mortgage Company  July 2012 - January 2014
Bank of America  May 2012 - July 2012
MetLife Home Loans   April 2011 - April 2012

Skills
Customer Service, Mortgage Banking, Wholesale Lending, Sales, Refinance, Conventional Loans, Processing, FHA financing, VA loans, USDA Rural Housing, Co-ops, Cold Calling, Loans, Product Structuring, Mortgage Lending, VA Loans

Education
Professional Golfers Career College   2009 — 2010
Associate's degree, Professional Golf Management, GPA: 3.45

Alonso High School

Experience
Retirement Funding Solutions  June 2015 - Present
Retirement Funding Solutions  June 2015 - Present
Security 1 Lending  June 2012 - June 2015
MetLife Home Loans   July 2011 - June 2012
Genworth Financial  June 2010 - June 2011
MetLife Home Loans   January 2010 - June 2010
Horizon Home Mortgage   October 2008 - December 2009
Reverse Mortgage of New England   May 2007 - October 2008
Webster Bank  October 2006 - May 2007
Travis Mortgage  January 2005 - October 2006

Skills
Regulations, Reverse Mortgages, FHA, FHA financing, Refinance, Loans, Residential Homes, Sales, Mortgage Banking, Real Estate, Credit, Loan Origination, Residential Mortgages, Home Equity Loans, Home Equity Lines of..., Mortgage Lending, Refinancings, Home Equity, Underwriting, VA loans, USDA, Loan Servicing, Mortgage Underwriting, Certified Mortgage..., Government Loans, Referrals, Mortgage Marketing, Real Estate Financing, Finance, Foreclosures, Seniors, Commercial Mortgages, Investment Properties, Mortgage Servicing, First Time Home Buyers, Commercial Lending, FHA Financing, VA Loans

Education
Roberts Wesleyan College   1972 — 1973
Music Education

Greece Arcadia High   1967 — 1971
general, general

Experience
Mortgage Network, Inc.   April 2015 - Present
Citizens Bank  August 2013 - April 2015
Caliber Funding  February 2012 - June 2013
MetLife Home Loans   December 2010 - February 2012
Gateway Funding  August 2005 - December 2010

Skills
Mortgage Lending, FHA financing, Veterans Affairs, FHA, USDA, Loans, Credit, FHA Financing, Loan Origination, Mortgage Banking, Refinance, Residential Mortgages, VA Loans, Mortgage Underwriting

Education
Rider University   2000 — 2004
Bachelor of Science (BS), Biopsychology

Experience
On Q Financial  August 2010 - Present
MetLife Home Loans   July 2009 - August 2010
JPMorgan Chase  April 1986 - June 2009
JPMorgan Chase  2002 - 2006
JPMorgan Chase  1994 - 1996
JPMorgan Chase  1992 - 1994
JPMorgan Chase  1990 - 1992
JPMorgan Chase  1986 - 1989
Bank of America  September 1977 - April 1986
Bank of America  1980 - 1983

Skills
Mortgage Banking, Banking, FHA, Mortgage, VA, Loan Origination, Mortgage Lending, Residential Mortgages, Refinance, Loans, Credit, USDA, VA loans, Underwriting, FHA financing, Government Loans, Mortgage Marketing, First Time Home Buyers, Construction Loans, Loss Mitigation, Retail Banking, Reverse Mortgages, Mortgage Underwriting, Consumer Lending, Investment Properties, Risk Management, Home Equity Lines of..., Real Estate Financing, Management, Relationship Management, Certified Mortgage..., Sales, Portfolio Management, Financial Services, Finance, Referrals, Commercial Lending, Credit Analysis, Credit Risk, Commercial Mortgages, Mortgage Servicing, Home Equity Loans, Residential Homes, Investments, Real Estate Economics, Financial Structuring, Loan Servicing, HUD, Rates, Real Estate

Education
Pepperdine University   1980 — 1982
MBA, Business

San Jose State University   1972 — 1976
BS Marketing, Business

Experience
George Mason Mortgage, LLC  June 2013 - Present
Union Mortgage Group  February 2012 - June 2013
MetLife Home Loans   June 2011 - January 2012
Southern Trust Mortgage  April 2010 - May 2011

Education
Randolph-Macon College   1996 — 2000
Bachelor of Arts (B.A.), Business and Economics

Experience
Prospect Mortgage, LLC  January 2013 - Present
PrimeLending  November 2009 - December 2012
MetLife Home Loans   2008 - 2009
Wells Fargo Home Mortgage  2003 - 2008

Skills
FHA, USDA, Refinance, Mortgage Lending, Mortgage Banking, FHA financing, Loan Origination, VA loans, Real Estate, Residential Mortgages, Loans, Certified Mortgage..., Government Loans, Reverse Mortgages, Construction Loans, First Time Home Buyers, Short Sales, Single Family Homes, Real Estate Economics, Real Estate Transactions, Investment Properties, Underwriting, Real Estate Financing, Referrals, Sellers, Foreclosures, Condos, Credit, Investors, Finance, REO, Credit Analysis, Sales, Commercial Mortgages, Loss Mitigation, Home Equity Loans, Loan Servicing, HUD, Mortgage Marketing, Home Equity Lines of..., Commercial Lending, Mortgage Underwriting, Mortgage Servicing, Funding, Debt Consolidation, Financial Structuring, Rates, Consumer Lending, Closings, Loan Modifications

Education
Pierce College   1980 — 1983

Granda Hills High School   1970 — 1973
Bachelor of Business Administration (BBA), Financial Mathematics

Experience
Chase  April 2015 - Present
Bank of America  January 2015 - April 2015
Wells Fargo Home Mortgage  February 2012 - October 2014
MetLife Home Loans   September 2010 - February 2012
JPMorgan Chase Bank  March 1993 - August 2010

Skills
Mortgage Banking, Mortgage Lending, Credit, Real Estate, Refinance, Loan Origination, Loans, FHA, Underwriting, Residential Mortgages, FHA financing, Credit Analysis, USDA, Banking, VA loans, Commercial Lending, Reverse Mortgages, Consumer Lending, Government Loans, Home Equity Loans, Construction Loans, Loss Mitigation, Mortgage Underwriting, Certified Mortgage..., Home Equity Lines of..., Loan Servicing, Mortgage Servicing, Commercial Mortgages, Small Business Lending, Mortgage Marketing, Cross Selling, Credit Risk, Branch Management, Real Estate Financing, Commercial Banking, Real Estate Economics, Funding, Financial Structuring, Finance, Loan Modifications, Portfolio Management, Retail Banking, Investments, VA Loans, FHA Financing

Education
Providence College   1987 — 1991
BS, Business Administration

Experience
Metropolitan Community College-Kansas City  April 2013 - Present
CVS Pharmacy  March 2009 - Present
Cornerstones of Care  March 2011 - April 2013
MetLife Home Loans   September 2010 - March 2011
YRC Worldwide  2007 - 2010
YRC Worldwide  2005 - 2007
YRC Worldwide, Inc.   1999 - 2005

Skills
Cost Reduction, Supply Chain, Contract Negotiation, Problem Solving, Customer Service, Teamwork, Community Service, E-procurement, Supplier Diversity, Vendor Relations, Supply Chain Management, Inventory Control, Process Improvement, Transportation, Logistics, Travel Management, Microsoft Office, Purchasing Management, Procurement, Vendors, Human Resources, Inventory Management, Change Management, Management, Project Planning, Vendor Management, Forecasting, Sales, Training, Negotiation, Analysis, Strategic Planning, Team Building, Continuous Improvement, Time Management, Sourcing, Operations Management, Budgets, Pricing, Integration, Strategic Sourcing, Team Leadership, Logistics Management, Purchase Management, Leadership, Program Management, Purchasing

Education
Rockhurst University
MBA, Management

University of Missouri-Kansas City
BA, Economics

Experience
Caliber Home Loans  January 2014 - Present
Sun Home Loans   March 2012 - January 2014
MetLife Home Loans   March 2011 - February 2012
Wells Fargo  June 2000 - February 2011

Skills
FHA, Refinance, Mortgage Lending, Loan Origination, VA loans, FHA financing, Residential Mortgages, Mortgage Banking, First Time Home Buyers, Credit Analysis, Real Estate Economics, Government Loans, Short Sales, Construction Loans, New Home Sales, Loans

Education
Rutgers University-New Brunswick   1977 — 1981

Experience
Prospect Mortgage  January 2013 - Present
MetLife Home Loans   October 2008 - December 2009
Wells Fargo Home Mortgage  March 2003 - October 2008
Wells Fargo Financial  2002 - 2007
Aames  2001 - 2003
Aames Home Loan  2000 - 2003
Aames Home Loans  2000 - 2002
Aegis Funding Corporation  2000 - 2001
United PanAm Mortgage Corporation   1997 - 1999
Fleet Mortgage  1995 - 1997

Skills
Loan Origination, Loans, Mortgage Lending, FHA, Mortgage Banking, USDA, Residential Mortgages, VA loans, Credit, Mortgage Underwriting, FHA financing, Refinance, Credit Analysis, Underwriting, Real Estate Financing, Real Estate

Education
Pierce College   1980 — 1982
Economics

Experience
Verismic Software   October 2014 - Present
GTL Investments dba LendingStar Group   March 2014 - October 2014
Mortgage Services III, LLC  2011 - 2014
MetLife Home Loans   October 2008 - September 2011
Indymac Bank, F.S.B.   August 2005 - September 2008
Finance America, LLC (Lehman Brothers)   July 2003 - August 2005
Print Incorporated   2002 - 2003
BroadStream  April 2001 - December 2001
MSHOW   2000 - 2001
Madge Networks  January 1997 - May 2000

Skills
Cross-functional Team..., Mortgage Banking, Business Development, Marketing, Loans, Residential Mortgages, Underwriting, B2B, New Business Development, Credit, Contract Negotiation, Refinance, Account Management, Sales, Recruiting, Management, Selling, Cloud Computing

Education
St. Mary's College of California   1997 — 1998
Business Management

Experience
Pacific Union Financial  May 2012 - May 2015
MetLife Home Loans   March 2011 - July 2012
Aurora Loan Services, a Lehman Brothers Company  April 1998 - March 2011
Crossland Mortgage/Western Sunrise Mortgage   March 1997 - March 1998
Western Sunrise Mortgage  February 1990 - March 1997

Skills
Mortgage Banking, Loan Origination, Risk Management, Banking, Credit, Process Improvement, Vendor Management, Executive Management, Financial Services, Loans, Loss Mitigation, Business Analysis, SDLC, Leadership, Real Estate, Portfolio Management, Loan Servicing, Management, Mortgage Servicing, Sales, Strategic Planning, Operations Management, Team Building, Sales Management, Project Management, Product Development, Corporate Communications, UAT Coordination

Education
Pennsylvania State University   1981 — 1985
BS, Real Estate

Experience
MetLife Home Loans   June 2011 - Present
First Horizon Home Loans  March 2008 - December 2010
First Horizon Home Loans  April 2001 - March 2008
FT Mortgage Companies / First Horizon Home Loans   February 1998 - April 2001
FT Mortgage Companies  April 1995 - February 1998
Carl I. Brown Mortgage / FT Mortgage Companies   August 1992 - April 1995

Skills
Mortgage Lending, Loans, Construction Loans

Education
Rockhurst University   1990 — 1992
BSBA, Management and Marketing

University of Missouri-Kansas City   1988 — 1990
BSBA, Management

Washington University in St. Louis   1987 — 1988

St. Teresa's Academy

Experience
Residential Mortgage Services, Inc. -- NMLS#1760   May 2014 - Present
MNET MORTGAGE   July 2011 - May 2014
MetLife Home Loans   March 1986 - September 2011

Skills
Mortgage Lending, FHA, Mortgage Banking, Refinance, Loans, VA loans, USDA, FHA financing, Investment Properties, First Time Home Buyers, REO, Reverse Mortgages, Residential Mortgages, Construction Loans, Referrals, Loan Origination, Foreclosures, Short Sales, Certified Mortgage..., Real Estate Economics

Education
Salisbury University   1979 — 1983
BS BUSINESS ADMIN /FINANCE

Experience
EverBank  June 2012 - May 2013
MetLife Home Loans   September 2008 - June 2011
Indymac Bank  July 2006 - March 2008
Countrywide Home Loans  August 2003 - June 2006
Global Home Loans, A Countrywide Home Loan Company   April 2001 - July 2003
Countrywide Home Loans  May 2000 - April 2001
Countrywide Home Loans  September 1997 - May 2000
Countrywide Home Loans  May 1986 - September 1997

Skills
Loans, Underwriting, Mortgage Banking, Sales Management, Loan Origination, Leadership, Mortgage Lending, Banking, Management, Team Building, Real Estate, Finance, Strategy, Recruiting, Sales, Training

Education
San Diego State University-California State University   1974 — 1978
B.S., Business Administration

Experience
Fremont Bank  June 2012 - Present
MetLife Home Loans   April 2011 - March 2012
Eloan  March 1998 - January 2009
Sunbelt  March 2007 - March 2008

Skills
Mortgage Banking, Risk Management, Loan Origination, Mortgage Lending, Refinance, FHA, Residential Mortgages

Education
St. Mary's College of California   1979 — 1980
Business

Maryknoll College

Experience
MetLife Home Loans   Relationship ManagerMetLife Home LoansDecember 2003 - Present
First Horizon Home Loans  December 2003 - September 2008

Education
Saint Louis University   1996 — 1998
Health Information Management

Experience
Metlife Home Loans   November 2004 - Present
George E. Booth Company   May 2000 - October 2004

Education
Purdue University   1993 — 1997
School of Technology

Experience
Wells Fargo Home Mortgage  August 2012 - August 2014
MetLife Home Loans   September 2011 - February 2012
US Census Bureau  April 2010 - August 2010
Wachovia, A Wells Fargo Company  June 2003 - December 2009
JPMorgan Chase  September 1999 - January 2002

Skills
Spanish, Project Management, HR Reports, Customer Service, Meeting Planning, Calendar Planning, Loan Origination, Foreclosures, Bookkeeping, Forecasting, IT Hardware Support, Corporate Real Estate, Financial Reporting, Credit, Loans, Human Resources, Management, Residential Mortgages, Mortgage Lending, FHA, Strategic Planning, Mortgage Banking, Sales, Banking, Leadership, Sales Management, Refinance, FHA financing, USDA, VA loans, FHA Financing

Education
Boston English High School   1995 — 1997
High School Diploma

Quincy College
Liberal Arts

Experience
American Advisors Group, Inc. (AAG Reverse Mortgage)   June 2015 - Present
Home Point Financial  August 2014 - June 2015
Urban Financial Group, Inc.; a KCG Holdings, Inc. Company   October 2013 - August 2014
Liberty Home Equity Solutions  January 2013 - October 2013
MetLife Home Loans   March 2010 - July 2012
Wells Fargo Home Mortgage  July 2008 - March 2010
GB Home Equity  2006 - 2008

Education
Paul Smith's College

State University of New York College at Oswego

Experience
N/A  May 2012 - Present
MetLife Home Loans   December 2010 - June 2011
Chase Bank  July 2007 - July 2010

Skills
Loans, FHA, Mortgage Lending, Investments, Customer Service, Real Estate, Hiring, Loan Origination, Finance, Banking, Negotiation, Sourcing, Underwriting, Financial Analysis, Budgets, Mortgage Banking, Investment Properties, Refinance, Residential Mortgages, Sales, Accounting, Credit, Referrals

Education
Pierce College   1983 — 1985
None, General ed

James Monroe High   1980 — 1983
diploma, business

Experience
Self-Employed  May 2011 - Present
MetLife Home Loans   August 2010 - May 2011
Spherion Staffing LLC   May 2009 - August 2010
Volt Services Group  September 2008 - February 2009
Aerotek Corporation   February 2008 - July 2008
Janeville/Gymboree Corporation   June 2006 - April 2008
Beaverton Foursquare Church  October 1998 - February 2006
Equity Group Realtors   April 1999 - October 1999
Starbucks Corporation  October 1998 - August 1999
Beaverton School Dist. #48   October 1997 - August 1999

Education
Multnomah University in Education
Bachelor of Science

Portland State University
Certificate, Human Resource Management

Experience
Baillie and Hershman P.C.   June 2015 - August 2015
Firstkey Mortgage LLC   March 2014 - July 2014
MetLife Home Loans   August 2010 - December 2012
R & S Auto Sales   June 2006 - June 2010

Skills
Outlook, Microsoft Office, Microsoft Excel, FHA, Sales, PowerPoint, English, Public Speaking, Reverse Mortgages, Finance, Loans, Microsoft Word, Customer Service, Windows, Mortgage Lending, Funding, Mortgage Banking, Refinance, Lotus Notes, Project Management, Office Administration, Retail, Team Building, Data Entry, Leadership, Legal Research, Westlaw, LexisNexis, Legal Writing

Education
Pace University School of Law   2015 — 2017
Doctor of Law (J.D.)

Western New England College School of Law   2014 — 2015
Doctor of Law (JD)

Western Connecticut State University   2009 — 2014
Master of Science (MS), Justice and Law Administration

Western Connecticut State University   2005 — 2009
Bachelor of Business Administration (BBA), Business Administration and Management, General, Minor in Justice and Law Administration

Experience
Caliber Home Loans  September 2013 - Present
Investors home loans   March 2010 - September 2013
MetLife Home Loans   2008 - 2010
countrywide home loans  2002 - 2008
Fleet Bank  1997 - 2002

Skills
Mortgage Lending, Mortgage Banking, FHA, Sales, Credit, Banking, Loan Origination, Refinance, First Time Home Buyers, Residential Mortgages, Loans, USDA, VA loans, FHA financing, Home Equity Loans, Loss Mitigation, Credit Analysis, Reverse Mortgages, Animal Husbandry, Underwriting, Mortgage Underwriting

Education
Rutgers University-New Brunswick   1991 — 1996
BS

dayton regional

dayton regional

Experience
Wells Fargo Home Mortgage  April 2011 - Present
MetLife Home Loans   December 2008 - April 2011
Acacia Federal Savings Bank  October 2007 - December 2008
Washington Mutual Card Services  2002 - 2006
Northrop Grumman Information Systems  July 1993 - June 2002

Skills
Mortgage Lending, Residential Mortgages, VA loans, Loans, Credit, Mortgage Banking, FHA

Education
Strayer University   1989 — 1992
BA, Business Administration

Strayer University
Bachelor, Business Admin/Accounting

Royal Holloway, University of London
Economica

Experience
Mortgage Network, Inc.   June 2012 - Present
MetLife Home Loans   June 1986 - April 2012

Education
Salisbury State University   1979 — 1983

Experience
Flagstar Bank  September 2013 - Present
MetLife Home Loans   October 2008 - January 2012
GMAC Mortgage  October 1987 - October 2008

Skills
Mortgage Banking, FHA financing, Reverse Mortgages, Loans, Certified Mortgage..., Government Loans, Home Equity Loans, Credit

Education
Pace University   1968 — 1972
Bachelor of Business Administration (BBA), Accounting and Business/Management

Experience
B&G Processing   PresidentB&G ProcessingMarch 2012 - Present
Metlife Home Loans   2010 - 2011
PNC  2009 - 2011
Washington Muutal   2005 - 2009

Skills
Mortgage Lending, FHA, Mortgage Banking, Refinance, Loans, Residential Mortgages, Credit, Credit Analysis

Education
Robert Morris University
Bachelor of Business Administration (BBA), Computer Science

Experience
MetLife Home Loans   July 2008 - Present
NationResidential Mortgage   1998 - 2005

Education
Rider University
Bachelor of Science, Business Education

Experience
MetLife Home Loans  

Skills
Banking, Sales, Loans, Credit, Finance, FHA, Loan Origination

Education
Penn State University   1994 — 1999
Bachelor of Science (B.S.), Chemical Engineering

Penn State University   1994 — 1999
Bachelor's Degree, Chemical Engineering

Experience
Radian  October 2012 - Present
MetLife Home Loans   November 2009 - April 2012
TD  January 2008 - October 2009

Skills
Mortgage Lending, Mortgage Banking, Credit Risk, Financial Analysis, Underwriting, Credit Analysis, Residential Mortgages, FHA, Refinance

Education
Rutgers, The State University of New Jersey-Newark
Bachelor of Science (BS), Business Administration and Management, General

Experience
Cobalt Mortgage  April 2014 - August 2014
Wells Fargo Home Mortgage  October 2012 - April 2014
Cobalt Mortgage  April 2012 - November 2012
MetLife Home Loans   November 2011 - April 2012
USBank Home Mortgage   November 2004 - November 2011
DR Horton  2003 - 2004
Bell Home Loans   2002 - 2003
GB Home Equity  2001 - 2002
Bank United  1998 - 2001
Wells Fargo  1997 - 1998

Skills
Speaks Fluent Cambodian, Mortgage Banking, Loan Origination, Mortgage Lending, Loans, Equities, FHA, Refinance, USDA, Residential Mortgages, FHA financing, Government Loans, Mortgage Underwriting, FHA Financing, First Time Home Buyers, Home Equity Lines of...

Education
Aloha High School

Portland State University