Household Finance
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Household Finance Employees
Financial Concepts Mortgage LLC NMLS# 181632 2001 - Present
Household Finance January 1993 - June 2001
Skills
First Time Home Buyers, Leadership, Mortgage Lending, Real Estate, Investors, Residential Homes, Single Family Homes, Investment Properties, Property Management, VA loans, Foreclosures, Residential Mortgages, REO, FHA financing, Business Development, Jumbo Mortgage
Education
University of Phoenix 2000 — 2002
MBA, Business Administration
Oklahoma State University 1988 — 1993
BS, Finance
Capital One 2012 - 2015
HSBC June 2003 - 2012
Household Finance April 2000 - March 2003
Skills
Program Management, Project Management, Leadership, Management Consulting, Credit Cards, Vendor Management, SDLC, PMO, Business Analysis, Risk Management, Project Portfolio..., PMP, Banking, Project Delivery, Process Improvement, Software Project..., Financial Services, Business Process..., Change Management, Portfolio Management, Requirements Gathering, Stakeholder Management, Governance, Relationship Management, IT Strategy, Management, Strategy, Requirements Analysis
Education
Pacific University 1986 — 2000
Bachelor of Arts (B.A.), Social Work
Pacific University 1987 — 1990
Bachelor, Social Work, Psychology
Radio One April 2011 - Present
Yellowbook October 2007 - April 2010
Argus, LLC, DBA Lux March 2008 - 2010
All Financial Services Inc. 2003 - September 2007
Conseco Financial Servicing Corporation 2001 - 2003
Renaissance Harborplace Hotel 1997 - 2002
Household Finance 2000 - 2001
Education
Morgan State University 1994 — 1999
BS, Finance
Mardela High School
Comcast August 2014 - February 2015
Comcast May 2012 - August 2014
Comcast Cable May 2004 - May 2012
Household Finance October 2001 - May 2004
Skills
Call Centers, Broadband, Telecommunications, Customer Retention, Customer Experience, Telephony, VoIP, Customer Satisfaction, Vendor Management, Cross-functional Team..., Process Improvement, Team Building, Team Leadership, Performance Management, Cable Television, Change Management, Leadership, Management, Customer Service, Coaching
Education
Penn State University 2013 — 2016
Master of Professional Studies, Human Resources and Employment Relations
Colorado State University-Pueblo 2011 — 2012
Bachelor of Science, Organizational Leadership
Newberry College 1989 — 1993
Equity Edge Funding Corp September 2001 - Present
Ameriquest Mortgage 1996 - 2000
Beneficial Financial Group 1988 - 1996
Household Finance 1984 - 1988
Skills
Mortgage, Funding, Accounting, Loans, Small Business, Real Estate, Credit, Banking, Risk, Mortgage Industry, Residential, Mortgage Lending, Credit Analysis, Commercial Lending, Loan Structuring, Underwriting, Refinance, Residential Mortgages, Sales Management, Fundraising, Real Estate Finance, Real Estate Financing, FHA, Residential Homes, Real Estate Economics, Financial Risk, First Time Home Buyers, Financial Structuring
Education
Penn State University 1980 — 1984
B.S., Marketing & Accounting
Robert Morris University 1982 — 1983
Accounting and Business/Management
CoreFirst Bank & Trust - Investment Services May 2015 - Present
Modern Woodmen of America October 2007 - April 2015
American Direct Mortgage October 2006 - September 2007
Household Finance February 1999 - October 2006
Skills
Investments, Mutual Funds, Estate Planning, Retirement Planning, Financial Services, Stocks, Investment Brokerage, Retirement, Investment Advisory..., Roth IRA, 401k Rollovers, Traditional IRA, Chartered Financial..., 401k, Long Term Care Insurance, College Savings Plans, Variable Annuities, Fixed Annuities, Life Insurance, Annuity Sales, Medicare Prescription..., Bonds, 529 Plans, Key Person Insurance, Term Life Insurance, Whole Life
Education
The American College 2011 — 2014
Chartered Financial Consultant (ChFC), Financial Planning and Services
North Dakota State University 1988 — 1992
Bachelor's degree, Agricultural Economics, 3.8 GPA
Dale Parizeau Morris Mackenzie December 2011 - Present
Dale Parizeau Morris Mackenzie February 2010 - December 2011
Dale Parizeau Morris Mackenzie May 2004 - February 2010
Household Finance 2000 - 2004
Skills
Risk Management, Insurance, Property & Casualty..., Commercial Insurance, Underwriting, Liability, General Insurance, Brokers, Claim, Claims Management, Professional Liability, Legal Liability, Casualty, Reinsurance, Financial Risk, D&O, Commercial Lines, Enterprise Risk..., Analysis, Strategic Planning, Negotiation, Portfolio Management, Workers Compensation, Umbrella Insurance, Insurance Law, Directors, Credit Risk, Credit Cards, Financial Services, Inland Marine, Surety Bonds, Directors & Officers..., Casualty Insurance
Education
McGill University 1998 — 2002
B. Com, Finance and International Business
Marianopolis College 1996 — 1998
DEC, Pure and Applied Sciences
College Marie de France 1992 — 1996
High School
TelComm Credit Union July 2008 - Present
Conseco Finance, FKA Green Tree Financial October 1997 - December 2000
Household Finance June 1983 - October 1997
Skills
Underwriting, Mortgage Lending, Loan Origination, Portfolio Management, Loans, Credit, Credit Risk, Financial Services, Credit Analysis, Residential Mortgages, Refinance, Consumer Lending, Mortgage Banking, Financial Analysis, Commercial Banking, Collections, Small Business Lending, Loan Servicing, Construction Loans, Loss Mitigation, Commercial Mortgages, Government Loans
Education
Missouri State University 1979 — 1983
B.S., Business, GPA 3.10
JPMorgan Chase & Co. February 2012 - Present
Bank of America March 2008 - February 2012
Household Finance October 2006 - March 2008
Skills
Mortgage Lending, Mortgage Banking, Refinance, FHA, Loan Origination, Loans, Residential Mortgages, Credit, VA loans, USDA, FHA financing, Credit Analysis, Banking, Consumer Lending, Underwriting, Commercial Lending, Reverse Mortgages, Mortgage Underwriting, Construction Loans, FHA Financing, VA Loans, First Time Home Buyers, Foreclosures, REO, Investment Properties, Investors, Short Sales, Real Estate Transactions, Sales, HUD, Single Family Homes, Real Estate, Real Estate Financing, Residential Homes, Sellers, Referrals, New Home Sales, Condos, Customer Service, Relocation, Investments, Buyer Representation, Commercial Real Estate, Government Loans, Real Estate Economics, Listings, Vacation Homes, Certified Mortgage..., Home Equity Lines of..., Sales Management
Education
Northern Arizona University 2001 — 2004
Bachelor of Science, Hotel & Restaurant Management
Horizon High School 1996 — 2000
Bowling Green City Schools August 2006 - Present
Household Finance August 2003 - November 2004
Skills
Teaching, Research, Educational Technology, Technology Integration, Instructional Technology, Customer Service, Library, Collection Development, Library Science, Classroom, Social Media, PowerPoint, Microsoft Office, K-12, Event Planning, Literacy, Curriculum Development, E-Learning, Cataloging, Leadership, Elementary Education, Teacher Training, Web 2.0, Lesson Planning, Teamwork, Classroom Management
Education
Mansfield University of Pennsylvania 2004 — 2006
Master, School Library and Information Technology
The University of Toledo 1998 — 2001
Bachelor, Education
Right at Home Inc. March 2015 - Present
Right at Home, Inc. April 2010 - March 2015
HSBC 2006 - 2009
HSBC 2003 - 2005
Household International 2002 - 2003
Household International 1999 - 2002
Household Finance 1998 - 1999
Beneficial Financial Group 1997 - 1998
Beneficial Financial Corporation 1988 - 1997
Skills
Vendor Management, Product Development, Sales Management, Stakeholder Management, Process Improvement, Strategic Planning, Analytics, Relationship Management, Risk Management, Project Management, Business Development, New Business Development, Healthcare, Management, Start-ups, Leadership, Business Planning, Operations Management, Executive Management, Training, Account Management, Team Building, Coaching, Strategy, Business Strategy, Sales, Product Management, Marketing, Program Management, Leadership Development, Budgets, Forecasting, Six Sigma, Project Planning, Human Resources, Strategic Partnerships, P&L Management, Business Intelligence, Cross-functional Team..., Change Management, Customer Service, Business Analysis, Team Leadership, Integration, Organizational..., Competitive Analysis, Contract Negotiation, Analysis, Direct Sales, Business Process...
Education
Northwestern University - Kellogg School of Management
New Product Development, Financial and Management Courses
University of Nebraska at Omaha
MBA, Master of Business Administration
University of Nebraska-Lincoln
Bachelor of Science, Agribusiness
Turnitin May 2014 - Present
YP (formerly AT&T Advertising Solutions) February 2009 - May 2014
Reply July 2008 - February 2009
E-LOAN August 2002 - June 2008
IKON Office Solutions July 1999 - July 2002
Household Finance October 1995 - May 1997
Transamerica Financial Services March 1992 - October 1995
Skills
Sales, Management, Business Development, Sales Process, Customer Service, CRM, Customer Retention, Leadership, Microsoft Excel, Training, Windows NT, Software, PowerPoint, Risk Management, Microsoft Word, Sales Management, Cold Calling, Access, Salesforce.com, Negotiation, Time Management, Account Management, Lead Generation, Sales Operations, Marketing, Direct Sales, Online Marketing, Strategic Partnerships, SaaS, Team Building, New Business Development, Sales Presentations
Education
Pierce College 1986 — 1988
Psychology
Pierce College 1985 — 1987
Bachelor of Science (BS), Psychology
Selene Finance LP March 2012 - Present
Litton Loan Servicing / Ocwen April 2009 - March 2012
Household Finance November 1998 - April 2009
Kathryn Royal Photography December 1995 - October 1998
Advent Corporation June 1989 - December 1995
Skills
Mortgage Lending, Loss Mitigation, Management, Mortgage Underwriting, Telemarketing, Sales Management, Foreclosures, Short Sales, Real Estate Transactions, Portfolio Management, Finance, Underwriting
Education
Luther College 1986 — 1988
Psychology
Snap On Tools November 2009 - Present
Quorum Federal Credit Union 2008 - 2009
JP Morgan Chase 2006 - 2007
GE Money Bank 2004 - 2006
WMC Mortgage 2004 - 2006
Household Finance 1996 - 2003
PMC 1996 - 1999
Skills
Mortgage Lending, Credit, Credit Analysis, Banking, Loans, Mortgage Banking, Consumer Lending, Refinance, Underwriting, Residential Mortgages, Real Estate, Sales Management, Loan Origination, Start-ups, Portfolio Management, Management
Education
Mount Saint Mary College 1994 — 1996
Bachelor of Science (B.S.), Business Administration and Management, General
College of Oceaneering 1992 — 1992
Crosscountry Mortgage June 2009 - Present
Household Finance April 2005 - April 2009
Skills
Microsoft Office, Microsoft Word, Microsoft Excel, Customer Service, PowerPoint, Accounting, Risk Management, Finance, Mortgage Lending, Financial Analysis, Banking, Loans, Loan Origination, Consumer Lending, Credit, FHA, First Time Home Buyers, Investment Properties, Short Sales
Education
Univversity of New Orleans 2000 — 2004
Bachelor's degree, Finance, General
Nunez Community College 1998 — 2000
Associate of Science (AS), Accounting
HSBC Private Bank August 2001 - Present
Federal Reserve Bank of Philadelphia 2000 - 2001
Household Finance 1999 - 2000
Starpoint Solutions 1997 - 1999
Skills
SDLC, Software Project..., PMO, Risk Management, Project Portfolio..., Program Management, Vendor Management, Banking, Project Delivery, Portfolio Management, Change Management, Credit, Business Analysis, Private Banking, IT Strategy
Education
University of Bridgeport 2005 — 2007
MBA, Finance
Louisiana State University 1993 — 1997
Bachelor's degree, Computer Engineering
Bell Mortgage, a Division of State Bank & Trust June 2012 - Present
Wells Fargo Home Mortgage March 2008 - May 2012
Household Finance September 2005 - March 2008
Skills
FHA, Investment Properties, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Sellers, Real Estate, Refinance, VA loans, Residential Mortgages, FHA financing, Finance, Residential Homes
Education
Minnesota State University, Moorhead 1997 — 2002
BS, Exercise Science
Ken's Vapor Shop, LLC August 2013 - Present
Securus Technologies June 2011 - April 2012
Medco Health Solutions June 2007 - March 2011
Xerox (fka Affiliated Computer Service) December 2005 - May 2007
USA Mobility November 2000 - May 2005
USA Mobility May 2000 - November 2000
USA Mobility September 1998 - May 2000
USA Mobility July 1994 - September 1998
Household Finance September 1993 - July 1994
Unger & Associates November 1991 - August 1993
Skills
Process Improvement, Call Center, Performance Metrics, Telecommunications, Cross-functional Team..., Operations Management, Six Sigma, Business Process..., Forecasting, Strategic Planning, Analysis, Budgets, Process Engineering, Financial Analysis, Microsoft Excel, Wireless, A/R collections, Bankruptcy, Student Loans, Financial Reporting, Teamwork, Business Analysis, Project Management, Team Building, Team Leadership, Call Centers, Workforce Management, Performance Management, Management, Vendor Management, Leadership, Business Planning, Customer Service, Outsourcing, Avaya, Customer Satisfaction, Change Management, Training, Software Documentation, Project Planning, Human Resources, Pricing, Customer Experience, Program Management, Payroll, Troubleshooting, Customer Retention, Access, Contract Management, Sales
Education
Panola College 1983 — 1985
Associate of Science (A.S.), Accounting, English Lit, Voice
Corl's Cleaning Service December 1998 - Present
Grandville Hollow Pottery December 1997 - December 1998
Household Finance May 1994 - September 1996
Skills
Photography, Long-term Customer..., Collections, Accounts Receivable, Accounts Payable, Word Of Mouth Marketing, Microsoft Excel, Invoicing, Process Scheduler, Payroll, Bookkeeping, Inventory Control, Spreadsheets, Account Reconciliation, Microsoft Word, Fax, Cash Flow, Credit, Finance, Small Business, Microsoft Office, Deposits
Education
American fitness professionals association 2014 — 2014
certified holistic nutritionist, Holistic nutrition counseling
Maranatha Baptist Bible College 1990 — 1994
Bs, Business management
Nova Scotia Health Research Foundation May 2009 - Present
Better Health and Freedom 2012 - 2015
Eric Rushton and Associates May 1997 - April 2009
Self Defence Canada 1992 - 2009
Neocon International 1990 - 1997
Household Finance 1976 - 1979
Skills
Accounting, Mergers, Budgeting, Financial Reporting, Strategic Planning, Healthcare, Health, Start-ups, Tax, Forecasting, Financial Management, Investor Relations, Banking, Contract Negotiation, Audit, Negotiation, Auditing, Investments, Venture Capital, Turnarounds, Cash Flow Forecasting, Administration, Audit Committee, Analysis, Risk Management, Cash Flow, Due Diligence, Compliance, Profitability, Payroll, Accounts Receivable, Restructuring, Entrepreneur, Working Capital..., Business Planning, Management Consulting, Small Business, Financial Control, Public Companies, Retail, Financial Systems, Board Presentations, Cash Flow Management, Budgets, Managerial Finance, Entrepreneurship, Nonprofits, Mergers & Acquisitions, Management, System Administration
Education
Saint Mary's University 2013 — 2013
Executive Professional Development, Project Management
Society of Management Accountants 1995 — 1997
CMA Designation, Management Accounting
Saint Mary's University 1994 — 1995
Diploma in Management Accounting, Commerce
Public Service Commission 2010 — 2010
Executive Leadership Development
Conference Board of Canada 2011 — 2011
Risk Management
School of Denturism 1982 — 1983
Denturist
NSCAD 1977 — 1978
Graphic Design
TIAA-CREF September 2014 - Present
Oak Lawn Bible Church September 2002 - June 2014
Household Finance June 2002 - April 2003
Moody Bible Institute January 1999 - May 2002
Skills
Photoshop, Dreamweaver, InDesign, PowerPoint, Microsoft Publisher, Premiere, Student Ministry, Youth Ministry, Discipleship Training, Relational Ministry, Practical Theology, Church Events, Discipleship, Evangelism, Pastoring, Pastoral, Event Planning, Adobe Creative Suite, Graphic Design, Web Design, Management, Program Development, HTML 5, CSS3, Campus Ministry, Public Speaking
Education
Sessions College 2013 — 2014
Graphic Design Certificate, Web Design Concentrate, A
Moody Bible Institute 1998 — 2002
BA, Youth Ministry
Tidewater Mortgage Services, Inc May 2014 - Present
Cavalier Mortgage Group April 2002 - June 2014
Wainwright Real Estate August 2001 - December 2006
Household Finance March 1998 - December 2000
Household Finance 1992 - 1997
Skills
Mortgage Lending, FHA, Refinance, Loans, Credit, Real Estate, Referrals, Mortgage Banking, Finance, Sales, Real Estate Financing, Loan Origination, First Time Home Buyers, Residential Mortgages, Reverse Mortgages, Residential Homes, Funding, Banking, Investors, Real Estate Economics, Investment Properties, USDA, VA Loans, Commercial Mortgages, Commercial Lending, Sales Management, Underwriting, FHA financing, Small Business
Education
Old Dominion University 1988 — 1992
Bachelor Science, Communications
Great Bridge High 1986 — 1988
Boehringer Ingelheim July 2015 - Present
Boehringer Ingelheim Pharmaceuticals November 2004 - Present
Boehringer Ingelheim October 2011 - February 2012
Boehringer Ingelheim Pharmaceuticals 2001 - 2004
Boehringer Ingelheim Pharmaceuticals 1997 - 2001
Deutsche Bank 1993 - 1997
Deutsche Bank 1989 - 1993
Household Finance 1987 - 1989
Skills
Sales Management, Coaching, Territory, Hospitals, Pharmaceuticals, Pharmaceutical Sales, Neurology, Sales Operations, Pharmaceutical Industry, Pulmonology, Sales, Hospital Sales, Cardiology, Training, Sales Effectiveness, Rheumatology, Urology, Endocrinology, Diabetes, Gastroenterology, Product Launch, Hypertension, Nephrology, Dermatology, Managed Care, Allergy, Market Access, Managed Markets, Sales Force Development, Buy & Bill, Selling Skills, Therapeutic Areas, Key Opinion Leaders, Management
Education
Oakland University 1983 — 1987
B.S., Marketing
Baptist State Convention of NC February 2008 - Present
Lafayette Baptist Church February 1998 - Present
Household Finance August 1985 - June 1991
Skills
Church Events, Training, Teaching, Event Planning, Customer Service, Program Management, Teamwork, Team Leadership, Team Management, Fundraising, Budgets, Public Speaking, Coaching, Team Building, Leadership, Staff Development, Strategic Planning
Education
Meredith College 1981 — 1985
B.S., Business Administration
Self Employed 2007 - 2014
Wright-Patt Credit Union June 2006 - April 2012
Capital Lending Strategies August 2004 - June 2006
US Bank June 1985 - June 2004
Household Finance April 1984 - June 1985
Skills
Credit, Banking, Credit Analysis, Commercial Lending, Consumer Lending, Mortgage Lending, Small Business Lending, Commercial Banking, Credit Unions, Credit Risk, Sales Management, Relationship Management, Lines Of Credit, Loans, Cross Selling, Finance, Financial Services, Financial Analysis, Risk Management, Mergers & Acquisitions, Refinance, Loan Origination, Retail Banking, Underwriting, Public Speaking, Business Analysis, Business Development, Sales, Recruiting, Portfolio Management, Training, Treasury Management, Residential Mortgages, Investments, SBA, Branch Management, Credit Cards, Deposits, Merchant Services, Cash Management, Funding, Loan Servicing, Employee Training, Seminars, Floor Plans, Collections, Subprime, Branch Banking, Construction Loans, Start-ups
Education
Wright State University 1978 — 1982
Bachelor of Science (BSB), Marketing/Marketing Management.
Ohio Northern University
Sidney High School
Key International September 2014 - Present
Dev Star Realty December 2013 - September 2014
Decorus Realty October 2011 - October 2013
Pulse International Realty November 2009 - September 2011
Interlink Group August 2006 - November 2009
Top Choice Media Group 2004 - 2007
Aames Home Loan April 2001 - June 2004
Household Finance January 2000 - April 2003
Merrill Lynch January 1999 - February 2000
Skills
Investment Properties, Short Sales, Investors, Foreclosures, Condos, REO, Real Estate, Mortgage Lending, Real Estate Transactions, Property Management, Sellers, Property, Sales, Relocation, FHA, Referrals, First Time Home Buyers, Negotiation, Buyer Representation, Residential Homes, Investments, Selling, Luxury, Single Family Homes, New Home Sales, Listings, Buyers, Real Property, New Homes, Rentals
Education
Nova Southeastern University 1997 — 1999
MBA, Finance
Aurora Public Schools July 2010 - Present
Douglas County School District January 2010 - May 2010
DCS Montessori August 2006 - December 2009
University of Denver August 1999 - August 2006
US Bank October 1996 - July 1999
CAD-PRO Systems Integration June 1995 - October 1996
Household Finance October 1994 - June 1995
Skills
Teaching, Sales, Spanish, Literacy, Writing, Instructional Design, Mathematics, Planning, Elementary, Classroom Instruction, Tutoring, Curriculum Development, Educational Technology, Public Speaking, Elementary Education, Editing, Curriculum Design, Classroom, Lesson Planning, Leadership, Educational Leadership, Staff Development, Higher Education, Classroom Management, Adult Education, K-12, Training, Teacher Training, Coaching, Differentiated..., Project Planning, Program Management, Program Development, Nonprofits, Community Outreach, Leadership Development, Fundraising, Student Affairs, Volunteer Management, RTI, Grant Writing, Research
Education
Regis University 2011 — 2012
Linguistically Diverse Education
University of Phoenix 2008 — 2010
MA, Education, Elementary Teacher's Licensure, 4.0
Principia College 1990 — 1994
BA, Business Administration, English, Spanish Minor
Golden Bear Realty International April 2004 - Present
Golden Bear Realty International March 2003 - July 2010
Household Finance 1992 - 1999
Skills
Short Sales, Sellers, Listings, Single Family Homes, Buyer Representation, Real Property, New Homes, First Time Home Buyers, Condos, Foreclosures, Waterfront, REO, Buyers, Luxury, Property, Residential Homes, Townhomes, Real Estate, Investment Properties, Relocation, Investors, New Home Sales, Rentals, Referrals
Education
Old Dominion University 1985 — 1989
BA
RITE AID October 2015 - Present
Pathmark Stores, Inc. July 2013 - September 2015
TruGreen February 2013 - May 2013
Always & Forever Flowers March 2012 - February 2013
ADT Security Services July 2011 - November 2011
Wells Fargo Home Loans January 2009 - May 2010
Countrywide October 2002 - April 2008
U. S. Census January 2004 - January 2008
Household Finance July 1999 - October 2002
Edwards Supermarket October 1997 - July 1999
Skills
Retail Management, Customer Service, Direct Sales, Store Management, Management, Merchandising, Training, Inventory Management, Team Building, Business Planning, Negotiation, Budgets, Profit, Purchasing, Customer Satisfaction, Operations Management, B2B, Sales, Inventory Control, Loss Prevention, P&L, Retail, Hiring, Forecasting, Time Management, Leadership
Education
New Jersey Institute of Technology 1980 — 1983
Engineering
U.S. Bank 2011 - Present
HSBC Mortgage Services 2009 - 2010
HSBC Finance Corporation 2008 - 2009
HSBC 2004 - 2007
Household International 1997 - 2004
Household Finance 1990 - 1997
Skills
Risk Management, Project Management, Training, Process Improvement, Management, Quality Assurance, Leadership, Team Leadership, Analysis, Operations Management, Six Sigma, Program Management, Financial Risk, Mortgage Lending, Policy, Performance Management, Change Management, Sales Management, Loans, Recruiting, Internal Audit, Human Resources, Auditing, Leadership Development, Customer Service, Banking, Credit, Project Planning, Employee Training
Education
Oregon State University 1980 — 1982
Bachelor of Science, Major: Business Administration Minor: Computer Science
HSBC May 2015 - Present
HSBC March 2013 - April 2015
HSBC Insurance July 2007 - February 2013
HSBC Card & Retail Services August 2001 - July 2007
Household Finance December 1998 - July 2001
Beneficial Financial Group December 1997 - December 1998
Skills
NJ Insurance Producer..., Internal Audit, Relationship Management, Risk Management, Financial Risk, Operational Risk, Training, Portfolio Management, Project Management, Enterprise Risk..., Management, Risk Assessment, Vendor Management, Due Diligence, Operational Risk..., Governance, Business Analysis, Process Improvement, Insurance, Credit Cards, Human Resources, Underwriting, Auditing, Financial Services, Performance Management, Credit
Education
Oregon State University 1993 — 1997
BA, Business Administration/International Business
Universität Stuttgart 1995 — 1996
One year exchange program, Business and German
New Penn Financial, LLC July 2012 - Present
American Red Cross, Southeastern Pennsylvania Chapter 2010 - Present
GMAC / Ally Financial September 2010 - June 2012
Keystone Asset Management June 2008 - September 2010
Lehman Brothers/BNC mortgage 2007 - 2007
MLNUSA 2003 - 2007
Household Finance February 2002 - January 2003
Wells Fargo Financial January 2000 - January 2002
Skills
Mortgage Lending, Loans, Mortgage Banking, Residential Mortgages, Credit, Refinance, Loan Origination, Underwriting, Loan Servicing, Investments, FHA, Credit Analysis, Portfolio Management, Asset Management, REO, Loss Mitigation, USDA, Real Estate, Short Sales, Mortgage Underwriting, Mortgage Servicing, Real Estate Economics, Real Estate Financing, Consumer Lending, Investment Properties, Commercial Lending
Education
Rutgers, The State University of New Jersey-Camden 2000 — 2005
BS, Finance
Flagstar Bank March 2015 - Present
Bank of America September 2009 - March 2015
Brookview Mortgage, LLC May 2001 - November 2008
Ameriquest Mortgage November 1996 - April 2001
Household Finance December 1991 - November 1996
Education
Wayne State University
BA, Economics
Macomb Community College
AA, General Studies
McCurdy Auction, LLC July 2014 - Present
Kapaun Mt. Carmel Catholic High School August 2004 - July 2014
International Cold Storage March 1982 - August 2004
Household Finance September 1976 - November 1981
Skills
Accounting, Fundraising, Non-profits, Budgeting, Mentoring, Public Speaking, Public Relations, Customer Relations, Event Management, Excel, Budgets, Nonprofits, Social Media, Teamwork, Coaching, Microsoft Excel, Strategic Planning, Staff Development, Team Building, Event Planning, Community Outreach, Time Management, Leadership Development, Research, Leadership, New Business Development, PowerPoint, Higher Education, Customer Service, Social Networking, Microsoft Office
Education
Wichita State University 1982 — 1992
BBA, Accounting
Saint Louis University 1971 — 1975
Bachelor of Arts, Mass Communications
Mariner Finance December 2011 - July 2014
Amerigroup Corporation July 2009 - December 2011
Household Finance May 1998 - April 2009
Skills
Microsoft Excel, Leadership, Recruiting, Account Management, Team Leadership, Business Development, Employee Relations, Negotiation, Operations Management, Sales, Teamwork, Sales Management, Public Speaking, New Business Development, Credit
Education
University of Delaware 1993 — 1996
BS, Business Administration
Ocean County College 1991 — 1993
Associate's Degree, Liberal Arts and Sciences/Liberal Studies
Cato Corporation February 2012 - Present
Freeman Realty May 2003 - Present
Chowan University August 2009 - April 2011
Household Finance February 2000 - November 2001
Advance Auto Parts May 1996 - July 2000
Skills
Real Estate, Foreclosures, Selling, Networking, Referrals, Listings, Marketing, Buyer Representation, Sales, Single Family Homes, REO, Investors, Short Sales, Fundraising, Social Networking, Customer Service, Contract Negotiation, Sellers, Event Planning, Social Media Marketing, Management, Relocation, Buyers, First Time Home Buyers, Office Management, Move Up Buyers, Investment Properties, Microsoft Office, First Time Sellers, Customer Experience, Property
Education
Martin Community College 2001 — 2003
Real Estate License, Real Estate
Bertie High School
PNC August 2011 - Present
Citizens Financial Group January 2008 - August 2011
Fidelity Mortgage January 2004 - December 2007
Household Finance February 2002 - January 2004
Skills
B2B, Leadership, Credit Analysis, Loans, Sales, Banking, Commercial Banking, Credit, Mortgage Lending, Portfolio Management, Mortgage Banking, CRM, Management, Finance, Commercial Lending, Sales Management, Loan Origination, Cross Selling
Education
Robert Morris University 1991 — 1996
BSBA, Finance
Taylor Allderdice HighSchool 1987 — 1991
Portfolio Realty Solutions November 2014 - Present
Keller Williams Real Estate August 2013 - November 2014
Wells Fargo April 2011 - August 2013
First Savings Mortgage April 2010 - May 2012
Prosperity Mortgage/Wells Fargo Mortgage July 2008 - March 2010
Citigroup October 2005 - April 2008
Household Finance 2003 - 2005
Skills
Loans, Real Estate, Finance, Investment Properties, Credit, First Time Home Buyers, Mortgage Lending, Sales, Salesforce.com, Customer Service, Marketing, Refinance, Referrals, Loan Origination, Selling, Residential Mortgages, VA loans, FHA financing, Home Equity Lines of..., FHA, Cold Calling, USDA, Mortgage Banking, Government Loans, Construction Loans, Certified Mortgage...
Education
Radford University 1998 — 2002
BBA, Marketing, Finance
Natividad Medical Center (NMC) February 2015 - Present
Capital One September 2010 - April 2013
HSBC October 2004 - September 2010
Household Finance August 1997 - October 2004
Skills
Microsoft Excel, Microsoft Word, PowerPoint, Outlook, Account Reconciliation, Accounts Payable, Invoicing, General Ledger, Access, Accounting, Analysis, Finance, Management, Customer Service, Journal Entries, Databases, Financial Reporting, Financial Analysis, Accruals, Payments
Education
Polytechnic University of the Philippines
Bachelor of Science (B.S.), Accounting
Advanced Chemical Transport May 2009 - Present
Atwater-Merced Realty / Accelerated Finance August 2002 - June 2009
Household Finance August 1995 - December 2000
Parnelli Jones Tires & Service Centers January 1992 - August 1995
Skills
Environmental..., Hazardous Waste..., Environmental Consulting, Remediation, Environmental Awareness, Sustainability, Environmental Impact..., Waste Management, RCRA, Recycling, Waste Reduction, EHS, Sales Management, Training, DOT regulations, Transportation, Solid Waste, HAZWOPER, ISO 14001, Waste Disposal, Environmental Compliance, Environmental Services, Groundwater Remediation, Disposal, Waste
Education
Merced College
General / Real Estate / Automotive Technology
Real Estate Licensing Services
Real Estate
NRI Schools (a division of McGraw-Hill, Inc)
Master Course in Automotive Servicing, Automotive Repair Technology
Branch Banking & Trust November 2006 - Present
Branch Banking and Trust November 2006 - January 2009
Option One Mortgage January 2004 - November 2006
Conti Mortgage 1997 - 1998
Associates Financial Services 1991 - 1998
Associates First Capital 1991 - 1998
The Associates 1991 - 1998
Household Finance 1972 - 1991
HSBC 1972 - 1991
Skills
Credit, Mortgage Lending, FHA, Loan Origination, Loans, Mortgage Banking
Education
Methodist University 1968 — 1972
BA, Business
Campus Insurance Service Inc January 2011 - Present
H & R Block 2005 - 2010
Valley Credit Union 1999 - 2005
Household Finance 1997 - 1999
Wells Fargo 1989 - 1997
Skills
Strategic Planning, Project Management, Advertising, Credit, Loans, Coaching, Banking, Performance Management, Call Center, New Business Development, Cross-functional Team..., Call Centers, Management, Budgets, Outlook, Team Building, Customer Satisfaction, Business Development, Training, Insurance, Process Improvement, Sales, Microsoft Excel, Customer Service, Microsoft Word, Retail, Leadership, Sales Management, Small Business, Risk Management, Marketing, Financial Analysis, Account Management, Analysis, Team Leadership, Start-ups
Education
Pepperdine University 1992 — 1997
MBA
Pepperdine University 1987 — 1991
Bachelor of Science, Business Administration
Los Gatos High School 1983 — 1987
St Frances Cabrini
ALCOVA Mortgage December 2011 - Present
Allied Home Mortgage June 1999 - November 2011
Wholesale Lending September 1996 - April 1999
Bank of the Commonwealth September 1985 - September 1986
First Union Home Equity Corporation June 1984 - September 1985
Household Finance January 1983 - June 1984
Skills
Mortgage Lending, FHA financing, FHA, Loans, Loan Origination, Credit, Mortgage Banking, Banking, USDA, VA loans, First Time Home Buyers, Residential Mortgages, Loss Mitigation, Government Loans, Referrals, Mortgage Marketing, Sales, Finance, Refinance, Residential Homes, Reverse Mortgages, Branch Management, Real Estate, Mortgage Underwriting, Construction Loans, Certified Mortgage..., FHA Financing, VA Loans
Education
Tidewater Community College 2010 — 2011
Training Specialist
Old Dominion University 1981 — 1982
Training Specialist
New York Life Insurance Company February 2013 - Present
EquiAdvantage Real Estate Group October 2011 - Present
Household Finance December 1994 - August 2008
Everyday Lending Mortgage Inc. January 2001 - May 2008
Millionaire Mommie and Everyday Lending Mtg 2000 - 2008
Education
Norfolk State University 1989 — 1992
Bachelor, Finance
trustee June 2012 - Present
retired 2003 - Present
independent signing agent April 2003 - December 2014
TCTC Board of Education January 2008 - December 2011
Niles Board of Education January 2004 - December 2011
Household Finance June 1977 - April 2003
Skills
Loan Origination, Mortgage Lending, Strategic Planning, Sales Management, Portfolio Management, Team Building, Consumer Lending, Mortgage Underwriting, Coaching, Refinance, Loans, Budgets, Banking, Mortgage Banking, FHA, Small Business, Residential Mortgages, Credit, Executive Management, Small Business Lending, Underwriting, Loss Mitigation, Credit Analysis, Cross Selling, Risk Management, Finance, Financial Services, First Time Home Buyers
Education
Miami University 1971 — 1975
bachelors of arts, communication
University of Chicago Medical Center October 2010 - Present
Clerity Solutions December 2009 - June 2010
The Clearing Corporation October 2002 - October 2009
IRI December 2000 - October 2002
Chicago Title and Trust March 1985 - December 2000
Household Finance April 1981 - March 1985
Education
Northwestern University
BA, Mathematics & Philosopy
Ernst & Young April 2013 - Present
HSBC December 2010 - April 2012
HSBC 2007 - December 2010
HSBC 2006 - 2007
HSBC 1999 - 2006
Household Finance 1997 - 1999
Household International 1994 - 1997
Household International 1992 - 1994
Household International 1989 - 1992
Skills
Internal Communications, Strategic Communications, Employee Engagement, Executive Communications, Issues Management, Communications Planning, Crisis Communications, Crisis Management, Corporate Communications, Communication Training, Media Relations, Strategy, Public Relations, Marketing, Leadership, Banking, CRM, Management, Stakeholder Management, Corporate Social..., Program Management, Brand Management, Marketing Communications, Reputation Management, Change Management, Project Management, Integrated Marketing, Editing, Thought Leadership, Speech Writing, Internal & External..., Newsletters, Public Speaking, Analysis, Public Affairs, Interviews, Content Development, Press Releases, Stakeholder Engagement, Editorial, Content Management, Corporate Branding, Investor Relations, Relationship Management, Financial Services, Executive Management, Copywriting, Digital Strategy, Digital Marketing, B2B Marketing
Education
Glenbrook South High School 1979 — 1983
Northwestern University
St Catherines
University of Arizona
Fannie Mae April 2010 - Present
HSBC March 2003 - April 2009
Household Finance July 1992 - March 2003
Skills
Portfolio Management, Mortgage Lending, Credit, CRM, Relationship Management, Loans, Banking, Leadership, Loan Origination, Customer Satisfaction, Executive Management, Mortgage Servicing, Residential Mortgages, Strategic Financial..., Credit Risk, Program Management, Negotiation, Sales Management, Call Centers, Management, Underwriting, Sales, Mortgage Banking, Financial Analysis, Loss Mitigation, Team Building, Finance, Business Analysis, Credit Analysis, Risk Management, Customer Retention, Process Improvement, Cash Management, Financial Services, Commercial Banking, Retail Banking, Strategic Planning, Mutual Funds, Business Development, Vendor Management, Financial Risk, Product Development, Investments, Insurance, Strategy, Operational Risk, Wealth Management, Asset Management, Cross Selling, Credit Cards
Education
Penn State University 2007 — 2009
MBA
University of South Florida 1989 — 1992
Bachelor of Education (B.Ed.)
Diamond Residential Mortgage Corporation NMLS 186805 Mortgage Consultant NMLS#402130Marketplace Home Mortgage, LLCFebruary 2015 - July 2015
Cherry Creek Mortgage Co. November 2013 - February 2015
Wells Fargo Home Mortgage August 1998 - November 2013
Household Finance 1997 - 1998
Skills
Credit, Customer Service, Mortgage Lending, Real Estate, Customer Relations, FHA, First Time Home Buyers, Loan Origination, Mortgage Banking, Insurance, Refinance, Loans, Credit Analysis, VA loans, Residential Mortgages, Government Loans, FHA financing, Banking, Home Equity Loans, Non-Conforming, USDA, Reverse Mortgages, Construction Loans, Home Equity, Real Estate Financing, Mortgage Underwriting, Commercial Lending, VA Loans, FHA Financing, Residential Homes
Education
Homestead 1984 — 1988
Marquette University 1993 — 1995
BS, Finance
Regis University 1995 — 1996
Finance
Keller Williams Team Realty January 2014 - Present
Keller Williams Realty 2006 - Present
Real Estate March 2006 - Present
Keller Williams Realty Signature March 2007 - December 2013
Keller Williams Realty Signature 2007 - December 2013
HSBC February 2004 - January 2006
HSBC North America 1985 - 2006
Household International 1985 - 2006
HSBC 2002 - 2004
Household Finance January 1994 - July 2002
Skills
Tennis, Golf, Foreclosures, Management, Condos, Sellers, Sales, Real Estate, Short Sales, Single Family Homes, Training, Real Property, Luxury, Finance, Property Management, Real Estate Transactions, Human Resources, Investment Properties, First Time Home Buyers
Education
Northern Illinois University 1972 — 1976
BS, Management
CalAtlantic Homes April 2015 - Present
Stonegate Mortgage Corporation (NYSE: SGM) 2014 - 2015
Bank of America 2011 - 2014
American Equity Mortgage 2009 - 2011
JPMorgan Chase 2008 - 2009
JP Morgan Chase 2006 - 2008
Countrywide Home Loans 2002 - 2006
Household Finance 1996 - 2002
Skills
Mortgage, Mortgage Lending, Loans, Mortgage Banking, Credit, Relationship Management, Management, Leadership, Sales Management, Training, New Business Development, Sales, B2B, Banking, CRM, Credit Analysis, Customer Service, FHA, Finance, Financial Services, Forecasting, Loan Origination, Operations Management, Process Improvement, Real Estate, Recruiting, Refinance, Residential Mortgages, Risk Management, Sales Operations, Sourcing, Strategic Planning, Team Building, Team Management, USDA, Underwriting, VA Loans
Education
Michigan State University 1990 — 1994
Business Administration, Business
Detroit Catholic Central 1987 — 1990
College prep
Veridian Homes June 2014 - Present
Hellenbrand, Inc June 2008 - February 2014
Household Finance November 2005 - May 2009
Playhaven Childcare September 1999 - October 2004
Skills
PowerPoint, Photoshop, HTML, Editing, C++, C, Java, Customer Service, Troubleshooting, Teamwork, Team Leadership, Sales, Time Management, Training
Education
Madison Area Technical College
Wisco Funding 2013 - Present
Better Home Inspectors April 2012 - Present
Prestige Loans 2003 - 2006
American Benefit Mortgage September 2001 - August 2003
IHI Electronics August 1998 - August 2001
Household Finance August 1995 - June 1998
Wyland Galleries April 1993 - July 1995
Skills
Real Estate, Mortgage Lending, Loans, Marketing, Online Marketing, Banking, Finance, New Business Development, First Time Home Buyers, Residential Homes, Direct Marketing, Commercial Real Estate, Commercial Lending, Residential Mortgages
Education
Montana State University-Bozeman
Hulu August 2015 - Present
Hulu November 2011 - July 2015
NBCUniversal, Inc. March 2009 - November 2011
NBCUniversal, Inc. March 2007 - February 2009
Universal McCann April 2004 - January 2007
Household Finance August 2003 - March 2004
North Shore High School September 2002 - June 2003
Skills
Digital Media, Online Advertising, Digital Marketing, Integrated Marketing, Advertising, Media Planning, Digital Strategy, Media Buying
Education
Penn State University 1998 — 2002
College of Communications
Self-employed - Music August 2012 - Present
Miami University August 2010 - August 2012
Utah Festival Opera May 2009 - August 2011
Household Finance May 2005 - August 2006
New Freedom Mortgage April 2002 - July 2004
Gateway September 2000 - March 2002
Skills
HTML, Linux, CSS, Web Design, Music Technology, Performing Arts, Audacity, Pro Tools, Music Production, Research, Higher Education, Soldering, Arduino, Public Speaking, Microsoft Office, Teaching, Music Education, Trombone, Music Theory, Chamber Music
Education
Miami University 2010 — 2012
Master's degree, Music Teacher Education
Utah State University 2004 — 2009
Bachelor's degree, Music Teacher Education
Midwest Title Company February 1992 - July 2008
Midwest Title Agency June 2000 - November 2000
Household Finance June 1991 - October 1991
ITT Financial Services August 1988 - June 1991
Education
Miami University 1986 — 1988
B.S. Business Administration, Finance
The Defiance College 1984 — 1986
Business Administration
Tribune Direct January 2011 - Present
Tribune Direct March 1999 - January 2011
Household Finance 1997 - 1999
Claritas 1994 - 1997
Household Finance June 1991 - July 1994
Skills
Digital Marketing, Database Marketing, Integrated Marketing, Direct Marketing, Multi-channel Marketing, Direct Mail, CRM, Lead Generation, Email Marketing, B2B, Account Management, Customer Retention, Strategy, Analytics, Customer Acquisition, Marketing, Segmentation, Product Marketing, Competitive Analysis, Demand Generation, Strategic Partnerships, Digital Strategy, Online Advertising, Market Research, Online Marketing, Relationship Marketing, Marketing Research, Marketing Strategy, Digital Media, Marketing Communications, Market Planning, Interactive Marketing, Marketing Management, Advertising
Education
The University of Chicago Booth School of Business 1994 — 1998
MBA, Marketing, Finance
Northwestern University 1987 — 1991
BA, Historical Studies
TMG The Mortgage Group September 2010 - Present
Corridor Breakfast Club 2010 - Present
Home Loans Canada August 2002 - September 2010
Household Finance 1998 - 2002
Skills
Mortgage Lending, Refinance, Residential Mortgages, Loans, Lines Of Credit, Credit, Construction Loans, Debt Consolidation, Reverse Mortgages, Mortgage Underwriting, First Time Home Buyers, Credit Analysis, Mortgage Banking, Certified Mortgage..., Banking, Investment Properties, Underwriting, Loan Origination, Rates, Investments, Commercial Mortgages, Consumer Lending, New Home Sales, Home Equity Lines of..., Single Family Homes, Real Estate Financing, Referrals, Mortgage Marketing, Home Equity, Home Equity Loans, Mortgage Servicing, Funding, Investors, Second Mortgages, Real Estate Economics, Credit Risk, Finance, Real Estate
Education
Saint Mary's University 1986 — 1990
BCOMM, Management
Independent Claims Investigations L.L.C. January 2007 - Present
Bethesda Associates October 2011 - May 2012
State Farm Insurance June 1992 - August 2004
Household Finance June 1990 - May 1992
Skills
Expert Witness Trial..., Property & Casualty..., Insurance Law, Industry Standards, Legal Concepts, Claims Handling, Claims Investigations, Accident Claims, Insurance Bad Faith, Expert Witness, Arbitration, Commercial Insurance, Insurance, Litigation, Personal Injury, Technical Standards, Policy, Training
Education
National Business Institute
Insurance Fraud and Bad Faith
National Business Institute
Bad Faith 101
National Business Institute
Insurance Bad Faith Claims in Colorado
AEI 2000 — 2001
FCLA, Legal Principles/ Claims Law
University of Colorado Colorado Springs 1986 — 1991
BSBA, Business Finance
Pikes Peak Community College
Associates Degree Nursing 60 hours completed, Nursing Science
NYCB Mortgage Banking March 2010 - Present
Caliber Funding May 2008 - March 2010
Deutsche Bank, MortgageIT January 2006 - March 2008
MortgageIT January 2006 - March 2008
Wells Fargo Home Mortgage December 2004 - January 2006
Washington Mutual October 2003 - November 2004
Countrywide Home Loans May 1988 - October 2003
Household Finance 1986 - 1988
Skills
Motivational Managment, P&L Management, B2B Sales, Mortgage, Credit, Strategic Planning, Budgeting, Credit Risk, Mortgage Lending, Sales Management, Motivational Speaking, Budgets, B2B, Sales, Mortgage Banking, Finance, Coaching, Loans, CRM, Team Building, Management, FHA, Business Development, Leadership, Loan Origination, Account Management, Training, New Business Development, Commercial Lending, Selling, Executive Management, Recruiting, Sales Operations
Education
North Carolina State University 1981 — 1985
BA, Business Management & Economics
NYLIFE Securities LLC as FSP December 2013 - Present
The Ocean Explorium April 2012 - December 2013
Kulak Family September 2003 - November 2011
Household Finance 2000 - 2003
Household Finance 1997 - 2000
Skills
Leadership, Life Insurance, Insurance, Retirement Planning, Retirement, Wealth Preservation..., 401(k) rollovers, Disability Insurance, Fixed Annuities, Mutual Funds, Buy-sell Agreements, Customer Satisfaction, IRA rollovers, Finance, Community Outreach, Sales, Investments, Securities, Sales Management, Analysis, Legacy Planning
Education
University of Massachusetts Dartmouth 1992 — 1994
Bachelors of Science
Rochester Institute of Technology 1990 — 1992
Biology, General
Guaranteed Rate March 2012 - Present
Shea Mortgage April 2011 - March 2012
Keller Williams Realty Biltmore Properties 2010 - 2011
Prospect Mortgage Company July 2008 - October 2010
Desert Heritage Mortgage 2001 - 2003
Household Finance 1991 - 1996
Skills
First Time Home Buyers, Mortgage Banking, Credit, Refinance, Mortgage Lending, Loans, FHA, Referrals, Residential Mortgages, Real Estate, USDA, Loan Origination, Finance, VA loans, Mortgage Marketing, Certified Mortgage..., VA Loans, Government Loans, Investments, Sales, Sellers, Residential Homes, FHA financing, Real Estate Financing, REO, Reverse Mortgages, Mortgage Underwriting, Investment Properties, Construction Loans, Foreclosures
Education
Northern Arizona University-The W. A. Franke College of Business 1982 — 1987
Business
Unique Training & Development Inc. September 2004 - Present
General Motors of Canada 1954 - 1985
BF Goodrich Retail 1962 - 1964
Household Finance 1960 - 1962
Skills
Customer Service, Strategic Planning, Negotiation, Public Speaking, Microsoft Office, Marketing, Leadership &..., Training, Teaching, Team Building, Public Relations, Business Planning, Highly personable, Leadership, Human Resources, Leadership Development, Social Networking, Entrepreneurship, Marketing, Business Strategy, Coaching
Education
McMaster University
CIB, Business/Commerce, General
Tenura Holdings September 2013 - Present
OneWest Bank September 2006 - September 2013
GE January 2005 - September 2006
Household Finance March 1997 - January 2005
Skills
Mortgage Lending, Business Coaching, Leadership, Talent Management, Recruiting, CRM, Strategic Planning, Sales Operations, Customer Retention, Team Building, Employee Training, Succession Planning, Business Development, Leadership Development, Business Process..., Marketing, Organizational..., Cold Calling, Account Management, Credit, Customer Satisfaction, Team Management, Time Management, Human Resources, Talent Acquisition
Education
Pittsburg State University 1997 — 1999
ProBuilt Professional Lighting November 2012 - Present
Great Lakes Awards, Inc. September 1996 - July 2012
Household Finance March 1982 - April 1988
Skills
Quickbooks, Microsoft Office, Corel Draw, Shorthand, Office Management, Administrative..., Office Administration, Spreadsheets, Telephone Skills, Adobe Acrobat, Microsoft Publisher, Lotus Notes, Confidentiality, Calendars, Travel Arrangements, Invoicing, Microsoft Word, Office Equipment, Calendaring, QuickBooks, Outlook
Education
Robert Morris College 1981 — 1982
The Community Bank January 2005 - Present
Household Finance 2004 - 2005
BISYS Fund Services May 1999 - 2003
Skills
Small Business Lending, Banking, Loans, Credit, Loan Origination, Credit Analysis, Consumer Lending, Underwriting, Financial Analysis, Budgets, Financial Reporting, Employee Relations, New Business Development
Education
Mount Vernon Nazarene University 1994 — 1998
Bachelor of Arts (BA), FINANACE AND MANAGEMENT
African/American.Family.Project (A/A.F.P.) Non-Profit March 2014 - Present
Redbox June 2013 - Present
U.S. Cellular June 2010 - September 2012
U.S. Cellular May 2009 - June 2010
U.S. Cellular March 2008 - May 2009
U.S. Cellular December 2006 - March 2008
U.S. Cellular March 2005 - December 2006
U.S. Cellular November 2003 - March 2005
Safer Foundation September 2001 - June 2003
Household Finance January 1998 - June 2001
Skills
Great communications..., Customer Satisfaction, Customer Service, Cross-functional Team..., Finance, Telecommunications, Correctional, Sales Management, Sales Operations, Associate Development, Customer Experience, Account Management, Team Building, Training, Coaching, Leadership, Call Centers, Management, Performance Management, Wireless, Sales, Customer Retention, Negotiation, Retail, CDMA, Recruiting, Cellular Communications, Process Improvement
Education
Rasmussen College-Illinois 2011 — 2014
BA Business Management, Marketing
Hyde Park Career Academy 1992 — 1996
LKQ Corporation November 2012 - Present
Clearwire December 2011 - November 2012
Sprint Nextel September 2009 - December 2009
Household Finance November 2007 - December 2007
Apex Communications January 1997 - January 2007
Skills
Sales, Direct Sales, Customer Satisfaction, Account Management, Salesforce.com, Selling, Retail, Key Account Management, Inventory Management, Microsoft Office, Marketing Strategy, Social Media Marketing, Telecommunications, Leadership, Time Management, Business Development, Public Speaking, Team Building, Product Marketing, Social Media, Solution Selling, Cold Calling, Sales Process, Customer Experience, Customer Service, B2B, Management, Income Statement, Wireless, Sales Operations, Recruiting, Advertising, Sales Management, Training
Education
Modesto Junior College 1990 — 1991
Real EstateLaw
Ceres High School 1987 — 1989
High School/Secondary Diploma Programs
Ceres High School 1986 — 1989
diploma, law enforcement
Qatalyst Media July 2013 - Present
Popular Marketing July 2012 - July 2013
mobilXchange December 2011 - June 2012
Interactive Marketing Solutions June 2000 - June 2012
Household Finance February 2000 - November 2001
Ameriquest Mortgage Corporation January 1999 - June 2000
Skills
Lead Generation, Online Advertising, Online Lead Generation, Email Marketing, Digital Marketing, SEM, Mobile Marketing, PPC, Online Marketing, Customer Acquisition
Education
Rockland Community College 1997 — 1999
Associates, Graphic Arts & Advertising / Communications
The Prompt Notary March 2013 - Present
Wells Fargo Home Mortgage 2011 - 2012
The Vanguard Group February 2011 - September 2011
Yelp.com August 2010 - December 2010
Kaplan January 2009 - August 2010
The Cobalt Group January 2008 - August 2008
HouseValues May 2007 - January 2008
Household Finance February 2005 - September 2006
Catalyst Corporate Solutions June 2004 - January 2005
Skills
Training, Salesforce.com, Customer Service, Marketing, Program Management, Coaching, Customer Retention, Sales, Sales Management, Interviews, Team Building, Finance, CRM, Management, Leadership, Public Speaking, Small Business
Education
Minnesota State University, Moorhead 2000 — 2002
Bachelor of Science
North Dakota State College of Science 1998 — 2002
Associate of Arts
Thomas Edison High School
Bay Area Energy February 2013 - Present
Synergy Expansion, LLC September 2006 - February 2013
Element Enterprise August 2002 - August 2006
Household Finance April 2000 - April 2002
Skills
Management, Start-ups, Business Development, Sales, Sales Operations, Direct Sales, Marketing, Sales Management, Training, Recruiting, Networking, Public Speaking, Consulting, Investments, Time Management, Small Business, Project Management, Troubleshooting, Customer Service, Microsoft Excel, New Business Development, Strategy, Entrepreneurship, Marketing Strategy, Strategic Planning, Advertising, Management Consulting, Team Building, Business Strategy, Lead Generation, Cold Calling, Leadership Development, Performance Management, Market Research
Education
Rutgers University-New Brunswick 1999 — 2003
BS, Computer and Electrical Engineering
WWP 1995 — 1999
Frank Smith Insurance December 2008 - Present
Frank Smith Real Estate, Inc. February 1999 - Present
Household Finance May 1996 - February 1999
Skills
First Time Home Buyers, Short Sales, Real Estate, Relocation, Residential Homes, New Homes, Foreclosures, Customer Service, Condos, Real Estate Transactions, Investments, REO, New Home Sales, Listings, Buyer Representation, Refinance, Sellers, Property Management, Single Family Homes, Mortgage Lending
Education
Barrington High School
Plymouth State University
Bachelor's degree, Elementary Education and Teaching
Loth Office Furniture Outlet 1985 - Present
Giant Furniture 1975 - 1985
Household Finance September 1974 - September 1975
Skills
Account Management, New Business Development, Sales Management, Strategic Planning, Sales, Furniture, Training, Customer Service, Management
Education
Ohio University 1970 — 1974
B.S., Communication
ResCom Lending March 2008 - Present
Bank of America March 2003 - October 2007
Conseco Finance FKA Greentree Finanacial September 1996 - March 2003
Household Finance June 1989 - September 1996
Skills
Mortgage Lending, Mortgage Banking, Loans, Investment Properties, Real Estate, Refinance, FHA, Credit, Condos, First Time Home Buyers, Residential Mortgages, Finance, Sales Management, Loan Origination, Business Development, Sales, Commercial Real Estate, Foreclosures, Credit Analysis, Real Estate Financing, Reverse Mortgages, VA loans, Residential Homes, Commercial Mortgages, Investments, USDA
Education
Merrimack College 1985 — 1989
BS, International Business
BMO Harris Bank October 2012 - Present
M&I Bank 2000 - October 2012
M&I Bank 1992 - 2000
Valley Bank July 1986 - 1992
Household Finance November 1984 - July 1986
Skills
Mortgage Lending, Mortgage Banking, Banking, Loans, Credit, Credit Analysis, Commercial Lending, Financial Services, Consumer Lending, Small Business Lending, Commercial Banking, Underwriting, Sales Management, Loss Mitigation, Retail Banking, Private Banking, Lines Of Credit, Loan Origination, Residential Mortgages, Refinance, Construction Loans, Commercial Mortgages, FHA, Branch Banking, Credit Risk, Cross Selling
Education
Graduate School of Banking 1992 — 1995
Ripon College 1979 — 1983
BA, Economics
Rodan and Fields Dermatologists October 2014 - Present
Rain For Rent October 2005 - January 2015
Ballet Rincon 2003 - July 2011
JMC Advertising & Promotions 2004 - 2005
Arbonne Independent Consultant 2003 - 2005
Southern Wine & Spirits 1998 - 2005
Household Finance 2001 - 2002
Simpson Property Management, LLC 1995 - 2001
Anheuser-Busch Budweiser 1996 - 2000
Monica's Dance Academy 1993 - 1995
Skills
Customer Service, Budgets, Team Building, Management, Sales, Training, Recruiting, New Business Development, Microsoft Office, Microsoft Excel, Marketing, Outlook, Microsoft Word, Payroll, Data Entry, Cold Calling, Accounts Payable, Leadership Development, Advertising, Employee Benefits, Nonprofits, Invoicing, Accounting, Leadership, Human Resources, Process Scheduler, Time Management, Office Management, PowerPoint, Inventory Management, Accounts Receivable, Fundraising, Administration, Hiring, Event Planning, Sales Management, Public Speaking, Customer Satisfaction, Account Management
Education
Pima Community College 1989 — 1990
Elementary Education and Theater Arts
BBC International June 2004 - Present
Payless ShoeSource Worldwide, Inc December 2002 - May 2004
Abercrombie and Fitch January 1999 - November 2002
Household Finance August 1998 - December 1998
Neogen Corporation June 1996 - August 1998
Skills
Two Ten Foundation -..., Retail, Merchandising, Trend Analysis, Fashion, Apparel, Management, Visual Merchandising, Inventory Management, Product Development, Leadership
Education
Northwood University 1993 — 1997
BA, Business : Marketing & Management / International Studies
BP June 1989 - September 2015
American National Bank December 1980 - June 1989
Household Finance 1975 - 1978
Skills
Petroleum, Capacity Planning, Procurement, Strategic Sourcing, Gas, Upstream, Contract Management, Management, Oil/Gas, Performance Tuning, Change Management, Vendor Management, Project Management, Supply Chain Management, Process Improvement
Education
Miami University 1971 — 1975
BS, Systems Analysis
Meadowbrook Financial Mortgage Bankers April 2013 - Present
goodmortgage.com October 2012 - April 2013
Neighborhood Assistance Corporation of America February 2011 - October 2012
CitiFinancial December 2009 - October 2011
Household Finance December 2008 - April 2009
Skills
Mortgage Lending
Education
Quincy College
Computer Science
Edward Jones April 2002 - Present
Wells Fargo May 1987 - April 2002
Household Finance 1984 - 1987
Taylor Made Business Systems 1982 - 1984
Xerox 1980 - 1982
Skills
Series 7, Long-term Care, Securities, Insurance, Portfolio Management, Investments, Investment Advisory, 529 Plans, Roth IRA, Bonds, IRAs, Wealth, 401k, Fixed Annuities, Financial Advisory, Mutual Funds, Retirement, Asset Allocation, Retirement Planning, College Savings Plans
Education
University of California, Berkeley 1976 — 1980
Monterey High School 1973 — 1976
Monterey Peninsula College
AirWatch by VMware July 2015 - Present
Triumph Motorcycles November 2013 - April 2015
The Home Depot February 2013 - June 2013
ACityDiscount April 2010 - February 2013
Engauge October 2009 - December 2009
ControlScan January 2008 - September 2008
KnowledgeStorm (acquired by TechTarget in November 2007) April 2007 - December 2007
General Motors (Edventure Program) August 2005 - December 2005
Beneficial Financial Group July 2005 - August 2005
Household Finance May 2004 - August 2004
Skills
Survey Creation, Online Marketing, Newsletters, Consumer Insights, Email Marketing, Competitive Analysis, Customer Insight, Online Research, Dependable Team Player, Market Research, Marketing, Marketing Strategy
Education
North Carolina Agricultural and Technical State University 2002 — 2006
BS, Marketing, 3.58
US Bank May 2002 - September 2008
Household Finance April 1996 - June 2002
Skills
Mortgage Banking, Loans, Banking, Sales, Mortgage Lending
Education
Miami University 1991 — 1995
Fannie Mae May 2008 - Present
Fannie Mae July 2001 - May 2008
GMAC Mortgage August 1995 - March 2001
Household Finance 1991 - 1995
EZ Communications 1988 - 1991
Education
New York University 1986 — 1990
TD Bank March 2008 - Present
Sears Holdings March 1996 - February 2008
Household Finance September 1990 - March 1996
Arthur Andersen March 1988 - July 1990
Education
Michigan State University 1984 — 1988
AllianceBernstein June 2011 - Present
Wells Fargo July 2010 - June 2011
Echo Trade July 2009 - June 2010
Bank of America October 2008 - July 2009
Household Finance October 2004 - September 2008
Skills
Equities, Investments, Mutual Funds, Portfolio Management, Series 63, Series 7
Education
Marist College 2003 — 2006
MBA
Marist College 2001 — 2003
Marketing
Saint Bonaventure University 1999 — 2001
Marketing
TransUnion April 2014 - Present
Bank of America April 2010 - Present
Bank of America December 2012 - March 2014
HSBC August 2006 - April 2010
HSBC Card Services January 2006 - August 2006
HSBC Card Services January 2004 - December 2005
Household Finance 1995 - 1997
Household Finance 1993 - 1994
Household Finance 1989 - 1992
Skills
VRU, Credit Cards, Credit, Mortgage Lending, Risk Management, Call Center, Management, Credit Risk, Banking, Retail Banking, Financial Risk, Relationship Management, Loans, Operational Risk, Financial Services
Education
Sacred Heart University 1987 — 1989
BS, Finance
Housatonic Community College 1985 — 1987
AS, Criminal Justice
St. Joseph's High School 1980 — 1984
Day 1 Studios May 2007 - December 2012
Household Finance November 2002 - April 2007
Skills
Video Games
Education
Montgomery College 1998 — 2004
IBM Global Services September 2001 - April 2007
IBM Global Services June 1997 - September 2001
T. Eaton Company March 1995 - June 1997
Household Finance January 1993 - February 1995
Skills
Outsourcing, Planning, Business Analysis, Business Management, Business Process, Data Center, Finance, Project Planning, Leadership, Management, Risk Management
Education
Ryerson University 1977 — 1980
Bachelor of Business Administration (B.B.A.), Accounting and Finance
Horizon Pharma August 2011 - Present
Medicis September 2001 - August 2011
AT&T 1996 - 2001
Sprint 1995 - 1996
Household Finance 1989 - 1995
Skills
Customer Relations, Consultative Selling, Negotiation, Forecasting, Account Management, Managed Care, Strategic Planning, Dermatology, Pharmaceutical Sales, Rheumatology, B2B, Selling Skills, Direct Sales, Sales Force Development, Pharmaceutical Industry, Key Account Management, Salesforce Training, Managed Markets, Sales Effectiveness, Salesforce.com, Market Access, Product Launch, Selling, Cardiology, Gastroenterology
Education
Old Dominion University 1985 — 1989
BSBA, Marketing
Allstate May 2010 - Present
Golf Enterprise April 2007 - May 2010
Household Finance 1993 - 1996
Household Finance 1991 - 1993
Motorola 1989 - 1991
IBM 1988 - 1989
Skills
Customer Service, Management, Strategic Planning, Marketing, Sales, Sales Management, Training, Leadership, New Business Development, Negotiation, Recruiting
Education
Loyola University Chicago
B.A., Communications; Business Minor
AXA Advisors October 2006 - Present
Bank of America October 2005 - October 2006
Banc of America Investment Services February 2000 - October 2005
Quick and Reilly February 1998 - February 2000
Fleet Brokerage Securities March 1996 - February 1998
Household Finance February 1995 - March 1996
Americorp Securities September 1993 - January 1995
Skills
Mutual Funds, Portfolio Management, Securities, Investments, Retirement Planning, Microsoft Office, Microsoft Excel, Equities, Financial Services, Trading, FINRA, Loans, Options, Finance
Education
Montclair State University
DeVry University January 2005 - Present
Arctic Freeze Arena/Sports Weekend International 2002 - 2004
Household Finance 2001 - 2002
The Cleveland Lumberjacks Hockey Team 1994 - 2001
Cleveland Lumberjack Hockey Team 1994 - 2000
The Cleveland Indians 1992 - 1994
Dairy Mart Inc. 1984 - 1990
Education
DeVry University Keller Graduate School of Management 2006 — 2007
MBA, Business, Marketing & Human Resources
Ohio University
BS, Recreation & Sports Management
Stearns Lending, LLC November 2014 - Present
Nationstar Mortgage February 2013 - October 2014
Bank of America Home Loans February 2009 - February 2013
Fannie Mae 2009 - 2009
Homecomings Financial April 2007 - October 2008
Peoples Choice Home Loan October 2005 - October 2006
First Franklin Financial/National City Bank March 2003 - October 2005
Kellum Mortgage Financial Services September 2000 - February 2003
Investaid Corporation September 1996 - March 1999
Household Finance 1989 - 1990
Skills
Loans, Underwriting, Training, Management, Customer Service, Mortgage Lending, Loan Origination, Credit Analysis, Financial Risk, Risk Management, Mortgage Underwriting, Credit Risk, Residential Mortgages, USDA, Mortgage Banking, Refinance, Credit, Mortgage Servicing, Financial Analysis, Process Improvement, FHA, Banking, Loan Servicing, Consumer Lending, Portfolio Management, Loss Mitigation, Finance, Time Management, FHA financing, FHA Financing
Education
Spring Arbor University 2013 — 2014
Bachelor's Degree, Bachelor of Science in Organizational Management
Michigan State University 1984 — 1987
Finance/Business
Owosso High School 1980 — 1984
University of Phoenix
Liberty Training Group / Venzano Brokerage LLC April 2003 - Present
Venzano Global Inc. August 2010 - Present
Greater-Harvest April 2003 - Present
Liberty Training Group April 2003 - May 2009
Novartis March 2001 - May 2009
Novartis March 2001 - May 2009
Household Finance March 1995 - April 2000
Skills
Recruiting, Training, Sales, Business Development, Managed Care, Pharmaceutical Sales, Leadership, Time Management, Cold Calling, Direct Sales, Marketing Strategy, Strategic Planning, Marketing, Sales Process, Sales Operations, Account Management, Selling Skills, Team Leadership, Salesforce.com, Sales Management, Selling, Employee Benefits, CRM, Sales Presentations, Coaching, Team Building, Networking, Consulting, Customer Retention, Strategy, Key Account Management, Product Launch, B2B, Entrepreneurship, Cross-functional Team..., Strategic Partnerships, Lead Generation, Start-ups, P&L Management, Management, Solution Selling, Business Planning, New Business Development, Product Marketing, Competitive Analysis, Vendor Management, Contract Negotiation, SaaS, Executive Management
Education
Penn State University 1989 — 1993
BS, Finance, Marketing and Labor and Industrial Relations
Montgomery County Community College 1989 — 1991
Business
North Penn High School 1987 — 1989
Graduated, College/University Preparatory and Advanced High School/Secondary Diploma Program, 3.0
Calvary Baptist School
Nationstar Mortgage May 2012 - Present
ProVest June 2008 - May 2012
HSBC 1993 - 2008
Household Finance 1996 - 1999
Education
University of North Carolina at Chapel Hill 1995 — 1995
Management
Purdue University 1989 — 1993
Bachelor of Science, Industrial Engineering
Select Media January 2009 - Present
Rickenbacker Group November 2007 - June 2008
Bear Territory, Inc May 2005 - November 2007
Household Finance March 1998 - May 2005
Skills
Customer Service, Loans, Public Speaking, Mortgage Underwriting, Process Improvement, Wholesale Lending, Human Resources, Office Management, Loss Mitigation, Team Building, Microsoft Office, Underwriting, Leadership, Event Management, Microsoft Excel, Microsoft Word, Investment Properties, Sales, Administrative..., Lotus Notes, Strategic Planning, Program Management, Coaching, PowerPoint, Real Estate, Small Business, Event Planning, Project Management, Operations Management, Marketing
Education
Ohlone College 1987 — 1988
English, Accounting
Guaranteed Home Mortgage Company, Inc. February 2009 - Present
Guaranteed Home Mortgage Company, Inc. March 2001 - February 2009
First National Funding Corp of America 1998 - 2001
Household Finance 1995 - 1998
Enterprise Rent-A-Car 1994 - 1995
Enterprise Rent-A-Car 1994 - 1995
Enterprise Rent-A-Car 1994 - 1995
Skills
Credit, Mortgage Lending, Mortgage Banking, Loans, Loan Origination, Refinance, Commercial Mortgages, Commercial Real Estate, Commercial Lending, VA loans, Real Estate, Residential Homes, FHA financing, FHA, Finance, Residential Mortgages, Credit Risk, Banking, USDA, Credit Analysis, Mortgage Underwriting, Underwriting, Consumer Lending, Funding, Investments, Financial Services, First Time Home Buyers, Reverse Mortgages, Investment Properties, Real Estate Economics, Real Estate Financing, Portfolio Management, FHA Financing, VA Loans
Education
Mount Saint Mary's College 1989 — 1993
Bachelor of Applied Science (B.A.Sc.), Economics
mount saint marys college
Cardio Express Fitness 2008 - Present
Primary Residential Mortgage 2008 - 2008
AdvisorOne Mortgage LLC 2007 - 2007
Household Finance 2003 - 2007
Education
Manchester Community College 2008 — 2008
Criminal Investigations, Forensic Science
Brio Academy of Cosmetology 2003 — 2003
Cosmetology, Anatomy, Physiology
Greenberg,Baisden & Perez LLC May 2011 - March 2013
DEIVIN Consulting Group LLC November 2008 - October 2009
Republic Investments & Mortgage March 2008 - October 2008
Continental Trust Mortgage July 2007 - February 2008
Household Finance March 1991 - March 2006
Skills
Recruiting, Mortgage Lending, Management, Loans, Finance
Education
Miami Dade College
Miami Senior High
Miami Dade College
business and finance
Adaptive 2015 - 2015
Adaptive Consulting Group 2015 - 2015
Adaptive Solutions Group 2015 - 2015
New Hanover Regional Medical Center April 2007 - May 2014
SAIC March 2001 - August 2006
Pfizer July 1999 - August 2000
Systems Integration and Management (SIM) 1999 - 2000
Household Finance 1995 - 1996
Skills
PMP, Epic Project..., EMR, ITIL Certified, Leadership, Personnel Management, Inspiring Teams, Matrix Management, Vendor Relationship..., Budget Forecasts, Project Estimation, Business Process..., Strategic Communications, Risk Assessment, Changepoint, Oracle Clinical, Consulting, Lean Tools, 21 CFR Part 11, Microsoft Project
Education
University of Oklahoma - Price College of Business 1996 — 1999
Bachelor of Business Administration (B.B.A.), Management Information Systems and Services
National University 2004 — 2005
Master of Business Administration (M.B.A.)
Southwest Tennessee Community College 1994 — 1995
Associate of Applied Science, A.A.S, Accounting
Independent Bank February 2013 - Present
Butler's Collision January 2008 - February 2013
Wells Fargo February 2003 - September 2006
Household Finance July 1979 - January 2003
HSBC 2001 - 2003
Education
Macomb Community College 2008 — 2010
Finance Management, Finance/Managment, 3.6
Morgan Stanley Smith Barney March 2012 - Present
Merrill Lynch August 2001 - March 2012
Franchise Management Group 1994 - 2001
McDonald's May 1995 - August 1995
Comdisco September 1993 - June 1994
Comdisco September 1992 - September 1993
Household Finance September 1990 - July 1992
Education
Northwestern University - Kellogg School of Management 1994 — 1996
MBA, International Business and Marketing
University of Southern California - Marshall School of Business 1986 — 1990
BS, Business Entrepreneurship
KPMG Advisory 2007 - 2009
Household Finance November 1990 - June 1999
Household International 1990 - 1999
Household Finance (now HSBC) 1993 - 1998
Education
Northwestern University - Kellogg School of Management
MBA
PLS Financial Services August 2014 - Present
Capital One August 2011 - August 2014
HSBC 2009 - 2011
Household Finance 2006 - 2009
Household Finance 2002 - 2005
Skills
Marketing Analytics, Segmentation, Database Marketing, Analytics, Customer Acquisition, Direct Marketing, Customer Analysis, Cross Selling, Predictive Modeling, Email Marketing, Marketing Strategy, Product Management, Financial Services, Market Research, Risk Management, Credit Risk, Operational Risk, Operational Risk..., Risk Assessment, Risk Based Testing, Financial Risk, Regulatory Requirements, Regulatory Policy, Legal Compliance, ADA compliance, Compliance Testing, Legislative Policy, Legislative Issues, Litigation Support, Litigation Management, Call Center Development, Customer Service, Digital Marketing, Digital Strategy, Management
Education
Loyola University Chicago School of Law 2007 — 2011
Juris Doctor, Cum Laude
Miami University 1998 — 2002
BS of Business, Decision Science & Marketing Analytics
Anheuser-Busch Employees' Credit Union and Divisions June 2015 - Present
Penncro Associates February 2012 - June 2015
LMI Solutions, Inc. April 2011 - January 2012
HSBC April 2004 - May 2011
HSBC September 2001 - February 2004
Conseco Finance February 1997 - September 2001
Household Finance 1992 - 1994
Household Finance 1992 - 1994
Skills
Project Management, Leadership, Six Sigma, Credit, Call Center, Mortgage Lending, Risk Management, Vendor Management, Relationship Management, Financial Services, Process Improvement, Sales Management, Outsourcing, Financial Analysis, New Business Development, Business Development, Change Management, Team Building, Business Analysis, Executive Management, Business Process..., Call Centers, Banking, Loans, Strategic Planning, Team Leadership, Management, CRM, Sales, Strategy, Mortgage Banking, Portfolio Management, Finance, Management Consulting, Program Management, Employee Engagement, Credit Cards, Credit Risk, Financial Risk, Analytics, Insurance, Training
Education
University of North Carolina at Chapel Hill - Kenan-Flagler Business School 1990 — 1990
Executive MBA, AFSA
Michigan State University 1982 — 1986
BA, Communications and Business
Diamond Financial Services Loan OfficerTop Dot MortgageJanuary 2004 - April 2008
Ameriquest Mortgage October 2001 - January 2004
Household Finance February 1999 - October 2001
Bank of America May 1992 - January 1999
Education
Old Dominion University 1989 — 1994
Finance
Specialized Engineered Products LLC August 2008 - Present
Apogee Designs June 2002 - April 2008
Household Finance September 2001 - May 2002
Delphi August 1999 - March 2001
Stellar Engineering January 1996 - August 1999
Education
Macomb Community College
Associate of applied science, Automation and special machine design
Hewlett-Packard Inc. November 2009 - Present
Household Finance April 1997 - April 2009
Skills
Sales, Direct Sales, Solution Selling, Selling, Business Development, Management
Education
New Mexico State University 1992 — 1996
BA, Accounting
Bank of America January 2010 - April 2010
HSBC October 2004 - April 2009
HSBC February 2003 - October 2004
Household Mortgage Services September 2000 - February 2003
Household Finance October 1998 - September 2000
Jefferson Pilot Financial February 1996 - October 1998
Education
George Washington University 2007 — 2009
PMI Associates, Project Management
Madonna University 1990 — 1995
Business Management
HSBC October 2003 - May 2009
HSBC March 2002 - October 2003
Household Finance 1998 - 2002
Beneficial Management 1991 - 1998
United States Army Reserve July 1985 - July 1991
Education
New Mexico State University 1979 — 1985
BS, Biology
Jefferson Lab June 2009 - Present
HSBC 1990 - 2008
Household Finance 1990 - 2008
HSBC Card Services 1990 - 2008
Skills
Performance Management, Talent Acquisition, Employee Engagement, Succession Planning, Coaching, Leadership Development, Project Management, College Recruiting, Onboarding, Technical Recruiting, Process Improvement
Education
Norfolk State University 1981 — 1986
Personnel and Industrial Relations
MassMutual Financial Group January 2012 - Present
Y5J Corporation January 1990 - Present
Bankers Life and Casualty January 2011 - December 2011
Homecomings Financial April 2006 - February 2008
BankUnited August 2001 - April 2006
Premier Mortgage Group of South Florida June 2000 - August 2001
Popular Mortgage August 1999 - June 2000
Household Finance April 1998 - April 1999
Absolut Financial April 1996 - April 1998
Skills
Sales Presentations, Sales
Education
Miami Dade College 1990 — 1994
Mortgage Information Services
US Bank September 1997 - Present
American General Finance April 1993 - March 1996
Household Finance May 1992 - April 1993
Skills
Credit, Banking, Small Business Lending, Customer Service, CreditCard Underwriting, Managing people, Risk Management, Credit Cards, Loans, Portfolio Management, Relationship Management, Management, Credit Analysis, Retail Banking, Financial Services, Financial Analysis, Underwriting
Education
North Dakota State University 1986 — 1990
Business
Bowman High School 1982 — 1986
Household Finance 1993 - 1995
CIBC 1992 - 1993
Trans National Group Services 1988 - 1992
Montreal Trust 1986 - 1988
Skills
Strategic Planning, Business Strategy, Public Speaking, Team Building, Business Development, Executive Coaching, Marketing Communications
Education
McGill University 1983 — 1985
MBA
McGill University 1978 — 1980
B.A., Psychology
Macalester College 1976 — 1978
Abbott Laboratories October 1998 - September 2011
GHA Consulting March 1998 - September 1998
Kemper Reinsurance October 1987 - February 1998
Household Finance January 1985 - October 1987
Skills
Technical Support, Medical Terminology, Change Control, Quality Assurance, Medical Devices, SDLC, Process Improvement, Call Centers, Visio
Education
Medical Technology Education Center, Inc (MTEC) 2012 — 2013
NexGen Speech Recognition Editing and Medical Transcription Program, Medical Transcription and Speech Recognition Editing, 97%
Oakton Community College 1981 — 1983
Data Processing Certificate, Programming
George Williams College 1974 — 1978
BS, Recreation/Resource Planning
MEC October 2011 - Present
CPI Corp. April 2007 - August 2011
Harris Bank 2003 - 2007
Guarantee Reserve Life Insurance Company 1999 - 2003
Household Finance 1998 - 1999
Associates Commercial Corporation 1995 - 1998
Skills
Database Marketing, SAS, Segmentation, Predictive Modeling, Data Mining, Market Analysis, Data Profiling, Return on Investment, Mergers, SQL, Target Marketing, Analytics, Direct Marketing, Statistical Modeling, Web Analytics, Marketing Analytics, CRM
Education
Louisiana State University 1993 — 1995
MS, Economics
Louisiana State University 1987 — 1991
BS, Finance
Craig Davies, Regional Sales Coordinator for AFLAC September 2008 - Present
The Hall Household 1991 - 2008
Household Finance 1988 - 1991
Education
Missouri State University 1982 — 1986
BS, Marketing/Management
Mortgage Network Solutions, LLC August 2011 - Present
Wells Fargo Home Mortgage May 2010 - July 2011
Brokers Settlement Services inc October 2008 - April 2010
Mortgage Network Solutions, LLC April 2004 - April 2010
Oak Street Mortgage April 2004 - October 2006
Household Finance November 2002 - April 2004
Kohls Department stores June 2000 - November 2002
Barnes and Noble Books September 1999 - June 2000
Footstar Meldsico Shoes July 1990 - September 1999
Skills
Mortgage Banking, Loan Origination, Customer Service, Refinance, Loans, Mortgage Lending, FHA, Credit, Personalized Service, Training, Follow-up, Development of Sales..., First Time Home Buyers, Real Estate, FHA financing, Sales, Banking, Referrals
Education
Penn State University
Capital Bank (Capital Bank Financial Corp.) December 2013 - Present
Regions Bank July 2010 - October 2013
East Carolina Bank August 2007 - July 2010
Chevy Chase Bank October 2001 - January 2007
Household Finance May 1996 - October 2001
Skills
Consumer Lending, Loans, Credit, Mortgage Lending, Retail Banking, Underwriting, Business Development, Risk Management, Small Business Lending, Sales, Banking, Commercial Banking, Credit Analysis, Management, Relationship Management, Mortgage Banking, Financial Analysis, Loan Origination, Lines Of Credit, FHA, Small Business, Training, Branch Management, Credit Risk
Education
Consumer Bankers Association 2002 — 2005
Graduate of Retail Bank Management Program
Old Dominion University 1985 — 1989
Bachelor of Science, Business Administration
Household Finance January 2005 - April 2009
Education
North Carolina Central University 2001 — 2004
BBA, Finance
CF Industries April 2014 - Present
CF Industries March 2008 - March 2014
CF Industries July 2006 - February 2008
CF Industries August 2002 - June 2006
Household Finance 1992 - 1996
Skills
Employee Relations, Deferred Compensation, PeopleSoft, Talent Management, Performance Management, Onboarding, ADP Payroll, Succession Planning, Compensation, Personnel Management, Recruiting, Employee Benefits, Employee Engagement, Management, Leadership, Process Improvement, Human Resources
Education
Northwestern University
Bachelor's degree, Human Development and Social Policy
Citizens Bank August 2015 - Present
PHH Home Loans January 2012 - August 2015
Metropolitan Bank Group September 2006 - January 2012
North Shore Mortgage 2004 - 2006
1st Metropolitan Mortgage November 1998 - March 2004
Green Tree Servicing 1996 - 1998
Household Finance 1992 - 1996
Skills
Commercial Lending, Loans, Sales, New Business Development, Sales Management, Credit, Credit Analysis, Real Estate, Start-ups, Loan Origination, Retail, Mortgage Lending, Mortgage Banking, Management, FHA, Refinance, P&L Management, Strategic Planning, Residential Mortgages, Account Management, Underwriting, Banking, Business Development, Finance, Risk Management, FHA financing
Education
Loyola University of Chicago 1987 — 1991
BA, Communications & Business
LaLumiere
Loyola University Chicago
Brookstreet Mortgage Investment Corporation April 2010 - Present
Mortgagebrokers.com 2008 - 2010
HLC Canada 2007 - 2008
Royal Bank - Alternate Lending 2005 - 2007
Household Finance 2000 - 2005
Skills
Mortgage Lending, Residential Mortgages, Refinance, Commercial Mortgages, Debt Consolidation, Loans, Rates, Credit, Mortgage Marketing, Certified Mortgage..., Real Estate Financing, Construction Loans, Mortgage Underwriting, Investments, Loan Origination, Mortgage Banking
Education
McMaster University 1995 — 2000
B.SC & B.A, Science, Economics
St, Michael's High School - Niagara Falls 1990 — 1995
American Family Insurance April 2012 - Present
World Vision November 2007 - February 2012
The Local Sports Connection January 2011 - July 2011
Household Finance July 2006 - August 2007
Starbucks Coffee Company November 2005 - July 2006
DSHS March 2005 - May 2006
Subway April 2001 - October 2004
Skills
Social Media Marketing, Facebook, Marketing, Microsoft Word, Advertising, Customer Service, Coaching, Team Building, Social Media, Management
Education
Pacific Lutheran University 2002 — 2006
BA, Psychology
Pacific Lutheran University 2002 — 2006
BA, Writing
Garber Chrysler Dodge Jeep Ram May 2015 - Present
McDonald GMC Cadillac May 2014 - May 2015
Western & Southern Life March 2014 - May 2014
HSS Material Managment Solutions June 2013 - October 2013
JPMorgan Chase September 2011 - December 2012
Burt Watson Chevrolet August 2010 - February 2011
Alltel Wireless September 2008 - July 2009
Garber Chevrolet April 2008 - August 2008
Aflac March 2007 - June 2007
Household Finance November 2004 - March 2007
Skills
Marketing, Account Management, Insurance, Team Building, Direct Sales, Customer Retention, Negotiation, Sales Process, Microsoft Excel, Outside Sales, Management, Banking, Finance, E-commerce, Credit, Inventory Management, Loans, Financial Services, Pricing, Consumer Lending, Mortgage Lending, Retail, Loan Origination, Mortgage Banking, Cross Selling, Team Leadership, Lines Of Credit, Credit Cards, Credit Analysis, Customer Service, Forecasting, Real Estate, Sales, Small Business
Education
Northwood University 2003 — 2004
Bachelor, Business Administration
Delta College, University Center 1999 — 2002
Associate of Arts, Business Management
Konecranes September 2013 - Present
Konecranes May 2011 - February 2014
CAA South Central Ontario 2007 - May 2011
Whirlpool Corporation 2006 - 2007
Robert Bosch 2003 - 2006
Kubota 1999 - 2003
Household Finance 1995 - 1999
Kito Canada 1993 - 1995
Skills
Product Development, Direct Marketing, B2B, Marketing Management, Marketing Communications, Marketing Strategy, Online Marketing, Cross-functional Team..., Email Marketing, Strategic Sales..., Sales Process, International Sales, Market Planning, Management, Marketing, Digital Marketing, Integrated Marketing, Product Management, Strategy, Sales, Sales Operations, Negotiation, Retail, Pricing, Budgets, Entrepreneurship, Competitive Analysis, Product Marketing, Project Planning, Forecasting, B2B Marketing, Brand Management, Market Research, Market Analysis, CRM, Key Account Management, Lead Generation, Account Management, New Business Development, Business Development, Marketing Research, Online Advertising, Sales Management, Customer Retention, Product Launch, Leadership, Strategic Partnerships, Brand Development, Sales Presentations, Strategic Planning
Education
Ryerson University
B.Comm, Marketing and Management
Thornton Tomasetti November 2010 - Present
Harley-Davidson Motor Company May 2003 - October 2010
Household Finance January 2001 - July 2003
Skills
Outlook, Accounts Payable, Accounting, Accounts Receivable, Auditing, Microsoft Excel, Invoicing, Financial Reporting, Spreadsheets, Account Reconciliation, Analysis, Financial Accounting, Management, QuickBooks
Education
Park University 2012 — 2014
Master of Business Administration (M.B.A.), Accounting and Finance, 3.6
Park University 2007 — 2010
Accounting, Internal Controls/Auditing
CVG International America Inc. March 2008 - Present
Household Finance August 2007 - November 2007
Developers Line LLC February 2007 - May 2007
ES-Solutions Inc. June 2005 - December 2006
Ecua Valley Distributors September 2003 - April 2005
ES-Solutions Inc. September 2001 - June 2003
Grupo Industrial Publicitario Vallas April 1991 - August 2000
Corpoven S.A. April 1979 - March 1991
Skills
Logistics
Education
Miami Dade College 2011 — 2013
Importing and Exporting Designation
Syracuse University 1987 — 1988
Master of Business Administration (MBA), Operation Management and Management Information Systems
Universidad Metropolitana (VE) 1974 — 1979
Bachelor's degree, Applied Mathematics
Catalina Marketing May 2015 - Present
Capital One May 2012 - May 2015
HSBC Technology Services October 2003 - April 2012
Household Finance August 1992 - June 2002
Chubb and Son Insurance Company February 1986 - March 1991
New York Life Insurance Company March 1984 - January 1986
Skills
PMP certification..., Appls - Credit Card..., Software Languages: ..., SAS, COGNOS,..., Platforms: OV/MVS,..., , familiarity with..., Requirements Gathering, Software Documentation, SDLC, Software Project..., Requirements Analysis, Business Analysis, PMO, PMP, Risk Management, Banking, Visio, Process Improvement, Vendor Management, Management, Project Management
Education
New Jersey Institute of Technology
Master of Science, Information Systems
Chubb Institute
Diploma, Computer Programming
Rutgers, the State University of New Jersey
Bachelor of Arts, Mathematics
Labor Finders February 2014 - Present
Alliance Residential Company January 2013 - August 2013
Abacus In-Home Tutoring September 2011 - August 2012
Household Finance December 1999 - February 2003
Skills
Coaching, Scheduling, Customer Service, Microsoft Office, Public Speaking, Customer Relations, Mentoring, Problem Solving, Teamwork, Teaching, English, Staff Development, Account Management, Team Building, Tutoring, New Business Development, Consultative Selling, Leadership Development
Education
Park University 1990 — 1996
Double Major B.S., Management/Human Resources
Park University
Bachelor of Science (B.S.), Human Resources Management and Services
Riviera Finance January 1997 - Present
Household Finance January 1991 - July 1995
Skills
Credit, Salesforce.com, Sales, Loans, Cold Calling, Account Management, Leadership, Customer Service, Management
Education
Moraine Valley Community College
Incomplete, Business Administration and Management, General
AllMed Healthcare Management September 2013 - Present
Energy Trust of Oregon April 2012 - Present
Columbia Ultimate2008 March 2008 - April 2012
Genesis Financial Services2006-2008 January 2006 - February 2008
Household Finance January 1999 - January 2006
HSBC/Household International/Renaissance Holdings January 1998 - January 2006
HSBC 1998 - 2006
Renaissance Financial Services January 1998 - January 1999
Wells Fargo January 1996 - January 1998
First Interstate Bank/Wells Fargo January 1994 - January 1998
Skills
Advanced SQL, Advanced Report..., Advanced Data Analysis, Data Analysis, Visio
Education
Portland State University 1985 — 1988
Bachelor of Science, Mathematics
Portland State University
Bachelor of Science, Economics
Deval LLC January 2012 - Present
Saxon Mortgage January 2010 - Present
Saxon Mortgage Services January 2010 - Present
Bank of America March 2008 - March 2009
Countrywide Home Loans March 2008 - March 2009
The Right Way Financial May 2005 - December 2007
Right Way Financial Services May 2005 - December 2007
Countrywide Home Loans July 2003 - February 2005
Household Finance 1996 - 2004
Aames Home Loan September 2002 - June 2003
Education
Rio Hondo College 1985 — 1988
BMO Harris Bank April 2012 - Present
MetLife Home Loans September 2008 - May 2012
First Horizon Home Loans August 2007 - September 2008
EverBank May 2004 - August 2007
First Horizon Home Loans January 2000 - May 2004
Maple Park Mortgage 1991 - 2000
Household Finance 1983 - 1991
Skills
FHA, Mortgage, Credit, Banking, Mortgage Banking, Operations Management, Sales Management, Profit & Loss Management, Quality Management, Team Leadership, Residential Mortgages, Financial Analysis, Strategic Planning, Group Presentations, Presentation Preparation, Correspondent Banking
Education
Michigan State University
BA, Social Science
Reliance First Capital November 2011 - Present
Kline Law And Matthew Donikowski 2012 - 2012
Household Finance July 2001 - September 2005
Skills
NMLS # 855391
Education
Montgomery County Community College
ANN INC. May 2011 - Present
Cole Haan January 2010 - April 2011
Cache September 2004 - May 2009
Virginia State Police July 2005 - August 2006
GEICO January 2002 - February 2005
Household Finance January 2000 - January 2002
DeKalb County Sheriff Department June 1998 - September 1999
Education
Muskegon Community College
Associate of Arts (A.A.), Early Childhood Education and Teaching
Norfolk State University
n/a, Elementary Education and Teaching
JPMorgan Chase March 2009 - September 2012
Household Finance August 2002 - January 2009
Skills
Customer Service, Human Resources, Auditing, Underwriting, Foreclosures, Databases, Short Sales, Investments, Credit, Banking, Loans, Mutual Funds, Retirement Planning, Sales, Insurance, Fixed Annuities, Financial Services, Portfolio Management, Financial Analysis
Education
Phoenix College 1978 — 1980
Associate's degree, 3.4
Nco Financial Group TelecommunicationsDechert LLPSeptember 2008 - Present
Bayview Asset Management, LLC September 2005 - May 2008
V September 1990 - September 1996
Household Finance September 1986 - September 1990
Skills
Microsoft Office, Customer Service, Management, Call Centers, Telecommunications, VoIP, Network Administration, Apple Software, Mobile Devices, Mobile Communications, Cisco Call Manger, Unity Connection, Jabber, Project Management, Aspect ACD, Workforce Management, Wireless
Education
Saint Joseph's University 1993 — 1996
Bachelor's degree, Finance, General
United Sporting Companies September 1995 - Present
National Guardian Security Services March 1987 - September 1995
Household Finance September 1983 - February 1987
Education
Midlands Technical College 1969 — 1971
Associate of Science (A.S.), Accounting
Cintas December 2005 - Present
FedEx Ground 2002 - 2005
Household Finance 1997 - 2002
FedEx Ground 1995 - 1997
FedEx Ground 1990 - 1995
Education
Penn State University 1986 — 1990
Bachelor of Science (BS), Economics
The Melrose Hotel October 2003 - June 2005
Settlement Health Inc May 2000 - September 2003
Waldorf Astoria New York 2002 - 2003
Household Finance May 1997 - March 2000
Le Meridien Hotels & Resorts December 1995 - April 1997
Education
Mercy College 1991 — 1993
Criminal Justice/Police Science