Stearns Lending

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Stearns Lending Employees

Employee
Years
Job
Industry
Matt Miles Matt Miles Sacramento, California Area Details
Matt Miles's Stearns Lending Experience January 2014 - November 2014
Job Sales Manager &Mortgage Consultant at First California Mortgage Company
Industry Financial Services
Experience
First California Mortgage Company  November 2014 - Present
Miles Consulting   November 2006 - Present
Stearns Lending   January 2014 - November 2014
American Pacific Mortgage  August 2012 - January 2014
American Pacific Mortgage  April 2011 - August 2012
American Pacific Mortgage  August 2009 - April 2011
Granite Funding Group   August 2009 - March 2011

Skills
Lead Generation, CRM, Mortgage Lending, Loans, Credit, Refinance, Mortgage Banking, Short Sales, FHA, Finance, First Time Home Buyers, Training, Underwriting, Residential Mortgages, USDA, VA Loans, Real Estate

Education
Sierra College   2009 — 2011
Business Development, Marketing

Placer High

Nadia Whitmore Nadia Whitmore San Francisco Bay Area Details
Nadia Whitmore's Stearns Lending Experience November 2007 - February 2014
Job Regional Account Executive at Westernbancorp
Industry Banking
Experience
Westernbancorp   March 2015 - Present
Lenox Financial Dba Weslend Financial   February 2014 - February 2015
Stearns Lending   November 2007 - February 2014
United Mortgage Group  February 2005 - 2007

Skills
Mortgage Banking, Refinance, FHA, Residential Mortgages, Mortgage Lending, Loan Origination, Investment Properties, Credit, Sales, First Time Home Buyers, Short Sales, REO, Mortgage Underwriting, Loans, FHA financing, VA loans, USDA, Certified Mortgage..., Real Estate, Real Estate Financing, Investors, Leadership, Training, Mortgage Marketing, Reverse Mortgages, Credit Analysis, Construction Loans, Funding, Selling, Foreclosures, Marketing, Commercial Mortgages, Finance, Management, Business Development, Sales Management, Underwriting, Banking, Real Estate Economics, Investments, Negotiation, Customer Service, Team Building

Education
University of California, Berkeley

Alan Cassell Alan Cassell Greater San Diego Area Details
Alan Cassell's Stearns Lending Experience July 2009 - September 2010
Job Real Estate Ninja at Sequoian Investments and Big Block Realty
Industry Real Estate
Experience
Big Block Realty Inc.  June 2014 - Present
Sequoian Investments Inc   March 2014 - Present
HC Capital Partners   July 2012 - Present
Kitzkrieg LLC   November 2013 - May 2015
Ignition Ventures LLC   May 2010 - February 2014
Heartland Sustainable Housing  
 
Stearns Lending   July 2009 - September 2010
Evofi Systems   October 2008 - June 2009
First Magnus Financial  March 2007 - August 2007

Skills
Mortgage Lending, Loans, Mortgage Banking, Foreclosures, REO, Real Estate, Residential Homes, FHA, Asset Management, Buyers, Commercial Real Estate, Finance, First Time Home Buyers, Investment Properties, Investors, Listings, Property, Negotiation, Real Estate Financing, Referrals, Sales, Sellers, Short Sales, Single Family Homes, Mergers & Acquisitions, Real Estate Transactions, Real Property, Real Estate Economics

Education
University of Minnesota-Twin Cities   1989 — 1994

Jefferson Riggs Jefferson Riggs Las Vegas, Nevada Area Details
Jefferson Riggs's Stearns Lending Experience September 2009 - March 2012
Job Residential Mortgage Loan Officer at Sebonic Financial, NMLS ID 66247
Industry Real Estate
Experience
Sebonic Financial, NMLS ID 66247   July 2015 - Present
LVREI- Las Vegas Real Estate and Investments   June 2013 - Present
Stearns Lending   September 2009 - March 2012
Taylor, Bean & Whitaker   June 2005 - August 2009
Soma Financial  December 2004 - May 2005
KB Mortgage & Rate One Home Loans   May 2004 - December 2004
Direct Access Lending  December 2002 - May 2004
Wyndham Vacation Ownership  May 2000 - June 2002
Bertolini's   1992 - 2000

Skills
Mortgage Lending, Refinance, Sales, Mortgage Banking, Investment Properties, FHA, Loan Origination, Residential Mortgages, First Time Home Buyers, FHA Financing, VA Loans, Credit, USDA

Education
UNLV   1988 — 1992
Bachelor of Science (BS), Marketing / Finance

Court of Master Sommeliers

Laura McGuill Laura McGuill Portland, Oregon Details
Laura McGuill's Stearns Lending Experience 2014 - Present
Job Credit, Risk, Compliance | Banking/Lending/Real Estate | NMLSR #1001789 | DE/SAR/LAPP
Industry Financial Services
Experience
Stearns Lending   2014 - Present
Bank of America Consumer Home Loans Fulfillment   2012 - 2014
Cityside Properties, LLC   2007 - 2010
Guaranty Residential Lending (f.n.a. Temple-Inland Mortgage Corporation)   2002 - 2004
Guaranty Residential Lending (f.n.a. Temple-Inland Mortgage Corporation)   1999 - 2002
Temple-Inland Mortgage Corporation  1996 - 1999
Mission Mortgage of Texas, Inc.   1992 - 1996
Mission Mortgage of Texas, Inc.   1988 - 1992
Travis Savings and Loan Association   1987 - 1988

Skills
Mortgage Banking, Mortgage Underwriting, Credit, Loans, Underwriting, Banking, Due Diligence, Real Estate Transactions, Real Estate, Management, Process Improvement, Loan Origination, Commercial Real Estate, Super Jumbo, Risk Assessment, Mortgage Lending, Credit Analysis, Residential Mortgages, VA Loans

Education
Texas A&M University   1984 — 1987
Bachelor of Science, Economics

Cyndi Lindsay Cyndi Lindsay Woodburn, Oregon Details
Cyndi Lindsay's Stearns Lending Experience May 2014 - May 2015
Job Mortgage Loan Processor at LoanStar Home Lending
Industry Banking
Experience
LoanStar Home Lending  September 2015 - Present
Primary Residential Mortgage  June 2015 - September 2015
Stearns Lending   May 2014 - May 2015
Willamette Valley Bank  August 2012 - February 2014
Banner Bank  April 2011 - August 2012
Community Financial Corporation   May 2000 - March 2011

Skills
Loans, Refinance, Loan Origination, Credit, Mortgage Banking, Mortgage Lending, VA loans, FHA, USDA, Residential Mortgages

Education
The University of Montana   1985 — 1989
Bachelor of Arts (B.A.), Psychology

Billings West High   1982 — 1985
Diploma, General

Bret Barrett Bret Barrett Newport Beach, California Details
Bret Barrett's Stearns Lending Experience September 2013 - May 2015
Job Analyst at PIMCO
Industry Investment Management
Experience
PIMCO  June 2015 - Present
Stearns Lending   September 2013 - May 2015

Skills
Mortgage Lending, Mortgage Banking, Real Estate, Loan Origination, Finance, Real Estate Financing, Real Estate Economics

Education
University of Arizona   2009 — 2013
Bachelor of Science in Business Administration, Finance

Jeff Buckner Jeff Buckner Orange County, California Area Details
Jeff Buckner's Stearns Lending Experience February 2013 - August 2013
Job Sr. IT Project Manager
Industry Information Technology and Services
Experience
Molina Healthcare  August 2013 - Present
Irvine Technology Corporation  February 2013 - Present
Stearns Lending   February 2013 - August 2013
Resources Global Professionals  February 2004 - January 2013
DIRECTV  August 2011 - August 2012
Advanced Sterilization Products  July 2009 - January 2011
Life Technologies  July 2008 - June 2009
Pacific Life  July 2007 - June 2008
Ameriquest Mortgage  February 2004 - February 2007
Sony Pictures Entertainment  August 2002 - November 2003

Skills
Process Improvement, Project Management, IT Management, Vendor Management, SDLC, Business Analysis, Integration, Business Process..., Program Management, Change Management, Team Leadership, Project Portfolio..., Customer Service, ITIL, Requirements Analysis, MS Project, Software Documentation, SaaS, IT Strategy, Management, Agile Methodologies, PMO, Business Process

Education
UCLA Anderson School of Management   2000 — 2001
Executive Management Program, UCLA Executive Management Program

EDS (Electronic Data Systems)   1987 — 1987
Systems Engineering, Systems Engineering Development Program

Spring Arbor University   1981 — 1986
Bachelor of Arts (B.A.), Computer Science with emphasis in Business

Rebecca Spira Rebecca Spira Cypress, California Details
Rebecca Spira's Stearns Lending Experience February 2013 - Present
Job Licensing Specialist at Stearns Lending
Industry Financial Services
Experience
Stearns Lending   February 2013 - Present
University of Redlands  August 2010 - December 2010

Skills
Licensing, Notary Public, Fingerprinting

Education
University of California, Los Angeles   2012 — 2013
Paralegal Certificate, Paralegal Studies

University of Redlands   2008 — 2012
Bachelor's Degree, History

Eric Potruch Eric Potruch Greater Los Angeles Area Details
Eric Potruch's Stearns Lending Experience September 2013 - April 2015
Job TopProducing Lending Professional 30+ Years
Industry Financial Services
Experience
Banc of California  Regional Sales ManagerRenewable Funding, LLCMarch 2015 - August 2015
Stearns Lending   September 2013 - April 2015
Green Tree  September 2012 - September 2013
Wells Fargo Home Mortgage  February 2009 - August 2012
Bank of America  May 2008 - December 2008
Indymac Bank  June 2001 - January 2008
Hawthorne Savings Bank  April 2000 - June 2001
Hawthorne Savings  2000 - 2001
Countrywide Home Loans  February 1998 - April 2000
Brookside Savings   1988 - 1989

Skills
Mortgage Lending, Loans, Refinance, Construction Loans, Home, Mortgage Banking, Residential Mortgages, Loan Origination, Credit, FHA, FHA financing, Financial Structuring, Funding, Investment Properties, Real Estate, Sales, USDA, VA Loans, VA loans

Education
University of California, Los Angeles   1981 — 1985
BA, Creative Writing

Lakewood High School   1977 — 1980

Elberon Elementary?   1969 — 1973

Stephen Aye Stephen Aye Mission Viejo, California Details
Stephen Aye's Stearns Lending Experience May 2013 - Present
Job Junior Trader at Stearns Lending
Industry Financial Services
Experience
Stearns Lending   May 2013 - Present
Private Tutor  September 2011 - December 2013
Metrosel Co   January 2012 - February 2013

Skills
Statistical Data..., Art, Microsoft Excel, Research, Statistical Modeling, Quantitative Analytics, Econometrics, Data Analysis, R, Stata, Macroeconomics, Public Speaking, Data Modeling, Analysis, Financial Modeling, Economic Development, Competitive Analysis, Financial Analysis, PowerPoint, Microsoft Word, Economics, Management, Microsoft Office, Trading, Investments, Event Planning

Education
CFA Level II Candidate

FRM Level I Candidate

University of California, Riverside   2011 — 2013
Bachelor of Arts (B.A.) Cum Laude, Economics with emphasis in Statistics

Ryan Rathert Ryan Rathert Dallas/Fort Worth Area Details
Ryan Rathert's Stearns Lending Experience March 2014 - Present
Job VP TPO Business Performance Partner at Stearns Lending
Industry Financial Services
Experience
Stearns Lending   March 2014 - Present
Nationstar Mortgage  September 2012 - March 2014
Wells Fargo Home Mortgage  2006 - 2012
U.S. Bank   2003 - 2006

Skills
Banking, Financial Analysis, Loans, Credit, Finance, Financial Modeling, Loan Origination, Management, Mortgage Banking, Mortgage Lending, Portfolio Management, Risk Management, Strategic Financial...

Education
University of Iowa   1997 — 2001
Bachelor's degree, Finance

Hedy Wells Hedy Wells Portland, Oregon Area Details
Hedy Wells's Stearns Lending Experience December 2012 - November 2013
Job Project and Compliance Professional
Industry Health, Wellness and Fitness
Experience
Cambia Health Solutions  August 2014 - Present
On contract at Cambia Health   April 2014 - August 2014
Stearns Lending   December 2012 - November 2013
IBM  July 2011 - December 2012
IBM/Seterus (fka Wilshire Credit Corporation)   September 2007 - December 2012
IBM  March 2010 - May 2010
Wilshire Credit Corporation  September 2005 - September 2007
Wilshire Credit Corporation  November 2004 - September 2005
Volt  February 2004 - October 2004
Volt  March 2003 - August 2003

Skills
Proofreading/Editing, Form Creation, Accounts Receivable, Accounts Payable, Reconciliation, Payroll, Invoice Processing, Legal Research, Online Research, Project Planning, Creative Problem Solving, Defining Needs, Team Building, Team Leadership, Promoting Change, Lotus Notes, MS Office Suite, MS Project, MS Publisher, Access, Microsoft Money, Database Design, Business Correspondence, Project Coordination, Project Implementation, Sametime, Project Management, Microsoft Office, Business Analysis, Microsoft Project, Management, Strategic Planning, Visio, Vendor Management, Process Improvement, Leadership

Education
University of Phoenix   2002 — 2010
Management, e-business

Business Computer Training Institute   2000 — 2001
Certificate in Integrated Computer Applications and Office Automation, Integrated Computer Automation

James Stepanski James Stepanski Houston, Texas Area Details
James Stepanski's Stearns Lending Experience October 2012 - Present
Job Account Executive at Stearns Lending (NMLS #1854)
Industry Financial Services
Experience
Stearns Lending   October 2012 - Present
Wells Fargo Home Mortgage  1999 - September 2012

Skills
Customer Service, Microsoft Excel, Microsoft Office, Microsoft Word, Mortgage Banking, Mortgage Lending, PowerPoint, Refinance, Residential Mortgages, Sales, Banking, Credit, Business Development, FHA, USDA, FHA Financing, Underwriting, Loan Origination, VA Loans

Education
Sam Houston State University   1981 — 1984

Vien Boutaloth Vien Boutaloth Dallas, Texas Details
Vien Boutaloth's Stearns Lending Experience September 2012 - October 2014
Job Talent Acquisition
Industry Human Resources
Experience
Eastridge RPO   October 2014 - Present
Stearns Lending   September 2012 - October 2014
Grant Thornton LLP  April 2012 - September 2012
MetLife Home Loans  November 2009 - April 2012
Infosys Technologies Ltd  November 2008 - November 2009
JPMorgan Chase  January 2004 - November 2008
JPMorgan Chase  May 2000 - January 2004

Skills
Recruiting, Talent Acquisition, Onboarding, Human Resources, Applicant Tracking..., Employee Relations, Taleo, Salesforce, PeopleSoft, Account Reconciliation, Retail Banking, Client Services, Technical Recruiting, Salesforce.com, Background Checks, College Recruiting, Mortgage Banking, Leadership, Consulting, Management, Sales, Credit

Education
The University of Texas at Arlington - College of Business

Adam Harmoning Adam Harmoning Sacramento, California Details
Adam Harmoning's Stearns Lending Experience April 2013 - December 2013
Job Mortgage/Construction Specialist
Industry Financial Services
Experience
U.S. Bank   September 2014 - Present
Wells Fargo Private Bank  December 2013 - September 2014
Stearns Lending   April 2013 - December 2013
PrimeLending  May 2011 - April 2013
Umpqua Bank  November 2010 - May 2011
JP Morgan Chase  December 2009 - November 2010
JP Morgan Chase  January 2006 - August 2010
JPMorgan @ Keller Williams   January 2006 - August 2010
Washington Mutual Home Loans  March 2000 - January 2006
State of California Fire/ San Diego City Fire   January 1995 - October 2000

Skills
FHA, First Time Home Buyers, Construction, Refinance, Loan Origination, Personal Finance, Marketing Strategy, Mortgage Marketing, Strategic Planning, Commercial Real Estate, Team Building, Marketing, Loans, VA loans, Mortgage Lending, Sellers, Mortgage Banking, Business Planning, Residential Mortgages, Jumbo Mortgage, Buyer Representation, Residential Homes, Foreclosures, Sales Management, Customer Satisfaction, Customer Service, Investment Properties, Finance, Risk Management, Sales, Investors, Credit, Selling, Short Sales, USDA, REO, FHA financing, Referrals, Real Estate Transactions, Reverse Mortgages, Real Estate Financing, Relocation, Construction Loans, Certified Mortgage..., Single Family Homes, Banking, Condos, Commercial Lending, FHA Financing, Real Estate

Education
Unversity of the Nations   1999 — 2001
Bachelor's Degree, Marketing, 3.9

Sierra College   1999 — 2001
Business, Marketing

Leadership Challenge   2006 — 2013
Masters Club, National MVP Award

International Fire Academy   1995 — 2000
City of San Diego/CDF (Cal Fire), Fire Science/Fire-fighting

JESSE HOFFMAN JESSE HOFFMAN Phoenix, Arizona Area Details
JESSE HOFFMAN's Stearns Lending Experience June 2014 - September 2015
Job Mortgage Loan Orignator NMLS #1189614 At Supreme Lending NMLS# 2129
Industry Banking
Experience
Stearns Lending   June 2014 - September 2015
Bell Honda  August 2009 - May 2014
Washington mutual bank  April 2004 - December 2008
Wells Fargo Home Mortgage  2006 - 2006
BECU  April 2000 - April 2004
American Home Loans  June 1996 - February 2000

Skills
Customer Retention, Customer Satisfaction, Loans, Mortgage Lending, Credit, Sales, Sales Management, Team Building, Finance, Negotiation, New Business Development, Training, Leadership, Underwriting, Management, Real Estate, Mortgage Banking, Refinance, First Time Home Buyers, Real Estate Transactions, Investment Properties, Foreclosures, Sellers, Short Sales, Investors

Education
Washington State Department of Financial Institutions
Licensee

Mohave Community College

South Puget Sound Community College

Timber Line High Schoo
High School Diploma

Michael Spindler Michael Spindler Greater Minneapolis-St. Paul Area Details
Michael Spindler's Stearns Lending Experience August 2013 - March 2014
Job Realtor / Sales Manager at FishMLS Realty
Industry Real Estate
Experience
FishMLS Realty   September 2014 - Present
Keller Williams Classic Realty Northwest  April 2014 - September 2014
Stearns Lending   August 2013 - March 2014
JPMorgan Chase  April 2013 - August 2013
Wells Fargo Home Mortgage  November 2012 - April 2013
Wells Fargo Home Mortgage  June 2001 - April 2012

Skills
Investment Properties, Relationship Management, First Time Home Buyers, Investors, Real Estate, Selling, Referrals, Residential Homes, Real Estate Transactions, Condos, Single Family Homes, Vacation Homes, New Home Sales, Commercial Real Estate, Sellers, Property, Relocation, Sales

Education
University of Minnesota-Crookston   1999 — 2001

Jadee Conant Jadee Conant Apex, North Carolina Details
Jadee Conant's Stearns Lending Experience May 2014 - Present
Job Work in credit policy at Stearns Lending
Industry Banking
Experience
Stearns Lending   May 2014 - Present
Prime Mortgage Lending  February 2012 - April 2014
Bank of America  February 2010 - February 2012
Envoy mortgage  September 2009 - January 2010
SunSouth Bank  June 2009 - September 2009
RBC Bank  June 2008 - June 2009
MortgageAmerica, Inc.   February 2006 - June 2008
Irwin Mortgage  August 2001 - August 2002
Countrywide Home Loans  November 1997 - August 2001

Skills
Mortgage Lending, Refinance, Mortgage Banking, USDA, Credit, FHA, Foreclosures, Investment Properties, Mortgage Marketing, Underwriting, Residential Mortgages, Real Estate, VA loans, FHA financing, Loans, Mortgage Underwriting

Education
University of North Carolina at Wilmington   1992 — 1996
BS, Business Management

cape Fear High School

Aaron Freeman Aaron Freeman Orange County, California Area Details
Aaron Freeman's Stearns Lending Experience November 2013 - Present
Job VIce President, Capital Markets
Industry Capital Markets
Experience
Stearns Lending   November 2013 - Present
Impac Mortgage  August 2013 - November 2013
loanDepot  June 2012 - August 2013
Aurora Bank  May 2007 - June 2012
New Century Capital Corporation   January 2004 - May 2007
Wells Fargo & Company  August 2000 - January 2004

Skills
Financial Modeling, Portfolio Management, Risk Management, Loans, Mortgage Lending, Capital Markets, Credit Risk, Valuation, Loan Origination, Hedging, Analytics, Financial Services, Analysis, Business Analysis, Forecasting, Pricing, Market Risk, Bloomberg, MBS, Mortgage Servicing, Trading, Data Mining, Financial Risk, VBA, Interest Rate Risk..., Microsoft Excel, Secondary Market, Series 7, Series 63, Cash Flow, Financial Structuring, Securitization, Enterprise Risk..., Data Science, Options Strategies, Risk Analytics, SQL, ALCO, QRM, R

Education
San Francisco State University

Carol McCann Carol McCann Tampa/St. Petersburg, Florida Area Details
Carol McCann's Stearns Lending Experience January 2009 - March 2009
Job Dealership Account Manager at Grow Financial Federal Credit Union
Industry Banking
Experience
Grow Financial Federal Credit Union  December 2014 - Present
Grow Financial Federal Credit Union  August 2010 - Present
Sierra Pacific Mortgage  March 2009 - September 2010
Stearns Lending   January 2009 - March 2009
AmTrust Bank  January 2007 - December 2008
Wachovia Mortgage Corp  2005 - 2007
Aegis Wholesale Corp  2003 - 2005
1st Nationwide Mortgage Corp   1997 - 2002
Chase Manhattan Corporation  1995 - 1997
Fortune Savings   1985 - 1989

Skills
Loans, Underwriting, Credit, Mortgage Banking, Finance, Banking, Credit Unions, Financial Analysis, Mortgage Underwriting, Consumer Lending, Credit Analysis, Relationship Management, Government Loans, Credit Risk, Cross Selling, Funding, Investments, Financial Risk, Sales

Education
St. Petersburg College
N/A, Business/Finance

Charity Owen Charity Owen Dallas, Texas Details
Charity Owen's Stearns Lending Experience March 2013 - Present
Job Retired
Industry Financial Services
Experience
Retired  January 2015 - Present
Stearns Lending   March 2013 - Present
Flagstar Bank  August 2011 - February 2013
Citi  August 2010 - August 2011
Franklin American Mortgage Company  April 2008 - August 2010
American Brokers Conduit  2005 - 2008

Skills
Mortgage Lending, Loans, Credit, Residential Mortgages, Credit Analysis, Banking, Financial Analysis, Relationship Management, Risk Management, Investments, Finance, FHA, Mortgage Banking, Refinance, Mortgage Underwriting, Underwriting

Education
School of Mortgage Lending
Appraisal Review and Property Underwriting

Texas Woman's University
Associate of Arts (A.A.)

Jason Hillman Jason Hillman Lake Oswego, Oregon Details
Jason Hillman's Stearns Lending Experience June 2013 - December 2013
Job Fairway Independent Mortgage Corporation
Industry Financial Services
Experience
Fairway Independent Mortgage Corporation  January 2014 - Present
Stearns Lending   June 2013 - December 2013
Prime Lending, A Plains Capital Co.   October 2012 - May 2013
Bank of England, ENG Lending, Mortgage Division   July 2011 - October 2012
Sunset Mortgage Company  July 2008 - July 2011
Mortgage Design Group   January 1995 - July 2008
DuPont Co  January 1993 - April 1996
DuPont Co  January 1991 - January 1993

Skills
Strong leadership, Excellent communication..., Strong..., Project Management, Account Management, Banking, Budgets, Business Development, Business Planning, Business Process..., Business Strategy, Change Management, Communication Skills, Contract Negotiation, Customer Service, FHA, Finance, Financial Analysis, Human Resources, Leadership, Management, Loans, Marketing, Marketing Strategy, Microsoft Excel, Microsoft Office, Mortgage Banking, Mortgage Lending, Negotiation, New Business Development, Process Improvement, Program Management, Recruiting, Retail, Risk Management, Sales, Sales Management, Strategic Planning, Team Building, Time Management, Training, Underwriting

Education
University of Oregon   1989 — 1991
BS, Economics and Business

Western Oregon State College   1987 — 1988
Bachelor of Business Administration (B.B.A.), Business/Managerial Economics

Lakeridge High School   1984 — 1987
Life

Susie Bledsoe Susie Bledsoe Knoxville, Tennessee Area Details
Susie Bledsoe's Stearns Lending Experience July 2012 - Present
Job Mortgage Loan Officer at Stearns Lending
Industry Financial Services
Experience
Stearns Lending   July 2012 - Present
Peoples Home Equity  May 2011 - July 2012
Atlas Mortgage Company   January 1998 - March 2010

Skills
First Time Home Buyers, Mortgage Lending, Refinance, FHA, USDA, Investment Properties, Loans, Mortgage Banking, VA loans, Loan Origination, Residential Mortgages, FHA financing, Credit, Construction Loans, Certified Mortgage..., Government Loans, Banking, Credit Analysis, Reverse Mortgages, Customer Service

Education
Tennessee Technological University
Bachelor of Science (BS), Home Economics, Science, Elementary Education

Terrie De La Cruz Terrie De La Cruz San Francisco Bay Area Details
Terrie De La Cruz's Stearns Lending Experience December 2010 - Present
Job Senior Conventional Loan Underwriter at Franklin American Mortgage Company
Industry Banking
Experience
CMG Financial  April 2014 - Present
Franklin American Mortgage  September 2011 - Present
Stearns Lending   December 2010 - Present
Landhome Financial   2013 - 2015
Landhome Financial   2013 - 2015
Reunion Mortgage  June 2010 - November 2010
Wachovia, A Wells Fargo Company  2008 - 2010
Greenpoint Mortgage in Novato, Ca   2005 - 2007
Countrywide  1997 - 2002

Skills
Refinance, FHA, Mortgage Lending, Loans, Mortgage Underwriting, Residential Mortgages, Loan Origination, Mortgage Banking, Credit, Customer Service, Underwriting, FHA financing, USDA, Real Estate, VA loans, Credit Analysis, Banking, FHA Financing, VA Loans, Loss Mitigation, Finance, Investment Properties, Consumer Lending, Credit Risk, Government Loans

Education
San Francisco State University   1980 — 1983
Bachelor of Business Administration (BBA)

St Francis   1974 — 1977
high school diploma, Music and Math

Samantha Arciniega Samantha Arciniega Riverside, California Details
Samantha Arciniega's Stearns Lending Experience April 2014 - Present
Job Sr. Licensing Specialist at Stearns Lending
Industry Financial Services
Experience
Stearns Lending   April 2014 - Present
Stearns Lending   March 2013 - April 2014
Icon Residential Lenders  July 2012 - March 2013
Stearns Lending   October 2010 - June 2012
UCI Medical Affiliates  September 2008 - October 2010

Skills
Outlook, Licensing, Microsoft Excel, Customer Service, Microsoft Office, Third Party Applications, NMLS, DataTrac, Third Party..., FHA Connection, Bond Program..., Communication, Cadence, Broker Approval, FHA financing, Time Management, Data Entry, Training

Education
University of California, Irvine   2008 — 2012
Bachelor's degree, Psychology

Stephanie Gast - Wilson Stephanie Gast - Wilson San Francisco Bay Area Details
Stephanie Gast - Wilson's Stearns Lending Experience May 2014 - Present
Job Condo Compliance Administrator
Industry Real Estate
Experience
Stearns Lending   May 2014 - Present
Scarllett Magazine   January 2015 - June 2015
Hella Bay Magazine   September 2014 - March 2015
scarllettmag.com   September 2014 - January 2015
TW Housing -- Non profit Project   April 2009 - March 2014
All Western Mortgage (AWM)   November 2012 - January 2014
Vallejo JFK Library   July 2011 - December 2012
Pro mortgage   August 2012 - October 2012
Bay Equity, LLC  2011 - 2012
Bank of America  March 2010 - August 2011

Skills
Mortgage Lending, Property, Property Management, Condos, Appraisals, Leases, Mortgage Banking, Loans, Credit, Loan Origination, Residential Mortgages, Office Management, FHA, Credit Analysis, Mortgage Servicing, Relationship Management, Real Estate Financing, Outlook, Microsoft Excel, Microsoft Office, Portfolio Management, Leadership, Microsoft Word, Call Centers, Cross Selling, Investment Properties, Training, Mortgage Underwriting, Refinance, REO, Real Estate, Finance, Loan Servicing, Foreclosures, Short Sales, Retail Banking, FHA financing, Reverse Mortgages, Financial Services, USDA, Closings, Deposits, VA loans, Asset, Due Diligence, Banking, Residential Homes, VA Loans

Education
Southern New Hampshire University   2013 — 2016
Master of Science in Operations Management, Operations Management and Supervision

Southern New Hampshire University   2013 — 2014
Bachelor of Arts (BA), English Language and Literature/Letters

CSU Hayward/ East Bay   2004 — 2008
English Language and Literature, General, 3.0

Cheritie Spier-Kerns Cheritie Spier-Kerns Modesto, California Area Details
Cheritie Spier-Kerns's Stearns Lending Experience 2010 - 2011
Job Certified Escrow Officer for North American Title, Notary Public
Industry Insurance
Experience
North American Title Company  May 2014 - Present
Self-employed  2001 - April 2013
Stearns Lending   2010 - 2011
WellPoint  2009 - 2010
Liberty Mutual Insurance  2008 - 2009
Alliance Title  2004 - 2007
Allstate  1997 - 2004
Allstate Insurance Tassinarri Agency   1995 - 1997

Skills
Notary Public, Insurance Agents, Certified Escrow Officer, Medical Billing, Medical Coding, Medisoft Software, Healthcare Management, Medical Records, Medical Terminology, Medical Law & Ethics, Insurance Claims, General Bookkeeping, Appointment Coordination, Trade Show..., Escrow Account..., Audit & Reconcile Loans..., Marketing Strategy, New Business Development, Training & Development, HIPPA Certified, Health Insurance Plan..., Sales Support, Database Administration, Coordinating Events, Speaking Engagements, Speaker Management, Referral Generation, Applicant Tracking..., Cross Selling, Delegation, Strategic Communications, Sales Presentations, Mailings, Procedure Development, Payroll Processing, Creative Problem Solving, Title Insurance, Contract Negotiation, Reconciliations, Ordering and Reviewing..., Establish escrow..., Commercial Loan and..., Review of documents for..., Self-driven, Self-generate lead..., Assisted clients in the..., Data Entry, Agency Premium Audits, Resolved Title Defects, Satisfied Existing Liens

Education
San Joaquin Valley College-Modesto   2011 — 2012
Administrative Health Care Management

American Escrow Association
Escrow

California Escrow Association
Certified Escrow Officer, Escrow

Allied Business Schools, Inc.
Real Estate Salesperson Principals

National Notary Association
Certified Notary Signing Agent, Notary

Valley Commercial College   1995 — 1996
Office Tech

Quick Learn Insurance School

Jennifer Folk Jennifer Folk Phoenix, Arizona Area Details
Jennifer Folk's Stearns Lending Experience July 2013 - September 2014
Job SVP, National Wholesale Operations at Stearns Lending (NMLS #1854)
Industry Financial Services
Experience
Stearns Lending (NMLS #1854)   September 2014 - Present
Stearns Lending   July 2013 - September 2014
CMG Financial  July 2012 - July 2013
MetLife Home Loans  May 2011 - June 2012
MetLife Home Loans  March 2005 - May 2011
Nationwide Lending  2002 - 2005

Skills
FHA, Mortgage Lending, Mortgage Banking, Refinance, Reverse Mortgages, Loans, Loan Origination, USDA, Credit, Residential Mortgages, Underwriting, Mortgage Underwriting

Education
University of Phoenix   2010 — 2012
Master of Business Administration (M.B.A.)

University of Nevada-Las Vegas   1993 — 2000
BA, Psychology

Melissa Atwood Melissa Atwood Greater Salt Lake City Area Details
Melissa Atwood's Stearns Lending Experience January 2010 - May 2010
Job DE Mortgage Underwriter
Industry Financial Services
Experience
American Financial Resources  August 2015 - Present
Virtua Funding, LLC   April 2015 - August 2015
GreenStreet Mortgage   October 2014 - April 2015
First National Bank of Layton  August 2011 - February 2014
Stearns Lending   January 2010 - May 2010
MetLife Home Loans  February 2008 - December 2009

Skills
Microsoft Office, Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Photoshop

Education
Parishville-Hopkinton Central School   1993 — 1997
Regents Diploma

State University of New York College at Potsdam

Steve Buonanno Steve Buonanno Tampa, Florida Details
Steve Buonanno's Stearns Lending Experience July 2014 - Present
Job STEARNS LENDING
Industry Financial Services
Experience
Stearns Lending   July 2014 - Present
Michigan Mutual  October 2013 - May 2014
Everbank  August 2012 - October 2013
Chartwell Associates   August 2011 - June 2012
ICON Residential Lenders  September 2009 - July 2011
Phoenix First Mortgage Company LLC   January 2009 - January 2011
Bear Stearns Residential Mortgage  2005 - 2007
National City Mortgage  1997 - 2005
GreenPoint Mortgage  1990 - 1995
barclays american mortgage  1990 - 1995

Skills
Sales Management, Real Estate Finance, Marketing Strategy, Mortgage, Credit, Mortgage Lending, Mortgage Banking, Financial Planning, Customer Relations, Budgeting, Underwriting, Loans, Funding, Credit Analysis, Investments, Consultative Selling, Banking, Equities, New Business Development, Portfolio Management, Hedge Funds, VA, Capital Markets, Real Estate, Strategic Planning, FHA, Trading, Account Management, B2B, Financial Analysis, Executive Management, Team Building, Alternative Investments, Asset Management, Loan Origination, Business Development, Finance, Customer Service, Sales, Loss Mitigation, Refinance, Residential Mortgages, Credit Risk, VA loans, USDA, Real Estate Economics, Strategic Financial..., Selling

Education
University of Baltimore   1990 — 1995
Masters, Finance

other
BS: Business Administration, Finance

Tony Luu Tony Luu Orange County, California Area Details
Tony Luu's Stearns Lending Experience April 2012 - September 2013
Job Financial Analyst at ALCATEL ONETOUCH
Industry Consumer Electronics
Experience
ALCATEL ONETOUCH  May 2015 - Present
U.S. Bank   September 2013 - May 2015
Stearns Lending   April 2012 - September 2013
ONE- Distribution Company LLC  August 2011 - November 2011

Education
University of California, Irvine   2006 — 2011
B.A., Business Economics

Mandy Kirk Mandy Kirk Greater Philadelphia Area Details
Mandy Kirk's Stearns Lending Experience January 2014 - Present
Job Account Executive at Stearns Lending(NMLS#1854)
Industry Financial Services
Experience
Stearns Lending   January 2014 - Present
Nationstar Mortgage Wholesale Lending  May 2013 - November 2013
Pacific Union Financial  September 2011 - April 2013
Equity 1 Lenders Group  January 2005 - April 2006
Washington Mutual  January 2001 - January 2005
Universal American Mortgage Company (UAMC)   January 1999 - January 2000
Presley Homes  January 1996 - January 1998
Presley Homes  1996 - 1997
RGC, Inc   January 1989 - January 1996

Skills
Sales Presentations, Relationship Management, New Business Development, Marketing, Business Development, Mortgage Banking, Sales Management, Mortgage Lending, Sales, Management, Credit, CRM, Loans, Negotiation, Customer Retention, Residential Mortgages

Education
University of Colorado Boulder   1983 — 1987
BS

Chris Shedd Chris Shedd Greater Minneapolis-St. Paul Area Details
Chris Shedd's Stearns Lending Experience September 2011 - June 2014
Job Residential Lending Manager at Western Bank, a Division of American National Bank
Industry Banking
Experience
Western Bank, a Division of American National Bank   May 2015 - Present
Bremer Bank  July 2014 - February 2015
Stearns Lending   September 2011 - June 2014
FirsTrust Mortgage  July 2009 - June 2011
Exit Lakes Realty   2007 - November 2010
American Residential Mortgage  June 1991 - August 2009

Skills
Mortgage, Loans, Mortgage Lending, Mortgage Industry, Sales Management, FHA, Mortgage Banking, Strategic Planning, Underwriting, First Time Home Buyers, VA, Refinance, Loan Origination, Coaching, Conventional, Certified Mortgage..., Reverse Mortgages, USDA, Residential Homes, Portfolio Management, Real Estate, Credit, Residential Mortgages, VA loans, Mortgage Underwriting, Sales, Finance, FHA financing, Training, Investment Properties, Banking, Consumer Lending, Business Development, Management, Construction Loans, Commercial Lending, Real Estate Financing, Credit Analysis, Commercial Mortgages, Loss Mitigation, Government Loans

Education
University of Minnesota-Twin Cities   1991 — 1995
Speech, Psychology, Rhetoric, Marketing

Divelle Stacy Divelle Stacy Greater San Diego Area Details
Divelle Stacy's Stearns Lending Experience January 2012 - Present
Job Loan Originator at Stearns Lending
Industry Real Estate
Experience
Stearns Lending   January 2012 - Present
Stearns Lending   January 2012 - Present
William Lyon Financial   October 2005 - February 2009
Wells Fargo Home Mortgage  February 1998 - October 2005

Skills
Government Loans, Mortgage Industry, Refinance, Conforming, Loans, Non-Conforming, Residential Mortgages, Mortgage Banking, USDA, Real Estate Financing, USDA Rural Housing, Condos, Down Payment Assistance, Single Family Homes, FNMA, VA loans, Home Equity Loans, FHA, Reverse Mortgages, Home Equity Lines of..., First Time Home Buyers, Consumer Lending, Super Jumbo, FHLMC, Move Up Buyers, Real Estate

Education
San Diego State University-California State University   1992 — 1997
BA, Public Administration

San Diego Mesa College   1988 — 1992
AA, Liberal Arts

Anthony Sos Anthony Sos Annapolis, Maryland Details
Anthony Sos's Stearns Lending Experience June 2007 - January 2008
Job Vice President/ Branch Manager @ Howard Bank
Industry Banking
Experience
Howard Bank  November 2013 - Present
Carrollton Bank  June 2009 - November 2013
International Mortgage   February 2008 - May 2009
Stearns Lending   June 2007 - January 2008
Peoples Mortgage  June 2006 - June 2007
Stearns Lending   August 1999 - June 2006
First Home Mortgage  May 1995 - July 1999

Skills
Mortgage Banking, Loans, Mortgage, Loan Origination, Residential Mortgages, CONSTRUCTION LOANS, LOT LOANS, PORTFOLIO LOANS, Jumbo and Super Jumbo..., Grant Programs, FHA financing, USDA Rural Housing, VA Loans, Credit Analysis, Bridge Loans, Assisting First Time..., Relocation Loans, Certified Mortgage..., Conventional Loans, Banking, Mortgage Lending, Refinance, Credit, Consumer Lending, Commercial Lending, VA loans, USDA

Education
Salisbury University - Perdue School of Business   1982 — 1986
Bachelor of Science (BS), Business

University of Baltimore   1986 — 1989
BA History, English Common Law, 3.95

Gary Fabian Gary Fabian Orange County, California Area Details
Gary Fabian's Stearns Lending Experience May 2012 - Present
Job Chief Financial Officer at Stearns Lending
Industry Financial Services
Experience
Stearns Lending   May 2012 - Present
MetLife Home Loans  May 2010 - April 2012
Bank of America  2009 - May 2010
Countrywide Home Loans  2003 - 2009
Redwood Credit Union  1999 - 2003
North American Mortgage  1990 - 1999

Skills
Strategic Planning, Financial Analysis, Budgeting, Financial Reporting, Mortgage Banking, P&L Management, Business Strategy

Education
University of Michigan
BBA, Business Administration and Accounting

Reinhard Auf dem Venne Reinhard Auf dem Venne Rocklin, California Details
Reinhard Auf dem Venne's Stearns Lending Experience September 2012 - June 2013
Job Broker/Owner at Agents without Borders
Industry Real Estate
Experience
Agents without Borders   June 2013 - Present
Stearns Lending   September 2012 - June 2013
Agents without Borders   February 2009 - August 2012
Discovery Mortgage   July 2001 - February 2009

Skills
Over 27 years of..., Effective lead..., Skilled communicator..., Fluent in German;..., Mortgage Banking, FHA, REO, Real Estate, Loans, Refinance, First Time Home Buyers, Finance, Loan Origination, Investment Properties, Mortgage Lending, VA loans, FHA financing

Education
Georg-August-Universität Göttingen   1977 — 1983
MA, Social Science

Kara Kochenderfer Kara Kochenderfer Albuquerque, New Mexico Area Details
Kara Kochenderfer's Stearns Lending Experience March 2010 - October 2013
Job Owner at New Mexico Reverse Mortgage
Industry Financial Services
Experience
New Mexico Reverse Mortgage   October 2013 - Present
Stearns Lending   March 2010 - October 2013
Anchor Mortgage Group, Inc.   April 1999 - February 2010
Automated Office Systems, Inc.   August 1992 - April 2001

Education
The University of Texas at Austin   1987 — 1991
Bachelor of Arts, Art History

Katherine Bernal Katherine Bernal Chicago, Illinois Details
Katherine Bernal's Stearns Lending Experience March 2014 - August 2014
Job Mortgage Loan Originator(NMLS:232988) at Stearns Lending, LLC (NMLS#1854)
Industry Financial Services
Experience
Stearns Lending (NMLS #1854)   June 2015 - Present
HomeBridge Financial Services, Inc.   August 2014 - June 2015
Stearns Lending   March 2014 - August 2014
Caliber Funding  November 2013 - March 2014
Nationstar Mortgage Retail  September 2011 - September 2013
Wells Fargo Home Mortgage  March 2010 - August 2011
Chicago Bancorp  January 2008 - March 2010
Countrywide Home Loans  December 2003 - December 2007

Skills
VA loans, FHA financing, FHA, Mortgage Banking, Refinance, Reverse Mortgages, Residential Mortgages, Loan Origination, Construction Loans, Mortgage Lending, Government Loans, Loans, Home Equity Loans, Real Estate Financing, Credit, First Time Home Buyers, Investment Properties, REO, Mortgage Servicing, Certified Mortgage..., Home Equity Lines of..., Credit Analysis, Consumer Lending, HUD, Residential Homes, Rates, Referrals, Banking, Sales, Real Estate Transactions, Mortgage Underwriting, USDA, FHA Financing, VA Loans

Education
The Art Institute of Pittsburgh-Online Division   2009 — 2011
Associate's Degree, Interior Design

Anne Vogel Flaherty Anne Vogel Flaherty Bethany Beach, Delaware Details
Anne Vogel Flaherty's Stearns Lending Experience January 2013 - December 2013
Job Mortgage Consultant at Prosperity Home Mortgage, LLC
Industry Financial Services
Experience
Prosperity Home Mortgage, LLC  May 2014 - Present
Stearns Lending   January 2013 - December 2013
Bank of America  February 2008 - January 2013

Skills
Mortgage Lending, Refinance, FHA, Mortgage Banking, Residential Mortgages, VA loans, Loan Origination, FHA financing, USDA, Loans, Government Loans, Credit, FHA Financing, VA Loans

Education
University of Maryland College Park   1986 — 1990
Bachelor of Science (B.S.), Sociology

Todd Wylie Todd Wylie Dallas/Fort Worth Area Details
Todd Wylie's Stearns Lending Experience August 2013 - Present
Job Relocation Loan Officer at Stearns Lending NMLS 621603
Industry Banking
Experience
Stearns Lending   August 2013 - Present
Bank of America  May 2009 - July 2013
ALLDATA  October 2007 - May 2009
Countrywide Home Loans  June 2004 - September 2007
ALLDATA  February 2001 - June 2004
Enterprise Rent-A-Car  February 1994 - February 2001

Skills
FHA, Mortgage Lending, Residential Mortgages, Loan Origination, Sales, Mortgage Banking, Credit, Team Building, Management, Selling, VA loans, Sales Management, Refinance, FHA financing, USDA, Consumer Lending, Banking, Loans, Relocation, FHA Financing

Education
University of North Texas   1990 — 1993
BBA, Marketing/Industrial Sales

The Ohio State University   1989 — 1990

Lindsey Spraggins Lindsey Spraggins Dallas/Fort Worth Area Details
Lindsey Spraggins's Stearns Lending Experience March 2013 - Present
Job Onboarding Supervisor / Talent Acquisition at Stearns Lending
Industry Human Resources
Experience
Stearns Lending   March 2013 - Present
OneSource Virtual  November 2012 - March 2013
MetLife Home Loans  February 2011 - November 2012
Bank of America  February 2009 - March 2011
Bank of America  February 2006 - January 2009
Superior Search & Staffing  2005 - 2006
Rockwell Collins  May 2005 - August 2005

Skills
Process Improvement, Mergers, Incentive Programs, Onboarding, Applicant Tracking..., Mortgage, Interviewing, Talent Acquisition, Sourcing, Performance Management, Compliance, Full-cycle Recruiting, Employee Relations, Vendor Management, Hiring, Mentoring, Employee Engagement, Customer Service, Customer Relations, PeopleSoft, Team Building, Coaching, Organizational..., Strategic Planning, Talent Management, Leadership Development, Change Management, Outlook, Problem Solving, Lotus Notes, Risk Management, Compensation, PowerPoint, Operations Management, Excel, Customer Satisfaction, Word, Documentation, Process Engineering, HR Solutions, HR Strategy, HR Policies, Business Analysis, Business Planning, Microsoft Office, HRIS, CRM, Interviews, Deferred Compensation, Personnel Management

Education
University of North Texas
Bachelor of Arts & Sciences, Human Resources, Psychology, Applied Technology

Dusty Ferschweiler Dusty Ferschweiler Portland, Oregon Area Details
Dusty Ferschweiler's Stearns Lending Experience July 2009 - April 2011
Job Loan Originator, Portland Branch Manager
Industry Financial Services
Experience
Landmark Professional Mortgage  May 2011 - Present
Stearns Lending   July 2009 - April 2011
AME Financial Corp   January 2009 - July 2009
American Sterling Bank  January 2008 - December 2008
American Sterling Bank  August 2007 - January 2008
American Brokers Conduit  August 2003 - July 2007

Skills
Account Management, Contract Negotiation, Credit, Customer Service, FHA, FHA financing, Investment Properties, Leadership, Loan Origination, Loans, Management, Marketing, Marketing Strategy, Mortgage Banking, Mortgage Lending, Negotiation, Operations Management, Public Speaking, Real Estate, Recruiting, Refinance, Residential Mortgages, Reverse Mortgages, Sales, Sales Management, Sales Operations, Selling, Strategic Planning, Team Building, Training, USDA, Underwriting, VA loans

Education
University of Oregon   1995 — 1998
BS, Business Administration/Management

woodburn high school   1988 — 1992
HS Diploma, general

Chip Kimmich Chip Kimmich Orange County, California Area Details
Chip Kimmich's Stearns Lending Experience 2005 - 2007
Job Executive Director at God's Sports Company
Industry Sports
Experience
God's Sports Company   June 2012 - Present
KBC Networks  June 2007 - August 2011
Stearns Lending   2005 - 2007
Secured Funding  2003 - 2005

Skills
Sales Management, Sales, New Business Development, Customer Service, CCTV, Product Management, Access Control, Negotiation, Marketing Strategy, Video over IP, Product Development, Credit, Loans, Security, IP Cameras, Direct Sales, Integration, Marketing, Sales Operations, Key Account Management, Surveillance, Microsoft Office

Education
San Jose State University   2001 — 2003
History

Saddleback JC   1999 — 2001

Kurt Mueller Kurt Mueller Germantown, Tennessee Details
Kurt Mueller's Stearns Lending Experience May 2011 - July 2012
Job Account Executive with Freedom Mortgage
Industry Financial Services
Experience
Freedom Mortgage  August 2012 - Present
Stearns Lending   May 2011 - July 2012
Sierra Pacific Mortgage  April 2009 - April 2011
WaMu  2006 - 2008
Guaranty Bank FSB  2000 - 2005

Skills
FHA, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Refinance, Residential Mortgages, Reverse Mortgages, USDA, VA loans, Banking, Certified Mortgage..., FHA Financing, FHA financing, First Time Home Buyers, Investment Properties, Mortgage Underwriting, VA Loans

Education
The University of Memphis
BBA, Business Management

Patricia Regan Patricia Regan San Francisco Bay Area Details
Patricia Regan's Stearns Lending Experience January 2012 - Present
Job The Regan Team Home Loan Group
Industry Real Estate
Experience
Stearns Lending   January 2012 - Present
MetLife Home Loans  August 2011 - January 2012
Prospect Mortgage, LLC  February 2011 - August 2011
Mason-McDuffie Mortgage  March 2010 - February 2011
Bank of America  October 2008 - March 2010
Wachovia  October 2007 - October 2008
World Savings  November 2001 - October 2007

Skills
USDA, FHA, Refinance, Loans, Mortgage Lending, Residential Mortgages, Short Sales, First Time Home Buyers, Loan Origination, FHA financing

Education
Santa Rosa Junior College   2000 — 2005
AA, Anatomy, Economics, Physics, Real Estate Law

Robert Clifton Robert Clifton Louisville, Kentucky Area Details
Robert Clifton's Stearns Lending Experience February 2012 - February 2014
Job Branch Manager at CrossCountry Mortgage
Industry Banking
Experience
CrossCountry Mortgage  February 2014 - Present
Stearns Lending   February 2012 - February 2014
First Commonwealth Mortgage  September 2001 - January 2012

Education
University of Kentucky   1997 — 2001
Business Admin., Finance/Marketing

Momi Pointer Momi Pointer Orange County, California Area Details
Momi Pointer's Stearns Lending Experience April 2010 - November 2013
Job VP of Mortgage Lending at Guaranteed Rate
Industry Real Estate
Experience
Guaranteed Rate  November 2013 - Present
Stearns Lending   April 2010 - November 2013
Frost Mortgage Lending Group  August 2008 - March 2010
TEAM Group, Inc.   July 2005 - August 2008

Skills
FHA, Refinance, VA loans, Mortgage Banking, Mortgage Lending, Reverse Mortgages, Loans, Real Estate, First Time Home Buyers, USDA, Investors, Short Sales, Residential Homes, 203K, Customer Service, Jumbo Mortgage, Low Rates, Loan Origination, Real Estate Financing, Home Equity Loans, Investment Properties, Funding, FHA financing, Sellers, Birthday Celebrations, Building Strong...

Education
University of California, Berkeley   1983 — 1987
BA, Industrial/Organizational Psychology

Vanden High School   1980 — 1983
Valedictorian

Deborah Robinson Deborah Robinson Greater Los Angeles Area Details
Deborah Robinson's Stearns Lending Experience May 2013 - October 2014
Job Negotiation pro relishes challenges
Industry Information Technology and Services
Experience
Randstad Technologies US  March 2015 - Present
Panasonic Avionics Corporation  January 2015 - March 2015
Stearns Lending   May 2013 - October 2014
Tone Software  May 2008 - May 2013
Symantec  July 2006 - January 2008

Education
University of California, Los Angeles - School of Law   2001 — 2004
JD, Law

University of Oregon   1996 — 2000
Bachelor of Science (B.S.), Anthropology

John F Cady John F Cady Greater Los Angeles Area Details
John F Cady's Stearns Lending Experience June 2011 - May 2012
Job SVP Production at Mountain West Financial, Inc.
Industry Real Estate
Experience
Mountain West Financial, Inc.   July 2014 - Present
Bay Equity, LLC  May 2012 - May 2014
Stearns Lending   June 2011 - May 2012
PrimeLending  December 2009 - June 2011
MetLife Home Loans  July 2007 - December 2009
First Horizon  2007 - 2008
Lenders Direct   September 2005 - August 2007
American Home Mortgage  April 1999 - September 2005

Skills
Mortgage Banking, Mortgage Lending, FHA, Conventional, Loans, Mortgage, Retail, Leadership, Team Leadership, Strategic Leadership, Sales Management, Executive Management, Recruiting, Training, Professional Mentoring, Team Mentoring, Sales, Jumbo Mortgage, Building Relationships, Business Strategy, Sales Process, Strategic Financial..., Lead Generation, FHA financing, VA loans, Underwriting, Loan Origination, USDA, Residential Mortgages, Management, Banking, Credit, Commercial Lending, Finance, Investment Properties, First Time Home Buyers, Real Estate, Real Estate Financing, Refinance, Credit Analysis, Strategy, Selling, Reverse Mortgages, Construction Loans, Commercial Mortgages, Real Estate Economics, Government Loans, Mortgage Underwriting, Loan Servicing, Certified Mortgage...

Education
University of California, Riverside   1990 — 1992
Business Admin

Bullard High School   1986 — 1990

Ann McGinley Ann McGinley San Francisco Bay Area Details
Ann McGinley's Stearns Lending Experience October 2010 - Present
Job Assistant District Governor at District 5130 Rotary International
Industry Real Estate
Experience
District 5130 Rotary International   July 2012 - Present
Stearns Lending   October 2010 - Present
Grapevine Networking Professionals   2011 - 2013
Summit Funding  2010 - 2010
Action Mortgage  December 1993 - September 2009
Santa Rosa East Rotary Club   2007 - 2008

Skills
Refinance, FHA, Mortgage Lending, First Time Home Buyers, Loan Origination, 1031 Exchanges, Credit Analysis, Reverse Mortgages, Real Estate, Investment Properties, USDA, Loans, Residential Mortgages, Real Property, Investors, Real Estate Transactions, Referrals, FHLMC, Residential Homes, Foreclosures, Investments, VA loans, Single Family Homes, Finance, REO, Mortgage Banking, Credit, Real Estate Financing, Real Estate Economics, Construction Loans, Outlook

Education
Sonoma State University   1983 — 1985
Bachelor of Science, Economics/Marketing

Santa Rosa Junior College
AA, History, Econ

Georgia Gavin Georgia Gavin Portland, Oregon Area Details
Georgia Gavin's Stearns Lending Experience May 2009 - January 2010
Job Escrow Assistant at Fidelity National Title
Industry Real Estate
Experience
Fidelity National Title  January 2012 - Present
Williston Financial Group (parent company of WFG National Title Insurance Company)   February 2010 - January 2012
Stearns Lending   May 2009 - January 2010
GB Mortgage (fka GN Mortgage)   June 2007 - April 2009
American Brokers Conduit  August 2005 - February 2007
Aurora Loan Services  August 2004 - August 2005
American Mortgage Network  May 2003 - May 2004
Decision One Mortgage  June 2002 - April 2003

Skills
Real Estate, Refinance, Real Estate Transactions, Mortgage Lending, Loans, FHA

Education
University of Oregon - Charles H. Lundquist College of Business   1995 — 1997
Business Administration, Business Management

Scott Gallant Scott Gallant Greater Boston Area Details
Scott Gallant's Stearns Lending Experience May 2010 - December 2010
Job Banking Professional
Industry Banking
Experience
Blue Water Mortage Corporation   January 2011 - Present
Stearns Lending   May 2010 - December 2010
Plaza Home Mortgage  November 2007 - May 2010
WMC Mortgage  September 2004 - December 2007

Skills
FHA, VA loans, Loans, Refinance, Residential Mortgages, FHA financing, Credit Analysis, Reverse Mortgages, Loan Origination, Mortgage Lending, Sales, Construction Loans, Mortgage Banking, Credit, Consumer Lending, Real Estate Financing, Real Estate, USDA, Retail Banking, Commercial Lending, First Time Home Buyers, Banking, Underwriting, Sales Management, Business Development, Investment Properties, Mortgage Underwriting, Selling, Certified Mortgage..., Loan Servicing

Education
University of New Hampshire   1985 — 1989
BA

Winnacunnet High School   1981 — 1985

David Lance David Lance Greater Minneapolis-St. Paul Area Details
David Lance's Stearns Lending Experience March 2014 - Present
Job Mortgage
Industry Financial Services
Experience
STEARNS LENDING   March 2014 - Present
Wells Fargo  August 2008 - November 2013

Skills
Refinance, Mortgage Lending, Real Estate, Referrals, Loans, Selling, Leadership

Education
University of St. Thomas   1997 — 1999
Bachelors, Business and Social Studies

University of Minnesota-Twin Cities   1993 — 1996
Bachelors, Business

Fermin Hernandez Fermin Hernandez Dallas/Fort Worth Area Details
Fermin Hernandez's Stearns Lending Experience April 2013 - December 2013
Job Financial Analyst at Fannie Mae
Industry Financial Services
Experience
Fannie Mae  November 2014 - Present
Stearns Lending   April 2013 - December 2013
Roosevelt Management Company  April 2012 - April 2013
MetLife  April 2011 - April 2012
Bank of America  September 2009 - December 2011
Bank of America  August 2006 - September 2009
Bear Stearns/EMC   November 2005 - August 2006
JPMorgan  December 2000 - November 2005

Education
University of Notre Dame - Mendoza College of Business   2011 — 2012
Executive Education, Negotiations

Southern Methodist University - Cox School of Business   2003 — 2005
MBA, Investments / Finance / Strategy

St. Mary's University   1995 — 1999
BBA, Finance

Nick Bryson Nick Bryson Irvine, California Details
Nick Bryson's Stearns Lending Experience August 2013 - Present
Job Software Developer
Industry Financial Services
Experience
Stearns Lending   August 2013 - Present
Greenlight Loans  June 2012 - August 2013
Corinthian, Inc.   October 2002 - February 2011
Pageware, Inc.   2002 - 2004
Commerce Energy  1999 - 2002
Masterpiece Engineering, Inc.   1996 - 1999

Skills
.NET, Enterprise Software, T-SQL, SQL, C#, Visual Basic, Java, HTML, JavaScript, ASP.NET, XML, XSLT, CSS, Software Development, Microsoft SQL Server, WCF Services

Education
University of North Alabama   2008 — 2012
Bachelor of Science (B.S.), Computer Science

Stephen Carlozzi Stephen Carlozzi Washington D.C. Metro Area Details
Stephen Carlozzi's Stearns Lending Experience July 2013 - October 2013
Job Owner/President of Metro Funding, LLC
Industry Financial Services
Experience
Metro Funding, LLC   December 2013 - Present
Stearns Lending   July 2013 - October 2013
Stearns Lending   April 2011 - October 2012
Franklin American Mortgage Company  August 2008 - April 2011

Skills
Mortgage Banking, FHA, Mortgage Lending, FHA financing, Residential Mortgages, Refinance, USDA, Loans, VA loans, Loan Origination, Reverse Mortgages, Mortgage Underwriting, Certified Mortgage..., Construction Loans, Government Loans, Credit, Home Equity Loans, Underwriting, VA Loans, FHA Financing

Education
Seton Hall University   1971 — 1975
Bachelor of Science (BS), Accounting and Finance

Al Bocca Al Bocca Palm Desert, California Details
Al Bocca's Stearns Lending Experience January 2013 - Present
Job Loan Officer at Stearns Lending Inc
Industry Financial Services
Experience
Stearns Lending   January 2013 - Present
Wallick & Volk Mortgage Bankers  September 2011 - January 2013

Skills
VA loans, FHA, Mortgage Banking, Refinance, Mortgage Lending, First Time Home Buyers, USDA, Investment Properties, FHA financing, Loan Origination, Residential Mortgages, Mortgage Underwriting, Loans, Construction Loans, REO, Short Sales, Real Estate, Credit, Selling, Real Estate Financing, HUD, Real Estate Economics, Investors, Foreclosures

Education
San Diego State University-California State University   1985 — 1990
BS, Business Administration, Finance

Brandi Covington Brandi Covington Rohnert Park, California Details
Brandi Covington's Stearns Lending Experience March 2014 - Present
Job Funder at Stearns Lending
Industry Financial Services
Experience
Stearns Lending   March 2014 - Present
First Priority Financial Inc.  May 2012 - 2014
AMERICAN MORTGAGE PARTNERS, INC   October 2010 - July 2011
CALIFORNIA IN HOME SUPPORT SPECIALIST   November 2008 - September 2010
NATIONAL CITY MORTGAGE COMPANY  February 2001 - July 2007
NORTH AMERICAN MORTGAGE COMPANY  January 1992 - January 2001
Bank of America  January 1991 - January 1992

Skills
Loan Origination, Leadership, Mortgage Lending, Credit, FHA, Real Estate, Management, Customer Service, Mortgage Banking, Loans, Loan Servicing, Investment Properties, Banking, Escrow, Customer Satisfaction, Refinance, Real Estate Transactions, Residential Mortgages, First Time Home Buyers, Real Estate Due..., Compliance, Manage Client..., Title Insurance, Loan Closings, Property & Casualty..., RESPA, Operational Excellence, USDA

Education
Santa Rosa Junior College   1983 — 1984
Undergraduate, Legal Secretary

El Molino High School   1979 — 1983
Diploma

Jacci Pierce Jacci Pierce Las Vegas, Nevada Details
Jacci Pierce's Stearns Lending Experience January 2010 - February 2011
Job Realtor at Strategic Realty
Industry Real Estate
Experience
Strategic Realty   January 2012 - Present
WesLend Financial  April 2011 - August 2011
Elite Realty  January 2007 - August 2011
Stearns Lending   January 2010 - February 2011
MetLife Home Loans  September 2004 - December 2009

Skills
First Time Home Buyers, FHA, Investment Properties, Short Sales, Foreclosures, Real Estate, Referrals, REO, Sellers, Residential Homes, Mortgage Lending, Real Estate Transactions, Selling, Condos, Refinance, Investors, Relocation, Single Family Homes, New Home Sales, HUD, Listings, Real Estate Financing, Property, FHA financing

Education
University of Phoenix
Bachelor, Business

Lis Giusto Lis Giusto Orange County, California Area Details
Lis Giusto's Stearns Lending Experience October 2013 - Present
Job Executive Administrative Assistant at Stearns Lending
Industry Financial Services
Experience
Stearns Lending   October 2013 - Present
Carrington Mortgage  November 2010 - Present
ORION Property Partners   March 2010 - November 2010
GMACFS/Ditech.com   October 2000 - October 2009
Ditech.com  2000 - 2009
Credentials   1993 - 1995

Skills
Broadcast, PPC, Online Marketing, Direct Marketing, Lead Generation

Education
Grafton High

University of California, Irvine

Alice Vance Alice Vance Greater St. Louis Area Details
Alice Vance's Stearns Lending Experience February 2013 - August 2013
Job Account Executive, NMLS #828689 at Plaza Home Mortgage, Inc NMLS #2113
Industry Banking
Experience
Plaza Home Mortgage, Inc  September 2013 - Present
Stearns Lending   February 2013 - August 2013
Nationstar Mortgage  March 2011 - January 2013
360 Mortgage Group  May 2010 - March 2011
Vance Improvement Corp   February 2008 - May 2010
Discount Mortgage Lenders, Inc   September 1997 - January 2008
D & M Mortgage Corporation   May 1995 - September 1997
AmeriCorp Mortgage Corporation   September 1994 - May 1995
DMG Mortgage Corporation   June 1992 - September 1994
ITT Commercial Finance  January 1990 - June 1992

Skills
FHA, Mortgage Lending, Loans, Banking, Mortgage Banking, Refinance, Loan Origination, USDA, Residential Mortgages, VA loans, FHA financing, Credit, Mortgage Underwriting

Education
University of Illinois at Urbana-Champaign   1985 — 1989
Bachelor of Science (BS), Psychology

Errin Reeder Goldstein Errin Reeder Goldstein Orange County, California Area Details
Errin Reeder Goldstein's Stearns Lending Experience October 2010 - May 2011
Job VP, Area Lending Manager at Citi
Industry Financial Services
Experience
Citi  April 2015 - Present
Wells Fargo Home Mortgage  January 2015 - April 2015
Bank of America Home Loans  March 2012 - January 2015
Bank of America Home Loans  May 2011 - March 2012
Stearns Lending   October 2010 - May 2011
PMAC Lending Services  October 1998 - September 2010

Education
University of California, Irvine   1990 — 1995
Bachelor of Arts (B.A.), Social Sciences

st. louise

Bret Cohn Bret Cohn Palm Desert, California Details
Bret Cohn's Stearns Lending Experience January 2013 - Present
Job Sr. Mortgage Loan Originator NMLS# 276433 at Stearns Lending NMLS # 1854
Industry Financial Services
Experience
Stearns Lending   January 2013 - Present
Franklin Loan Center  November 2005 - December 2012
Coldwell Banker Mortgage   April 2003 - September 2005

Skills
Mortgage Lending, Loans, Real Estate, Investment Properties, FHA, REO, Referrals, Time Management, Selling, Real Estate Transactions, Mortgage Banking, Investments, Credit, First Time Home Buyers, Refinance, Sellers, Residential Mortgages, Short Sales, VA loans, Investors, Foreclosures, Negotiation, Sales Process

Education
University of Arizona   1994 — 1999
Bachelor’s Degree, Media Arts

Highland Park High School   1990 — 1994

Pam Kroger Pam Kroger Orange County, California Area Details
Pam Kroger's Stearns Lending Experience October 2009 - March 2013
Job VP Compliance at New American Funding
Industry Financial Services
Experience
New American Funding  February 2015 - Present
loanDepot  August 2014 - February 2015
Banc of California  March 2013 - August 2014
Stearns Lending   October 2009 - March 2013
Target  July 2007 - October 2009
New Century Mortgage  August 1998 - April 2007
NovaStar Mortgage  December 1996 - September 1998
Long Beach Mortgage Company  1986 - 1996

Skills
Mortgage Lending, Mortgage Banking, Loan Origination, Residential Mortgages, Loans, Credit, Mortgage Underwriting, Refinance, FHA, Banking, Credit Analysis, Underwriting, Mortgage Compliance, Commercial Mortgages, Legal Compliance, Risk Management, Construction Loans, Loan Servicing, Finance, Mortgage Servicing, Loss Mitigation, Portfolio Management, Financial Risk, Investment Properties, Real Estate, Credit Risk, Financial Services, USDA, Real Estate Financing, Funding, Executive Management, Commercial Banking, Commercial Lending, VA Loans, Consumer Lending, Investments, Small Business Lending, Real Estate Economics, Microsoft Word, Due Diligence, Compliance, Sales, Management, Leadership, SDLC, FHA financing, Financial Analysis, PowerPoint, Software Documentation, FHA Financing

Education
University of California, San Diego
BA, Management Science

Chandra Sekhar Charugalla, PMP® Chandra Sekhar Charugalla, PMP® Orange County, California Area Details
Chandra Sekhar Charugalla, PMP®'s Stearns Lending Experience January 2014 - Present
Job Technical Project Manager with 15 years of experience in Microsoft Technologies, Mortgage Domain & Consulting
Industry Information Technology and Services
Experience
Stearns Lending   January 2014 - Present
SemanticSpace Technologies  June 2006 - Present
Bank of America for SST NORTH AMERICA INC   June 2012 - December 2013
Countrywide for Semanticspace Technologies   May 2004 - May 2006
Thrinaina Informatics Limited   May 2000 - April 2004

Skills
Certified Project..., Project Planning, Project Implementation, Project Coordination, Mentoring, Software Project..., Project Delivery, Design Patterns, SQL Server, Requirements Analysis, Analysis, Deployment, Databases, Programming, Business Analysis, SDLC, Software Development, Problem Solving, .NET, C#, ASP.NET, SQL Server 2000-2008, MS Project, MS Office Suite, People Management, Risk Management, Mortgage, Retail, Database Design, Resource Management, Waterfall, SQL, VB.NET, Crystal Reports, Agile, Application Development, Requirements Gathering, Team Management, Visio, WCF, Healthcare, VSS, QTP, PMP, Microsoft SQL Server, Correspondent Lending, Loan Modifications, NAnt, Mortgage Lending, System Deployment

Education
University of Hyderabad   2011 — 2014
PGDCL&IPR (Post Graduate Diploma in Cyber Laws and Intellectual Property Rights) (Pursuing)

Sikkim Manipal University of Health, Medical and Technological Sciences   2004 — 2006
Master of Business Administration (MBA), Information Technology

Karina Orellana Karina Orellana Orange County, California Area Details
Karina Orellana's Stearns Lending Experience 2011 - 2013
Job Mortgage Administration Coordinator
Industry Banking
Experience
Banc of California  April 2013 - Present
Stearns Lending   2011 - 2013
Tarbell Realtors  May 2002 - June 2010

Skills
Marketing, Editing, Advertising, Mortgage Banking, Onboarding, Loan Origination, Customer Service, Referrals, Banking, FHA Financing, Investors, Real Estate Financing, Residential Homes, Sellers, Short Sales, Refinance, USDA, Loans, Credit Analysis

Education
Santiago Canyon College

Sunday Gillette Sunday Gillette Greater Seattle Area Details
Sunday Gillette's Stearns Lending Experience February 2013 - January 2014
Job Business Developer/AE at Ethos Lending
Industry Financial Services
Experience
Ethos Lending LLC  May 2015 - Present
PMAC Lending Services Inc.  January 2015 - May 2015
AmeriSave Mortgage Corporation  December 2013 - August 2014
Stearns Lending   February 2013 - January 2014
InterBank Mortgage Company  March 2012 - February 2013
Caliber Funding  August 2011 - March 2012
Envoy Mortgage  January 2011 - August 2011
NetMore America, Inc  February 2010 - January 2011
SunTrust  March 2004 - February 2010
Commonwealth United (A Division of National City)   April 2002 - March 2004

Skills
Sales, Lead Generation, Mortgage Lending, Mortgage Banking, Loans, Business Development, New Business Development, Leadership, Residential Mortgages, Marketing, Strategy, VA loans, USDA, Refinance, Business Networking, FHA financing, Reverse Mortgages, Customer Service, Real Estate, Mortgage Underwriting, Loan Origination, Credit, Sales Management, Cold Calling, Sales Operations, Government Loans, Retail, Selling, Banking, Investments, Wholesale Lending, Finance, Investment Properties, Credit Risk, Residential Homes, Loan Servicing, Credit Analysis, Real Estate Financing, Commercial Lending, Negotiation, Recruiting, Account Management, Consumer Lending, Team Building, Funding, Project Management, Career Counseling, FHA Financing, VA Loans

Education
University of Oregon
BS, Exercise and Movement Science

Robert Starke Robert Starke San Jose, California Details
Robert Starke's Stearns Lending Experience March 2012 - Present
Job Wholesale Mortgage Professional
Industry Financial Services
Experience
Stearns Lending   March 2012 - Present

Skills
Credit, Mortgage Lending, Leadership, Mortgage Banking, Public Speaking, Management, Microsoft Excel, Loans, Financial Analysis, Microsoft Office

Education
Santa Clara University   2014 — 2015
Certificate of Advanced Accounting Proficiency, 3.4

San Jose State University   2005 — 2011
B.S., Humanities

Sam Croskell Sam Croskell Portland, Oregon Area Details
Sam Croskell's Stearns Lending Experience May 2012 - November 2013
Job National Media Broker
Industry Marketing and Advertising
Experience
Sammo Media Group   August 2014 - Present
Stearns Lending   May 2012 - November 2013
W.J. Bradley Sunset Mortgage NW   June 2011 - June 2012
Sunset Mortgage Company  April 2009 - June 2011
Mortgage Express  November 2008 - April 2009
Pacific Rim Mortgage   April 2006 - November 2008
Advanced Lending, Inc.   2001 - 2006
Media Networks / Division of Time, Inc.   August 2000 - December 2001
Metro Networks  1995 - 2000
Falcon Cable Company   1991 - 1995

Skills
Mortgage, FHA, Refinance, First Time Home Buyers, Purchase, VA, Loans, Mortgage Lending, Mortgage Banking, Mortgage Planning, Residential Mortgages, FHA financing, Investment Properties, Certified Mortgage..., USDA, Credit, Reverse Mortgages, Marketing, Sales, Marketing Strategy, Finance, Management, VA loans, Loan Origination

Education
Southern Oregon University   1984 — 1987
BA, Political Science, Marketing

Southern Oregon University   1970 — 1972
BA, Political Science, Communications, Marketing

Rich Hoover Rich Hoover Greater Pittsburgh Area Details
Rich Hoover's Stearns Lending Experience January 2013 - Present
Job Regional Vice President Wholesale Sales at Stearns Lending (NMLS #1854)
Industry Financial Services
Experience
Stearns Lending   January 2013 - Present
Wells Fargo Bank  November 2000 - September 2012

Skills
Competitive Analysis, Business Development, Mortgage Lending, Sales, CRM, Marketing, Management, Solution Selling, Negotiation, Sales Management, Account Management, Banking, Loans, Mortgage Banking, FHA, Credit, Finance, Loan Origination, Leadership, Refinance, VA loans, USDA, Mortgage Underwriting, FHA financing, Reverse Mortgages, Residential Mortgages, Government Loans, Certified Mortgage..., Construction Loans, Wholesale Lending, Underwriting, Loss Mitigation, Commercial Lending, VA Loans, FHA Financing

Education
Slippery Rock University of Pennsylvania   1987 — 1991
Bachelor of Science (BS), Accounting and Business/Management

Heather Wick Heather Wick Dallas/Fort Worth Area Details
Heather Wick's Stearns Lending Experience November 2005 - October 2006
Job AVP, RSO Sales Sr. Merchant Specialist at "BAMS" Bank of America Merchant Services
Industry Banking
Experience
"BAMS" Bank of America Merchant Services   May 2013 - Present
Wells Fargo Merchant Services  July 2009 - March 2013
Wells Fargo  January 2009 - March 2013
HOMECOMINGS FINANCIAL/GMAC   October 2006 - November 2009
GMAC/Homecomings   October 2006 - November 2009
Dahill  2009 - 2009
Stearns Lending   November 2005 - October 2006
GREENLIGHT FINANCIAL Sr   October 2003 - October 2005
INSTAFI   May 2001 - October 2003
DITECH  January 1999 - April 2001

Skills
Account Management, Sales, Customer Satisfaction, Marketing, Finance, Competitive Analysis, Customer Service, Business Analysis, Training, Management, Networking, Equities, Business Development, Sales Management, Mortgage Lending

Education
University of California, Los Angeles   1994 — 1996

University of California, Los Angeles   1992 — 1994

Brian Hale Brian Hale Santa Ana, California Details
Brian Hale's Stearns Lending Experience May 2012 - Present
Job CEO & Member of the Board of Directors, Stearns Holdings and Stearns Lending NMLS # 1854
Industry Financial Services
Experience
Stearns Lending   May 2012 - Present
Daneric Capital Management Group LLC   August 2009 - Present
MetLife Bank, MetLife Home Loans   March 2010 - March 2012
Countrywide Home Loans  June 2006 - October 2008
Countrywide Home Loans  January 2004 - June 2006
Countrywide Home Loans  May 2001 - December 2003
Wells Fargo Home Mortgage  October 1994 - May 2001
Fleet Mortgage Inc   January 1982 - October 1994

Skills
Customer Satisfaction, Pricing, Commercial Banking, Analysis, Banking, Business Analysis, Business Development, Business Planning, Business Strategy, CRM, Call Centers, Consumer Lending, Credit, Credit Analysis, Credit Risk, Customer Retention, Customer Service, Entrepreneurship, Executive Management, FHA, Finance, Financial Analysis, Financial Risk, Innovation, Insurance, Integrity, Investments, Jumbo Mortgage, Leadership Development, Loan Origination, Loan Servicing, Loans, Management, Mergers, Mortgage Lending, Negotiation, Networking, New Business Development, P, Portfolio Management, Process Improvement, Real Estate, Refinance, Residential Mortgages, Resiliency, Retail, Reverse Mortgages, Risk Management, Sales, Sales Management

Education
State University of New York College at Plattsburgh   1973 — 1977
BA, Sociology / Business

Saranac Central

Kyle Kurr Kyle Kurr Orange County, California Area Details
Kyle Kurr's Stearns Lending Experience September 2010 - February 2013
Job
Industry Information Technology and Services
Experience
Primary Color Systems Corporation   February 2013 - Present
Stearns Lending   September 2010 - February 2013
Xerox  August 2006 - September 2010
University of Redlands  March 2003 - August 2006
Vitesse Semiconductor  May 1995 - June 2002
The City of Grand Terrace, CA   May 1988 - September 1994

Skills
ITIL, Data Center, Enterprise Architecture, Servers, Virtualization, Disaster Recovery, IT Strategy, VMware, SDLC, Active Directory, Information Technology, Troubleshooting, Vendor Management, IT Management, Management, SharePoint, Windows, Windows Server, Software Development, IT Operations, Linux, Cisco Technologies, SAN, System Administration, IT Service Management, Visio, Security, Network Security, Unix, VMware ESX, Project Management, Firewalls, VDI, Python, Perl, Network Administration, Microsoft Exchange, Apache, HTTP, SMTP, DNS management, XML, TCP/IP, Leadership, Cloud Computing, Process Improvement, Program Management, Strategic Planning, Project Planning

Education
University of Redlands   2014 — 2016
Master of Business Administration (M.B.A.), Emphasis in Information Systems

University of California, Santa Barbara   1990 — 1995
BS, Electrical Engineering

Colton High School

Kathy Hart Kathy Hart Phoenix, Arizona Details
Kathy Hart's Stearns Lending Experience October 2009 - January 2015
Job AVP/Phoenix Mortgage Sales Manager at Horizon Community Bank
Industry Financial Services
Experience
Horizon Community Bank  January 2015 - Present
Stearns Lending   October 2009 - January 2015
Wells Fargo Home Mortgage  August 2002 - October 2009
New America Financial  1995 - 2000

Skills
Credit, Loan Origination, Mortgage Lending, Loans, Mortgage Banking, Credit Analysis, FHA, Refinance, Underwriting, Residential Mortgages, Sales Management, USDA, Mortgage Underwriting, Banking

Education
University of Iowa
Bachelor of Arts (B.A.)

Linda Pallares Linda Pallares Orange County, California Area Details
Linda Pallares's Stearns Lending Experience September 2009 - April 2010
Job QC Coordinator
Industry Financial Services
Experience
Tri Mavin Appraisal Management Specialists   March 2015 - Present
Carrington   November 2013 - November 2014
Nationstar Mortgage  February 2013 - October 2014
Wells Fargo Home Mortgage  October 2011 - December 2012
Spherion Staffing Agency, Wells Fargo   August 2010 - December 2011
Stearns Lending   September 2009 - April 2010
Impac Companies  September 2005 - May 2007
Impac Companies  August 2000 - September 2005
Bank of America  May 2000 - August 2000
Fremont Investment & Loan  April 1998 - May 2000

Skills
Credit, Mortgage, Loans, Loan Origination, Funding, Mortgage Lending, FHA, USDA, Mortgage Banking, Residential Mortgages, Underwriting, Refinance, FHA Financing

Education
Southern California Institute of Technology   2008 — 2010
Bachelor's Degree, Accounting, 3.86

Southern California Institute of Technology   2008 — 2010
Bachelor of Science Accounting2010Associates of Arts, Business Administration2009Accounting Specialist Diploma2008

Brooke Daigger Brooke Daigger Houston, Texas Area Details
Brooke Daigger's Stearns Lending Experience June 2014 - Present
Job Account Executive at Stearns Lending (NMLS #1854)
Industry Financial Services
Experience
Stearns Lending   June 2014 - Present
Quicken Loans Mortgage Services  November 2012 - February 2014
Wells Fargo Home Mortgage  April 2009 - May 2012
Randstad USA  2008 - April 2009
Interbay Funding  August 2007 - April 2008
Aegis Funding  2005 - 2007
First Magnus Financial  January 2004 - July 2005
Countrywide Wholesale  January 2002 - January 2004

Skills
FHA, Residential Mortgages, VA loans, Mortgage Lending, Wholesale, Refinance, FHA financing, Wholesale Lending, Account Management, Government Loans, Home Equity Loans, Cold Calling, Residential Homes, Underwriting, Banking, Reverse Mortgages, Loan Origination, Mortgage Banking, VA Loans, FHA Financing, Loans

Education
University of Houston
Business

Jean Carlo SanClemente Jean Carlo SanClemente Orlando, Florida Details
Jean Carlo SanClemente's Stearns Lending Experience October 2012 - Present
Job Fraud Investigator at Stearns Lending
Industry Financial Services
Experience
Stearns Lending   October 2012 - Present

Skills
Credit, Financial Reporting, Residential Mortgages, Refinance, Mortgage Banking, Loan Origination, Mortgage Lending, FHA, Banking, Credit Analysis, Loans, FHA Financing, Mortgage Underwriting

Education
University of Central Florida   2010 — 2015

Valenica College   2007 — 2009
Associate’s Degree

Sheila Kunkel Sheila Kunkel Greater Chicago Area Details
Sheila Kunkel's Stearns Lending Experience June 2013 - May 2014
Job Nora Murphy Companyowner
Industry Information Technology and Services
Experience
STK Company   January 2012 - Present
Nora Murphy Company   August 2010 - Present
Stearns Lending   June 2013 - May 2014
Comdisco Heathcare Department   January 1998 - January 2001
Mainframe Computer   January 1995 - January 1998
Comdisco  January 1992 - January 1995
American English School  March 1992 - October 1992
MCI COMMUNICATIONS  June 1991 - March 1992

Skills
Sales, Portfolio Management, Loans, Healthcare, Leases, Professional Services, Solution Selling, Direct Sales, Selling, Contract Negotiation, Account Management, Mortgage Lending, New Business Development, Customer Service, Event Management, Loan Origination, Strategic Partnerships, FHA, Refinance, Single Family Homes, Management, Business Development, Lead Generation, Strategic Planning, Business Strategy, Negotiation, Team Building

Education
University of Illinois at Urbana-Champaign   1989 — 1991
Bachelors, Business Communications

Barrington High School   1983 — 1987

Mike Mader Mike Mader Scottsdale, Arizona Details
Mike Mader's Stearns Lending Experience November 2013 - September 2014
Job Mortgage Banker at V.I.P. Mortgage, Inc.
Industry Banking
Experience
V.I.P. Mortgage, Inc.   September 2014 - Present
Stearns Lending   November 2013 - September 2014
Wells Fargo Home Mortgage  April 2011 - September 2013
Merrill Edge  2011 - 2012
Wells Fargo  2007 - 2011
countrywide  2005 - 2007

Skills
Loans, Mortgage Lending, Refinance, Mortgage Banking, FHA, Loan Origination, VA loans, Residential Mortgages, FHA financing, USDA, Credit, Banking, Government Loans, Credit Analysis, Reverse Mortgages, Investments, Mutual Funds, FHA Financing, VA Loans

Education
The University of Texas at El Paso   1999 — 2005
Bachelor of Business Administration (B.B.A.), Marketing

Giorgio Bertuol Giorgio Bertuol Orange County, California Area Details
Giorgio Bertuol's Stearns Lending Experience January 2010 - September 2011
Job VP of Sales at loanDepot
Industry Real Estate
Experience
loanDepot  September 2011 - Present
Real Estate First, Inc   January 2010 - Present
Stearns Lending   January 2010 - September 2011
Direct Loan America, Inc.   February 2007 - December 2009
Lehman Brothers / BNC Mortgage   October 2005 - February 2007
Lehman Brothers / Finance America   January 2000 - October 2005
AMRESCO Closure / Lehman Brothers Joint Venture   February 1999 - December 1999
Associates Financial Services  May 1995 - February 1999

Skills
Management, Mortgage Lending, Negotiation, Mortgage Banking, Loans, Sales, Real Estate, Marketing, FHA, Loan Origination, REO, Investment Properties, Leadership, Residential Mortgages, First Time Home Buyers, Refinance, Foreclosures, Short Sales, Investors

Education
University of California, Irvine
Business Administration and Management, General

Lucero Lucy Gonzalez Lucero Lucy Gonzalez Orange County, California Area Details
Lucero Lucy Gonzalez's Stearns Lending Experience September 2005 - September 2007
Job Front Office Manager at Behavioral Support Partnership
Industry Mental Health Care
Experience
Behavioral Support Partnership  December 2007 - Present
Stearns Lending   September 2005 - September 2007
Homecomings Financial  2003 - 2005

Education
Santa Ana College

Patrick Hourigan Patrick Hourigan Truckee, California Details
Patrick Hourigan's Stearns Lending Experience May 2012 - Present
Job Mortgage Consultant at Stearns Lending
Industry Financial Services
Experience
Stearns Lending   May 2012 - Present
Ecospan - Bioplastic Warranty Cases   February 2011 - February 2012
East West Partners  July 2003 - December 2010
IMI Resort Marketing  February 2003 - July 2004
Foreign Accents, Inc   January 1996 - December 2002
Computer Data Networks   September 1993 - December 1995
Random Access, Inc.   September 1989 - August 1993

Skills
Marketing Strategy, Negotiation, Social Media, Real Estate Development, Strategic Planning, Mergers & Acquisitions, Real Estate, Business Strategy, Start-ups, Management, Entrepreneurship, Business Development, Selling, Marketing

Education
The University of Kansas   1984 — 1988
BA, Economics, Spanish

Kelly Gilligan Kelly Gilligan San Francisco Bay Area Details
Kelly Gilligan's Stearns Lending Experience January 2005 - Present
Job Gilligan Financial Team at Stearns Lending
Industry Financial Services
Experience
Stearns Lending   January 2005 - Present

Skills
Loans, Mortgage Lending, Loan Origination, VA loans, Refinance, Real Estate, Finance, Investment Properties, Management, Short Sales, Mortgage Banking, Strategic Planning, FHA, Microsoft Excel

Education
San Diego State University-California State University

Jeff Lake Jeff Lake Boise, Idaho Area Details
Jeff Lake's Stearns Lending Experience September 2013 - December 2013
Job Account Executive at Townsquare Media
Industry Marketing and Advertising
Experience
Townsquare Media  June 2014 - Present
Wells Fargo Home Mortgage  January 2014 - June 2014
Stearns Lending   September 2013 - December 2013
Wells Fargo Home Mortgage  September 2012 - September 2013
Corporate Technologies LLC  February 2012 - October 2012
RECON Dynamics  September 2011 - April 2012
Mountain West Bank  May 2004 - February 2010

Skills
Mortgage Lending, Customer Satisfaction, Communication, Networking, Financial Analysis, Financial Structuring, Account Management, Analysis, Banking, Business Development, Consumer Lending, Credit, Credit Analysis, Customer Service, FHA, FHA financing, Finance, First Time Home Buyers, Insurance, Investment Properties, Leadership, Loan Origination, Loans, Management, Marketing, Mortgage Banking, New Business Development, Real Estate, Refinance, Residential Mortgages, Sales, Sales Management, Selling, Small Business, Strategic Planning, Team Building, Team Leadership, USDA, VA loans, Certified Mortgage..., Construction Loans, Reverse Mortgages, Home Equity Loans, Marketing Strategy, Social Media Marketing, Social Networking, Social Media

Education
University of Idaho   1987 — 1991
Marketing & Finance

Nampa High School   1984 — 1987

Odette Prater Odette Prater Santa Ana, California Details
Odette Prater's Stearns Lending Experience November 2012 - July 2013
Job Underwriter at Carrington Mortgage Services
Industry Banking
Experience
Carrington Mortgage Services  July 2013 - Present
Stearns Lending   November 2012 - July 2013
JMAC Lending  February 2009 - October 2012
Indymac Bank  2006 - 2007
Greenpoint Mortgage  1997 - 2006

Skills
Mortgage Banking, Mortgage Lending, Loans, Underwriting, Credit, Mortgage Underwriting, FHA, Loan Origination, Wholesale Lending, Risk Management, Residential Mortgages, Refinance

Education
San Diego State University-California State University   1994 — 1995

Chadwick   1992 — 1994

Alyson Walz Alyson Walz Dallas/Fort Worth Area Details
Alyson Walz's Stearns Lending Experience September 2013 - August 2015
Job Sr. Marketing Specialist at Stearns Lending, LLC (NMLS# 1854)
Industry Financial Services
Experience
Stearns Lending   September 2013 - August 2015
T-Mobile  July 2012 - August 2013
MetLife Home Loans  March 2011 - June 2012
MetLife Home Loans  December 2007 - March 2011
First Franklin Financial/Merrill Lynch  April 2006 - October 2007
The Loomis Agency  August 2005 - April 2006
First Franklin Financial/Merrill Lynch  October 2003 - August 2005

Skills
Microsoft Office, SnagIt, Lotus Notes, Adobe Acrobat, Marketing, Management, Newsletters, Project Planning, Mortgage Lending, Direct Marketing, Loans, PowerPoint, Outlook, Process Improvement, Mortgage Banking, Event Management, Budgets, Sales, Project Management

Education
Texas A&M University   2001 — 2003
B.A., Journalism

Stephen F. Austin State University   1999 — 2000
Communications

Parker Parsons Parker Parsons Baltimore, Maryland Area Details
Parker Parsons's Stearns Lending Experience September 2004 - January 2008
Job Lead Instructor/Fitting Specialist at The Golf Institute @ Turf Valley & Lake Presidential
Industry Financial Services
Experience
The Golf Institute @ Turf Valley   April 2014 - Present
The Golf Institute at Lake Presidential/ Taylor Made Performance Lab   January 2011 - Present
Primary Residential Mortgage Inc.  November 2010 - December 2012
Arundel Golf Park - Independent Contractor - Member of the PGA of America   April 2004 - February 2011
International Mortgage Corp   November 2008 - June 2009
Stearns Lending   September 2004 - January 2008
Green Spring Valley Hunt Club  April 1992 - March 2003
The Breakers Resort  April 1995 - April 1997
The Elkridge Club  April 1994 - March 1995

Skills
Golf, Mortgage, Refinance, Conventional, FHA, VA, Coaching, Customer Service, Sale, Management, Golf Instruction, Team Building, Event Management, Event Planning, Public Speaking, Strategic Planning, Marketing Strategy, Sales Management

Education
Towson University   1983 — 1987
bachelor of science, management

Jerry Scipione Jerry Scipione Orange County, California Area Details
Jerry Scipione's Stearns Lending Experience June 2012 - September 2013
Job Director of Systems Compliance at loanDepot
Industry Financial Services
Experience
loanDepot  September 2013 - Present
Stearns Lending   June 2012 - September 2013
Carrington Mortgage Services  January 2010 - June 2012
Carrington Mortgage Holdings  July 2009 - January 2010
SpeedTax Inc.   January 2008 - July 2009
New Century Mortgage Corporation  July 2002 - December 2007
Deutsche Financial Services  November 2000 - July 2002
FirstPlus Bank   February 1999 - October 2000
Avco Financial Services  May 1991 - February 1999

Skills
Mortgage Lending, Mortgage Banking, Risk Management, Loans, Loss Mitigation, Financial Services, Underwriting, Mortgage Servicing, Compliance, Due Diligence, Management, Executive Management, Human Resources, Mortgage Underwriting, Credit Analysis, Start-ups, Residential Mortgages, Loan Servicing, FHA, Finance, Credit Risk, Financial Risk, Refinance, RESPA, Consumer Lending, VA loans, VA Loans

Education
University of Colorado at Boulder   1984 — 1988
Bachelor of Arts

Capistrano Valley High School

Jas Sohal Jas Sohal Sacramento, California Area Details
Jas Sohal's Stearns Lending Experience April 2014 - Present
Job Branch Manager (NMLS #582927) at Stearns Lending, LLC (NMLS #1854)
Industry Financial Services
Experience
Stearns Lending   April 2014 - Present
New American Funding  January 2014 - April 2014
Citi  February 2012 - January 2014
Bank of America  May 2011 - February 2012
MetLife Home Loans  January 2011 - May 2011
Bank of America  April 2009 - January 2011
Wells Fargo Mortgage  July 2003 - April 2009

Skills
Mortgage Lending, Loan Origination, Loans, Mortgage Banking, Credit, FHA, Residential Mortgages, Refinance, USDA, Banking, Credit Analysis, Investment Properties, First Time Home Buyers, Consumer Lending, Investments, Underwriting, Real Estate Financing, Finance, Real Estate Economics, Sales, Cross Selling, Customer Service, FHA financing, Credit Risk, Team Building, New Business Development, Leadership, Sales Management, Risk Management, Retail Banking, VA loans, Strategic Financial..., Real Estate, Relationship Management, Financial Services, Home Equity Loans, Certified Mortgage..., Financial Risk, Mortgage Servicing, Government Loans, Financial Structuring, Commercial Lending, REO, Commercial Mortgages, Funding, Loan Servicing, Mortgage Underwriting, Construction Loans, Commercial Banking, Portfolio Management

Education
San Jose State University   1997 — 1999
MS, Chemical Engineering

University of California, Santa Barbara   1992 — 1997
BS, Chemistry

Tokay High   1988 — 1992
High School

Mario Arechiga Mario Arechiga San Francisco Bay Area Details
Mario Arechiga's Stearns Lending Experience December 2008 - February 2014
Job Business Development Manager at WesLend Financial
Industry Financial Services
Experience
WesLend Financial  February 2014 - Present
Stearns Lending   December 2008 - February 2014
IndyMac Bank  August 2007 - July 2008
Wilmington Finance  June 2003 - August 2007

Education
San Jose State University   1995 — 1998

Anthony Pietrolungo Anthony Pietrolungo Greater Los Angeles Area Details
Anthony Pietrolungo's Stearns Lending Experience October 2013 - Present
Job Retail Operations Manager Stearns Lending
Industry Financial Services
Experience
Stearns Lending   October 2013 - Present
Wells Fargo Home Mortgage  October 2011 - October 2013
Luther Burbank Savings  May 2011 - October 2011
OneWest Bank  September 2010 - April 2011
Wells Fargo Home Mortgage  March 2009 - August 2010
Spherion  February 2009 - March 2009
JPMorgan Chase  July 2000 - July 2008
CitiMortgage  1998 - 2000
COLUMBIA EQUITIES MORTGAGE CORP   January 1997 - January 1998
Mahopac National Bank  1995 - 1997

Skills
Mortgage Underwriting, Loans, Underwriting, Mortgage Lending, Banking, Refinance, Portfolio Management, Mortgage Banking, FHA, Finance, Training, USDA, Credit, Small Business Lending, Coaching, Credit Risk, Residential Mortgages, Consumer Lending, Loss Mitigation, Loan Servicing, Team Management, Management, Relationship Management, FHA financing, Mortgage Servicing, Sales, Risk Management, Loan Origination, Commercial Lending, Financial Services, Customer Service, Credit Analysis, VA loans, Time Management, Financial Risk, Executive Management, Team Leadership, Commercial Banking

Education
University at Buffalo   1989 — 1992

Craig Murphy Craig Murphy San Antonio, Texas Area Details
Craig Murphy's Stearns Lending Experience January 2010 - May 2013
Job Account Executive at HomeBridge Wholesale
Industry Banking
Experience
HomeBridge Wholesale  May 2015 - Present
Plaza Home Mortgage  December 2013 - December 2014
Rushmore Loan Management Services, LLP  May 2013 - November 2013
Stearns Lending   January 2010 - May 2013
Sierra Pacific Mortgage  July 2008 - January 2010
Washington Mutual Bank  December 2002 - June 2008

Skills
Mortgage Lending, FHA, Mortgage Banking, Loans, Refinance, Residential Mortgages, VA loans, Credit, Loan Origination, Business Development, Mortgage Underwriting, FHA financing, Certified Mortgage..., Reverse Mortgages, USDA, Underwriting, Commercial Mortgages, Credit Analysis, Real Estate Financing, Commercial Lending, Banking, Loan Servicing, Construction Loans, Debt Consolidation, Funding, Consumer Lending, Mortgage Marketing, Small Business Lending, VA Loans, FHA Financing

Education
St. Edward's University   1984 — 1988
BBA, Marketing, Finance

Ronda Herman Ronda Herman Orange County, California Area Details
Ronda Herman's Stearns Lending Experience April 2012 - May 2013
Job Residential Compliance Operations Manager at PacTrust Bank
Industry Banking
Experience
Banc of California  May 2013 - Present
Stearns Lending   April 2012 - May 2013
OneWest Bank  2005 - April 2012
Financial Freedom Acquisition LLC   December 2005 - May 2011
Financial Freedom Senior Funding Corp  December 2005 - March 2009
Unisys Corporation  February 1991 - June 2005

Skills
Banking, Credit, Credit Analysis, Financial Analysis, Loan Origination, Loans, Management, Mortgage Banking, Mortgage Lending, Process Improvement, Project Management, Residential Mortgages, Risk Management

Education
University of California, Irvine   1984 — 1988
B. A., Psychology

Erika Kuykendall Erika Kuykendall Orange County, California Area Details
Erika Kuykendall's Stearns Lending Experience February 2009 - Present
Job at Stearns Lending
Industry Real Estate
Experience
Stearns Lending   February 2009 - Present
All American Finance   August 2007 - August 2008
The Mortgage Store Financial, Inc.   December 2001 - August 2007
Bank of America  January 1999 - October 2001

Skills
Finance, Product Development, Retail, Sales Management, Pricing, Loans, Management, Marketing, Underwriting, Sales, Residential Mortgages, Training, Operations Management, Mortgage Lending, Mortgage Banking, Pricing Strategy, Account Management, Refinance, Credit, Leadership, Customer Service, Pricing Analysis, Financial Services, Time Management, Loan Origination, Banking, Loan Servicing, Credit Analysis, FHA, Financial Structuring, FHLMC, Mortgage Underwriting, FNMA

Education
University of Denver   1988 — 1994
BA, MA, Music Performance

Northglenn

Northglenn

Northglenn

Northglenn

Northglenn

JB Beyer JB Beyer Portland, Oregon Area Details
JB Beyer's Stearns Lending Experience July 2012 - April 2015
Job Loan Closer at Stearns Lending
Industry Information Services
Experience
Bank of England, Mortgage Division  May 2015 - Present
Stearns Lending   July 2012 - April 2015
Independent Brokers Realty   November 2010 - July 2012
Coastal Mitigation Partners   January 2008 - August 2011
Equity Financial   January 2007 - March 2008
Accredited Home Lenders  December 2005 - January 2007
Meritage Mortgage  October 2004 - December 2005
Wells Fargo Financial  May 2003 - October 2004
Bank of America fomerly Countrywide   1996 - 2000

Skills
Funding and Loan Closing, Real Estate, Mortgage Lending, Sales, Short Sales, Business Development, Negotiation, Customer Service, Marketing, Small Business, Account Management, Sellers, Marketing Strategy, Sales Management, New Business Development, Team Building, Loans, Selling

Education
University of Nebraska at Kearney   1988 — 1991
Management, Business

University of Nebraska at Kearney
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General

Julie Riccio Julie Riccio San Francisco Bay Area Details
Julie Riccio's Stearns Lending Experience December 2013 - June 2015
Job Collateral Underwriting Manager at Pinnacle Capital Mortgage
Industry Financial Services
Experience
Pinnacle Capital Mortgage  June 2015 - Present
Stearns Lending (NMLS #1854)   December 2013 - Present
Stearns Lending   December 2013 - June 2015
National Residential   April 2013 - December 2013
Pinnacle Capital Mortgage  November 2008 - April 2013
American Mortgage Express  December 2005 - August 2007
LoanCity  August 2003 - December 2005
LoanCity  November 2002 - August 2003

Skills
Conventional,..., Mortgage Banking, Banking, VA loans, Loans, FHA, USDA, Credit, FHA financing, Loan Origination, Kindness, Management, Refinance, Residential Mortgages, Underwriting, Mortgage Lending, Mortgage Underwriting, Positive Team Player, Credit Analysis, FHA Financing, VA Loans

Education
San Francisco State University
Bachelor's degree, Urban Studies/Affairs

Faith Stevens Faith Stevens Greater Boston Area Details
Faith Stevens's Stearns Lending Experience May 2014 - Present
Job Senior Mortgage Underwriter at Stearns Lending
Industry Banking
Experience
Stearns Lending   May 2014 - Present
MRN cubed, LLC  October 2013 - May 2014
Florida Capital Bank  April 2012 - June 2013
Drew Mortgage   March 2009 - February 2012
United Guaranty  April 2003 - November 2003
GN Mortgage  January 2000 - April 2003
Citizens Mortgage Corporation   June 1997 - March 1998
Accubanc Mortgage Corporation  April 1996 - June 1997
Shawmut Mortgage Company  August 1992 - February 1996

Skills
FHA, FNMA, FHLMC, Loans, Underwriting, Mortgage Banking, Residential Mortgages, Refinance, FHA financing, Government Loans, Mortgage Underwriting, Home Equity Lines of..., VA loans, Mortgage Lending, Loan Origination

Education
Syracuse University   1988 — 1991
B.S, Early Childhood Education

Academy of the Holy Names

Norm Valmassoi Norm Valmassoi San Francisco Bay Area Details
Norm Valmassoi's Stearns Lending Experience February 2012 - Present
Job Mortgage Loan Originator (NMLS #230401) at Stearns Lending, LLC (NMLS #1854)
Industry Real Estate
Experience
Stearns Lending   February 2012 - Present
First Priority Financial  November 2009 - February 2012
Golden Gate Mortgage, Inc.   January 1994 - June 2009

Skills
Mortgage, Loans, FHA, Mortgage Lending, Refinance

Education
San Diego State University-California State University   1977 — 1981
BS, Business Administration

Jacob Marucco Jacob Marucco Orange County, California Area Details
Jacob Marucco's Stearns Lending Experience October 2012 - Present
Job Account Executive at Stearns Lending (NMLS # 1854)
Industry Financial Services
Experience
Stearns Lending   October 2012 - Present
Wells Fargo Home Mortgage  May 2008 - October 2012
Springfield Mortgage Company   June 1997 - October 2007
Springfield Mortgage Company   June 1991 - October 2007
Springfield Mortgage Company   June 2002 - May 2007

Skills
Mortgage Lending, Loan Origination, Mortgage Banking, Loans, Residential Mortgages, Sellers, Real Estate Financing, Banking, Government Loans, Commercial Mortgages, Residential Homes, Loss Mitigation, Credit, Short Sales, Real Estate Economics, Real Estate, Mortgage Underwriting, Underwriting, VA loans, Loan Servicing, Management, FHA, Investors, Credit Risk, Foreclosures, USDA, Finance, Credit Analysis, Financial Services, Reverse Mortgages, Consumer Lending, First Time Home Buyers, Refinance, FHA financing, Certified Mortgage..., REO, Financial Analysis, Construction Loans, Investments, Business Development, Relationship Management, Portfolio Management, Referrals, Real Estate Transactions, Financial Structuring, Investment Properties, Training

Education
Southern Illinois University, Carbondale   1993 — 1997
B.S., Finance

Amy Lowe Amy Lowe Orange County, California Area Details
Amy Lowe's Stearns Lending Experience December 2008 - June 2009
Job EverBank Underwriting
Industry Financial Services
Experience
EverBank  June 2013 - Present
Nationstar Mortgage Wholesale Lending  December 2012 - May 2013
Wells Fargo Home Mortgage  October 2009 - August 2012
Stearns Lending   December 2008 - June 2009
Homecomings Financial  September 2006 - December 2007
Mandalay Mortgage  May 2004 - September 2006
NovaStar Mortgage  March 1997 - May 2004

Skills
Mortgage Lending, Residential Mortgages, Mortgage Underwriting, FHA, Loan Origination, Credit, Underwriting, Loans, Mortgage Banking, Refinance, Credit Analysis, FHA Financing, Real Estate, Risk Management, Consumer Lending, Government Loans, Investment Properties

Education
University of California, Berkeley   1991 — 1995

Mel Swope Mel Swope Sacramento, California Area Details
Mel Swope's Stearns Lending Experience April 2009 - February 2014
Job Business Development Manager at WesLend Wholesale
Industry Capital Markets
Experience
WesLend Wholesale   February 2014 - May 2015
FPF Wholesale/Stearns Lending   April 2009 - February 2014
Stearns Lending   April 2009 - February 2014
Plaza Home Mortgage  June 2008 - December 2008
Homecomings Financial  June 1997 - June 2008
Allied Savings Bank   June 1995 - May 1997

Skills
Mortgage Lending, Loan Origination, Real Estate, Management, Mortgage Banking, Loans, FHA, Credit, Residential Mortgages, Refinance, Underwriting, CRM, Mortgage Underwriting, USDA, Account Management, Credit Analysis, New Business Development, Banking, Customer Service, Investment Properties, Selling, Funding, Loss Mitigation, Mortgage Servicing, Sales, FHA Financing

Education
University of North Texas
BA, Art

Jill Duke Jill Duke Dallas/Fort Worth Area Details
Jill Duke's Stearns Lending Experience June 2014 - January 2015
Job Risk Management Premier Nationwide Lending Flower Mound Texas
Industry Financial Services
Experience
Premier Nationwide Lending  June 2015 - Present
Stearns Lending (NMLS #1854)   January 2015 - June 2015
Stearns Lending   June 2014 - January 2015
Citibank N.A.   September 2009 - May 2014
CitiMortgage  2007 - 2009
CitiMortgage  April 2005 - July 2007
Citifinancial Mortgage  April 2003 - March 2005

Education
University of North Texas   1996 — 1998
Political Science

Tarrant County College   1994 — 1995

Richwoods High School

Craig Peoples, MCR.h Craig Peoples, MCR.h San Francisco Bay Area Details
Craig Peoples, MCR.h's Stearns Lending Experience July 2012 - Present
Job Vice PresidentCorporate Real Estate at Stearns Lending
Industry Financial Services
Experience
Stearns Lending   July 2012 - Present
MetLife Home Loans  September 2010 - June 2012
Bank of America  2008 - September 2010
Bank of America  2008 - September 2010
Countrywide Financial  2005 - September 2008
Airport Business Center   October 2004 - October 2005
Washington Mutual  April 2002 - October 2004
North American Mortgage Company  April 1992 - April 2002

Skills
Corporate Real Estate..., General Construction

Education
University of California, Irvine   1982 — 1985
BA-Dramatic Acting, Drama/Acting, with French minor

David Morrone David Morrone Greater Philadelphia Area Details
David Morrone's Stearns Lending Experience October 2012 - Present
Job Business Development Manager
Industry Financial Services
Experience
Stearns Lending   October 2012 - Present

Education
Temple University   1989 — 1994

Aaron Samples Aaron Samples Dallas/Fort Worth Area Details
Aaron Samples's Stearns Lending Experience February 2014 - Present
Job SVP Director MSR Acquisition, Correspondent Sales, East at Stearns Lending NMLS #1854
Industry Financial Services
Experience
Stearns Lending   February 2014 - Present
Stearns Lending   February 2013 - Present
Nationstar Mortgage Special Servicing  February 2011 - February 2013
RealManage LLC   November 2007 - February 2011
Nationstar LLC   August 2002 - October 2007

Skills
Real Estate, Loans, Real Estate Development, Mortgage Lending, Loan Origination, Government Procurement,..., REO, Residential Homes, Mergers & Acquisitions, Default, Loan Servicing, Property Management, Finance, FHA, Strategic Planning, Mortgage Banking, Condos, Portfolio Management, Underwriting, Business Development, Credit, Leadership, Residential Mortgages, Executive Management, Investment Properties, Asset Management, Refinance, Business Planning, Management, Sales, Loss Mitigation, Investments, Marketing

Education
University of North Texas   1992 — 1997
Finance

Plano East   1990 — 1992

Christine Meseke Christine Meseke Orange County, California Area Details
Christine Meseke's Stearns Lending Experience September 2013 - July 2014
Job Senior Technical Writer
Industry Financial Services
Experience
Hyundai Capital America  September 2015 - Present
ThyssenKrupp Elevator Americas  July 2014 - September 2015
Stearns Lending   September 2013 - July 2014
Stearns Lending   January 2013 - August 2013
Carrington Mortgage Holdings  May 2012 - January 2013
American Home Mortgage Servicing  January 2012 - May 2012
American Home Mortgage Servicing, Inc.   2008 - February 2012
Option One Mortgage  February 2004 - August 2008
Orange County Teachers FCU   1994 - 2004

Skills
Mortgage, Compliance, PowerPoint, Dreamweaver, Information Mapping, Technical Writing, Editing

Education
University of Phoenix

Christy Chronister Christy Chronister Phoenix, Arizona Area Details
Christy Chronister's Stearns Lending Experience January 2013 - Present
Job Senior Underwriter at Stearns Lending
Industry Financial Services
Experience
Stearns Lending   January 2013 - Present
Allonhill  September 2012 - December 2012
Chase Home Lending  August 2009 - August 2011
Wells Fargo Home Mortgage  March 2009 - August 2009
Bear Stearns Residential Mortgage / Accredited Home Lenders   2006 - 2008

Education
University of California, Riverside
Business

Brett McCrory Brett McCrory Greater Pittsburgh Area Details
Brett McCrory's Stearns Lending Experience December 2012 - Present
Job Senior Underwriter at Stearns Lending
Industry Financial Services
Experience
Stearns Lending   December 2012 - Present
Standard Bank PaSB  July 2007 - November 2012
First Franklin Financial Corporation part of National City Bank   August 2002 - January 2007

Skills
Financial Analysis, Public Speaking, Microsoft Office, Risk Management, Data Analysis, Mortgage Lending, Portfolio Management, FHA financing, Real Estate, Customer Service, Customer Satisfaction, Customer Retention, Underwriting, Sales, Credit, Refinance, Mortgage Banking, FHA Financing, Loans

Education
ICM School of Business and Medical Careers   1998 — 2000
Associate of Technology, Occupational Therapist Assistant

Slippery Rock University of Pennsylvania   1992 — 1996
BS, Exercise Physiology

Woodland Hills Senior High School

Blythe Hughes Blythe Hughes Dallas/Fort Worth Area Details
Blythe Hughes's Stearns Lending Experience November 2013 - Present
Job Chief Administrative Officer at Stearns Lending
Industry Human Resources
Experience
Stearns Lending   November 2013 - Present
Stearns Lending, Inc  June 2012 - Present
MetLife Bank  April 2010 - April 2012
Countrywide Financial Corporation  2002 - 2008
Nortel  1998 - 2002

Skills
Onboarding, Talent Acquisition, Deferred Compensation, Employee Relations, Performance Management, Recruiting, Talent Management, Applicant Tracking..., Human Resources, Incentive Programs, Sales Compensation, PeopleSoft

Education
University of North Carolina at Chapel Hill   1976 — 1980
International Studies, Political Science, French

Louie Colatriano Louie Colatriano Dallas/Fort Worth Area Details
Louie Colatriano's Stearns Lending Experience February 2013 - Present
Job Senior Vice President Margin Management at Stearns Lending
Industry Financial Services
Experience
Stearns Lending   February 2013 - Present
Bank of America  December 2010 - February 2013
Bank of America  August 2001 - December 2010
Unitrin  June 1998 - August 2001

Skills
Finance, Financial Analysis, Mortgage Lending, Strategic Financial..., Analysis, Mortgage Banking, Leadership, Business Development, Strategic Planning, Business Strategy, Risk Management, Financial Modeling, Cash Management, Financial Services, Process Improvement, Corporate Finance, Treasury Management, Mergers & Acquisitions, Investments, Due Diligence, Financial Reporting, Forecasting, Team Leadership, Profit Margins, Secondary Mortgage..., Credit, Residential Mortgages, Financial Planning

Education
University of North Texas   1991 — 1996
MBA, Finance / Operations Management

Duncanville

Jeff Poulton Jeff Poulton Costa Mesa, California Details
Jeff Poulton's Stearns Lending Experience November 2013 - April 2014
Job Sr. Account Executive
Industry Financial Services
Experience
Ally Financial Services  April 2014 - Present
My Softball Scholarship   November 2010 - Present
Stearns Lending   November 2013 - April 2014
Citi  April 2013 - October 2013
GMAC Mortgage  September 2008 - April 2013
GMAC Mortgage  July 2005 - September 2008
GMAC Mortgage  October 2001 - July 2005
GMAC Mortgage  May 1999 - September 2001
GMAC  June 1997 - April 1999

Skills
Mortgage Lending, Mortgage Banking, FHA, Loans, Refinance, Credit, Real Estate, Loan Origination, Sales Management, Investment Properties, Customer Service, Residential Mortgages, Foreclosures, Management, REO, Business Development, Leadership, Training

Education
University of Massachusetts, Amherst   1982 — 1987
Bachelor of Science, Education

Kevin Moreen Kevin Moreen Orange County, California Area Details
Kevin Moreen's Stearns Lending Experience August 2011 - October 2014
Job Regional Sales Manager at Parkside Lending
Industry Banking
Experience
Parkside Lending  October 2014 - Present
Stearns Lending   August 2011 - October 2014
Reunion Mortgage  December 2009 - August 2011
JMAC Lending  November 2008 - December 2009
CitiMortgage  2007 - 2008
Interfirst Wholesale Mortgage/ABN Amro   2005 - 2007
Novellus Systems  1997 - 2005

Skills
Ethics, Mortgage Banking, Sales Management, Sales, FHA, Leadership, Mortgage Lending, Sales Process, Loans, Key Account Management, Negotiation, Team Building, Residential Mortgages, Underwriting, Business Development, Banking, Product Management, Loan Origination, Credit, Engineering, Strategic Planning, Semiconductors, Refinance, VA loans, VA Loans

Education
University of California, Los Angeles   1981 — 1986
BS

Cathy Larson Cathy Larson Orange County, California Area Details
Cathy Larson's Stearns Lending Experience September 2007 - February 2008
Job Senior Underwriter IV at Citimortgage
Industry Banking
Experience
Citimortgage  September 2012 - Present
Wells Fargo Bank  March 2009 - September 2012
Empire Bancorp   February 2008 - September 2008
Stearns Lending   September 2007 - February 2008
IMPAC  2001 - 2006

Education
Corona del Mar High School   1971 — 1974

University of California, Irvine

Craig Peoples, MCR.h Craig Peoples, MCR.h Windsor, California Details
Craig Peoples, MCR.h's Stearns Lending Experience July 2012 - Present
Job Corporate Real Estate Professional
Industry Financial Services
Experience
Stearns Lending   July 2012 - Present
Met Life Home Loans  September 2010 - June 2012
Bank of America  2008 - 2010
Countrywide Home Loans  November 2005 - September 2008
Washington Mutual Home Loans  2002 - November 2004
North American Mortgage Company  1992 - 2002

Skills
Strategic Planning for..., National Corporate Real..., General Construction, Lease Administration, Space Design and..., Real Estate, Leases, Corporate Real Estate, Construction, FHA, Mortgage Lending, Management, Project Planning, Refinance, Commercial Real Estate, Team Leadership, Real Estate Transactions, Market Analysis, Underwriting, Negotiation, First Time Home Buyers, Loan Origination, Real Estate Economics, Loans, Budgets, Project Management, Property, Mortgage Banking, Strategic Planning, Investment Properties, Portfolio Management, Residential Mortgages, Credit

Education
UC Irvine   1982 — 1985
BS, Dramatic Acting, French Minor

West Valley College   1980 — 1982
Associate of Arts (AA), Acting, French Minor

Brad Hoke Brad Hoke Dallas/Fort Worth Area Details
Brad Hoke's Stearns Lending Experience 2014 - Present
Job Senior Vice President, Talent Acquisition at Stearns Lending, LLC (NMLS# 1854)
Industry Human Resources
Experience
Stearns Lending   2014 - Present
Stearns Lending   2012 - 2014
MetLife  2010 - 2012
PrimeLending  2009 - 2010
Countrywide  2006 - 2009
Countrywide  2004 - 2006
Countrywide  2003 - 2004
Countrywide  2000 - 2003

Skills
Mergers, Acquisitions, Organizational..., Organizational Structure, Organizational Design, Succession Planning, Leadership Development, Onboarding, Retention, Compensation, Reward, Recognition Programs, Employee Engagement, Performance Management, Training & Development, Employee Relations, HRIS, HR Strategy, HR Policies, Talent Acquisition, HR Transformation, Start-ups, Rewards, Personnel Management, Deferred Compensation, Leadership, Employee Training, Human Resources, Incentive Programs, Vendor Management, Recruiting, Mergers & Acquisitions, Customer Retention, Change Management, Applicant Tracking..., Talent Management, Workforce Planning, Hiring, Sourcing, Management, Temporary Placement, College Recruiting, Policy, Team Building, Coaching, Mortgage Banking

Education
Southern Methodist University - Cox School of Business
BBA, Organizational Behavior, Marketing

Erika Nakaue Erika Nakaue Orange County, California Area Details
Erika Nakaue's Stearns Lending Experience February 2014 - Present
Job Retail Licensing Manager at Stearns Lending
Industry Financial Services
Experience
Stearns Lending   February 2014 - Present
Stearns Lending   May 2012 - February 2014
Wright Finlay & Zak   April 2011 - May 2012
Kondaur Capital Corporation  June 2010 - April 2011
Robert J. Jackson & Associates, Inc.   March 2009 - August 2010
The Charles E Gilb Company   April 2008 - August 2008
Master Financial, Inc.   October 2005 - March 2007
Master Financial, Inc.   June 2004 - October 2005
Master Financial, Inc.   November 2002 - June 2004
Master Financial, Inc.   September 2002 - November 2002

Skills
Licensing, Loan Servicing, Mortgage Lending, Evictions, Legal, Loss Mitigation, Customer Service, Mortgage Banking, Microsoft Office, Microsoft Excel, Outlook, Microsoft Word, Mortgage Servicing

Education
Employer's Group   2007 — 2007
Certificate, Human Resources Series

University of California, Davis   1997 — 2002
BA, History

Shannon Lyles Shannon Lyles Tampa/St. Petersburg, Florida Area Details
Shannon Lyles's Stearns Lending Experience September 2012 - September 2013
Job ML Underwriter III at BB&T
Industry Banking
Experience
BB&T  September 2013 - Present
JPMorgan Chase  August 2013 - September 2013
Stearns Lending   September 2012 - September 2013
Bank of America  August 2006 - May 2012
HomeBanc Mortgage  2001 - 2006

Skills
Banking, Commercial Banking, Credit, Credit Risk, Credit Analysis, Loans, Financial Analysis, Loan Origination, Mortgage Lending, Portfolio Management, Risk Management, Mortgage Banking, Residential Mortgages

Education
Tampa College
BS Accounting

University of Florida

Joshua Tuschak Joshua Tuschak Charlotte, North Carolina Area Details
Joshua Tuschak's Stearns Lending Experience January 2013 - July 2013
Job Senior Loan Officer at Universal American Mortgage Company (UAMC)
Industry Financial Services
Experience
Universal American Mortgage Company (UAMC)   April 2014 - Present
Franklin First Financial  August 2013 - March 2014
Stearns Lending   January 2013 - July 2013
Bank of America  April 2008 - December 2012

Skills
Insurance, Business Analysis, Process Improvement, Small Business Lending, Risk Management, Loan Servicing, Government Loans, FHA financing, Microsoft Office, Mortgage Banking, VA loans, Loans, Series 7, Real Estate, Residential Mortgages, Refinance, Residential Homes, USDA, FHA, Loan Origination, Credit, Certified Mortgage..., Mortgage Lending, Mortgage Underwriting, Banking, Consumer Lending

Education
Susquehanna University   1992 — 1997
Bachelor of Arts (B.A.), Psychology

Laury Richard Laury Richard Phoenix, Arizona Area Details
Laury Richard's Stearns Lending Experience July 2013 - March 2014
Job Vice President at Shea Mortgage Inc.,
Industry Financial Services
Experience
Shea Mortgage Inc.,   April 2014 - Present
Stearns Lending   July 2013 - March 2014
Ryland Mortgage Company  September 1994 - March 2009
Ryland Mortgage  1996 - 2000
Farm and Home Savings   1990 - 1994

Skills
Mortgage Lending, Residential Mortgages, Leadership, Loan Origination, FHA, Real Estate, Loans, Credit, Mortgage Banking, Refinance, Underwriting, Marketing, Sales, VA loans, Investors, Selling, Residential Homes, Investment Properties, Finance

Education
University of Phoenix   2009 — 2011
BSB, Marketing

Texas Christian University - M.J. Neeley School of Business   1979 — 1980

Donna Jeans Donna Jeans Greater New York City Area Details
Donna Jeans's Stearns Lending Experience January 2010 - January 2011
Job Call Center Representative
Industry Insurance
Experience
.   Call Center RepresentativeOutreach CallingAugust 2014 - Present
Ultimate Services   October 2012 - August 2013
Stearns Lending   January 2010 - January 2011

Skills
Customer Service, Microsoft Office, Telephone Skills, Telephone Systems, Telephone Support, Credit Scoring, Front Office, Mailroom, Mass Mailings, Filing, Scheduling, Time Management, Administrative Support, Good written and verbal..., Teamwork, Data Entry, Outlook, Bulk Mailing, Process Scheduler, Administrative..., Microsoft Word

Education
Union County College   1987 — 1987
Real Estate License

David Brearley High School

Aaron Hirsch Aaron Hirsch Baltimore, Maryland Area Details
Aaron Hirsch's Stearns Lending Experience January 2012 - December 2013
Job Mortgage Lending at Home Point Financial
Industry Financial Services
Experience
Home Point Financial  April 2015 - Present
Supreme Lending  January 2013 - March 2015
Stearns Lending   January 2012 - December 2013
PRMI  November 2010 - December 2011
Jacob Dean Mortgage  July 2007 - November 2010
Pinnacle Mortgage Corporation   February 2003 - June 2007

Skills
Mortgage Lending, Commercial Lending, FHA, Residential Homes, Loan Origination, Commercial Real Estate, Loans, Property, Residential Mortgages, Refinance, Real Estate Financing, VA loans, USDA, Mortgage Banking, Construction Loans

Education
University of Maryland Baltimore County

Moshe Niv Moshe Niv Greater Los Angeles Area Details
Moshe Niv's Stearns Lending Experience July 2014 - January 2015
Job Area Manager, Greater Los Angeles NMLS #486125
Industry Financial Services
Experience
GenEquity Mortgage  January 2015 - Present
Stearns Lending   July 2014 - January 2015
EverBank  January 2013 - January 2014
Citibank  May 2012 - January 2013
Platinum Real Estate Funding, Inc   January 2000 - March 2012
Branded Bottle   2007 - 2008

Skills
Mortgage Lending, Residential Mortgages, Non-Conforming, Investment Properties, Loans, Refinance, Funding, Mortgage Banking

Education
University of Oregon   1991 — 1994
BS, Finance and Economics

Justin Kunisaki Justin Kunisaki Orange County, California Area Details
Justin Kunisaki's Stearns Lending Experience January 2011 - November 2013
Job Technical Support Engineer at Zumasys
Industry Information Technology and Services
Experience
Zumasys  November 2013 - Present
Stearns Lending   January 2011 - November 2013
Icanbuy   January 2009 - March 2009
College Works Painting  March 2008 - August 2008

Skills
Microsoft Office, Customer Service, Teamwork, Research, Windows, Citrix, System Administration, Troubleshooting, Active Directory, Program Management, Project Management, Hardware, Windows XP, Management

Education
University of California, Irvine   2006 — 2010
Bachelor's Degree, Business Economics

Jill Homer Jill Homer Orange County, California Area Details
Jill Homer's Stearns Lending Experience December 2009 - Present
Job Corporate Support Underwriter at Stearns Lending
Industry Financial Services
Experience
Stearns Lending   December 2009 - Present
Nations Direct  August 2008 - December 2009
Nationwide Lending  February 2007 - November 2007
123 Loan (prev Pacific Shore Funding)   September 2001 - January 2007
Loan Genie.com   March 2000 - July 2001
Pacific Shore Funding  May 1996 - December 1999

Skills
FHA, Mortgage Lending, Mortgage Banking, Refinance, Loan Origination, Loan Servicing, Reverse Mortgages, VA loans, Banking

Education
University of California, Irvine   1985 — 1988
BA, Psychology

UC Santa Barbara   1983 — 1985

Betsy Stucky Betsy Stucky Dallas/Fort Worth Area Details
Betsy Stucky's Stearns Lending Experience November 2013 - Present
Job Consumer & Regulatory Relations Mgr at Stearns Lending
Industry Real Estate
Experience
Stearns Lending   November 2013 - Present
Bank of America  October 2005 - October 2013
Bank of America  October 2005 - October 2013

Skills
Mortgage Lending, Banking, Finance, Credit, Loans, Mortgage Banking, Mortgage Servicing, Residential Mortgages, Consumer Lending, Financial Risk, Underwriting, Credit Analysis, Commercial Banking, FHA, Retail Banking, Credit Risk, Refinance, Loan Origination, Risk Management, Litigation Management, Loss Mitigation, Commercial Lending, Mortgage Underwriting, Loan Servicing, Litigation, Mortgage Fraud, Fraud, Operational Risk..., Deposits, AML

Education
LSU-Shreveport
Bachelor of Arts (BA), Sociology, Psychology, Communications

The University of Texas at Arlington
MSSW, Social Work

Carl Wegerer Carl Wegerer Dallas/Fort Worth Area Details
Carl Wegerer's Stearns Lending Experience May 2014 - Present
Job MSR Support Associate at Stearns Lending
Industry Financial Services
Experience
Stearns Lending   May 2014 - Present
Nationstar Mortgage  October 2012 - May 2014
Citi  May 2005 - October 2012
Farmers Insurance  January 2004 - May 2005
Colibri's Inc   January 1995 - January 2004
Bank of America and acquired companies   May 1989 - January 1995
Gill Savings Association   July 1987 - May 1989

Skills
Financial Services, Loan Origination, Banking, Mortgage Lending, Valuation, Mortgage Banking, Sales, Financial Modeling, Investments, Commercial Banking, Asset Management, Corporate Finance, Credit, Credit Analysis, Credit Risk, Financial Analysis, Insurance, Loans, Loss Mitigation, Management, Portfolio Management, Process Improvement, Relationship Management, Risk Management, Strategic Planning, Finance, Due Diligence, Business Analysis, Real Estate

Education
The University of Dallas   1992 — 1995
MBA, Corporate Finance

Southern Methodist University - Cox School of Business   1981 — 1985
BBA, Finance

Michael Madsen Michael Madsen Santa Rosa, California Details
Michael Madsen's Stearns Lending Experience September 2011 - Present
Job Senior Loan Officer, Stearns Lending
Industry Real Estate
Experience
Stearns Lending   September 2011 - Present

Skills
Investment Properties, FHA, Referrals, USDA, Refinance, VA loans, Loans, Residential Mortgages, Sellers, REO, Loan Origination, Real Estate, FHA financing, Short Sales, Mortgage Banking, Mortgage Lending, Certified Mortgage..., Customer Service, First Time Home Buyers, Foreclosures, Real Estate Financing, Construction Loans, Government Loans, Reverse Mortgages, Commercial Mortgages, Real Estate Economics

Education
University of California, Davis   1990 — 1994
BA, International Relations

Michelle McCaffrey Michelle McCaffrey San Francisco Bay Area Details
Michelle McCaffrey's Stearns Lending Experience October 2007 - Present
Job Senior Underwriter at Stearns Lending
Industry Financial Services
Experience
Stearns Lending   October 2007 - Present

Skills
Loans, Mortgage Lending, Underwriting, FHA, Mortgage Banking, Refinance, Residential Mortgages, USDA, FHA financing, Mortgage Underwriting, Government Loans, Investment Properties, VA loans, Credit

Education
San Francisco State University   1989 — 1993
BA

Dave Loyst Dave Loyst Orange County, California Area Details
Dave Loyst's Stearns Lending Experience 1995 - Present
Job SVP of Financial Institutions Group at Stearns Lending, LLC
Industry Financial Services
Experience
Stearns Lending   1995 - Present
Orange Coast Mortgage   June 1988 - January 1996
Stuart-Wright Mortgage   May 1980 - June 1988

Skills
Mortgage Banking, Mortgage Lending, Loans, Loan Origination, FHA, Refinance, Credit, Underwriting, Credit Analysis, USDA, Banking, Real Estate Financing

Education
UCLA   1975 — 1978
B.A., Economics

Sandra Plum Sandra Plum Dallas/Fort Worth Area Details
Sandra Plum's Stearns Lending Experience June 2014 - Present
Job Counter Party Risk Analyst at Stearns Lending
Industry Financial Services
Experience
Stearns Lending   June 2014 - Present
MetLife Home Loans  June 2011 - April 2013
Wells Fargo Home Loan   2010 - 2011
SBA Disaster Center   2005 - 2010
Independent Business Consultant  2005 - 2005
Master Financial Incorportated   2004 - 2005
Fieldstone Mortgage Company  2003 - 2004
Texas Residential Mortgage   2001 - 2001
Cascade Capital Mortgage   2000 - 2001
FirstPlus Financial  1993 - 1997

Skills
Mortgage Banking, Loan Origination, Credit, Banking, Underwriting, Residential Mortgages, Loans, Mortgage Lending, FHA, Credit Analysis, Loss Mitigation, Finance, Credit Risk, Financial Risk, Loan Servicing, Due Diligence, Commercial Lending, Refinance, Management

Education
University of North Texas   1975 — 1978
BBA, Marketing / Management

Jill Homer Jill Homer Orange County, California Area Details
Jill Homer's Stearns Lending Experience December 2009 - Present
Job Corporate Underwriter at Stearns Lending
Industry Financial Services
Experience
Stearns Lending   December 2009 - Present

Skills
Loans, Mortgage Lending, Credit, Banking, Mortgage Banking, Risk Management, Credit Analysis, Underwriting, Refinance, Loan Origination

Education
University of California, Irvine   1985 — 1988
Bachelor's degree, Psychology

University of California, Santa Barbara

Kathleen Huntley Kathleen Huntley Greater Chicago Area Details
Kathleen Huntley's Stearns Lending Experience July 2013 - Present
Job Senior Compliance Analyst at Stearns Lending
Industry Financial Services
Experience
Stearns Lending   July 2013 - Present
Stearns Lending   December 2012 - July 2013
Stearns Lending   September 2010 - December 2012
Stearns Lending   June 2009 - September 2010
GN Mortgage  August 2003 - June 2009
Miller Mortgage-   January 2002 - August 2003
Rhythm City Casino FKA President Casino   February 1991 - January 2002
Rock Island County Court Services  July 1988 - February 1991

Education
St. Ambrose University
Bachelor of Arts (B.A.), Political Science and Government/ Criminal Justice

Hershel Malett Hershel Malett Allen, Texas Details
Hershel Malett's Stearns Lending Experience May 2013 - Present
Job Senior Vice President, Internal AuditMortgage Operations at Stearns Lending
Industry Financial Services
Experience
Stearns Lending   May 2013 - Present
MetLife Home Loans  2011 - Present
Fannie Mae  2008 - 2011
Countrywide Home Loans  2004 - 2007
United Guaranty Residential Insurance Company   1997 - 2003
Freddie Mac  1985 - 1989

Skills
Credit, Mortgage Banking, Loans, Credit Risk, Mortgage Lending, Management, Portfolio Management, Auditing, Risk Management, Operational Risk, Mortgage Underwriting, Leadership, Loan Servicing, Residential Mortgages, Loan Origination, Quality Assurance, Financial Risk, Credit Analysis, Governance, Loss Mitigation, Financial Services, Underwriting, FHA, Policy, Internal Controls, Software Documentation, Mortgage Servicing, Banking, Consumer Lending, Finance, Internal Audit, Refinance, Commercial Lending, VA loans

Education
Texas Tech University   1979 — 1984
BA Advertising/Public Relations, Communication, Advertising, Business

Danette Sandusky Danette Sandusky El Cajon, California Details
Danette Sandusky's Stearns Lending Experience October 2013 - Present
Job Wholesale and Correspondent Account Manager at Stonegate Mortgage Corporation (NYSE: SGM)
Industry Financial Services
Experience
Stonegate Mortgage  December 2013 - Present
Stearns Lending   October 2013 - Present
Nationstar Mortgage  October 2012 - October 2013
Wells Fargo  2007 - 2012
North American Mortgage  2001 - 2007

Skills
Mortgage Lending, Loan Origination, Mortgage Banking, Credit, FHA, Credit Analysis, Banking, Loans, Underwriting, Refinance, Financial Risk, Residential Mortgages, VA loans, USDA, Reverse Mortgages, FHA financing, FHA Financing, VA Loans

Education
San Diego State University-California State University   1996 — 2000
Bachelor of Science (BS), Finance and Financial Management Services

sdsu   1996 — 1999
Bachelor's degree, Finance and Financial Management Services

Albert Vong Albert Vong San Francisco, California Details
Albert Vong's Stearns Lending Experience January 2012 - December 2012
Job Home Mortgage Consultant
Industry Banking
Experience
Wells Fargo  November 2013 - Present
Chase Bank  January 2013 - November 2013
Stearns Lending   January 2012 - December 2012
1st Link Financial   January 2008 - December 2011
Capital Mortgage Connection   January 2006 - December 2007
Wymac Capital, Inc.   January 2005 - December 2005

Skills
Mortgage Lending, Loan Origination, Mortgage Banking, Loans, Refinance, Investment Properties, Banking, Underwriting, Funding, Cross Selling, Mortgage Marketing, Residential Mortgages

Education
UC Riverside   2001 — 2004
BS in Business Administration, Business Administration and Management, General

Skyline College

Bernie Malin Bernie Malin Philadelphia, Pennsylvania Details
Bernie Malin's Stearns Lending Experience May 2014 - Present
Job Corporate Underwriter at Stearns Lending
Industry Financial Services
Experience
Stearns Lending   May 2014 - Present
Shelter Mortgage  2013 - 2013
Guaranty Bank FSB  January 2012 - December 2012
Department of Housing and Urban Development  September 2011 - December 2011
1st Colonial National Bank   December 2010 - August 2011
Americap Financial Inc   2004 - 2010
PMI Mortgage Insurance Co.  1999 - 2004
New America Financial Inc   1997 - 1998
Inercounty Mortgage   1996 - 1997
Waterfield Financial  1995 - 1995

Skills
Mortgage Underwriting, Notary, VA Approved, FHA Approved, Income Analysis, Asset Analysis, Credit Analysis, Collateral, Close Attention to..., Communication, People Skills, Loan Analysis, Bond Programs, Efficient Loan Turnover, Quality Control, Mortgage Lending

Education
Wake Up Yoga   2014 — 2014
25 Hour Yin Yoga Teacher Training Program, Yoga

Wake up yoga!!!   2013 — 2014
250 Hour Vinyasa Yoga Teacher Certification, Yoga

Temple University   1984 — 1985
Real Estate License, Pennsylvania Notary/Bonded, Mortgage Bankers License, Appraisal Review Training, Underwriting Seminars FNMA/FHLMC/VA/FHA

Ahmed Zaidi Ahmed Zaidi Dallas/Fort Worth Area Details
Ahmed Zaidi's Stearns Lending Experience February 2014 - January 2015
Job User Services Representative at Box
Industry Information Technology and Services
Experience
Box  January 2015 - Present
Stearns Lending   February 2014 - January 2015
Hawthorn Suites by Wyndham  February 2014 - July 2014
Kismet Cafe   March 2013 - December 2013

Skills
PowerPoint, Microsoft Excel, Microsoft Word, Microsoft Office, Writing, Customer Service, Marketing, Public Speaking, Research, Teamwork, Leadership, Time Management, Data Analysis, Financial Analysis

Education
The University of Texas at Austin   2009 — 2013
Bachelor of Arts (B.A.), Philosophy

Plano East Senior High   2007 — 2009
High School Diploma

Annabelle Ching Annabelle Ching Vallejo, California Details
Annabelle Ching's Stearns Lending Experience February 2015 - Present
Job Senior Underwriter at Stearns Lending
Industry Banking
Experience
Stearns Lending   February 2015 - Present
Prospect Mortgage  May 2014 - January 2015
First Republic Bank  2008 - 2013
Vertice, a Division of Wachovia Securities  2005 - 2007
First Bank Mortgage  2003 - 2005
GE, PMI, Radian   2000 - 2003
iOwn.com  1998 - 2000

Skills
Underwriting, Credit Underwriting, California Real Estate..., Life, Accident and..., Time Management, Team-oriented, Financial Analysis, Finance, High Organizational..., Creative Problem Solving

Education
University of California, Davis
Bachelor of Science (BS), Agricultural and Managerial Economics

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