Experience
New Magrathea   September 2011 - Present
DSI ®  March 2015 - Present
RareWire   February 2012 - March 2015
Saepio Technologies  November 2009 - November 2011
Capital One Home Loans   May 2005 - November 2008
Cingular  February 2004 - May 2005
Red skye Wireless  November 2002 - February 2004

Skills
HTML, CSS, HTML5, Advanced CSS, CSS3, Photoshop, Balsamiq Mockups, XHTML, XML, JavaScript, jQuery, MySQL, Oracle SQL, PHP, Wordpress, Expression Engine, Illustrator, UI Design, Wire, JSON, HTML 5, User Interface Design, Graphic Design, User Interface, WordPress, Web Design

Education
DeVry University, Kansas City   2009 — 2011
Bachelors, Multimedia Design and Development, GPA 3.97

DeVry University, Kansas City   2009 — 2010
Associates, Web Design/Graphic Design

Longview Community College   1998 — 2000
Bachelor's degree, Multimedia Design and Development

Experience
Chase  November 2011 - May 2014
Capital One Home Loans   April 2008 - April 2011
Capital One  August 2007 - April 2008
Capital One  January 2006 - August 2007
Hibernia National Bank  August 2003 - January 2006

Skills
Highly Organized &..., Highly detail oriented, Loyal, Reliability, Strategic Planning, Dependable Team Player, Microsoft Office, Stability, Perfectionist, Self-starter, Idealist

Education
The University of Texas at Arlington   2013 — 2015

North Lake College   2012 — 2013
Associate of Science (A.S.), Business

Experience
Mortgage Lenders of America  September 2015 - Present
Salon J   May 2013 - September 2015
Capital One Home Loans   July 2007 - December 2009

Education
Johnson County Community College   2011 — 2012
Nail and Cosmetology license, Cosmetology/Cosmetologist, General

Overland Christian Schools   1979 — 1992
High School Diploma, General Education

Experience
MoneyGram International  December 2014 - Present
Society for Information Management (SIM - DFW)   January 2013 - Present
Society for Information Management (SIM - DFW)   January 2012 - Present
Citi  April 2012 - December 2014
Society for Information Management (SIM - DFW)   January 2012 - December 2012
Capital One Home Loans   January 2011 - March 2012
Capital One Financial Services  October 2009 - December 2010
Capital One Auto Finance  February 2005 - September 2009
CVS Caremark  March 2002 - January 2005
Ericsson Inc  July 1994 - December 2000

Skills
Mortgage, Project Management, Business Management, Vendor Management, Portfolio Management, Financial Services, Technology..., Information Technology..., Credit, Business Process..., Financial Analysis, Training Development, Underwriting Guidelines, Risk Management, Governance, Quality Assurance, Data Center, Telecom Infrastructure, Business Continuity, Disaster Recovery, Management, Mortgage Lending, Underwriting, Telecommunications, IT Management, Leadership, Strategy, Business Analysis, Outsourcing, Software Development, Program Management, Information Technology, Process Improvement, Business Process, Cross-functional Team..., PMP, IT Strategy, Enterprise Software, SDLC, Executive Management, Project Portfolio..., Business Intelligence, Business Process..., Change Management, Integration, Enterprise Architecture, CRM, PMO, Software Project..., Management Consulting

Education
CFA Institute   2003 — 2005
CFA, Financial Analysis, Investment Management

Society for Information Management (SIM - DFW)   2008 — 2008
Regional Leadership Forum (RLF), Leadership for Information Technology Professionals

Project Management Institute   1998 — 1998
PMP, Project Management

Iowa State University   1992 — 1994
MS, Electrical Engineering, Computer Science

National Institute of Technology Raipur   1983 — 1988
BE, Electrical Engineering

St. Paul's High School   1978 — 1983
HS, Math, Science, English

Experience
First Choice Loan Services, Inc.   June 2014 - Present
CapWest Mortgage  May 2009 - June 2014
TriStar Publishing, Inc.   January 2008 - January 2009
Capital One Home Loans   April 2005 - January 2008

Skills
FHA, VA loans, Refinance, Mortgage Lending, Mortgage Banking, Underwriting, Loan Origination, Certified Mortgage..., Loans, Home Equity Lines of..., Credit, Banking, Residential Mortgages, Credit Analysis, Closings, FHA financing, Mortgage Underwriting, USDA, Credit Risk, Insurance, Government Loans, Investments, Reverse Mortgages, Mortgage Servicing, Loss Mitigation, Loan Servicing, Investment Properties, Lines Of Credit, Construction Loans, Real Estate Economics, Finance, Real Estate, Real Estate Financing, Title Insurance, Retail Banking, REO, Financial Analysis, Consumer Lending, Non-Conforming, HomePath, Commercial Lending, HUD, Commercial Banking, Deposits, Mortgage Insurance, Financial Services, Cross Selling, Relationship Management, Loan Modifications, Mortgage Marketing

Education
Kansas State University   2002 — 2004
Bachelor of Science (BS), Finance and Financial Management Services

Hutchinson Community College   2000 — 2002
Associate's degree, Business/Commerce, General

Experience
Iberia Bank Mortgage  July 2014 - Present
Capital One Home Loans   February 2014 - Present
Citi  December 2012 - Present
Nutall & Associates   May 2008 - December 2012
Wells Fargo Home Mortgage  2011 - 2012
Calyx Software  2008 - 2010
Credit Solutions  2004 - 2006
Countrywide Home Loans  1999 - 2006
National City Mortgage  2001 - 2003
Option One Mortgage  2000 - 2001

Skills
Coaching, Investments, Real Estate, Mortgage Lending, Public Speaking, Insurance, Team Building, Program Management, Home Equity Lines of..., First Time Home Buyers, Sellers, FHA, B2B, USDA, Marketing, Microsoft Excel, Financial Analysis, Business Analysis, Team Leadership, Loans, Loan Origination, Budgets, Referrals, Finance, CRM, Credit, Lead Generation, Strategic Planning, Salesforce.com, Marketing Strategy, Leadership, Mortgage Banking, Credit Analysis, Refinance, Sales, Business Planning, Contract Negotiation, Customer Service, Selling, Sales Management, Management, Life Insurance, Banking, Negotiation, New Business Development, Fixed Annuities, Process Improvement, Training, Business Development, Cold Calling

Education
Mississippi State University - College of Business and Industry   1985 — 1990
B.B.A., Economics

Experience
TD Bank  2013 - Present
Capital One Home Loans   March 2010 - March 2013
CUMA Net   2009 - 2010
Wells Fargo/ Wachovia Mortgage   1997 - 2009
First Union Mortgage  1996 - 2000
First Fidelity / Wachovia Mortgage   1993 - 1997

Skills
Mortgage Banking, Loans, Loan Origination, Consumer Lending, Underwriting, Credit, Residential Mortgages, Banking, Refinance, FHA, Credit Analysis, Commercial Lending, USDA, Strategic Planning, Strategy, Leadership, Change Management, Small Business Lending, Coaching, Finance, Business Development, Portfolio Management

Education
Rider University
BS Commerce, Industrial Relations

Experience
Capital One Home Loans   May 2011 - Present
Capital One  December 2007 - May 2011
Capital One  2006 - 2007

Skills
Credit, Banking, Mortgage Lending, Mortgage Banking, Loans, Credit Risk, Loan Origination, Credit Analysis, Loss Mitigation, Underwriting, Residential Mortgages, Data Analysis, Financial Services, Financial Analysis, Risk Management, Management, Customer Service, Business Strategy, Software Documentation, Finance

Education
Louisiana State University   2002 — 2006
Bachelor of Arts and Sciences, Business Admin. and Communications

Experience
Capital One Home Loans   November 2010 - Present
Premier Real Estate Services  November 2005 - Present
Granite City Iron Works   March 1983 - May 2005

Skills
Residential Mortgages, Mortgage Servicing, Real Estate License, Real Estate Transactions, Foreclosures

Education
Rasmussen College-Minnesota   1980 — 1982
Accounting & Business Administration

Experience
Capital One Home Loans   March 2013 - Present
Capital One  January 2010 - March 2013
Capital One Home Loans   January 2009 - December 2009
Capital One  January 2007 - December 2008
North Fork Bank  January 2005 - January 2007
Linden Capital Corp  
 

Skills
Analytics, Banking, Credit Risk, Financial Modeling, Risk Management, Credit, Credit Analysis, Financial Analysis, Financial Risk, Valuation, Predictive Modeling, Segmentation, Business Analysis, Risk Analytics, NPV, Forecasting, Due Diligence, Loans, Mortgage Lending, Portfolio Management, Analysis, Management, Strategy, Financial Services, Process Improvement, Loss Mitigation, Finance, Consumer Lending, Leadership

Education
New York University   2001 — 2005
BA, Economics, Business

Experience
EverBank  October 2012 - Present
Capital One Home Loans   May 2011 - October 2012
JPMorgan Chase  October 2006 - May 2011

Skills
Credit, Mortgage Banking, Mortgage Lending, Loans, Sales Management, FHA financing, FHLMC, FNMA, Recruiting, Marketing, Leadership, Banking, Finance, Investments, Management, Real Estate, Sales, Loan Origination, CRM

Education
New York University   2009 — 2011

St. Francis College   1997 — 2001
Bachelor of Science (BS)

Experience
M & T Bank  November 2012 - Present
Capital One Home Loans   April 2010 - November 2012
HSBC Mortgage Corporation USA  September 2009 - April 2010
Bank of America Home Loans  May 2009 - September 2009
Wachovia Mortgage, FSB  2000 - 2009
First Union Mortgage Corporation  September 1989 - September 2000
ADP  1990 - 1991
Prospect Park Savings Bank   February 1988 - September 1989

Skills
Mortgage Banking, Sales Management, Loan Origination, Mortgage Lending, Credit, Banking, Process Improvement, Team Building, Operations Management, Strategic Planning, Consultative Selling, Problem Solving, Residential Mortgages, Leadership Development, Business Development, Coaching, Commercial Lending, Consumer Lending, Credit Analysis, Cross Selling, Customer Service, Executive Management, FHA, FHA financing, Government Loans, Home Equity Loans, Leadership

Education
Montclair State University   1983 — 1988
BS, Marketing and Management

Montclair High School   1979 — 1983
HS Diploma, College Prepratory

Experience
Sandy Spring Bank  November 2012 - July 2014
Capital One Home Loans   April 2009 - November 2012
Pohanka Lexus  March 2006 - April 2009
Pohanka Lexus  January 2007 - January 2008
Bloomfield Ford, Inc.   September 2005 - March 2006
Campus Ford, Inc.   August 1999 - September 2005
Ford Motor Company  August 1990 - August 1999

Skills
Mortgage Lending, FHA, Refinance, Credit, Mortgage Banking, Loan Origination, Banking, VA loans, Residential Mortgages, FHA financing, Sales, Automotive, Customer Service, Negotiation, Strategic Planning, Communication, Conflict Resolution, Team Building, Problem Solving, Sales Process, Presentations, Leadership, Process Improvement, Critical Thinking, Oral & Written..., Management, Sales Management, Underwriting

Education
Howard University   2013 — 2015
Master of Business Administration (MBA), Business Administration and Management, General, 3.67

NADA Dealer Candidate Academy   2002 — 2003
Automotive Dealership Operations

University of Michigan   1984 — 1988
Bachelor of Arts (B.A.), Psychology

Experience
Capital One Home Loans   May 2015 - Present
Capital One Home Loans   January 2015 - May 2015
Capital One Auto Finance  January 2014 - January 2015
Capital One Auto Finance  June 2012 - January 2014
Luminant  July 2011 - June 2012
Luminant  January 2010 - July 2011
Energy Future Holdings  November 2008 - January 2010
HBK Capital Management  August 2007 - October 2008
McKinsey & Company  June 2004 - August 2007
U.S. Navy   June 1996 - September 2002

Skills
Process Improvement, Project Management, Strategic Planning, Strategy, Project Planning, Financial Modeling, Management Consulting, Business Strategy, Analysis, Risk Management, Financial Analysis, Program Management, Change Management, Cross-functional Team..., Corporate Finance, Supply Chain Management, Operations Management, Business Analysis, Forecasting, Valuation, Energy, Business Process..., Outsourcing

Education
University of Pennsylvania - The Wharton School   2002 — 2004
MBA with Honors

Massachusetts Institute of Technology   1992 — 1996
B.S.

Plano Senior High School   1990 — 1992

Experience
PNC Mortgage  October 2012 - Present
Capital One Home Loans   April 2012 - October 2012
Weichert Financial Services  September 1990 - April 2012

Skills
Residential Mortgages, Mortgage Closings, Mortgage processing, FHA, Refinance, Mortgage Banking, Loan Origination, VA loans, USDA, FHA financing, Government Loans, Mortgage Underwriting, Certified Mortgage..., Credit, Investment Properties, Credit Analysis, Reverse Mortgages, First Time Home Buyers, Real Estate, Banking, Underwriting, Commercial Lending, Mortgage Lending, Construction Loans, Real Estate Financing, Commercial Mortgages, Home Equity Loans, 203K

Education
Queens College
Master of Science

Experience
Capital One Home Loans   July 2012 - December 2014
JPMorgan Chase  June 2011 - July 2012
AT&T Mobility  July 2009 - November 2009
Verizon Wireless  2005 - 2009

Skills
Loans, Credit, Banking, Mortgage Lending, Mortgage Banking, Residential Mortgages, Loan Origination, FHA, Consumer Lending, Credit Analysis

Education
Univeristy of Texas at Arlington   2003 — 2005
Bachelor of Business Administration (B.B.A.), Management Information Systems, General

Mountain View College   2001 — 2003
Associate of Arts and Sciences (A.A.S.), Business Administration and Management, General

Experience
Capital One Home Loans   June 2014 - August 2014
UT ChE Undergraduate Office   February 2012 - May 2014
UT Economics Undergraduate Office   January 2012 - May 2012

Skills
Process Engineering, Process Optimization, Mathematical Modeling, Statistics, Microeconomics, Regression Analysis, Regression Models, Aspen Plus, Process Simulation, Chemistry, Stata, Matlab, JMP

Education
The University of Texas at Austin   2009 — 2014
Bachelor's Degree, Chemical Engineering, 3.51

The University of Texas at Austin   2009 — 2014
Bachelor's Degree, Economics, 3.56

The University of Texas at Austin   2009 — 2014
Bachelor of Science (B.S.), Mathematics (Specialization in Statistics, Probability, and Scientific Computation), 3.8

National University of Singapore   2013 — 2013

Universidad de Cantabria   2010 — 2010

Experience
Citi  December 2012 - Present
Capital One Home Loans   November 2011 - December 2012

Skills
Mortgage Banking, First Time Home Buyers, Real Estate, Underwriting, Investments, Commercial Lending, Loan Origination, Management, Financial Structuring, Sales, Mortgage Lending, Investment Properties, Credit, FHA, Refinance, USDA, Banking, Leadership, Loans, Residential Mortgages

Education
Penn State University
BS, Science

Experience
Capital One  February 2015 - Present
Capital One Home Loans   July 2013 - January 2015
Indiana University Office of Sustainability  October 2012 - May 2013
Cummins Inc.  May 2012 - August 2012
Frost & Sullivan  January 2012 - April 2012
Ridgeville Park District  June 2007 - August 2011
Sunflower Daycare   September 2009 - May 2010

Skills
Research, Microsoft Excel, Microsoft Office, Access, PowerPoint, Leadership, Excel, VBA, HTML + CSS, Visio, Tableau, Process Improvement, Business Analysis, Business Strategy, Business Intelligence, Management

Education
Indiana University - Kelley School of Business   2009 — 2013
Bachelor of Science, Business; Business Economics and Public Policy

Evanston Township High School   2005 — 2009

Experience
HSBC Retail Banking and Wealth Management  July 2014 - Present
Citi  2012 - July 2014
Capital One Home Loans   2011 - 2012
Wells Fargo Home Mortgage  2009 - 2011
American Brokers Conduit  2003 - 2008
Lehman Brothers  1998 - 2003

Skills
Equities, Loans, CRM, Risk Management, New Business Development, Sales, Mortgage Banking, Sales Management, Derivatives, Mortgage Lending, Banking, Loan Origination, Training, Public Speaking, Analysis, Business Development, Trading, Financial Services, Financial Markets, Management, Account Management

Education
Hofstra University   1992 — 1998
Finance

Experience
Capital One Home Loans   June 2014 - April 2015
Fannie Mae  September 2010 - June 2014
Morgan Stanley - Saxon   June 2010 - September 2010
Independent Consulting  September 2008 - June 2009
First American Corporation  November 2007 - August 2008
Motorola Inc.  June 2006 - October 2007
i2 Technologies  June 2005 - March 2006
Flairsoft  April 2005 - July 2005

Skills
Six Sigma, Lean Manufacturing, Process Improvement, Analysis, Business Process..., PMP, Business Process, Project Management, Management, Leadership, Continuous Improvement, ERP, Industrial Engineering, Operational Excellence, 5S

Education
The Ohio State University   2004 — 2006
MS, Industrial Engineering

Jawaharlal Nehru Technological University   2000 — 2004
B.Tech, Mechanical Engineering

Experience
The Wollen Group   March 2008 - Present
WOTC Solutions / The Next Step   June 2010 - Present
Coventure Media   May 2012 - July 2014
Jeff Smith Consulting   April 2010 - May 2012
MTB Mobile   April 2009 - March 2010
MTB Corporation   March 2008 - June 2009
Capital One Home Loans   May 2006 - March 2008
National Mortgage  May 2004 - April 2006
Cap Gemini Ernst & Young  March 1997 - January 2004
Johnson County Republican Party   2002 - 2004

Skills
Affiliate Marketing, Program Management, SEO, Online Marketing, PPC, Email Marketing, E-commerce, SEM, Optimization, Web Analytics, Mobile, Social Media Marketing, Google Adwords, Google Analytics, Online Advertising, Digital Marketing, Social Media, SMO, Conversion Optimization, Lead Generation, Organic Search, Website Development, Digital Strategy, Online Sales, CPL, Landing Page..., Social Networking, Online Lead Generation, CMS, E-business, Affiliate Management, Search Advertising, Mobile Devices, Optimizations, Multi-channel Marketing, Strategic Partnerships, Sales, Management, CRM, Strategy, Leadership, Marketing, Web Marketing, Mobile Applications

Education
Princeton University   1987 — 1991
A.B.

Teachers College of Columbia University   1995 — 1996

Wellsville High School   1983 — 1987

Experience
Capital One Home Loans   December 2014 - Present
PrimeLending  May 2013 - December 2014
JPMorgan Chase  December 2009 - May 2013
Fort Wayne Wilbert Vault   June 2007 - July 2009
Acceptance Mortgage Lending   January 2005 - July 2009

Skills
Loans, Loan Origination, Mortgage Lending, Refinance, Sales Management, Mortgage Banking, FHA, Residential Mortgages, First Time Home Buyers, USDA, FHA financing, Recruiting, Credit, VA loans, Banking, Coaching, Credit Analysis, Consumer Lending, Lines Of Credit, Cash Management, Customer Service, Foreclosures, Commercial Real Estate, Commercial Lending, Business Development, Wholesale Lending, Real Estate Lending, Cash Flow, P&L Management, P&L Responsibility, P&L Budget Management, P&L Forecasting, Real Estate Financing, Consumer Financing, Employee Training, Hands-on Training, PowerPoint, Sales Presentations, Company Presentations, Cross-functional Team..., Sales Operations, Sales Process, Compliance, Team Building, Operating Budgets, New Business Development, Business Analysis, Brand Development, Key Performance..., Social Media

Education
Indiana University—Purdue University Fort Wayne   1996 — 2000
Communications, Business Administration

Experience
BNC National Bank  January 2012 - Present
Jimmy John's  August 2008 - November 2014
CapWest Mortgage  November 2009 - May 2011
Capital One Home Loans   June 2004 - August 2008
American General Finance  December 1997 - June 2004

Skills
Small Business, Business Operations..., Sales Management, Supervisory Skills, Conforming, Non-Conforming, FHA financing, VA loans, Microsoft Office

Education
Missouri State University   1992 — 1994

Missouri Valley College   1987 — 1988

Experience
PNC Mortgage  February 2014 - Present
JPMorgan Chase  October 2012 - February 2014
Capital One Home Loans   February 2011 - October 2012
Wachovia, A Wells Fargo Company  November 2005 - February 2011

Skills
Loan Origination, Credit, Banking, Mortgage Banking, Mortgage Lending, Finance, FHA, Refinance, Residential Mortgages, Credit Analysis, FHA Financing, Underwriting, Loans, USDA, Sales, VA Loans

Education
Muhlenberg College   2001 — 2005
B.A., Business/ Economics

Experience
Prospect Mortgage, LLC  August 2015 - Present
HomeBridge Financial Services, Inc.   May 2012 - July 2015
Stonegate Mortgage  October 2010 - May 2012
The Mortgage Company  April 2010 - October 2010
Texaslending.com  February 2009 - March 2010
Capital One Home Loans   July 2006 - February 2009
Ameriquest Mortgage Company  September 2004 - June 2006
Gateway Computers  August 2002 - September 2004
Schneider National  August 2001 - August 2002

Skills
Skilled Communicator, Product Knowledge, Professional Networking, Purchase Home Loans, Mortgage Lending, Residential Mortgages, Mortgage Banking, Jumbo Mortgage, Home Loan Renovation, 203K, Loan Origination, FHA, Reverse Mortgages, Credit Analysis, Management, Investment Properties, VA loans, Construction Loans, First Time Home Buyers, Sales, Loans, Business Networking, Certified Mortgage..., Refinance, Government Loans, Selling, REO, FHA financing, Underwriting, Home Equity Loans, Referrals, Foreclosures, Short Sales, USDA, Credit, Consumer Lending, Real Estate Financing, FHA Financing, VA Loans

Education
Iowa State University   1999 — 2001
Liberal Studies, Business, Communication and Philosophy

Carlisle High Scool

Experience
Capital One Home Loans   May 2015 - Present
Ditech Mortgage Corp  June 2014 - April 2015
Nelson Jones Asset Management Group   January 2003 - June 2014
Pulte Homes  February 2011 - June 2013
National Sales Network, Philadelphia Chapter   April 2012 - December 2012
NFL Alumni Association  1987 - 1989

Skills
Residential Homes, Foreclosures, Buyer Representation, Contract Negotiation, Market Analysis, Finance, Sales Process, Sales Presentations, Account Management, Outlook, Cold Calling, Microsoft Excel, Selling Skills, Consulting, Team Leadership, Competitive Analysis, Mortgage Lending, Real Estate Transactions, Investment Properties, First Time Home Buyers, Non-profits, Selling, Negotiation, Marketing, Microsoft Word, Public Speaking, Leadership, Sales, Real Estate, Customer Service, Loans, Loan Origination, Team Building, Strategic Planning, Event Planning, Advertising Sales, Leadership Development, Fundraising, Management

Education
North Carolina State University   1982 — 1986

Experience
Constellation Brands Beer Division  November 2012 - Present
Capital One Home Loans   October 2011 - October 2012
Bayou Country Children's Museum   October 2009 - September 2011

Skills
Forecasting, Variance Analysis, Building Relationships, Analysis, Auditing, Hyperion Enterprise, Microsoft Excel, Accounts Payable, Accounting, Essbase, PowerPoint, GiftWorks, QuickBooks, Wordpress, Budgeting, Close Attention to..., Teamwork, JDE Enterprise One, Smartview, Oracle Forms, Demantra, Budgets, Financial Modeling, Financial Analysis, Finance

Education
Nicholls State University   2007 — 2011
Bachelor of Science (BS), Accounting and Finance, 3.6

Experience
Capital One Home Loans   January 2015 - Present
Capital One Home Loans   June 2014 - December 2014
Boeing Center for Technology, Information, & Manufacturing (BCTIM)   September 2013 - May 2014
Maritz  June 2013 - August 2013
Metals Service Center Institute  January 2013 - May 2013
SURYA Roshni Ltd.   April 2011 - July 2012
SURYA Roshni Ltd.   January 2010 - March 2011
Pipavav Shipyard Limited   June 2009 - December 2009
Indian Institute of Technology, Kharagpur  July 2008 - May 2009
Escorts Limited  May 2008 - June 2008

Skills
Project Management, Data Analysis, Supply Chain Management, Engineering, Procurement, Strategy, Project Planning, Management, Business Analysis, Strategic Planning, Process Engineering, Competitive Analysis, Product Development, Team Management, Cross-functional Team..., Business Development, MS Project, Product Management, Program Management, Six Sigma, Operations Management, Matlab, Market Research, Management Consulting, Manufacturing, Energy, Financial Modeling, Simulations, Production Planning, Mechanical Engineering, SAP, Financial Analysis, Sustainability, Business Strategy, Team Building, Microsoft Excel, Microsoft Office, PowerPoint, Customer Service, Pricing Strategy, Perseverance, Critical Thinking, AutoCAD, Business Process..., C, Process Improvement

Education
Washington University in St. Louis - Olin Business School   2012 — 2014
MBA, General Management, Supply Chain, Operations, Strategy

Indian Institute of Technology, Kharagpur   2005 — 2009
B. Tech, Mechanical Engineering

St. Paul's School

Experience
Real Estate Startup   May 2015 - Present
Privlo  October 2014 - May 2015
Capital One Home Loans   October 2013 - October 2014
Capital One Home Loans   July 2013 - October 2013
Capital One Home Loans   March 2012 - July 2013
Capital One  March 2011 - March 2012
StratiFi Partners, LLC   October 2009 - March 2011
City Bank Texas  May 2007 - October 2009

Skills
Financial Modeling, Financial Analysis, Risk Management, SAS, SQL, Decision Trees, Business Strategy, Microsoft Office, Excel, PowerPoint, Credit Risk, Data Analysis, Credit, Financial Risk, Strategic Financial..., Microsoft Excel, Portfolio Management, Loans, Finance, Analytics, Strategic Planning, Financial Reporting, Strategy, Financial Services, Underwriting, Mergers & Acquisitions, Analysis

Education
Ouachita Baptist University   2003 — 2007
B.A., Business Administration - Finance Emphasis

Experience
Eustis Mortgage  July 2013 - Present
Citi  September 2012 - June 2013
Capital One Home Loans   September 2011 - September 2012
MetLife Home Loans  September 2008 - September 2011
Wells Fargo Home Mortgage  April 2001 - September 2008

Skills
Sales Management, Mortgage Lending, Event Planning, Marketing Strategy, Strategic Leadership, Recruiting, FHA, USDA, VA loans, Marketing, Refinance, Investment Properties, Management, Mortgage Banking, Residential Mortgages, Loan Origination, Real Estate, Loans, First Time Home Buyers, FHA Financing, Mortgage Marketing, Real Estate Financing, Referrals, HUD, Short Sales, Sales, REO, Sellers, VA Loans, Home Equity Loans, Financial Recruiting

Education
Pearl River Community College   1990 — 1992
Business Administration and Management, General

Pearl River Central High School   1986 — 1989

Experience
Supreme Lending  May 2015 - Present
Share Plus Federal Bank  November 2013 - January 2015
Centennial Commercial Lending Corporation   August 2007 - August 2012
Capital One Home Loans   September 2011 - July 2012
MGB Financial Services   January 2008 - January 2011
BENCHMARK MORTGAGE  2001 - 2008
AMERIQUEST  1997 - 2000
ENTERPRISE RENT A CAR  1994 - 1997

Skills
Lines Of Credit, Commercial Real Estate, Mortgage Lending, FHA, Mortgage Banking, Refinance, USDA, Loans, VA loans, Loan Origination, FHA financing, Residential Mortgages, Residential Homes, Real Estate Financing, First Time Home Buyers, Investment Properties, REO, Referrals, Foreclosures, Underwriting, Real Estate, Credit, Investors, Mortgage Underwriting, Government Loans, Real Estate Transactions, Credit Analysis, HUD, Loan Servicing, Property, Sellers, Condos, Investments, New Home Sales, Consumer Lending, Finance, Single Family Homes, Home Equity Loans, Relocation, Mortgage Marketing, Mortgage Servicing, Funding, Brokerage, Home Equity Lines of..., Portfolio Management, Short Sales, Commercial Mortgages, Commercial Lending, Small Business, Certified Mortgage...

Education
Northwestern State University   1988 — 1993

Experience
Capital One Home Loans   August 2015 - Present
New American Funding  January 2014 - August 2015
Chase  December 2012 - October 2013
Wells Fargo Home Mortgage  2011 - 2012
Bank of America  2009 - 2010

Skills
Loans, Finance, Mortgage Lending, Credit, Mortgage Banking, Loan Origination, Refinance, FHA Financing, FHA, Residential Mortgages, Construction Loans

Education
Louisiana State University   1990 — 1998
Bachelor's degree, General Studies

Experience
Capital One Home Loans   October 2013 - Present
1st Global  March 2007 - October 2013
CROSSMARK  May 2001 - February 2007
Thomson Reuters  October 1998 - March 2001
Dallas Technology Group   June 1997 - October 1998
PCL-Mindware, India & Mindware Pertech, USA   May 1996 - May 1997
Fibercore Inc (FBCE)   June 1995 - April 1996
Honeywell India Software Operation   October 1994 - April 1995
Era Software Systems   January 1993 - October 1994

Skills
Visual C#, VB.NET, WCF Services, ASP.NET, Microsoft SQL Server, JavaScript, SSIS, .NET, SDLC, SQL, Agile Methodologies, Web Services, Requirements Analysis, Visual Studio, SOA, C++, Visual C++, Web Development, Software Development

Education
National Institute of Technology Tiruchirappalli   1990 — 1993
Master's Degree, Mathematics and Computer Science, First Class

Kamaraj College, Tuticorin, India   1987 — 1990
Bachelor's Degree, Mathematics and Computer Science, First Class

Experience
Veteran United Home Loans   May 2010 - Present
BNC National Bank  May 2009 - May 2010
BNC National Bank  May 2009 - May 2010
Capital One Home Loans   March 2005 - April 2009
Oak Street Mortgage  February 2004 - February 2005
Community America Credit Union  October 2002 - December 2003
Transamerica Home Loans   August 1997 - September 2002
Metmor Financial  December 1989 - May 1997

Skills
Mortgage Lending, Loans, Underwriting, Mortgage Banking, Refinance

Education
Kansas State University   1978 — 1980

Experience
Capital One Auto Finance  July 2015 - Present
Jones Graduate School of Business  January 2014 - May 2015
Rice University  March 2014 - March 2015
Capital One Auto Finance  June 2014 - August 2014
Capital One Home Loans   June 2013 - August 2013
Jones Graduate School of Business  September 2012 - April 2013
Local Initiatives Support Corporation (LISC)   June 2012 - July 2012
Key Club International  July 2010 - July 2011
Wisconsin-Upper Michigan District Key Club International   March 2009 - March 2010
Wisconsin-Upper Michigan District Key Club International   March 2008 - March 2009

Skills
Public Speaking, Leadership, Nonprofits, Social Media, Team Leadership, Event Planning, Strategic Planning, Strategy, Public Relations, Leadership Development, Project Management, Research, Management, Analysis, Corporate Communications, Social Media Marketing, Python, Volunteer Management, Marketing, Data Analysis, Teamwork, Community Outreach, Customer Service, Fundraising, Strategic Communications, Training

Education
Rice University   2011 — 2015
Bachelor’s Degree, Economics Managerial Studies Business Minor, Summa Cum Laude

University College London, U. of London   2013 — 2013
Economics

Newman Catholic High School   2007 — 2011
High School, Valedictorian

Experience
Capital One Home Loans   July 2014 - Present
Bank of America  July 2012 - July 2014
Hudson Legal  May 2011 - July 2012
Ready Mortgage Corp.   November 2010 - May 2011
Robert Half Legal  December 2009 - November 2010
Hulse Stucki   August 2009 - October 2009
301st Family District Court, Honorable Lynn Cherry   January 2009 - May 2009
Office of the Attorney General  June 2008 - August 2008
R. Vincent Green & Associates   May 2007 - August 2007
Office of the Governor - Scheduling Department   January 2006 - August 2006

Skills
Legal Writing, Legal Research, Mortgage Modification, Risk Management, Compliance, Foreclosures, Mortgage Lending, Mortgage Fraud, Mortgage Underwriting, Bankruptcy, Mediation, Corporate Law

Education
Michigan State University College of Law   2006 — 2009
J.D.

University of Michigan   2002 — 2005
BA, political science

Experience
National Bank Of Kansas City  September 2014 - Present
National Bank of Kansas City  April 2009 - September 2014
Capital One Home Loans   May 2007 - April 2009
Home Funds Direct  2005 - 2007
Fidelity Mortgage  January 2000 - March 2005

Skills
Sales Management, Mortgage Lending, CRM, Loans, Leadership, Sales, Customer Service, Outlook, Credit, Mortgage Banking

Education
Kansas State University   1991 — 1995
BS, Business

Bishop Miege   1987 — 1992
Diploma, General

Experience
Capital One Home Loans   July 2014 - Present

Education
Stanford University   2000 — 2002
M.S.

Indian Institute of Technology, Madras   1996 — 2000
B.Tech

Experience
Capital One Home Loans   February 2015 - Present
Capital One Home Loans   December 2012 - February 2015
Capital One Auto Finance  May 2010 - December 2012

Skills
Microsoft Word, Microsoft Excel, Customer Service, PowerPoint, Teamwork, Public Speaking, Social Media, Research, Outlook, Data Entry, Time Management, HTML, English, Marketing, Access, Fraud Detection, Administrative..., Funding, Retail Banking, Customer Retention, Managing Database

Education
Milwaukee Area Technical College   2005 — 2007
Associate's degree, Marketing/Marketing Management, General

Experience
CrossCountry Mortgage, Inc.   2013 - Present
Sierra Pacific Mortgage  2010 - 2013
Capital One Home Loans   June 2010 - August 2010
Sierra Pacific Mortgage  June 2009 - June 2010
Bank of America  March 2009 - June 2009
Dallas Home Loans  February 2009 - March 2009
Homecomings Financial  December 2007 - October 2008
ResMAE Mortgage Corporation  May 2004 - December 2007
Long Beach Mortgage  February 2002 - May 2004
WALLACE / HOLLYWOOD THEATERS   June 1997 - February 2002

Skills
Credit Analysis, Mortgage Lending, Risk Analysis, FHA, Credit, Conforming, Non-Conforming, Refinance, Mortgage Industry, USDA, Credit Risk, Purchase, Mortgage Underwriting

Education
Mclennan Community College   1996 — 1999

Direct Endorsement Underwriter

Experience
First Federal Bank FSB  August 2011 - Present
CapWest Mortgage  July 2010 - August 2011
Capital One Home Loans   January 2001 - June 2009
McGuire Mortgage/First Horizon   December 1996 - December 2000
Norwest Financial  June 1988 - April 1996

Skills
Operations Management, Training, Complaince, Sales, Management, Call Center, Financial Services, Mortgage Lending, Credit, Mortgage Banking, Sales Management, Loan Origination, Residential Mortgages, USDA, Refinance, VA loans, FHA, Leadership, CRM, Mortgage Underwriting, FHA financing, Credit Analysis, Insurance, Call Centers, Underwriting, Finance, Executive Management, Consumer Lending, New Business Development, Loss Mitigation, Loan Servicing, Reverse Mortgages, Relationship Management, Small Business Lending, Retail Banking, Risk Management, Home Equity Loans, Financial Analysis, Credit Risk, FHA Financing, VA Loans

Education
Stonier Graduate School of Banking   2013 — 2015

Pennsylvania State University   1983 — 1987
BS, Finance

Experience
Commerce Bank  April 2015 - Present
Dickinson Financial Corporation - Armed Forces Bank   March 2012 - April 2015
Bank of America  April 2010 - June 2012
MetLife  February 2009 - April 2010
Capital One Home Loans   September 2008 - December 2008
First Horizon Home Loans  August 2003 - 2007
NORTH AMERICAN SAVINGS BANK  February 2001 - May 2003
Charles F. Curry   March 1997 - February 2001

Skills
FHA, Residential Mortgages, Mortgage Lending, Loans, Underwriting, Customer Service, Mortgage Banking, Credit Analysis, VA loans

Education
Longview Community College

Experience
Capital One Home Loans   August 2011 - Present
Capital One  2010 - August 2011
Wachovia  2003 - 2010
Bank of America  1992 - 2002

Skills
Mortgage Lending, Process Improvement, Credit Risk, Financial Services, Banking, Mortgage Banking, Risk Management, Agile Methodologies, SDLC, Loans, Credit, Quality Assurance, Management, Program Management, Loan Origination, Retail Banking, Vendor Management, Business Analysis, Project Management, Change Management, Business Process..., Software Documentation, Leadership

Education
Queens University of Charlotte

Experience
George Mason Mortgage, LLC  July 2013 - January 2015
Chase  July 2012 - June 2013
Capital One Home Loans   October 2009 - July 2012
Citi  September 2007 - June 2008
Capital One Auto Finance  January 2001 - June 2007
United States Marine Corps  March 1994 - March 2002

Skills
Banking, Loan Origination, Mortgage Banking, Mortgage Lending, Credit, Credit Analysis, Loans, Refinance

Education
Northern Virginia Community College
Business Administration, Business Administration and Management, General

Experience
Navy Federal Credit Union  August 2014 - Present
Navy Federal Credit Union  August 2011 - August 2014
Strategic Staffing Solutions (Contractor for Capital One Home Loans)   January 2011 - August 2011
Capital One Home Loans   March 2007 - August 2010
Chevy Chase Bank  July 2005 - March 2007

Skills
SDLC, Business Analysis, Integration, Data Analysis, Project Management, Disaster Recovery, SQL, Process Improvement, Unix, Databases, User Acceptance Testing, Testing, Visio, Business Requirements, Business Process, Banking, Risk Management, Management, Vendor Management, Program Management

Education
Northeastern Illinois University   2000 — 2003
Bachelor Degree, Computer Science

Vanier College   1997 — 1999
DEC, Computer and Digital Systems

Experience
Capital One Home Loans   Loan officerAmerican Equity MortgageJanuary 2004 - February 2006

Education
Northwestern Oklahoma State University   1991 — 1996
B of A, History/ political science

Experience
First Federal Bank FSB  June 2012 - Present
Zipsurance   September 2011 - June 2012
Spring Venture Group  August 2009 - September 2011
Indymac Bank  2009 - 2009
Capital One Home Loans   June 2007 - 2009
Nordstrom  May 2001 - May 2007

Skills
Customer Service, Sales, Team Building, Marketing, Risk Management, Microsoft Excel, Banking, Management, Mortgage Lending, Insurance, Sales Management, Direct Sales, Loans, Account Management, Underwriting, Credit, Finance, Loan Origination, Mortgage Banking, Financial Analysis, Refinance, Residential Mortgages, FHA

Education
Johnson County Community College   1990 — 1993
business administration

Experience
ServiceLink, a Division of FNF Servicing, Inc.   April 2010 - Present
Capital One Home Loans   April 2005 - June 2009
Oak Street Mortgage Corp – Correspondent Lender, Overland Park, KS   January 2004 - March 2005
Meritage Mortgage Corp – Wholesale Lender, Lake Oswego, OR   June 2002 - November 2003
Full Spectrum Lending/Countrywide Home Loans - Clackamas, OR   January 2002 - January 2002
Associates Housing Finance, LLC - Clackamas, OR   April 1997 - December 1999

Skills
Mortgage Lending

Education
Mortgage Bankers Association - CQAP Program   2008 — 2008
CQAP - Certified Quality Assurance Professional, Quailty Control/Assurance

Los Angeles Valley College   1988 — 1989
General Studies

Johnson County Community College
Business

Mortgage Bankers Association - QA Conference
•Quality Assurance Conference – Attended in October 2007

Experience
Legacy Lenders Group   January 2009 - Present
Capital One Home Loans   July 2005 - January 2009
The Farm, Inc.   September 2001 - July 2005

Education
Kansas State University   1998 — 2001
BA, Social Work

Pratt Community College   1996 — 1998
Associates

Experience
Goetze Dental  February 2010 - Present
Transfirst Health   March 2008 - February 2010
Capital One Home Loans   2006 - 2008
Sanofi Pasteur  February 2004 - October 2006
Standard Beverage Corporation  1999 - 2003

Skills
Sales Management, Cold Calling, Selling, Sales, Sales Force Development, Direct Sales, Sales Process, Sales Operations, Account Management, Building Relationships, Selling Skills, Product Launch, Sales Presentations, Capital Equipment, Medical Devices, Customer Service, Management, Team Building

Education
Ottawa University   2001 — 2003
BS, Business

Experience
Wells Fargo Home Mortgage  April 2013 - February 2014
Capital One Home Loans   September 2011 - April 2013
HSBC  December 2010 - September 2011
WPS MARKETING AND CONSULTING, LLC   May 2009 - December 2010
JPMorgan Chase  May 2007 - May 2009
FREMONT INVESTMENT & LOAN HOME MORTGAGES   March 2005 - May 2007
ARGENT MORTGAGE CORPORATION   July 2002 - August 2003
LUXMAC JUMBO MORTGAGES   April 2002 - July 2002
IBM  May 1991 - February 2002

Skills
Able to adapt to all..., Novice w/Excel, Word,...

Education
Pace University - Lubin School of Business   1987 — 1992
BBA, Business Mgmt, Entrepreneurship

Fox Lane   1983 — 1987
Regents Diploma, Accounting, Finance, Business & Mathematics

Experience
CGI  November 2012 - Present
Fannie Mae  2012 - 2015
Fannie Mae  2012 - 2015
Fannie Mae  2012 - 2015
Capital One Home Loans   November 2009 - November 2012
Syntel  2005 - 2009
Avanade Inc  June 2003 - October 2004
Destiny management services   October 2002 - June 2003

Skills
Data Warehousing, Teradata, ETL, Ab Initio, Crystal Reports, SAS, Business Intelligence, Business Objects, SDLC, Oracle, DB2, Hadoop, Business Analysis, Requirements Analysis, Java Enterprise Edition

Education
Jackson State University   2000 — 2003
m.s, computer science

Experience
MegaStar Financial Corp   July 2015 - Present
Xceligent  March 2014 - February 2015
North American Savings Bank  October 2010 - October 2013
Mortgage Acceptance Corporation. LLC   July 2009 - May 2010
Capital One Home Loans   2005 - June 2009
James B. Nutter & Co.   2002 - 2005
Shauna's Delivery Service   2001 - 2002
MicroLogic Business Systems   1999 - 2001

Skills
Credit, Residential Mortgages, Mortgage Lending, Mortgage Banking, Accounting, USDA, Program Management, Loans, Refinance, Government Loans, Credit Analysis, VA loans, FHA, Certified Mortgage..., Underwriting, FHA financing, Loan Origination, Mortgage Servicing

Education
Longview Community College   1989 — 1991

William Chrisman High School   1982 — 1985
Diploma

Experience
Grubb and Ellis  August 2010 - Present
Capital One Home Loans   2002 - 2009

Education
Kansas State University
Teaching

Experience
TrueInsurance.Life   December 2014 - Present
Spring Venture Group  August 2011 - December 2014
CapWest Mortgage  February 2008 - August 2011
Capital One Home Loans   February 2005 - February 2008
National Mortgage Company  January 2002 - February 2005

Skills
Mortgage Lending, Strategic Planning, Loans, FHA, Refinance, Credit, Mortgage Banking, Underwriting, USDA, VA loans, Residential Mortgages, Banking, Customer Service, Business Development, Negotiation, Life Insurance, Sales, Finance, FHA financing, Insurance, Loan Origination, Cold Calling, Sales Management, Selling

Education
Kansas State University   1995 — 1999

Kansas State University
Business Administration and Management, General

Experience
BMO Harris Bank  May 2014 - Present
JPMorgan Chase  July 2013 - May 2014
BNC National Bank  November 2012 - July 2013
CapWest Mortgage  January 2009 - January 2013
Capital One Home Loans   March 2004 - December 2008
American Equity Mortgage  March 2002 - April 2004

Skills
FHA, Mortgage Banking, Refinance, Mortgage Lending, VA loans, Debt Consolidation, FHA financing, Loan Origination, Credit Analysis, First Time Home Buyers, Real Estate Financing, Mortgage Insurance, USDA, Loans, Residential Mortgages, Government Loans, Mortgage Underwriting, Home Equity Lines of..., Credit, Mortgage Servicing, Certified Mortgage..., Home Equity Loans, Reverse Mortgages, Loss Mitigation, Mortgage Marketing, Loan Servicing, Underwriting, Consumer Lending, Banking, Lines Of Credit, 203K, Commercial Lending, Credit Risk, HomePath, Investment Properties, Finance, Construction Loans, Real Estate Economics, Super Jumbo, Non-Conforming, Home Equity, HUD, Branch Management, Investments, Cross Selling, Commercial Banking, Real Estate, VA Loans, FHA Financing

Education
Johnson County Community College   1988 — 1990
Bachelor of Science (B.S.)

Experience
Blue Cross Blue Shield of Texas  May 2014 - Present
Capital One Home Loans   August 2010 - May 2014
JPMorgan Chase  July 2009 - July 2010
Cognizant Technology Solutions  December 2005 - July 2010
Ramco Systems  April 2004 - December 2005

Skills
SDLC, Teradata, Data Warehousing, Business Analysis, Banking, ETL, Business Intelligence, Analytics, Business Objects, Requirements Gathering, Data Modeling, Business Requirements, Visio, Requirements Analysis, Vendor Management, SQL, User Acceptance Testing

Education
Presidency College   1999 — 2002
MCA, Master of Computer Applications

Experience
SunTrust Mortgage  December 2012 - Present
Capital One Home Loans   December 2011 - December 2012
Equitable Mortgage Group  June 1998 - September 2009

Skills
Banking, Credit, Loans, Credit Analysis, Windows, Microsoft Works, Mortgage Banking, Loan Structuring, FHA, Residential Mortgages, Mortgage Lending, VA Loans, FHA Financing, Refinance, Investment Properties, Loan Origination, First Time Home Buyers, Underwriting, Risk Management, Finance, Construction Loans, Government Loans

Education
Prince George's Community College   1996 — 1998

Experience
Pacific Union Financial, LLC  December 2014 - Present
Capital One  February 2013 - Present
Capital One Home Loans   January 2011 - February 2013
Home Loans  July 2010 - January 2011
Bank of America  July 2009 - June 2010
Home Loans / Bank of America   February 2003 - July 2009
Herb Shop   February 1998 - February 2003
Door Doctors, Inc   April 1995 - September 2001
S & T Sewing Machine Co., Inc.   February 1983 - January 1994

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, PowerPoint, Customer Service, Research, Photoshop, English, Windows, Budget, Outlook, HTML, Budgets, Mortgage Banking, Management, FHA, Sales, Customer Satisfaction, Loans, Real Estate, Refinance, Risk Management, Credit Analysis, Credit, Residential Mortgages, Loan Origination, Banking

Education
Platt College-Tulsa   1996 — 1996

Sam Houston High School

Experience
xpedx  March 2013 - Present
Validity Screening Solutions  July 2011 - November 2012
US Bank  June 2010 - April 2011
US Bank  December 2009 - June 2010
Sokol Blosser Winery  September 2009 - November 2009
Capital One Home Loans   July 2008 - December 2008
Countrywide Home Loans  June 2007 - July 2008
Superior Consulting International   September 2006 - January 2007

Skills
Sales, Account Management, Facilities Management, Customer Service, Mortgage Lending, Background Checks, Loans, FCRA, Banking, New Business Development, Customer Satisfaction, Sales Management, Team Building, Credit, Healthcare, Business Development, Marketing, Salesforce.com, Risk Management, Credit Analysis, Outlook

Education
Kansas State University   2001 — 2006
BS, Business Administration Marketing

Kansas State University   2001 — 2006
Bachelor of Science, Business Administration; an emphasis in marketing and sales

St. Patricks   1991 — 2000

Bishop Carroll

Experience
1st Mariner Bank  March 2012 - Present
Capital One Home Loans   January 2005 - February 2012

Skills
FHA, Credit, Mortgage Lending, FHA financing, Mortgage Banking, Loans, Residential Mortgages, Loan Origination, Banking, USDA, VA loans, Refinance, First Time Home Buyers, Consumer Lending, Construction Loans, Mortgage Underwriting, Government Loans

Education
Roger Williams University   2001 — 2003
Master's degree, Criminal Justice

Roger Williams University   1997 — 2001
Bachelor's degree, Criminal Justice

Experience
National Residential Mortgage, a service of Heartland Financial USA, Inc.   August 2015 - Present
Capital One Home Loans   2011 - 2015
Bank of America  2008 - 2011
Imperial Lending  2006 - 2008
Matrix Financial   2000 - 2006

Skills
Credit, Loans, Mortgage Lending, Management, Credit Analysis, Sales, Risk Management, Banking

Education
Missouri State University
Bachelor's Degree, Business Administration and Management, General