Stearns Lending
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Stearns Lending Employees
Stearns Lending September 2012 - Present
Water and Power Community Credit Union June 2012 - August 2012
Eaglerider Motorcycle Rentals October 2009 - November 2011
Westinghouse Digital Electronics March 2009 - October 2009
Westinghouse Digital Electronics November 2008 - March 2009
Targus Group, Inc. April 2008 - September 2008
Paddock Pools and Spas October 2006 - March 2008
The Biltmore Bank of Arizona February 2005 - February 2006
The Biltmore Bank of Arizona August 2004 - February 2005
The Biltmore Bank of Arizona May 2003 - August 2004
Skills
Accounts Receivable, Accounts Payable, Financial Reporting, Outlook, Microsoft Word, Strategic Planning, General Ledger, QuickBooks, Account Reconciliation, Customer Service, Accounting, Microsoft Excel, Auditing, Finance, Payroll, Accruals, Invoicing, Journal Entries
Education
Northern New Mexico College 1992 — 1993
A.A.S, Accounting
Northern New Mexico College 1991 — 1992
Certificate in Bookkeeping, Accounting
Espanola Valley High School 1987 — 1991
Diploma, Basics, Business
Academy Mortgage Corporation December 2013 - Present
Integra Mortgage Corp. July 2012 - November 2013
Stearns Lending April 2012 - July 2012
EA Logistics July 2011 - April 2012
Bridgeview Bank August 2010 - June 2011
Skills
Mortgage Banking, Mortgage Lending, Refinance, FHA, Credit, Credit Analysis, Loans, Loan Origination, Residential Mortgages, Communication Skills, FHA financing, Mortgage Underwriting, Commercial Lending, USDA, Reverse Mortgages, VA Loans
Education
Elmhurst College
Bachelor of Arts (BA), Communications, Public Relations and Advertising
Elmhurst College
Bachelor of Arts (B.A.), Communications, Public Relations and Advertising
Naperville Skin Institute 2005 — 2006
Esthetics
ITCURA October 2012 - Present
Stearns Lending May 2014 - Present
ABA Search Inc. October 2013 - Present
UCLA Extension January 2004 - June 2014
Cathay Bank October 2012 - April 2014
Bank of America March 2007 - September 2012
Bank of America / Countrywide Financial Corporation September 2001 - February 2007
Siebel Systems / Oracle Corporation April 2001 - September 2001
Sapient Corporation February 1997 - March 2001
Booz Allen Hamilton April 1993 - January 1997
Skills
Vendor Management, Service Delivery, Offshore Management, Customer Management, Teaching, Resource Management, PMP, Risk Management, Program Management, Software Project..., SDLC, Business Analysis, PMO, Requirements Analysis, Project Portfolio..., IT Management
Education
George Mason University 1993 — 1997
M.S., Information Systems
Longwood University
B.S., Mathematics
Pacific Communications July 2014 - September 2015
Brandkarma, LLC March 2014 - July 2014
Bandai America January 2014 - March 2014
Stearns Lending November 2013 - January 2014
Vons October 2005 - November 2013
Agency 51 October 2012 - October 2013
Tilly's May 1999 - April 2004
Skills
Social Media, Microsoft Office, Photoshop, PowerPoint, Facebook, Social Media Marketing, Microsoft Excel, Microsoft Word, Advertising, Customer Service, Event Planning, Social Networking, Marketing Strategy, Team Leadership, Adobe Creative Suite, Marketing Communications, Marketing, Customer Satisfaction, Sales, Public Relations, Email Marketing, Event Management, Online Advertising, Account Management, Merchandising, Market Research, Management, Project Management, Brand Development, Retail, Time Management, Coaching, Visual Merchandising, Integrated Marketing, Sales Management
Education
University of Phoenix 2011 — 2013
Bachelor of Applied Science (BASc), Communication and Media Studies, Honors
Orange Coast College 2000 — 2001
Associate of Arts (A.A.), General Studies
U.S. Bank September 2014 - Present
Stearns Lending April 2014 - September 2014
Bank of America February 2013 - April 2014
Michigan Mutual October 2012 - January 2013
Bank of America October 2010 - August 2012
American Equity Mortgage April 2009 - July 2010
PMI Mortgage Insurance Co. March 2008 - March 2009
Countrywide Home Loans December 2005 - February 2008
Skills
FHA, FHA financing, Loans, Credit, Mortgage Lending, Residential Mortgages, USDA, Refinance, Mortgage Underwriting, Investment Properties, Underwriting, Credit Risk, Investors, Reverse Mortgages, Credit Analysis
Education
Saint Louis University 1994 — 1998
Bachelor of Arts (B.A.), Spanish
Stearns Lending August 2011 - Present
SunTrust Mortgage November 2005 - August 2011
Bank of America September 2002 - November 2005
Home Star Mortgage Services January 2002 - September 2002
1st Metropolitan Mortgage February 2001 - January 2002
Allied Home Mortgage Capital Corporation January 1998 - February 2001
Skills
Loans, Mortgage Lending, Business Development, Credit, Mortgage Banking, FHA, Home Equity Loans, Selling, Refinance, Residential Mortgages, Investment Properties, Sales, Underwriting, Banking, USDA, VA Loans
Education
Pennsylvania College of Technology 1990 — 1993
Food and Hospitality Management/ Culinary Arts, Food and Hospitality Management
Stearns Lending November 2009 - December 2014
Wells Fargo Home Mortgage October 1998 - November 2009
Skills
Mortgage Banking, Residential Mortgages, USDA, FHA, Refinance, VA loans, Loan Origination, FHA financing, Mortgage Underwriting, Mortgage Lending, Loans, Credit, Underwriting, Reverse Mortgages, Sales Management, Account Management, Real Estate, VA Loans, Real Estate Financing, Marketing, PowerPoint
Education
Maryville University of Saint Louis
BFA, Interior Design
USO November 2014 - Present
Americantours International April 2012 - Present
Stearns Lending September 2009 - February 2011
SUPERVALU July 2005 - September 2009
Skills
Time Management, Data Entry, Microsoft Excel, Microsoft Word, Customer Service, Outlook, Sales, PowerPoint, Putty, Windows 7, Windows XP Pro, Zendesk, Leadership, Training, Windows 8, DataTrac, Docutrac, Troubleshooting, Public Relations, Social Media, Travel & Tourism, Hotel Management, Firewalls, Social Networking, Tourism, Management, Strategic Planning
Education
Orange Coast College
Symphony Senior Home Care 2014 - Present
Stearns Lending 2013 - 2013
Wells Fargo Home Mortgage 2009 - 2013
U.S. Bank Home Mortgage 2008 - 2009
U.S. Bank Home Mortgage 2004 - 2008
Wells Fargo Home Mortgage 2002 - 2004
Wells Fargo Home Mortgage 1993 - 2002
Wells Fargo Home Mortgage 1991 - 1992
Wells Fargo Home Mortgage 1987 - 1991
Wells Fargo Financial 1984 - 1987
Skills
Business Development, Banking, Budgets, Accounting, Financial Analysis, Referrals, Leadership, Finance, Sales, Risk Management, Selling, Management, Cross Selling, Brand Development, Small Business, Business Planning, Marketing, Customer Service, Strategy, Process Improvement, Business Process..., Strategic Financial..., Business Analysis, Team Building, Call Centers, Mortgage Banking, Credit
Education
Gustavus Adolphus College 1978 — 1982
B.A., Accounting, Computer Science
University of Wisconsin-Whitewater 1979 — 1980
Accounting/Computer Science
Manitowoc Lincoln High School 1975 — 1978
Diploma, College Prep
Banc of California July 2015 - Present
Union Bank November 2014 - July 2015
Citi 2012 - February 2014
Stearns Lending April 2014 - 2014
Guaranteed Rate October 2010 - February 2012
Prospect Mortgage, LLC August 2008 - October 2010
Capital City Funding 2004 - 2005
Wells Fargo Home Mortgage 2001 - 2002
Skills
FHA, First Time Home Buyers, Mortgage Lending, Refinance, Real Estate, Referrals, FHA financing, USDA, Short Sales, REO, Investors, Foreclosures, Residential Homes, Listings, Real Estate Financing, Condos, Residential Mortgages, Sellers, Single Family Homes, Loan Origination, New Home Sales, Government Loans, Non-Conforming, Loans, Real Estate Transactions, Credit, Investment Properties, VA loans, Mortgage Banking, Real Estate Economics, Certified Mortgage..., Construction Loans
Education
Diablo Valley College 2001 — 2002
N/A, Basic Ed
Eagle Home Mortgage May 2013 - April 2015
IMPAC MORTGAGE February 2013 - May 2013
Stearns Lending 2009 - 2012
MetLife Home Loans September 2007 - November 2009
First Horizon Home Loans April 2004 - August 2007
Skills
Mortgage Lending, Loan Origination, Mortgage Banking, Credit, Loans, Sales Management, Mortgage Underwriting, FHA, Refinance
Education
Saddleback College
Stearns Lending October 2012 - Present
Bank of America November 2010 - July 2011
Republic Realty July 2007 - October 2010
Invertors Finance and Realty October 2004 - July 2007
Skills
Windows Vista, Macromedia, Microsoft Office 2007, Adobe Creative Suite, Software Documentation, Loans, Banking, Investment Properties, Management, REO, Training, Government Loans, Mortgage Underwriting, Lines Of Credit, Mortgage Banking, Personal Banking, FHA financing, Home Equity Lines of..., Adobe Acrobat, Mortgage Servicing, Residential Mortgages, Microsoft Office
Education
Fullerton College 2000 — 2002
Sierra Vista High School 1994 — 1998
Navy Federal Credit Union June 2014 - Present
Stearns Lending May 2013 - May 2014
Stearns Lending November 2012 - May 2013
Guaranteed Rate August 2012 - November 2012
Wells Fargo June 2011 - August 2012
Wells Fargo June 2010 - June 2011
Maldaner's June 2009 - June 2010
Caitie Girl's December 2006 - June 2009
Skills
Mortgage Banking, Retail Banking, Loan Closings, Loan Origination, Processing, Account Management, Mortgage Lending, FHA, Loans, Process Management, Refinance, Residential Mortgages
Education
Benedictine University 2009 — 2012
Bachelor of Arts (B.A.), Human Resources Management and Services
Lincoln Land Community College 2006 — 2009
Associate of Arts (A.A.), Culinary Arts/Chef Training
Ag New Mexico, Farm Credit Services, ACA October 2013 - Present
Universal Lending Corporation March 2012 - October 2013
Universal Lending Corporation March 2012 - October 2013
Stearns Lending February 2010 - February 2011
MetLife Home Loans May 2002 - February 2010
Skills
VA loans, Mortgage Lending, Refinance, USDA, FHA, FHA financing, Loan Origination, Residential Mortgages, Loans, Reverse Mortgages, Government Loans
Education
Endicott College 1980 — 1982
Associate of Arts and Sciences (A.A.S.), Early Childhood Education and Teaching
Stearns Lending July 2013 - Present
The Cask March 2011 - March 2013
Cal Events May 2010 - August 2012
Skills
Goal Oriented, Time Management, Motivation, Team Leadership, Organization, Customer Satisfaction, Finance, Task Management, Refinance, Mortgage Lending, FHA financing, VA Financing, Loan Origination, FHA, VA loans, Mortgage Banking, Leadership, Loans
Education
Menlo College 2009 — 2013
Bachelor's degree, Business Management
APEX Civil Engineering & Land Surveying May 2015 - August 2015
Discovery Builders, Inc. May 2014 - August 2014
BART June 2013 - August 2013
PacTrust Bank January 2013 - May 2013
Stearns Lending February 2012 - January 2013
Prospect Mortgage, LLC October 2011 - February 2012
Skills
Management, AutoCAD, Microsoft Excel, Microsoft Word, PowerPoint, Loan Origination, Customer Service, Public Speaking
Education
Purdue University 2015 — 2016
Bachelor of Science (B.S.), Civil Engineering
San Jose State University 2014 — 2014
Bachelor of Science (B.S.), Civil Engineering
Diablo Valley College 2010 — 2014
Deloitte August 2015 - Present
Deloitte January 2015 - August 2015
EY January 2012 - January 2015
Stearns Lending July 2010 - February 2012
Everitt Kerr & Co July 2008 - August 2010
The MGroup 2004 - 2008
Skills
Financial Analysis, Financial Reporting, Auditing, Accounting, Managerial Finance, Financial Modeling, Loans, IFRS, Cash Flow, Internal Controls, Mortgage Banking, Banking, Due Diligence, Mortgage Lending, Loan Origination, Assurance, Finance, Financial Services, SEC filings, GAAP, Financial Accounting, Sarbanes-Oxley Act, US GAAP, Financial Risk, External Audit, Financial Statements, Big 4, Financial Audits, Cash Management, Sarbanes-Oxley, Risk Management, SOX 404, Credit, Public Companies, Mergers & Acquisitions, Management, Corporate Finance, Microsoft Excel, Leadership, Microsoft Office
Education
Oxford Brookes University 2007 — 2010
BSc, Applied Accounting
Stearns Lending September 2014 - Present
Nationstar Mortgage June 2008 - August 2014
Skills
Mortgage Lending, Mortgage Banking, Refinance, Residential Mortgages, Loan Origination, Loans, FHA, Credit, VA loans, USDA, FHA financing, Credit Analysis, Mortgage Underwriting
Education
Paul Quinn College 2004 — 2008
Bachelor of Business Administration (BBA), Business Administration and Management, General
CB Investments - Real Estate Finance Specialists January 2014 - Present
REgeneration Property Group October 2008 - Present
On Q Financial February 2014 - October 2014
Unity West Lending July 2012 - January 2014
The Mortgage Guild, Inc. July 2006 - March 2012
Stearns Lending August 2004 - July 2006
The Mortgage Guild October 2001 - August 2004
Platinum Capital Group January 2000 - October 2001
MGM Mortgage August 1995 - December 1999
Skills
National Association of..., Multiple Listing Service, Comparative Market..., First Time Home Sellers, Assisting First Time..., Listing Homes, Creative Real Estate..., Real Estate Investment..., Income Properties, Residential Income..., 1-4 Units, 2-4 Units, Single Family Homes, Investment Properties, Real Estate, First Time Home Buyers, Short Sales, Residential Homes, Investors, REO, Foreclosures, Selling, Relocation, Referrals, Public Speaking, New Home Sales, Condos, Real Estate Financing, Residential Mortgages, FHA financing, VA loans, Certified Mortgage..., Mortgage Lending, Real Estate Transactions, 1031 Exchanges, Sellers, Mortgage Banking, Buyers, Loans, Refinance, Investments, USDA, Property, FHA, Move Up Buyers, Reverse Mortgages, Real Estate Economics, Construction Loans, HUD, Loan Origination
Education
Eastern Washington University 1993 — 1995
BA, Marketing, Magna Cum Laude
NFM Lending (formerly NFM, Inc.) March 2014 - Present
Stearns Lending January 2012 - Present
Primary Residential Mortgage September 2010 - January 2012
Carteret Mortgage September 2002 - September 2010
Skills
Residential Mortgages, FHA, Loans, Mortgage Lending, Refinance, Credit, First Time Home Buyers, Mortgage Banking, FHA Financing, USDA, Banking, Investment Properties, Loan Origination, Real Estate, Sales, VA Loans
Education
Marshall University
Land Home Financial Services, Inc. August 2015 - Present
Land Home Financial Services, Inc. October 2014 - June 2015
Stewart/Pinpoint June 2014 - October 2014
Stearns Lending December 2012 - November 2013
Allonhill August 2012 - December 2012
Wells Fargo Home Mortgage February 2009 - August 2012
Kline Automotive and Walden Automotive January 2008 - January 2009
Bear Stearns March 2006 - January 2008
New Century Mortgage June 2004 - March 2006
CitiFinancial November 1999 - June 2004
Skills
Mortgage Underwriting, Fraud Prevention, Freddie Mac, Fannie Mae, Financial Analysis, Underwriting, Compliance, Risk Management, Credit Risk, Non-Conforming, Coaching, Training/Mentoring, Credit Policy, Time Management, Microsoft Office, Microsoft Excel, Microsoft Word, Credit Analysis, Teamwork, Mortgage Lending, Loans, Banking, Finance, Residential Mortgages, Relationship Management, Retail Banking, Real Estate, Consumer Lending, Due Diligence, First Time Home Buyers, Financial Risk, Wholesale Lending, FNMA, Refinance, Loss Mitigation, Training, RESPA, Construction Loans, Credit, Mortgage Banking, Fraud, Team Mentoring, Financial Services, Investment Properties, Asset, REO, Risk Analysis, Securitization
Education
Minnesota State University, Mankato
Stearns Lending June 2013 - October 2013
Quicken Loans July 2010 - May 2013
Crescent Mortgage January 2009 - August 2010
ABN AMRO Mortgage Group August 2006 - October 2008
InterFirst/ABN AMRO Mortgage Group 2006 - 2008
Skills
Mortgage Banking, FHA, Mortgage Lending, Loan Origination, Loans, Refinance, Residential Mortgages, First Time Home Buyers, Banking, Customer Service, USDA, Investment Properties, Negotiation, Credit Analysis, Mortgage Underwriting, Account Management, Government Loans, Credit, Sales Management, VA loans, Underwriting, Construction Loans, FHA financing, Real Estate, Certified Mortgage..., Sales, Real Estate Financing, Loan Servicing, Business Development, Reverse Mortgages, Commercial Lending, Loss Mitigation, Mortgage Servicing, Selling, Finance
Education
Indiana University Bloomington 1987 — 1991
Political Science
Ballard
Hampden-Sydney College
Genworth US Mortgage Insurance September 2014 - Present
Stearns Lending October 2012 - September 2014
Wells Fargo Home Mortgage November 1996 - September 2012
Comerica Mortgage Corp June 1989 - November 1996
Skills
Mortgage Lending, Mortgage Banking, FHA, Loans, Refinance, Loan Origination, Credit, USDA, VA loans, Residential Mortgages, FHA financing, Banking, Reverse Mortgages, Government Loans, Investment Properties
Education
Wayne State University 1989 — 1991
MBA, Finance
Michigan State University 1984 — 1986
BA, General Business
Norcom Mortgage June 2014 - Present
Annie Mac Home Mortgage August 2013 - June 2014
Stearns Lending February 2011 - August 2013
Primary Residential Mortgage, Inc. May 2010 - February 2011
United Health Group November 1999 - June 2010
The Mortgage House, LLC June 2002 - December 2009
People's United Bank 1997 - 1999
Skills
Mortgage Lending, FHA, Residential Mortgages, Loans, First Time Home Buyers, Refinance, Loan Origination, Banking, Real Estate Transactions, Investments, Real Estate, Customer Satisfaction, Mortgage Banking, Residential Homes, Sales, Leadership, Investment Properties, Organizational..., Organizational..., Referrals, Mortgage, Client Satisfaction, Team Leadership, Finance, Risk Management, Credit, Sales Management, Selling, Negotiation, HARP, VA loans, Entrepreneurship, Credit Analysis, Insurance, Relationship Management, Underwriting, Commercial Lending, Time Management, Access, Process Improvement, Team Building, Data Analysis, Business Intelligence, Data Warehousing, Project Management, Healthcare Information...
Education
Sacred Heart University 1997 — 1999
BS, Computer Science
Norwalk Community Technical College 1995 — 1997
AS, Computer Science
Guaranteed Rate November 2014 - Present
Stearns Lending November 2013 - November 2014
Wells Fargo Home Mortgage December 2011 - November 2013
BBVA Compass June 2008 - December 2011
Skills
Mortgage Lending, FHA, Refinance, Loans, VA loans, Residential Investment..., Investment Properties, Mortgage Banking, Real Estate, Home Equity Loans, Real Estate Financing, Non-Conforming, Retail Banking, Referrals, Foreclosures, Credit, USDA, Rental Real Estate, Foreign National Loans, Residential Mortgages, Loan Origination, New Home Construction, Construction Finance, Super Jumbo, Jumbos, Personal Finance, Real Estate Transactions, VA Loans
Education
Pima Community College 1997 — 1999
Associate's degree, Business Administration and Management, General
Stearns Lending October 2010 - Present
Metrocities Mortgage 2006 - 2009
PHH Mortgage 1998 - 2006
Homebanc Mortgage Corporation 1996 - 1998
BankNewport 1988 - 1996
Commonwealth Mortgage Company 1983 - 1988
Skills
Mortgage Lending, Mortgage Banking, Refinance, FHA, Residential Mortgages, Loans, Loan Origination, Mortgage Underwriting, Credit, Underwriting
Education
Northeastern University 1978 — 1983
Bachelor of Business Administration (BBA), Finance
Stella & Dot March 2015 - Present
Romes Family March 2013 - Present
Stearns Lending July 2012 - March 2013
American Mortgage Partners September 2008 - March 2012
Skills
Mortgage Lending, Refinance, Loans, Mortgage Underwriting, Residential Mortgages, FHA, Loan Origination, FHA financing, Mortgage Banking, Investment Properties, Real Estate, Reverse Mortgages, Certified Mortgage..., Underwriting, USDA, Customer Satisfaction, Help Desk Support, 1099 Preparation, HMDA, NMLS Licensed, Pipeline Management, Management, Quality System..., Data Entry, Supply Ordering
Education
Empire College School of Business 2004 — 2006
Legal, Legal Studies, General
Empire College School of Business 1999 — 2000
Legal Secretary, Certificate of IEP Completion Program
American Pacific Mortgage July 2015 - Present
Paramount Residential Mortgage Group Inc. (PRMG Inc.) November 2014 - July 2015
Stearns Lending October 2011 - November 2014
SWBC Mortgage April 2009 - October 2011
Loan Connection Mortgage September 2002 - April 2009
Skills
Management, Mortgage Lending, Retail, Team Building, Customer Service, Recruiting, Leadership, Loan Origination, New Home Purchase, Refinance, FHA financing, VA loans, Credit Analysis, Residential Mortgages, First Time Home Buyers, Sales Management, FHA, Loans, Reverse Mortgages, Credit, Mortgage Underwriting, Real Estate Financing, Business Planning, Value Propositions, Referrals, Real Estate License, Business Development, Financial Analysis, Strategic Planning, Sales, Investment Properties, REO, Finance, Staff Development, Short Sales, Mortgage Banking, Investments, Selling, Processing, Foreclosures, Teamwork, VA Loans
Education
El Camino College
W.J. Bradley Mortgage Capital, LLC November 2013 - Present
Stearns Lending April 2012 - November 2013
Kinecta Federal Credit Union October 2011 - March 2012
Skills
Mortgage Lending, Mortgage Processing, Marketing, Loan Origination, Residential Mortgages, Mortgage Marketing, Junior Underwriting
Education
Illinois State University 1997 — 2001
Mass Commuincation / Public Relations
Schaumburg High School 1994 — 1997
The Bar Pages March 2010 - Present
Stearns Lending 2008 - 2009
GMAC Homecomings Financial October 2001 - September 2008
Aames Home Loan 2000 - 2001
Skills
Direct Marketing, Loans, Mobile Devices, Mortgage Lending, Real Estate, Mortgage Banking, Investors, Sales, Technology, Interactive Strategies, Digital Marketing..., Partnership-building
Education
Pasadena City College 1992 — 1994
n/a, Technology and Business, 3.5
Providence High School 1988 — 1992
High School Diploma, GE, 3.5
Stearns Lending August 2014 - Present
WesBanco Bank, Inc. September 2013 - Present
Stearns Lending October 2012 - September 2013
Wells Fargo Home Mortgage August 1996 - September 2012
Integra Mortgage Company June 1988 - August 1996
Skills
Mortgage Lending, Mortgage Banking, Residential Mortgages, Refinance, Credit, FHA, Business Development, Sales Management, USDA, Account Management, VA loans, Underwriting, Mortgage Underwriting, Loans, Loan Origination, Banking, Reverse Mortgages
Education
Robert Morris University 1983 — 1987
Bachelor of Science (B.S.), Business Administration and Management, General
Stearns Lending December 2012 - Present
Mortgage Services III, LLC, a subsidiary of First State Bank member FDIC December 2011 - December 2012
Efinancial November 2009 - November 2011
Bank of America May 2002 - May 2009
Skills
Mortgage Lending, Workforce Planning, Insurance, Leadership, Lead Generation, Mortgage Banking, New Business Development, Credit, FHA, Marketing, Management, Residential Mortgages, Risk Management, Team Building, Recruiting, Sales, Call Center Development, Executive Management, Loan Origination, Cold Calling, Call Centers, Credit Analysis, Underwriting, Loans, Sales Management, Strategic Planning, Life Insurance, Selling
Education
St. John's University
Bachelor's, Economics
Stearns Lending January 2009 - Present
Financial Risk Management Services Consultant January 2008 - January 2009
Compass Analytics June 2007 - December 2007
New Century Financial Corporation 2005 - 2007
Fremont Investment and Loan August 2004 - October 2005
Pacific Republic Mortgage 2001 - 2004
Tuttle Risk Management Services 1998 - 2001
Old Kent Bank December 1995 - August 1998
Cole Taylor Bank 1994 - 1996
Household International 1988 - 1992
Skills
Leadership, Budgets, Syndications, Product Development, Accounting, Hedging, Capital Markets, Credit, Risk Management, Loan Origination, Mortgage Lending, Loans, Valuation, Underwriting, Securitization, Credit Analysis, Portfolio Management, Mortgage Banking, Bonds, Banking, Residential Mortgages, MBS, Financial Modeling, Financial Structuring, Derivatives, Secondary Market, Financial Risk, Loan Servicing, FHA, Credit Risk, Mortgage Servicing, Investments, Trading, USDA, Loss Mitigation, Mortgage Underwriting, Refinance, FHA financing, Funding, VA loans, Reverse Mortgages, Government Loans, Real Estate Economics, Commercial Lending, Commercial Mortgages, Wind Tunnel Testing
Education
Roosevelt University 1987 — 1991
Stearns Lending October 2012 - Present
JP Morgan Chase Bank March 2008 - April 2012
North Coast Calvary Chapel 2012 - 2012
UCSD Extension 2012 - 2012
Wells Fargo Home Mortgage March 2001 - October 2007
Skills
Customer Service, Financial Accounting, Marketing Research, Organizational..., Goal Oriented, Sales Management, Team Building, Communication, Self-starter, Managerial Finance, Banking, Mortgage Lending, Credit, Time Management, Finance, Loans, Access, Accounting, Marketing, Negotiation, Loan Origination, Sales, Management, Mortgage Banking, Credit Analysis
Education
National University 1982 — 1984
BBA, Finance, Marketing, Economics, Urban Planning
Grossmont College 1973 — 1975
Associate of Arts (A.A.), Business, Management, Marketing, and Related Support Services
Pinnacle Capital Mortgage Corporation January 2014 - Present
Stearns Lending May 2011 - January 2014
Classique Mortgage Corp. November 2008 - May 2011
GEM Mortgage, Inc June 2008 - November 2008
Premium Financial May 2006 - May 2008
Creative Funding Home & Commercial Inc. November 2002 - May 2006
Chevron Phillips Chemical Company November 1999 - November 2002
Skills
Mortgage Banking, Mortgage Lending, FHA, Loan Origination, Refinance, Investment Properties, Loans, First Time Home Buyers, USDA, VA loans, FHA financing, Credit, Government Loans, Credit Analysis, Finance, HomePath, Debt Consolidation, Real Estate, Underwriting, Commercial Lending, Sellers, Residential Mortgages, Wholesale Lending, Rates, Short Sales, REO, Non-Conforming, Construction Loans, HUD, Real Estate Financing, Commercial Real Estate, Mortgage Marketing, Real Estate Economics, Investors, Home Equity Lines of..., Foreclosures, Loss Mitigation, 203K, Residential Homes, Mortgage Underwriting, Home Equity Loans, Commercial Mortgages, Reverse Mortgages, Down Payment Assistance, Referrals, Financial Structuring, Loan Servicing, Certified Mortgage..., Mortgage Servicing, Loan Modifications
Education
Diablo Valley College
Accounting/Finance/Information Technology
Howard Bank November 2013 - Present
Carrollton Bank June 2009 - November 2013
International Mortgage February 2008 - May 2009
Stearns Lending June 2007 - January 2008
Peoples Mortgage June 2006 - June 2007
Stearns Lending August 1999 - June 2006
First Home Mortgage May 1995 - July 1999
Skills
Mortgage Banking, Loans, Mortgage, Loan Origination, Residential Mortgages, CONSTRUCTION LOANS, LOT LOANS, PORTFOLIO LOANS, Jumbo and Super Jumbo..., Grant Programs, FHA financing, USDA Rural Housing, VA Loans, Credit Analysis, Bridge Loans, Assisting First Time..., Relocation Loans, Certified Mortgage..., Conventional Loans, Banking, Mortgage Lending, Refinance, Credit, Consumer Lending, Commercial Lending, VA loans, USDA
Education
Salisbury University - Perdue School of Business 1982 — 1986
Bachelor of Science (BS), Business
University of Baltimore 1986 — 1989
BA History, English Common Law, 3.95
Wells Fargo Home Mortgage January 2013 - Present
Wells Fargo Home Mortgage October 2011 - December 2012
Stearns Lending June 2010 - August 2011
Financial Freedom February 2008 - May 2010
Countrywide Home Loans April 2001 - September 2007
Neale-May & Partners, Public Relations June 2000 - March 2001
Donaldson, Lufkin & Jenrette November 1999 - May 2000
Cohen Financial Group November 1998 - July 1999
Countrywide Home Loans March 1997 - November 1998
Skills
Mortgage Banking, Mortgage Lending, Loans, FHA, Integrity, Positive Team Player, Residential Mortgages, VA loans, Credit, Loan Origination, Hands-on Problem Solver, Real Estate Transactions, Highly detail oriented, Mortgage Underwriting, Adaptable, Creative, Vibrant, Real Estate Financing, Proactive, Committed, Personal Integrity, Resourceful, Confident, Driven, Decisive, Energetic, Trustworthy, Non Conforming Financing, Reverse Mortgages, Customer Satisfaction, Jumbo Mortgage, Fannie Mae, Freddie Mac, Fixed Rate Loans, Adjustable Rate Loans, New Home Construction, Builder/ New..., Condo Specialist, Union Plus, Home Equity Loans, High Net Worth..., Super Jumbo, Foreign National Loans
Education
University of San Diego 1993 — 1996
BA, Political Science
Semester At Sea 1995 — 1995
ISE via University of Pittsburgh, I sailed around the world at 15 miles an hour
University of Arizona 1991 — 1993
General Education
SMHS 1988 — 1991
Pasadena City College
Continuing Education/Enrichment
Guaranteed Rate November 2013 - Present
Boy Scouts of America: Trapper Trails Council December 1991 - Present
Stearns Lending April 2005 - November 2013
Swanson Services Corporation March 2003 - March 2005
Skills
Sales, Sales Management, Mortgage Lending, Leadership, Microsoft Word, Account Management, Networking, Selling, Customer Retention, Budgets, Training, Real Estate, Underwriting, Commercial Lending, Residential Homes, Human Resources, Contract Negotiation, Loans, Customer Service, Public Speaking, Marketing, Investment Properties, Team Building, Social Media Marketing, PowerPoint, Mortgage Banking, Finance, Team Leadership, Investors, Strategic Planning, Microsoft Office, Microsoft Excel, Short Sales, Process Improvement, Loan Origination, Management, Business Development, Referrals, Credit, Marketing Strategy, Credit Analysis, Project Management, Financial Analysis, Negotiation, Customer Satisfaction, Residential Mortgages, Foreclosures, REO, First Time Home Buyers, New Business Development
Education
US Army Aviation School- Ft Rucker Alabama 1980 — 1989
Rotary Wing Pilot's License, Rotary Wing Aviation, Flight Leader
Mercer University - Stetson School of Business and Economics 1980 — 1986
BBA, Marketing & Management
North Georgia College and State University 1976 — 1978
Pre-Med, Pre-Medicine/Pre-Medical Studies
Sequoyah 1972 — 1976
Diploma, General, 3.0
Wells Fargo Home Mortgage August 2014 - Present
Stearns Lending July 2013 - July 2014
Wells Fargo Home Mortgage September 2010 - July 2013
Wells Fargo November 2006 - September 2010
Skills
Loans, Mortgage Lending, Time Management, Refinance, Credit, FHA, Banking, Credit Analysis, Commercial Lending, Retail Banking, Underwriting, Lines Of Credit, Commercial Banking, Risk Management, Investments, Loan Origination, Mortgage Banking, First Time Home Buyers, Finance, Investment Properties, Real Estate, Residential Mortgages, Public Speaking, Customer Service, VA Loans, FHA Financing, USDA
Education
Hennepin Technical College 2004 — 2005
Carpentry Certification, Carpentry
University of Saint Thomas 2003 — 2004
Cathedral
Minnewaska Area
Big Valley Mortgage January 2013 - Present
Stearns Lending April 2012 - December 2012
Prospect Mortgage, LLC September 2008 - March 2012
GMAC Mortgage August 1997 - September 2008
Skills
FHA, Mortgage Banking, VA loans, Mortgage Lending, USDA, FHA financing, Loan Origination, Refinance, Loans, Residential Mortgages, First Time Home Buyers, Investment Properties, Real Estate Financing, Reverse Mortgages, Foreclosures, Government Loans
Education
Hanover College 1985 — 1988
Manchester High School 1981 — 1985
Stearns Lending March 2014 - Present
Bridgeview Bank Mortgage March 2011 - March 2014
Guaranteed Rate February 2010 - February 2011
Waterstone Mortgage Corporation May 2009 - February 2010
Need To Know News July 2007 - June 2009
Maranatha Mortgage January 2008 - May 2009
Fairway Independent Mortgage2004 January 2004 - January 2007
First Home Mortgage January 2001 - January 2003
Bright Trading Group January 2000 - January 2002
Deere Park Equity Group January 1998 - January 2000
Skills
Loan Origination, Mortgage Lending, Bonds, Loans, Certified Mortgage..., First Time Home Buyers, Mortgage Banking, Refinance, Reverse Mortgages, USDA, Investment Properties, Equities, FHA, Residential Mortgages, Trading Systems, FHA financing, Fixed Income, Credit Analysis, VA loans, Trading, Investments, Credit, Financial Services, Foreclosures, Investors, Real Estate, Real Estate Financing, Referrals, Sales, VA Loans
Education
Loyola University Chicago 1976 — 1978
Business
BOK Financial November 2013 - Present
Stearns Lending November 2011 - November 2013
Bank of America July 2007 - November 2011
Raymond James January 2007 - June 2007
UBS January 2007 - June 2007
Lehman Brothers August 2006 - December 2006
Skills
Banking, Finance, Relationship Management, Credit Risk, Mortgage Banking, Sales, Management, Real Estate, Wealth Management, Accounting, Credit, Options, Time Management, Credit Analysis, Customer Service, FHA, Financial Analysis, Financial Services, Funding, Loans, Portfolio Management, Qualifying Prospects
Education
Rollins College 2003 — 2007
BA, Economics
Needham High School 2000 — 2003
American Pacific Mortgage December 2014 - Present
Sierra Pacific Mortgage Company, Inc. February 2014 - November 2014
Stearns Lending February 2012 - February 2014
JFK Financial June 2010 - January 2012
American Financial Network, Inc. January 2009 - May 2010
Skills
Refinance, Mortgage Banking, Mortgage Lending, FHA, Sellers, Certified Mortgage..., Residential Mortgages, Real Estate Financing, Government Loans, Loans, FHA financing, Loan Origination, VA loans, Reverse Mortgages, Credit, Sales, Loss Mitigation, Finance, Investment Properties, Home Equity Loans, Mortgage Underwriting, USDA, HomePath, Construction Loans, Personalization, Committed to Customer..., First Time Home Buyers, Mortgage Marketing, Underwriting, VA Loans, FHA Financing
Education
Saddleback College
AA, General Education
Stearns Lending January 2013 - Present
Psychological Centers October 2009 - June 2011
Coldwell Banker 2010 - 2011
Education
Johnson & Wales University
Associates, Computers
Peoples Home Equity April 2015 - Present
HomeStreet Bank June 2014 - April 2015
BANC Home Loans February 2013 - June 2014
Stearns Lending March 2010 - February 2013
Wells Fargo Home Mortgage June 2005 - June 2006
CitiMortgage November 2003 - May 2005
GreenPoint Mortgage 2000 - 2003
Skills
Mortgage, Conventional, Loans, FHA, Refinance, VA, Purchase, Real Estate, Mortgage Lending, Investment Properties, VA loans, Loan Servicing, Finance, Mortgage Marketing, Short Sales, Residential Mortgages, Underwriting, Credit Analysis, FHA financing, Mortgage Banking, USDA, Credit, Loan Origination, Government Loans, Rates, Mortgage Underwriting, Real Estate Financing, First Time Home Buyers, Sales, Consumer Lending, Real Estate Economics, Investors, Referrals, Debt Consolidation, Financial Structuring, HUD, Lines Of Credit, Residential Homes, Commercial Real Estate, Retail Banking, Single Family Homes, New Home Sales, REO, Portfolio Management, Construction Loans, Financial Services, Home Equity Loans, Certified Mortgage..., Loss Mitigation, Commercial Mortgages
Education
Dominican University of California 2010 — 2012
MBA, Global Management
UOP 2006 — 2010
Bachelor of Science, Business Management
Stearns Lending January 2013 - Present
Allonhill October 2010 - January 2013
Wells Fargo Home Mortgage September 2010 - October 2010
State of Colorado February 2009 - August 2010
National Jewish Health January 2010 - March 2010
The State of Colorado, Division of Oil & Public Safety February 2009 - September 2009
Bank of America June 2006 - September 2008
Opteum Financial Services November 2003 - May 2006
Skills
USDA Rural Housing, Fannie Mae, Freddie Mac
Education
Regis University 2007 — 2008
MBA, Finance & Accounting
Northern Michigan University 1997 — 2001
Bachelor, Communications
Ditech Financial August 2015 - Present
HomeBridge Financial Services, Inc. December 2014 - August 2015
Summit Funding, Inc. February 2014 - November 2014
Stearns Lending July 2013 - February 2014
Residential Finance April 2013 - August 2013
Fifth Third Bank November 2011 - May 2013
Residential Finance Corporation July 2011 - November 2011
DHL Global Mail March 2009 - July 2010
Skills
Sales Management, Management, Leadership, Customer Satisfaction, Customer Service, Team Building, Process Improvement, Operations Management, Finance, Mortgage Lending, Banking, Sales, Training, Loans, Teamwork, Analysis, Call Centers, Credit, Coaching, Customer Retention, Budgets, Selling, Negotiation, Forecasting, Refinance, USDA, FHA, Insurance, Residential Mortgages, First Time Home Buyers, FHA financing, FHA Financing, Investment Properties, Real Estate, Mortgage Banking, Loan Origination, Underwriting, Residential Homes, Foreclosures, Short Sales, Referrals, Credit Analysis, REO, VA Loans, Real Estate Transactions, Investors, Sellers, Single Family Homes, Condos, Consumer Lending
Education
Miami University 2003 — 2005
N/A, English Education
Lakota East High School 2001 — 2003
General, General
Absolute Home Mortgage October 2010 - Present
Stearns Lending January 2009 - December 2010
The Money Store June 2008 - January 2009
American Financial Resources, Inc. (AFR Mortgage) 2008 - 2008
HomeComings Financial 2001 - 2007
Skills
Mortgage Banking, Mortgage Lending, FHA, Refinance, Loan Origination, Residential Mortgages, Loans, Mortgage Underwriting, Underwriting, Credit, VA loans, Credit Analysis, FHA financing, First Time Home Buyers, Real Estate, Investment Properties, Commercial Lending, Government Loans, FNMA, Processing, Account Management, VA Loans, FHA Financing
Education
Montclair State University 2000 — 2001
Stearns Lending July 2012 - Present
MetLife Home Loans April 2008 - May 2012
Skills
Mortgage Lending, Mortgage Banking, Underwriting, FHA, Refinance, Loan Origination, Loans, Residential Mortgages, Credit, Mortgage Underwriting, USDA, VA loans, Credit Analysis, FHA financing, Banking, Credit Risk, Loss Mitigation, Reverse Mortgages, Insurance, Risk Management, Construction Loans, FHA Financing, VA Loans
Education
La Roche College
NFM Lending (formerly NFM, Inc.) April 2014 - Present
Stearns Lending February 2012 - March 2014
Primary Residential Mortgage January 2011 - March 2012
Jacob Dean Mortgage, Inc. January 2008 - January 2011
East West Mortgage 1996 - 2007
Skills
Mortgage Banking, Mortgage Lending, FHA, Refinance, Loan Origination, Residential Mortgages, USDA, Loans, Investment Properties, Credit, Construction Loans, Real Estate, First Time Home Buyers, Reverse Mortgages, VA loans, Credit Analysis, Residential Homes, Banking, Real Estate Financing, FHA financing, Real Estate Economics, Underwriting, REO, Certified Mortgage..., Mortgage Underwriting, Commercial Mortgages, Short Sales, Foreclosures, Loan Servicing, Government Loans, Investors
Education
Michigan State University 1974 — 1978
BS, Civil Engineering
Freedom Mortgage January 2012 - Present
Stearns Lending February 2010 - January 2012
MetLife Home Loans January 1992 - February 2010
Skills
Mortgage Banking, FHA, Loan Origination, Refinance, Loans, Residential Mortgages, VA loans, Credit, FHA financing, Underwriting, Reverse Mortgages, Credit Analysis, First Time Home Buyers, Banking, Mortgage Underwriting, Government Loans, FHA Financing, VA Loans
Education
Lynchburg College 1982 — 1986
BS, Business Administration
Winston Churchill High School 1980 — 1982
Derby Street Mortgage Inc March 2014 - Present
Norcom Mortgage May 2013 - February 2014
Stearns Lending March 2011 - May 2013
Integrity Home Loans Corp September 2007 - March 2011
First Financial Lending Corp 2004 - 2007
National City Mortgage 2002 - 2004
Skills
Mortgage Lending, Loans, USDA, Mortgage Banking, FHA, Refinance, Loan Origination, First Time Home Buyers, Credit, Residential Mortgages, Investment Properties, Credit Analysis, Real Estate, Financial Analysis, Sales Management, Short Sales, VA loans, Finance, FHA financing
Education
Plymouth State University 1997 — 2001
Marketing, Finance/ Business
Plymouth State University 1996 — 2001
Bachelor of Science (BS), business
FranNet San Diego April 2013 - Present
The Franchise Genie September 2007 - Present
BNI - North County Business Builders April 2011 - September 2011
Stearns Lending 2006 - 2007
Accredited Home Lenders 2003 - 2005
Washington Mutual, Inc. 2002 - 2005
Skills
Franchising, New Business Development, Team Building, Coaching, Franchise Consulting, Franchise Matchmaker, Entrepreneurship, Sales Management, Public Speaking, Change Management, Networking, Management, Small Business, Leadership, Recruiting, Sales, Business Development, Strategy, Online Social Networking, Customer Service, Business Planning, Contract Negotiation, Community Outreach
Education
Pepperdine University 1983 — 1984
Business/Corporate Communications
Supreme Lending July 2015 - Present
W.J. Bradley Mortgage Capital, LLC May 2014 - June 2015
CMG Financial June 2013 - May 2014
Nova Home Loans August 2011 - June 2013
Nevada Association of Mortgage Professionals (NAMP) March 2010 - December 2012
Stearns Lending March 2011 - August 2011
Evofi One Mortgage December 2007 - March 2011
First Interstate Mortgage December 2005 - June 2007
Gordon Lending 2004 - 2005
Skills
FHA, Loans, VA, Conventional, Home, Mortgage, Mortgage Lending, USDA, Residential, Real Estate, First Time Home Buyers, Construction, Purchase, Refinance, Investors, Credit, Sales, Investment Properties, Mortgage Banking, FHA financing, REO, Residential Homes, Selling, Short Sales, VA loans, Referrals, Investments, Underwriting, Residential Mortgages, Real Estate Financing, Certified Mortgage..., Reverse Mortgages, Real Estate Economics, Mortgage Marketing, Construction Loans, Commercial Mortgages, Foreclosures, Rates, Brokerage, HUD, Funding, Real Property, Commercial Real Estate, Real Estate Transactions, Loss Mitigation, Sellers, Financial Structuring, Government Loans, Condos, Single Family Homes
Education
Ivy Tech Community College 1994 — 1995
None, Engineering
NFM Lending (formerly NFM, Inc.) January 2013 - Present
Mclean Bible Chuch May 2009 - Present
Stearns Lending February 2011 - December 2013
Primary Residential Mortgage, Inc. July 2010 - February 2011
Jacob Dean Mortgage December 2007 - July 2010
East West Mortgage January 2002 - December 2008
Education
University of Notre Dame - Mendoza College of Business 1979 — 1981
MBA, Finance
Pontificia Universidad Javeriana 1974 — 1978
BS, Civil Engineer
Griffin Laboritories May 2010 - Present
Stearns Lending April 2010 - June 2012
American Sterling Bank 2000 - 2006
Arrowhead General Insurance Agency 1995 - 2000
Whitehall Insurance 1994 - 1995
ZCSterling 1979 - 1994
Skills
Databases, Windows, Analysis, Process Improvement, SQL, Training, Access, Software Development, XML, JavaScript, Java, Visio, SDLC, Visual Basic, Programming, Unix
Education
Computer Learning Center 1978 — 1979
Mt. San Antonio College 1974 — 1975
Pinnacle Capital Mortgage Corp July 2015 - Present
Stearns Lending June 2014 - Present
Stearns Lending June 2014 - June 2015
Plaza Loans November 2009 - August 2013
European Wax Center February 2011 - September 2011
Downey Savings March 1999 - August 2008
Nordstrom June 2005 - August 2005
Skills
Funding, Investment Properties, Loans, Mutual Funds, Investors, Mortgage Lending, FHA, Mortgage Banking, Loan Origination, Credit, Refinance, Residential Mortgages, VA loans, USDA
Education
San Jose City College 2008 — 2009
Esthitician, Esthitician Program (Cosmo)
Merced College 1994 — 1996
Atwater High School
Wesco Aircraft December 2014 - Present
Stearns Lending February 2013 - November 2014
Kaiser Permanente March 2011 - December 2012
National Public Radio September 2010 - March 2011
Fox Group August 2009 - August 2010
Fox Interactive Media June 2008 - July 2009
Countrywide Financial Corporation June 2007 - May 2008
Countrywide Home Loans 2005 - June 2007
Countrywide January 2004 - November 2005
Metamor Global Solutions 1996 - 1997
Skills
HRIS, Budgeting, Vendor Relations, Planning, Organizational..., Strategic Planning, Change Management, Performance Management, Process Engineering, PeopleSoft, Team Leadership, ERP, Metrics, SQL, Process Improvement, Project Planning, Build Strong Teams, Strategic Communications, Ultipro, Relationship Management, Business Transformation, Budgets, Business Process, Enterprise Architecture, Integration, Databases, Management, PMO, Business Intelligence, Program Management, Project Portfolio..., CRM, Human Resources, Enterprise Software, Mergers & Acquisitions, Business Analysis, Leadership, Strategy, Requirements Analysis, PMP, Vendor Management, Cross-functional Team..., Consulting, SDLC, Business Process..., Software Project...
Education
UCLA Anderson School of Management 2008 — 2010
MBA, Business Management
Indian Institute of Technology, Roorkee 1985 — 1989
B-Tech, Metallurgical Engineering
AMC Alameda Mortgage Corporation Since 1968 December 2014 - Present
Land Home Financial Services January 2014 - November 2014
3 Point Asset Management January 2013 - September 2013
Stearns Lending March 2012 - September 2012
Arch Bay Capital November 2010 - March 2012
Option One Mortgage Corporation October 2001 - June 2008
California Credit Union February 1995 - August 2001
Arthur Andersen and Co October 1990 - August 1994
Skills
Financial Reporting, GAAP, Financial Analysis, Accounting, Team Management, Process Improvement, Forecasting, Auditing, Internal Controls, Budgets, Banking, Financial Accounting, Mergers & Acquisitions, Finance, Internal Audit, Account Reconciliation, Mortgage Banking, Mortgage Lending, Sarbanes-Oxley Act, Cross-functional Team..., Valuation, Strategic Financial..., Credit, Analytics, Variance Analysis, PeopleSoft, Leadership, Analysis, Executive Management, Investments, Coaching, Cash Management, Management, Strategic Planning, Business Process..., Loans, Financial Services, Business Analysis, General Ledger, Due Diligence, Change Management, Financial Modeling, Asset Management, Mortgage Servicing, Risk Management, Financial Statements, Portfolio Management, Loss Mitigation, Loan Servicing, Credit Analysis
Education
Loyola Marymount University 1987 — 1990
BS, Accounting
Stearns Lending June 2010 - Present
Stearns Lending (NMLS #1854) June 2010 - Present
Skills
Mortgage Lending, Residential Mortgages, Refinance, Mortgage Banking, USDA, FHA, Loan Origination, Loans
Education
Metropolitan State College of Denver 1973 — 1976
Bachelor of Arts (B.A.), Political Science and Government, 3.55
Va. Tech
Bethany Lutheran Church and School November 2014 - Present
Avenue Mortgage, a division of CIBM Bank July 2011 - November 2014
Stearns Lending September 2009 - May 2011
GN Mortgage August 2005 - August 2009
Lincoln School July 2003 - June 2005
Delphi School District August 1999 - June 2003
Skills
Residential Mortgages, First Time Home Buyers, Loans, Residential Homes, Marketing, FHA, Loan Origination, Mortgage Lending, FHA financing, Negotiation, VA loans, Refinance, New Business Development, Short Sales, Mortgage Banking, Customer Service, Real Estate, Team Building, Strategic Planning, Construction Loans, Investment Properties
Education
Purdue University 2003 — 2005
Masters in Linguistics, Spanish, Linguistics
Purdue University 1994 — 1999
Bachelors in Elementary Education, Education
Nossaman LLP September 2012 - Present
Reed Smith LLP June 2007 - September 2012
Stearns Lending September 2006 - April 2007
Skills
Business Development, Leadership, Marketing Strategy, Management, Proposal Writing, Marketing Communications, CRM, Email Marketing, Strategic Planning, Social Media Marketing, Market Research, Marketing, New Business Development
Education
Humboldt State University 2001 — 2004
B.S., Business and Economics
LDWholesale January 2014 - Present
NewPenn Financial/O2Funding March 2011 - June 2013
Stearns Lending December 2008 - February 2011
Option One Mortgage 1993 - 2008
Skills
Credit, Selling, Underwriting, Sales Operations, Mortgage Lending, Finance, Sales Management, FHA, New Business Development, Account Management, USDA, Marketing, Sales, Mortgage Banking, Management, Residential Mortgages, Loans, Operations Management, Team Building, Time Management, Cold Calling, Business Development, Loan Origination, VA loans, Refinance, Reverse Mortgages, FHA financing, Mortgage Underwriting, Certified Mortgage..., Loss Mitigation, Home Equity Loans, Construction Loans, Government Loans
Education
Oregon State University 1978 — 1982
BS, Business
RMR Financial December 2014 - Present
DES Financial Services January 2014 - Present
Stearns Lending October 2012 - November 2013
Argus Lending July 2009 - October 2012
DES Financial Services July 2007 - June 2009
New Century Mortgage January 2007 - June 2007
First Franklin Financial May 2004 - January 2007
ComUnity Lending August 1999 - May 2004
Countrywide Home Loans July 1996 - July 1999
Frontline Mortgage/Comerica Bank October 1992 - July 1996
Skills
Mortgage Lending, FHA, Mortgage Banking, Refinance, Loan Origination, Residential Mortgages, Loans, Underwriting, Credit, Mortgage Underwriting, Loss Mitigation, USDA, VA loans, FHA financing, Real Estate, Calyx Point, Reverse Mortgages, Government Loans, Commercial Mortgages, Credit Analysis, Investment Properties, Commercial Lending, Funding, Six Sigma, Six Sigma Black Belt, Checkpoint, RIA, Income Tax, Corporate Tax, Encompass, Interpersonal..., Cost Accounting, Cost Management, Peachtree, Financial Audits
Education
San Jose State University 2012 — 2015
Bachelor's of Science degree, Accounting
Mission College 2009 — 2012
Associate of Arts (A.A.), Business Administration
Mission College 2008 — 2011
Associate of Arts (A.A.), Behavioral Sciences, 3.5
Gunderson 1982 — 1986
Diploma, General Studies, 3.0
San Jose State University
Masters in Taxation, Corporate Taxation
Stearns Lending October 2012 - Present
Mason-McDuffie Mortgage August 2011 - October 2012
First Metropolitan Credit Union December 2007 - May 2011
Skills
Refinance, Loans, FHA, Residential Mortgages, Mortgage Lending, VA Loans, First Time Home Buyers, Investment Properties
Education
Heald College-Concord
Associate of Science (AS), Medical Assisting
Mortgage Staffing Solutions August 2015 - Present
Stearns Lending April 2013 - August 2015
PNC Bank May 2012 - April 2013
PNC Mortgage August 2010 - May 2012
Skills
Credit, Loans, Consumer Lending, Banking, Securities, Credit Analysis, Mortgage Lending, Lines Of Credit, Retail Banking, Underwriting, Equities, Sales Management, Mortgage Banking, Residential Mortgages, Financial Services, Investments, Loan Origination, Refinance, VA loans, FHA, Real Estate, Loan Servicing, Mortgage Servicing, Customer Service, Government Loans, Real Estate Financing, Home Equity Lines of..., Finance, Mortgage Underwriting, VA Loans
Education
Duquesne University 2005 — 2009
Bachelor of Arts, History
Duquesne University 2005 — 2009
Bachelors Degree of Arts; MBA, History; Business Administration
GSF Mortgage Corporation NMLS #1018 April 2014 - Present
Perl Mortgage May 2013 - April 2014
Stearns Lending February 2011 - April 2013
Primary Residential Mortgage July 2010 - November 2010
Midwest Mortgage Planners, Inc. January 2002 - July 2010
Gold Banc Mortgage March 1999 - December 2000
Irwin Mortgage April 1996 - March 1999
MNC Mortgage November 1993 - April 1996
First Union Home Equity March 1993 - November 1993
Transamerica Financial Services June 1991 - March 1993
Skills
Mortgage Lending, Mortgage Planning, Liability Management, Mortgage, Refinance, First Time Home Buyers, Loans, Home, Certified Mortgage..., Sellers, Small Business Lending, Strategic Financial..., FHA, Mortgage Marketing, Real Estate, Residential Homes, Mortgage Banking, Financial Services, Finance, ALM, Referrals, Home Equity Lines of..., Investment Properties, Financial Planning
Education
Indiana University Bloomington 1985 — 1990
BS, Finance
Warren Central High School 1983 — 1985
Cascade Residential Mortgage December 2014 - Present
Wells Fargo June 2013 - November 2014
Stearns Lending 2011 - June 2013
Skills
Refinance, Loan Origination, Loans, Residential Mortgages, VA Loans, USDA, FHA Financing, Credit, Credit Analysis
Education
Franklin & Marshall College
Stearns Lending August 2015 - Present
Lenox Financial December 2009 - September 2013
Education
Irvine Valley College 2004 — 2005
Stearns Lending (NMLS #1854) August 2014 - Present
Stearns Lending June 2013 - August 2014
Pinnacle Capital Mortgage Corp October 2012 - June 2013
CD Federal Credit Union August 2009 - June 2012
Skills
Mortgage Lending, Loans, Residential Mortgages, Underwriting, Credit Analysis
Education
Fashion Institute of Design & Merchandising
Associate's degree, Merchandise Marketing
IMS Lending Inc September 2015 - Present
Primary Residential Mortgage August 2013 - January 2014
Stearns Lending April 2012 - July 2013
Scenic Oaks Funding May 2010 - March 2012
Bank of America October 1998 - May 2010
Skills
USDA, FHA, Refinance, Mortgage Lending, First Time Home Buyers, Loans, FHA financing, Mortgage Banking, Investment Properties, VA loans, HUD, REO, Real Estate, Foreclosures, Short Sales, Underwriting, Referrals, Investors, Real Estate Transactions, Mortgage Marketing, Residential Homes, Real Estate Financing, Residential Mortgages, Mortgage Underwriting, Reverse Mortgages, Loan Origination, Government Loans, Non-Conforming, Spanish-speaking, Spanish Literature, Construction Loans, Credit, Real Estate Economics, 203K, Commercial Mortgages, Credit Analysis, Home Equity Loans, Condos, In House Processing and..., Commercial Lending, Single Family Homes, Wholesale Lending, Funding, Investment Property..., Escrow, Closings, Vacation Homes, Commercial Real Estate, Sellers, Financial Structuring
Education
Modesto Junior College
Wintrust Mortgage October 2013 - Present
Stearns Lending July 2013 - October 2013
Prospect Mortgage, LLC September 2012 - July 2013
Wintrust Mortgage Corporation April 2011 - September 2012
River City Mortgage January 2010 - April 2011
Home Mortgage Resources, Inc April 2009 - December 2009
Carteret Mortgage Corporation August 2007 - August 2008
Bellagala Financial January 2007 - August 2007
Ceridian 1999 - 2007
Ceridian Corporation 1999 - 2007
Skills
First Time Home Buyers, Refinance, Mortgage, FHA, VA, USDA, Conventional, Purchase, Mortgage Lending, VA loans, Credit, Mortgage Industry, Mortgage Banking, Loan Origination, Residential, Customer Service, Mortgage Planning, Residential Homes, Investment Properties, Loans, Rates, Certified Mortgage..., Real Estate, Government Loans, Investments, REO, Construction Loans, Finance, Residential Mortgages, FHA financing, HUD, Real Estate Transactions, Foreclosures, Relocation, Single Family Homes, Condos, Sellers, Short Sales, Mortgage Underwriting, Reverse Mortgages, Underwriting, 203K, Real Estate Financing, Home Equity Lines of..., Home Equity Loans, Debt Consolidation, Referrals, Loss Mitigation, Commercial Mortgages, Credit Analysis
Education
Normandale Community College 1995 — 2000
AA, Marketing and Management
HomeBridge Wholesale January 2014 - Present
HomeBridge Wholesale September 2012 - Present
Icon Residential Lenders December 2009 - September 2012
Stearns Lending March 2009 - January 2010
Accredited Home Lenders June 2006 - June 2008
Accredited Home Lenders October 2002 - October 2006
Mandalay Mortgage 2006 - 2006
Finance America 2005 - 2006
GT Bicycles 1993 - 2002
Skills
Mortgage Lending, Loan Origination, Residential Mortgages, Leadership, Mortgage Banking, FHA, Sales, Loans, Marketing, Selling, Training, Investment Properties, USDA, Management, Mortgage Underwriting, Real Estate, VA loans, Refinance, FHA financing, Wholesale Lending, Reverse Mortgages, Loss Mitigation, Underwriting, Loan Servicing, Credit, Mortgage Servicing, Credit Analysis, Government Loans, Real Estate Financing, Commercial Mortgages, Funding, Commercial Lending, VA Loans, FHA Financing
Education
Orange Coast College
Fire Science - Fire Fighter Academy
Stearns Lending June 2009 - Present
GN Mortgage July 2007 - June 2009
America Home Key February 2007 - June 2007
America Brokers Conduit July 2004 - February 2007
Capital Commerece 2004 - 2004
Mortgage Market, Inc. 2003 - 2004
Skills
Mortgage Banking, Mortgage Lending, Selling, Portfolio Management, Loan Origination, Loans, First Time Home Buyers, Refinance, REO, Reverse Mortgages, Business Development, FHA, Investment Properties, Real Estate, Investors, Residential Mortgages, USDA, Management, Mortgage Underwriting, VA loans, Certified Mortgage..., Credit, Government Loans, FHA financing, Underwriting, Real Estate Financing, Construction Loans, Commercial Mortgages, Loss Mitigation
Education
Oregon State University
BS, Sociology
Western Oregon University 1982 — 1983
Education
High school 1979 — 1982
Stearns Lending April 2013 - Present
Wells Fargo October 2010 - March 2013
JPMorgan Chase May 2008 - October 2010
Encore Credit Corp April 2004 - December 2007
Skills
Customer Service, Customer Retention, Multi Tasking, Communication Skills, Supervisory Experience, Mortgage Lending, Mortgage Banking, Jumbo Mortgage, Consumer Lending, Real Estate Financing, Mortgage Underwriting
Education
Immaculate Conception High School 1984 — 1988
Elmhurst College
Western State Bank May 2014 - Present
Wallick and Volk, Inc. January 2014 - May 2014
Wells Fargo Home Mortgage May 2012 - January 2014
Freedom Mortgage February 2012 - May 2012
MetLife Home Loans April 2011 - January 2012
Stearns Lending October 2010 - April 2011
Sierra Pacific Mortgage January 2008 - September 2010
National City Mortgage November 1999 - December 2007
Skills
Sales Management, Customer Relations, Problem Solving, New Business Development, Contract Negotiation, Account Management, Real Estate, Teamwork, Mortgage Banking, Credit, Customer Service, Business Development, Loans, Construction Loans, Finance, Sales, FHA, Insurance, Mortgage Lending, B2B, Investment Properties, Team Building, Leadership, Refinance, Loan Origination, Customer Satisfaction, First Time Home Buyers, Residential Mortgages
Education
Northern Arizona University
Bachelor of Science in Business Administration, Small Business Administration/Management
Pacific Union Financial, LLC August 2014 - Present
Wells Fargo Bank, NA November 2007 - February 2014
Financial Freedom Senior Funding Corp 2006 - 2006
Stearns Lending 2005 - 2006
Sea Breeze Financial Services 2005 - 2005
CBSK Financial Group 2002 - 2005
Skills
Mortgage Lending, Mortgage Banking, FHA, Loans, Refinance, Residential Homes, Residential Mortgages, Loan Origination, FHA financing, Reverse Mortgages, Construction Loans, Credit, Government Loans, Finance, VA loans
Education
Certificates and Courses
Irvine Valley College
Business Administration and Management, General
Orange Coast College
BUSINESS
Sullivan Homes LLC November 2013 - Present
Lawyers Financial Group January 2010 - January 2013
Stearns Lending July 2013 - 2013
WJ Bradley 2013 - 2013
Sullivan Homes Idaho May 2005 - May 2010
Sullivan Homes Inc January 1995 - January 2006
Packet Homes, Inc January 2000 - January 2001
Skills
Negotiation, Real Estate, REO, Short Sales, Construction, Legal Advice, Marketing, Loans, Sellers, Real Estate Development, Residential Homes, Mortgage Lending, Property, Real Estate Transactions, Real Property, Selling, Loan Origination
Education
Gonzaga University School of Law 1990 — 1993
JD Law, Law
University of Portland 1989 — 1991
Bachelor of Science, History
Stearns Lending November 2012 - August 2013
Bank of America March 2009 - October 2012
Wachavia Mortgage October 2007 - October 2008
Embassy One Mortgage, LLC January 2004 - August 2007
Skills
Investment Properties, Management, Human Resources, Policy, Banking, Accounting, QuickBooks, Bank Reconciliation, Bookkeeping, Credit, Mortgage Lending, Mortgage Banking, Residential Mortgages, Commercial Mortgages, Mortgage Servicing, Loss Mitigation, Accounts Receivable, Microsoft Office, Outlook, Citrix, Calyx Point, Microsoft Excel, Microsoft Word, FHA, VA, Conventional Lending, Non-Conforming, Jumbo Loans, 203K, New Home Construction, Manufactured Loans, Correspondent Banking, Loans, Funding
Education
MicroTrain
Microsoft Office Suite (MOS 2010), Microsoft Office Management, QuickBooks
Harper College 1996 — 1997
Business Management
First California Mortgage Company October 2014 - Present
Academy Mortgage Corporation August 2011 - July 2014
Scenic Oaks Funding April 2011 - July 2011
Stearns Lending November 2005 - January 2011
Aegis Wholesale Mortgage July 2004 - November 2005
Secured Bankers Mortgage Corp January 1994 - June 2004
Victoria Mortgage May 1993 - May 2004
United Savings Bank July 1986 - May 1993
Skills
FHA, Mortgage Lending, VA, Mortgage, Loans, Conventional, Underwriting, USDA, Credit Analysis, Mortgage Industry, Refinance, Conforming, Mortgage Banking, VA loans, Investors, Mortgage Underwriting, Real Estate, Loan Origination, FHA financing, Foreclosures, Reverse Mortgages, Government Loans
Education
Modesto Junior College 1976 — 1977
Business Administration
Legacy Mortgage LLC NMLS# 249314 October 2012 - Present
Movie Stand-in and Extra January 2009 - Present
Stearns Lending August 2011 - September 2012
Academy Mortgage Corporation January 2009 - August 2011
Skills
Loans, Refinance, FHA, USDA, Loan Origination, Mortgage Lending, Mortgage Banking, Customer Service, Residential Mortgages, Investment Properties, First Time Home Buyers, Real Estate, Credit, New Business Development, Finance, Construction Loans, Government Loans, VA loans, Fly Fishing, Financial Analysis, FHA Financing, Mortgage, Conventional, VA, Purchase, Customer Relations, Film Actor, movie stand in, Movie background, VA Loans
Education
Eastern New Mexico University 1985 — 1989
Business, Finance
New Mexico Military Institute 1979 — 1982
Opes Advisors, Inc. September 2015 - Present
Management Professional Seeking Employment August 2015 - Present
Thirty-One Gifts January 2012 - Present
Stearns Lending April 2014 - August 2015
PMAC Lending Services December 2012 - April 2014
Bank of America January 2008 - December 2012
The Body Shop at Home October 2007 - 2009
Lehman Brothers 2007 - 2007
Fremont and Investment and Loan 1998 - 2007
Fremont Investment and Loan August 2005 - July 2006
Skills
Loans, Credit, Mortgage Banking, Leadership, Underwriting, Loan Origination, Mortgage Lending, Training, Team Building, FHA, Management, Residential Mortgages, Banking, Credit Analysis, Mortgage Servicing, Refinance, Finance, Executive Management, Customer Service, Consumer Lending, Mortgage Underwriting, Loan Servicing, PowerPoint, Loss Mitigation, Real Estate, Sales Management, Risk Management, Commercial Lending, Budgets, Marketing, Financial Risk, Insurance, Mentoring
Education
University of Phoenix 2008 — 2010
BSM, Management
Diablo Valley College 1991 — 1994
AA, Business
South Brunswick High School 1986 — 1990
Stearns Lending May 2010 - Present
Wells Fargo Home Mortgage February 2009 - June 2010
Windsor Capital Mortgage Corp. March 2004 - February 2009
National City Bank June 2003 - March 2004
North American Mortgage June 1992 - June 2003
Skills
Refinance, Mortgage Banking, USDA, Residential Mortgages, Nonprofits, FHA, Mortgage Lending, Loans, Short Sales, Investment Properties, VA loans, Client Counseling, FHA financing, Loan Origination, Reverse Mortgages, First Time Home Buyers, FHA Financing, VA Loans, Credit
Education
Montgomery College 1968 — 1972
Real Estate Broker 2002 - Present
Academy Mortgage November 2012 - November 2013
Stearns Lending 2002 - 2009
Skills
Real Estate, Mortgage Banking, Mortgage Lending, FHA loans, VA loans, Property Management, FHA, Short Sales, Investment Properties, Finance, Property, First Time Home Buyers, Foreclosures, Residential Mortgages, REO, Refinance, Investors, Single Family Homes, Real Estate Financing, Sellers, Condos, HUD, Loan Origination, Move Up Buyers, Referrals
Education
Fort Lewis College
Hofmann Companies May 2011 - Present
Blu-Wave Media January 2009 - Present
Stearns Lending 2007 - 2007
SCME Mortgage Bankers 2007 - 2007
Education
Monterey Peninsula College 1980 — 1984
Halligan Sports Group August 2009 - Present
Stearns Lending January 2009 - August 2009
Option One Mortgage January 2005 - August 2007
Marathon International 1999 - 2002
Education
Georgia Southern University 1993 — 1997
Stearns Lending October 2012 - Present
Bank of America December 2009 - January 2012
HSBC January 2008 - February 2009
Countrywide Home Loans 2004 - 2007
Argent Mortgage January 2002 - March 2004
Skills
Credit, Banking, Commercial Lending, Mortgage Lending, Portfolio Management, Financial Analysis, Risk Management, FHA, Relationship Management, Business Analysis, Finance, Financial Modeling, Customer Service, Microsoft Office, Management, Auditing
Education
Roosevelt University 2000 — 2004
Bachelor of Applied Science (B.A.Sc.), Banking and Financial Support Services
Roosevelt University 2000 — 2004
Bachelor of Business Administration (B.B.A.)
Stearns Lending April 2014 - Present
First Priority Financial April 2012 - July 2013
California Mortgage Advisors November 2011 - April 2012
First California Mortgage Company January 2010 - November 2011
National City Mortgage/PNC February 2009 - December 2009
Wachovia/World Mortgage Company September 2008 - February 2009
Mortgage Guaranty Insurance Corporation February 2008 - August 2008
Residential Mortgage Capital February 2004 - July 2007
National City Mortgage October 2001 - February 2004
GreenPoint Mortgage 1997 - 2001
Skills
Mortgage Banking, Mortgage Underwriting, Refinance, FHA, Underwriting, Credit Analysis, USDA, Certified Mortgage..., Loan Origination, Mortgage Lending, Financial Services, Finance, Sales, VA loans, Loan Servicing, Residential Mortgages, Loans, FHA financing, Credit, FNMA, Banking, Government Loans, FHLMC, Loss Mitigation, Reverse Mortgages, Real Estate Financing, Mortgage Servicing, Commercial Mortgages, Consumer Lending, VA Loans
Education
FHA Training 2004 — 2013
CHUMS/SAR, FHA/VA
FHA 2008 — 2008
Updated FHA Training
Pierce College 1978 — 1981
AA, General
loanDepot LLC May 2015 - Present
loanDepot, LLC December 2012 - May 2015
Point B Real Estate Services October 2008 - October 2014
LD Escrow, Inc. October 2009 - May 2012
Point B Real Estate Services October 2006 - October 2008
Genpact Mortgage Services October 2006 - October 2007
Stearns Lending April 2005 - September 2006
HomeLoanCenter.com / LendingTree.com June 2001 - April 2005
BrooksAmerica Mortgage 1996 - 2002
Shearson Lehman 1988 - 1993
Skills
Mortgage Lending, Real Estate, Mortgage Banking, Referrals, Loans, FHA, Refinance, Loan Origination, REO, Investment Properties, Credit, Banking, Negotiation, Short Sales, Underwriting, Customer Service, Funding, Financial Analysis, Loss Mitigation, Business Development, VA loans, Residential Mortgages, Leadership, Real Estate Financing
Education
Santa Ana College 2008 — 2008
Certificate, Human Resources management
Saddleback College 2007 — 2008
Human Resources management
Freedom Mortgage September 2013 - Present
WesternBancorp March 2012 - August 2013
Stearns Lending September 2010 - April 2011
Flagstar Bank October 2007 - January 2010
Countrywide Home Loans August 1993 - October 2007
Skills
Mortgage Banking, VA loans, Mortgage Lending, Loans, Loan Origination, FHA, Refinance, Residential Mortgages, FHA financing, Customer Service, Mortgage Underwriting, Credit, Underwriting
Education
Diablo Valley College
Stearns Lending January 2015 - Present
Bank of America October 2011 - February 2014
Charter College June 2011 - November 2011
Data Exchange Corporation July 2008 - April 2009
American Brokers Conduit February 2005 - August 2007
Countrywide Home Loans Inc. 1999 - 2005
US Sales Corporation 1993 - 1998
Skills
Team Building, Mortgage Banking, Training, Process Improvement, Leadership, Customer Service, Banking, Loan Origination, Recruiting, Residential Mortgages, Credit, Refinance, Sales, Loans, Management
Education
Los Angeles Valley College 1982 — 1984
no, General Education
Bank of America March 2011 - Present
Stearns Lending July 2008 - March 2010
E*TRADE Financial October 2001 - May 2003
Skills
Mortgage, Conventional, Mortgage Lending, Refinance, Mortgage Banking, Credit, Loss Mitigation, Residential Mortgages, Reverse Mortgages, Mortgage Underwriting, VA loans, FHA, Credit Analysis, Credit Risk, Loan Origination, Mortgage Marketing, USDA, FHA financing, Construction Loans
Education
Saddleback College 1985 — 2008
Foster City, Middle School
Foster City, Middle School
Stearns Lending 2009 - October 2013
Stearns Lending October 2009 - January 2012
Oswald & Yap October 2006 - July 2009
Skills
Legal Writing, Mergers, Corporate Law, Legal Research, Litigation, Securities Regulation, Employment Law, Intellectual Property, Licensing, Civil Litigation
Education
Northwestern University School of Law
Pomona College
Interlinc Mortgage Services, LLC NMLS 205696 July 2015 - Present
Crosscountry Mortgage, Inc NMLS 3029 February 2014 - June 2015
Stearns Lending February 2012 - February 2014
First Meridian Mortgage/ Ohio Valley Title July 2005 - February 2012
Skills
Mortgage Banking, FHA, Residential Mortgages, Sales, Mortgage Lending, FHA financing, VA loans, Loan Origination, Real Estate, USDA, Refinance, Loans, Real Estate Financing, Investment Properties, Reverse Mortgages, Underwriting, First Time Home Buyers, Credit, Mortgage Underwriting, Certified Mortgage..., Commercial Mortgages, Construction Loans, Credit Analysis, Government Loans, VA Loans, FHA Financing
Education
Northern Kentucky University 1986 — 1991
Bachelor of Applied Science (B.A.Sc.), Accounting and Finance
Ballard High School
Central High School
Bank of Albuquerque October 2013 - Present
Stearns Lending July 2010 - September 2013
MetLife Home Loans August 2007 - July 2010
Wells Fargo Home Loan 1988 - 2007
Skills
Reverse Mortgages, Conventional, USDA, VA, FHA, Loans, Conventional, USDA,...
Education
Penn State 1982 — 1986
Bachelor's degree, Finance
Stearns Lending July 2014 - Present
F&M Bank and Trust July 2013 - June 2014
Bank of America August 2012 - July 2013
Various Consulting Firms August 2010 - August 2012
Jefferson Wells July 2004 - August 2010
Delong Consulting January 2002 - July 2004
Skills
Internal Audit, Enterprise Risk..., SOX, Internal Controls, Risk Assessment, Certified Internal..., COSO, Compliance, Process Engineering, Fraud, Process Improvement, Operational Risk..., Compliance Audits, Fraud Investigations, Sarbanes-Oxley Act, Financial Audits, Financial Accounting, Sarbanes-Oxley, External Audit
Education
Illinois State University 1971 — 1975
BS, Accounting
Catalyst Recovery June 2015 - Present
Lending Club December 2013 - Present
Stearns Lending November 2010 - November 2013
Wells Fargo May 2007 - November 2010
Countrywide Home Loans July 2004 - November 2007
Skills
Credit, Refinance, Mortgage Banking, Leadership, Sales Management, Loan Origination, Residential Mortgages, Loans, Mortgage Lending, Customer Service, FHA, Sales, Cold Calling, Real Estate, Finance, Underwriting, Marketing, Loss Mitigation, Management, Banking, Financial Analysis, Investment Properties, Selling, First Time Home Buyers, Small Business Lending, Credit Risk, Business Development
Education
Heald College 1998 — 1999
IT
San Jose City College
Mortgage Capital Partners March 2015 - Present
Bank of Manhattan June 2012 - March 2015
First Capital Mortgage September 2011 - June 2012
Prospect Mortgage May 2010 - September 2011
Liberty Lending January 2007 - May 2008
Stearns Lending April 2006 - October 2006
PMI Mortgage Insurance Co. June 2005 - April 2006
United Guaranty Corporation March 2005 - June 2005
RBC June 2004 - January 2005
PMI Mortgage Insurance Co. June 2000 - June 2004
Skills
Conforming, Underwriting, FHA, Loans, Credit, Jumbo, Agency High Balance, Banking, Credit Analysis, Encompass, FHA Financing, FHLMC, FNMA, Mortgage Banking, Mortgage Underwriting, Mortgage Lending, Refinance, Residential Mortgages
Education
Northern Arizona University 1996 — 1999
Bachelor of Science (BS), The W. A. Franke College of Business
Dobson High School 1990 — 1993
Scholastic HS Diploma, Chemistry, Biology, Physics, Anatomy and Physiology
Stearns Wholesale Lending June 2012 - Present
Stearns Lending 2012 - 2015
MetLife Home Loans March 2011 - May 2012
Bank of America January 2005 - December 2010
Countrywide May 2003 - May 2009
2003 - 2005 May 2001 - January 2005
Countrywide January 2001 - January 2003
Metro Communications January 1998 - May 2001
Metro One telecommmunications January 2000 - January 2001
Hunt Nursing Home January 1998 - January 2000
Skills
Mortgage Lending, Residential Mortgages, Finance, Sales, FHA, Mortgage Banking, Real Estate, Loans, Underwriting, Loan Servicing, Loan Origination, Financial Risk, Management, Refinance, USDA, Sales Management, Credit, Business Development, FHA financing, VA loans
Education
North Shore Community College 1999 — 2002
BUSINESS MGNT/ADMINISTRATION
North Shore Community College
BBA courses, economics, marketing, accounting and computer science
Stearns Lending October 2012 - June 2014
Wells Fargo Home Mortgage June 2005 - September 2012
Wells Fargo Bank 1998 - September 2012
Skills
Refinance, Mortgage Lending, Mortgage Banking, VA loans, Loans, FHA, Residential Mortgages, USDA, Loan Origination, Credit, First Time Home Buyers, Real Estate, FHA financing, Mortgage Underwriting, New Business Development, Investment Properties, Underwriting, Reverse Mortgages, Government Loans, Wholesale Lending
Education
Illinois State University
Stearns Lending October 2013 - Present
EverBank Wholesale Lending March 2011 - June 2013
Weslend Financial Wholesale April 2010 - March 2011
MetLife November 2008 - April 2010
Citi March 2005 - August 2008
Wells Fargo December 2002 - March 2005
United Postal Savings 1993 - 1994
Skills
Relationship Management, Business Development, B2B, Mortgage Lending, Leadership, Sales Management, Sales, FHA, Sales Operations, Loans, Management, Recruiting, Team Building, Banking, Mortgage Banking, Loan Origination, Credit, Sales Process, Customer Retention, USDA, Residential Mortgages, Training
Education
Maryville University of Saint Louis 1987 — 1991
BS, Business Management
Stearns Lending October 2013 - Present
Stearns Lending September 2012 - October 2012
GMAC Bank March 2011 - June 2012
Sidus Financial October 2010 - March 2011
Bank of America Home Loans August 2009 - September 2010
GMAC ResCap May 1999 - September 2008
HomeComings Financial 1999 - 2008
MELLON MORTGAGE 1998 - 1999
Skills
Mortgage Banking, USDA, Mortgage Lending, FHA, Mortgage Underwriting, Loan Origination, Loans, VA loans, Refinance, Underwriting, Residential Mortgages, Credit, Real Estate, Credit Analysis, Loss Mitigation, Commercial Lending, Reverse Mortgages, Construction Loans, Customer Service, FHA financing, Wholesale Lending, Real Estate Financing, Government Loans, Certified Mortgage..., Commercial Mortgages, Home Equity Loans, Loan Servicing, FHA Financing, VA Loans
Education
Northeastern University 1999 — 2004
BS, Finance
Shank & Associates Realty January 2015 - Present
EXit Realty Prosperity Group April 2014 - January 2015
Valley College October 2012 - September 2013
Lincoln Technical Institute September 2008 - May 2012
Stearns lending 2004 - 2007
Flynt Publications 2001 - 2004
USA Networks 2000 - 2001
CNN 1999 - 2001
Skills
Title IV, Loan Origination, Staff Management, Financial Aid..., Online Advertising, Student Financial Aid, CampusVue, Higher Education, Higher Education Policy, NSLDS, Higher Education..., Student Loans
Education
Drexel University 2010 — 2012
Master of Science, Higher Education Administration
State University of New York College at Plattsburgh 1995 — 1999
BA, TV production
lawrence high school
Pinnacle Capital Mortgage Corporation- Serving all of Arizona and California June 2015 - Present
Stearns Lending February 2012 - June 2015
Reunion Mortgage June 2010 - February 2012
MGIC May 2009 - December 2009
ChoiceOne Bank February 2000 - July 2008
Countrywide September 1997 - March 1999
Mortgage Plus December 1996 - May 1997
Homerica Mortgage Corporation May 1996 - December 1996
Triangle Mortgage Services, Inc August 1995 - May 1996
Armour Mortgage Corp November 1992 - August 1995
Skills
Loans, Mortgage Lending, Loan Origination, Underwriting, Banking, Real Estate, Financial Services, Credit, Home Equity Loans, Mortgage Banking, Mortgage Underwriting, Portfolio Management, Credit Analysis, Sales, Residential Mortgages
Education
Penn State University 1974 — 1978
BBA, Business Administration
Stearns Lending September 2012 - Present
Franklin Loan Center May 2002 - September 2012
Merck November 1997 - May 2002
Education
Florida Atlantic University 1996 — 1998
Master of Business Administration, Business Administration
Stetson University 1985 — 1988
Bachelor of Business Administration, Business Administration
Umpqua Bank August 2011 - Present
Stearns Lending June 2009 - February 2011
Guaranty Bank/GB Mtg October 1999 - June 2009
Guaranty Bank FSB 1999 - 2009
GB Mortgage/Guaranty Bank 1999 - 2009
Education
Oregon State University 1988 — 1992
BS, Business Management
Pinnacle Capital Mortgage Corp February 2015 - Present
Stearns Lending June 2014 - February 2015
Franklin American Mortgage Company June 2012 - January 2014
Met Life Home Loans February 2011 - March 2012
Wells Fargo June 2010 - February 2011
Golden Gateway Financial November 2007 - October 2009
Skills
Mortgage Lending, Loans, Refinance, FHA, Reverse Mortgages, Credit, Credit Analysis, Underwriting, Real Estate, Real Estate Transactions
Education
East Los Angeles College 1977 — 1979
Business/Commerce, General
Alhambra High School 1973 — 1977
High School, General Edudation
Self Employed 2008 - Present
Hallmark Escrow c/o Apple One June 2015 - August 2015
Pacific Elite Collision Centers 2015 - 2015
Andtech Corporation 2014 - 2015
Elite Enforcement Security Solutions, Inc. 2014 - 2014
Casa de Acosta-Gomez 2012 - 2014
GBC Motorsports a division of Greenball Corporation 2011 - 2012
Office Team 2010 - 2011
Stearns Lending 2009 - 2010
CONFIDENTIAL 2008 - 2009
Skills
Administrative..., Administrative..., Assisting Executives, C-level administrative..., C-Level Executive..., C-Level Liaison, Cross-Functional Liaison, Executive..., Executive-Level..., Mortgage Lending, Mortgage Brokers, Correspondent Banking, Loan Officers, National Account..., Pipeline Management, Streamlining Of..., Accounts..., Payroll, Sales Commissions, Licensing, Agent Licensing, State Reporting, Compliance Support, Analytics, Federal & State..., Federal & State..., Loan Auditing, Mortgage Fraud, Policy & Procedure..., Quality Control, Secondary Mortgage..., Investor Relations, Funding Applications, Loan Documents, Data Integrity, Record Maintenance, Record Storage, Microsoft Applications, ACT!, Adobe Acrobat, ADP Payroll, Calyx Point, DataTrac, Google+, High Level Of..., PowerPoint, Report Compilation, Social Media, Client Service Oriented, Highly personable
Education
Orange County Business College 1994 — 1996
Associate's degree, Business Administration and Management, General, 3.5
Fullerton College 1989 — 1989
Associate's degree, Social Sciences
Stearns Lending April 2013 - Present
PrimeLending April 2009 - April 2013
CTX Mortgage November 2002 - July 2008
CTX MORTGAGE 2002 - 2008
Skills
FHA, Refinance, Conventional, USDA, VA, Investment Properties, Funding, Closings, Microsoft Office, Excel, Word
Education
El Centro College 1981 — 1983
Associate's degree, Business Administration and Management, General
Pacific Union Financial August 2011 - September 2014
Cardinal Financial Company, Mortgage Bankers October 2009 - December 2010
Stearns Lending January 2009 - October 2009
Homecomings Financial 2003 - 2008
ABMS, Inc October 1995 - September 2003
Skills
Fluent in Portuguese..., Credit, Loans, FHA, Spanish, Mortgage Lending, Loan Origination, Mortgage Banking, Refinance, Underwriting, Banking, Investment Properties, Real Estate, Finance, Commercial Lending, Commercial Banking, Sales Management
Education
Rutgers University 1991 — 1995
B.A., Accounting
Benedictine Academy 1986 — 1990
SunTrust Bank December 2012 - Present
Stearns Lending September 2011 - Present
Irvine Valley College July 2009 - September 2011
Stearns Lending 2011 - 2011
Trust One Mortgage 1999 - 2007
Trust One Mortgage 1999 - 2007
Skills
Marketing, Data Entry, Invoicing, Leadership, Budgets, Microsoft Office, Customer Service, Accounts Receivable, Training, Financial Reporting, Accounts Payable, Financial Analysis, Public Speaking, PowerPoint
Education
Irvine Valley College 2009 — 2011
Real Estate Certification Program
Ruoff Home Mortgage May 2015 - Present
Hallmark Home Mortgage June 2014 - May 2015
Stearns Lending October 2013 - June 2014
Fifth Third Bank March 2005 - October 2013
Skills
Mortgage Lending, Loans, Credit, Mortgage Banking, Loan Origination, Banking, Refinance, Credit Analysis, FHA, Consumer Lending, Residential Mortgages, Retail Banking, Mortgage Underwriting
Education
Indiana State University 1997 — 2002
Bachelor's degree, Criminal Justice and Corrections
Stearns Lending November 2010 - Present
Home Loan Center, Inc January 2008 - November 2010
Skills
Mortgage Lending
Education
Christopher Columbus High School
Florida International University
Stearns Lending August 2013 - Present
Ridge Lending May 1999 - April 2013
Skills
Microsoft Excel, Customer Service, Public Speaking, Account Management, Budgets, Marketing, Sales, Sales Management
Education
Oregon State University 1991 — 1996
Bachelor of Science (BS), Business Administration and Management, General
Stearns Lending May 2012 - Present
WJ Bradley Mortgage Capital Corporation June 2011 - May 2012
Sunset Mortgage Co/Advanced Lending January 2007 - June 2011
Steve Salveson January 2007 - June 2011
Steve Killion May 2004 - July 2006
Spartan Mortgage Corporation May 2004 - July 2006
Aegis Mortgage Corporation July 2001 - February 2004
Stacey Elshehaby July 2001 - February 2004
Skills
FHA, Refinance, Underwriting, Mortgage Lending, Loans
Education
Cultural Arts Center
Degree, Dramatic Arts
Nassau Community College
Liberal Arts
Stearns Lending June 2014 - Present
East West Bank January 2011 - June 2014
Fry's Electronics May 2006 - November 2010
Skills
CompTIA A+ Certification, Help Desk Support, Software Installation, Laptops, BMC Remedy, Active Directory, Remote Desktop, Security, Visio, Information Technology
Education
Long Beach City College
Computer Information Systems
U.E.I 2004 — 2006
Computer System Technician
Stearns Lending April 2011 - Present
Covenant Mortgage LLC May 2010 - July 2011
AMX Funding Trust Company 2001 - 2010
Education
Harvard Business School 1982 — 1983
Finance and marketing
Boston College - School of Mgt 1981 — 1982
Accounting and finance
University of Vermont 1976 — 1980
B.A, Ecomonics/finance
RPM Mortgage, Inc. July 2014 - Present
Bank of America March 2010 - 2014
Stearns Lending 2009 - 2010
SCME Mortgage Bankers January 2007 - January 2008
Ownit Mortgage Solutions 2003 - 2006
Skills
Loans, Credit, Customer Service, Underwriting, Risk Management, Financial Risk, Mortgage Underwriting, Credit Analysis, Mortgage Banking, Mortgage Lending, Banking, Credit Risk, Residential Mortgages, Consumer Lending, Loan Origination
Education
Enugu State University of Science and Technology
Bachelor of Science (B.S.), Finance
Stearns Lending December 2013 - Present
Wells Fargo Home Mortgage December 2000 - December 2013
Skills
Loan Origination, Mortgage Banking, Mortgage Lending, Refinance, Loans, Lines Of Credit, Credit Analysis, Consumer Lending, FHA, Banking, Residential Mortgages, Retail Banking, Small Business Lending, VA loans, USDA, Recruiting, Training, Hiring, First Time Home Buyers, VA Loans, Credit
Education
Occidental College 1990 — 1994
Bachelor's Degree, Economics
Pendleton High School 1987 — 1990
High School
Angel Oak Funding, LLC May 2014 - Present
Flagstar Bank March 2014 - May 2014
Stearns Lending October 2013 - March 2014
Green Tree February 2013 - October 2013
GMAC October 2012 - February 2013
WJBradley February 2012 - October 2012
Alpine Mortgage Planning November 2010 - February 2012
Prospect Mortgage March 2010 - November 2010
Bank of America January 2009 - March 2010
JPMorgan Chase December 1999 - January 2009
Skills
Residential Mortgages, Refinance, Mortgage Banking, Government Loans, Mortgage Lending, FHA, Loan Origination, FHA financing, Home Equity Loans, Home Equity Lines of..., Investment Properties, Certified..., Residential Homes, Real Estate, Loans, VA loans, USDA, Certified Mortgage..., FHA Financing, VA Loans
Education
Oglethorpe University
Sanford Prep School
Interbank Wholesale August 2012 - Present
Stearns Lending January 2014 - September 2014
Luna June 2009 - July 2012
Resmae June 2006 - June 2009
Encour Credit Corp. June 2004 - June 2006
Zurich Life June 2000 - June 2004
Basics Insurance Group June 1993 - June 2000
Skills
Business Development, Marketing, Strategic Planning, Customer Service, Social Media, Sales Presentations, Sales Management, Direct Sales, Recruiting, XP, Mortgage Lending, Residential Mortgages, VA loans, Mortgage Underwriting, Mortgage Banking, Credit Analysis, Banking, Certified Mortgage..., Commercial Lending, Commercial Mortgages, Credit, FHA, FHA financing, Finance, Financial Analysis, Leadership, Funding, Loan Origination, Loan Servicing, Mortgage Servicing, Real Estate, Real Estate Financing, Refinance, Reverse Mortgages, Sales, Selling, Training, USDA, Underwriting, Wholesale Lending, Windows XP
Education
Northern Illinois University 1986 — 1990
Maine East 1983 — 1986
Stearns Lending (NMLS #1854) January 2015 - Present
Stearns Lending July 2013 - December 2014
MetLife March 2011 - April 2013
Paramount Global Solutions Inc January 2006 - February 2011
Skills
SAS programming, Visio, SAS, Data Warehousing, Sybase, SQL, Risk Management, Access, DB2, Quality Assurance, Business Analysis, Business Requirements, Business Analytics, Financial Risk, VBScript, Unix, ETL, Mainframe, Data Analysis, Business Process, Analysis, SDLC, Analytics, SharePoint, Requirements Gathering, Business Objects, Oracle, Business Intelligence, Software Documentation, Process Improvement, Requirements Analysis, Banking, Software Project..., VBA, PL/SQL, MS Project, Data Management, Systems Analysis, Data Integration, Software Development
Education
Jawaharlal Nehru Technological University 2000 — 2004
Bachelors, Electrical and Electronics Engg
Stearns Lending 2012 - Present
Metlife Home Loans September 2010 - September 2012
Citigroup January 1996 - June 2000
Skills
Mortgage Lending, Mortgage Banking, Mortgage Servicing, Customer Service, Loans, Residential Mortgages, Banking, Loan Servicing, Loan Origination, FHA, Loss Mitigation
Education
Northwood University-Texas
Business/Accounting
Stearns Lending January 2013 - Present
Bank of America 2012 - 2013
Skills
Management, Accounting, Risk Assessment, Mortgage Lending, Bilingual, Compliance, Foreclosures, Financial Risk, Internal Audit, 10 Key, Project Management, Strategic Planning, Loans, Negotiation, Sales, Credit, VA loans, FHA, Refinance, FHA financing, Government Loans
Education
DeVry University-Texas 2008 — 2010
Bachelor of Science (BS), Accounting
Wells Fargo Home Mortgage April 2013 - Present
Wells Fargo Home Mortgage 2012 - 2013
Stearns Lending July 2011 - February 2012
The Regence Group 2005 - 2010
Skills
Underwriting, Banking, Loan Origination, Residential Mortgages, Refinance, Mortgage Lending, Loans, FHA, Mortgage Banking, Credit
Education
Pacific Lutheran University - School of Business
Stearns Lending May 2012 - Present
Summit Mortgage Corporation April 2001 - December 2009
Fidelity National Title March 1993 - February 1998
Skills
VA, VA loans, FHA, Refinance, Mortgage Banking, Mortgage Lending, Loan Origination, USDA, Mortgage Planning, Conventional, First Time Home Buyers, Credit, Purchase
Education
Portland Community College 1995 — 1997
Miilwaukie High School 1990 — 1994
Banc of California May 2013 - Present
Stearns Lending February 2012 - May 2013
CMG Mortgage August 2009 - February 2012
Bank of America February 2009 - August 2009
E-LOAN June 2005 - January 2009
Skills
Mortgage Banking, Loans, FHA financing, FHA, Management, Loan Origination, Refinance, Underwriting, Mortgage Lending, Credit, Banking, Analysis, Loss Mitigation, Loan Servicing, VA loans, USDA, Certified Mortgage..., Commercial Mortgages, Commercial Lending, Credit Risk, Credit Analysis, First Time Home Buyers, Finance, Government Loans, Funding, Mortgage Servicing, Home Equity Loans, Real Estate Economics, Mortgage Underwriting, Residential Mortgages, Real Estate Financing, Reverse Mortgages, Construction Loans, FHA Financing, Financial Structuring, Non-Conforming, VA Loans
Education
Heald College 2001 — 2003
AAS, Business Software Applications
Stearns Lending December 2009 - Present
AIReS 2008 - 2009
American Sterling Bank 2005 - 2008
Education
Foothill High School
Graduate, General Education
Interior Designers Institute
Associates of Arts Degree, Residential / Commercial Design
Stearns Lending February 2012 - Present
MetLife Home Loans December 2008 - January 2012
National City Mortgage August 1996 - December 2008
Fleet Bank 1994 - 1996
M-West Mortgage 1987 - 1994
Skills
FHA, Mortgage Banking, Mortgage Lending, Residential Mortgages, VA loans, Loan Origination, Refinance, FHA financing, Loans, Government Loans, Reverse Mortgages, USDA, Certified Mortgage..., Home Equity Loans, FHA Financing, VA Loans, Real Estate Financing
Education
Florida Atlantic University
M.A., Economics
University of Geneva, Geneva, Switzerland
B.A., Economics
William Lyon Mortgage LLC, NMLS#655420 March 2015 - Present
Stearns Lending February 2012 - February 2015
Bank of America 2011 - 2012
TriNet February 2009 - April 2011
Duxford Financial October 2002 - January 2009
Skills
Mortgage Lending, Finance, Refinance, Mortgage Banking, Loan Origination, Loans, Residential Mortgages, Credit, Credit Analysis, VA loans, Investment Properties, Government Loans, FHA, Real Estate Financing, First Time Home Buyers, USDA, Home Equity Loans, Non-Conforming, VA Loans
Education
New Mexico Military Institute 1987 — 1988
U.S. Department of Housing and Urban Development September 2015 - Present
Stearns Lending February 2014 - September 2015
Stearns Lending July 2009 - February 2014
American Sterling Bank June 2008 - June 2009
Express Capital Lending December 2003 - September 2007
Skills
Mortgage Lending, Loan Origination, Loans, Loan Servicing, Banking, Financial Analysis, Government Loans, Wholesale Lending, FNMA, USDA Rural Housing, FHA financing, Risk Management, Reverse Mortgages, Non-Conforming, Mortgage Underwriting
Education
Emory University
Oxford College of Emory University
Stearns Lending December 2012 - Present
Stearns Lending December 2012 - Present
Wells Fargo Home Mortgage April 2009 - November 2012
Illinois State Police April 2003 - May 2003
Lincoln Land Community College August 2002 - December 2002
Wells Fargo Home Mortgage September 1993 - March 2001
Skills
FHA, Underwriting, Credit, Residential Mortgages, Credit Analysis, Loans, Mortgage Lending, FHA Financing, Mortgage Underwriting, Banking, Mortgage Banking, VA Loans
Education
Lincoln Land Community College 2001 — 2003
Associates in Applied Science, Microcomputer Programming
Heartland Credit Union - Springfield, IL August 2015 - Present
First Meridian Mortgage May 2015 - July 2015
Diamond Residential Mortgage Corporation May 2014 - May 2015
Stearns Lending January 2013 - November 2013
Wells Fargo Home Mortgage January 2004 - January 2013
Wells Fargo Home Mortgage November 1993 - January 2013
Wells Fargo Home Mortgage January 1993 - December 2012
Wells Fargo Home Mortgage 1993 - December 2012
Skills
Microsoft Excel, Microsoft Word, Customer Service, Credit, Financial Risk, Loans, Social Networking, Organization, Problem Solving, Pricing, Investment Properties, Mortgage Servicing, Analysis, Leadership, Refinance
Education
University of Illinois 1990 — 1992
Bachelor of Arts, Psychology
Lincoln Land Community College 1987 — 1989
Associates Degree, Psychology
Springfield Southeast High School 1983 — 1987
Diploma, College/University Preparatory and Advanced High School/Secondary Diploma Program
Stearns Lending (NMLS #1854) July 2014 - Present
Stearns Lending February 2013 - June 2014
Duquesne University August 2008 - February 2013
Mercyhurst University March 2006 - August 2008
Mercyhurst University; North East Campus May 2004 - August 2008
Skills
Management, Sales, Training, Finance, Teaching, Operating Budgets, Coaching, Accounting, Soccer
Education
Pennsylvania State University-Erie Campus 2004 — 2006
Master's degree, Business Administration and Management, General
University of Pittsburgh 1998 — 2002
Bachelor's degree, Communication, General
Prime Lending October 2013 - Present
Stearns Lending February 2013 - September 2013
Bank of America January 2007 - January 2013
Skills
Credit, Loans, Banking, Mortgage Lending, Credit Analysis, Loan Origination, Mortgage Banking, Commercial Lending, Consumer Lending, Small Business Lending, Refinance, Commercial Banking, Credit Risk, Retail Banking, FHA, Residential Mortgages, Underwriting, Portfolio Management, Lines Of Credit, Cross Selling, VA loans, USDA, Financial Risk
Education
Elmhurst College 1978 — 1980
Business, Management, Marketing, and Related Support Services
Waubonsee Community College 1976 — 1978
Business, Management, Marketing, and Related Support Services
Stearns Lending August 2012 - Present
SunTrust Mortgage August 2011 - August 2012
Bank of America October 2005 - April 2009
EMLab P&K (Formerly Aerotech Laboratories, Inc.) September 2001 - July 2005
Skills
Mortgage Lending, Loans, FHA, Refinance, Credit, Loan Origination, Residential Mortgages, Banking, USDA, VA loans
Education
Glendale Community College 2009 — 2011
Associate of Science (AS), Biology, General
Sierra Pacific Mortgage Company, Inc. September 2013 - Present
Stearns Lending August 2012 - August 2013
New Horizons In-Home Care March 2009 - February 2011
Express Employment Professionals October 2007 - March 2009
Sun Communities October 2004 - August 2006
Skills
Administrative..., Mortgage Lending, Customer Service, Real Estate, Loans, Finance, Financial Analysis, Credit, Residential Homes, Marketing, Sales, Customer Satisfaction, Interviews, Temporary Staffing, Permanent Placement, Recruiting, Staffing Services, Selling, Accounts Receivable, Supervisory Skills, Employee Relations, Administrative Office...
Education
Lane Community College 2003 — 2005
Willamette High School 1988 — 1992
Diploma
Saint Francis Hospital November 2010 - Present
Stearns Lending October 2012 - August 2013
Morgan Stanley January 2011 - March 2012
JPMorgan Chase August 2009 - March 2010
Skills
Loans, Mortgage Underwriting, Home Equity Lines of..., FNMA, Non-Conforming
Education
Oakton Community College 2012 — 2012
Emt, Emergency Medical Technology/Technician (EMT Paramedi
Harper College 2008 — 2011
CNA
Northern Trust Corporation November 2013 - Present
Stearns Lending May 2013 - August 2013
JPMorgan Chase May 2012 - May 2013
Midwest Equity Mortgage March 2012 - May 2012
MetLife Home Loans September 2011 - March 2012
Skills
Mortgage Banking, Mortgage Lending, Microsoft Office, Microsoft Excel, Microsoft Word, Lotus Notes, Administrative..., Onboarding, Data Entry, Office Administration, Visio, Accounts Receivable, Human Resources, Training, Process Scheduler
Education
Purdue University 2007 — 2011
Bachelor of Arts (B.A.), Sociology
Paramount Residential Mortgage Group October 2012 - Present
Stearns Lending April 2010 - October 2012
First Mortgage Corporation April 2008 - October 2010
Education
El Camino College 1994 — 1995
American consumer loan institue 1984 — 1985
Certificate of completion
Stearns Lending Senior Retail Loan ProcessorMetLife Home LoansNovember 2010 - May 2012
Bank of America August 2004 - November 2010
MidAmerica Bank January 2002 - August 2004
Skills
FHA, Mortgage Banking, Retail, Mortgage Lending, Loans, Loan Origination, Refinance, Residential Mortgages
Education
Eastern Illinois University 1992 — 1993
Special Education and Teaching
University of Illinois at Urbana-Champaign 1991 — 1992
Special Education and Teaching
Pinnacle Capital Mortgage Corp August 2015 - Present
Plaza Home Mortgage December 2013 - August 2015
Western Bancorp 2011 - 2013
Stearns Lending March 2009 - February 2011
Weigel MEPF November 2007 - January 2009
LoanCity April 2001 - February 2007
Skills
Mortgage Banking, Loan Origination, Loans, Mortgage Lending, Residential Mortgages, Software Documentation, Underwriting, Analysis, Credit, Funding, Management
Education
Evergreen Valley College
West Valley College
Oak Grove High School