Experience
Capital One  April 2015 - Present
Wingspan Portfolio Advisors  January 2013 - March 2015
Wardlaw Claims Service, LLP  2014 - 2014
Wardlaw Claims Service, LLP  2014 - 2014
Wardlaw Claims Service, LLP  2014 - 2014
Bank of America  August 2010 - January 2013
Wells Fargo Home Preservation   December 2009 - August 2010
CTX Mortgage   May 2009 - November 2009
TechSkills  2009 - 2009
TechSkills  2009 - 2009

Skills
Cash Management, Notary Public, FHA financing, Construction Loans, Mortgage Banking, Default, Fixed Income, Portfolio Management, Funding, Commercial Lending, Financial Structuring, Mortgage Lending, Residential Mortgages, Finance, Due Diligence, Consumer Lending, VA loans, Retail Banking, Texas Notary Public, Insurance Adjuster..., Adjuster All-Lines

Education
LSU Shreveport   1984 — 1986
Accounting

Experience
Legacy Property Group  April 2012 - Present
Realty One Group Infinity   January 2014 - Present
CTX Mortgage   October 2005 - February 2008
sterling capital mortgage  2003 - 2004

Skills
Real Estate, Residential, Investors, Home, Loans, Rentals, Professional Networking, Investment Properties, Business Networking, Residential Homes, Referrals, Mortgage Banking, FHA, Sales, Customer Service, Foreclosures, Property, Single Family Homes, Real Estate Financing, REO, First Time Home Buyers, New Business Development, Leases, Negotiation, Cold Calling, Mortgage Lending, Real Estate Transactions, Marketing, Sales Management, Short Sales, Buyer Representation, Selling, Entrepreneurship, Sellers, Small Business, Relocation, Customer Retention, Property Management, Finance, Direct Sales, Sales Process, Condos, Real Property, Tenant, Income Properties, SFR, Townhomes, New Homes, Online Marketing, Residential Mortgages

Education
Foothill College   1999 — 2012
General Education

los altos high   1995 — 1999

los altos high   1995 — 1999

Experience
Les Stumpf Ford   November 2014 - Present
My Household  March 2000 - Present
West Business Services/Proctor & Gamble   March 2012 - July 2013
Di Renzo & Bomier LLC   December 2012 - March 2013
McDonalds Restaurant  January 2010 - March 2012
Kelly Services/Thrivent Financial Bank   April 2009 - November 2009
West Business Services  January 2008 - June 2008
Fox Cities Mortgage   January 2003 - July 2003
CTX Mortgage   February 2002 - January 2003

Skills
Family Law, Family Law Mediation, Real Estate Law, Indian Law, Creditor/Debtor Law, Criminal Law, Business Law, Civil Litigation, Litigation Support, Litigation, Legal Research, Legal Writing, Pleadings, Document Review, Legal Documents, Legal Assistance, Customer Service, Westlaw Next, Westlaw, Legal Computer..., Mortgage Processing, Microsoft Excel, Microsoft Word, Microsoft Power Point, Microsoft Outlook, Data Entry, Time Management

Education
Kaplan University-Davenport Campus   2014 — 2015
Bachelor’s Degree, Paralegal Studies

Northeast Wisconsin Technical College   2011 — 2013
Associate's Degree, Paralegal Studies

Experience
Evergreen Home Loans  September 2008 - Present
CTX Mortgage   April 1999 - September 2008
Evergreen Home Loans  February 1992 - April 1999

Skills
Refinance, FHA, Mortgage Lending, Mortgage Banking, Loan Origination, USDA, VA loans, Residential Mortgages, Loans, FHA financing, Credit, Government Loans, Certified Mortgage..., Underwriting, Construction Loans, Mortgage Underwriting, VA Loans

Education
Bigfork High School, Bigfork MT   1984 — 1988

North Idaho College

Experience
State Financial Officers Foundation (SFOF)   January 2014 - Present
Office of Kansas State Treasurer Ron Estes   December 2010 - Present
Kansas Republican Party  January 2013 - Present
Kansans For Estes   August 2010 - December 2010
Mann for Congress   May 2010 - August 2010
MidAmerica Nazarene University  May 2009 - June 2010
MidAmerica Nazarene University  July 2008 - April 2010
First Magnus Financial  June 2006 - August 2007
CTX Mortgage   September 2003 - June 2006
Friends University  May 2000 - July 2003

Skills
Management, Public Speaking, Event Planning, Fundraising, Public Relations, Strategic Planning, Leadership, Team Building, Marketing, Non-profits, Microsoft Office, Event Management, Coaching, Building Relationships, Business Relationship..., Banking Relationships, Business Continuity, Continuity of Operations, Operations Management, Account Management, Logistics Management, Budget Process, Operating Budgets, Department Budgeting, Social Media, Political Campaigns, Community Outreach, Strategic Partnerships, Community Development, Friendly Personality, Making Connections, Strategic Communications, Strategic Intelligence, Loving Life, Communicative Skills, Nonprofits, Government, Policy, Leadership Development, Staff Development, Human Resources, Public Policy, Interviews, Higher Education, Volunteer Management, Program Development, Politics, Organizational..., Grant Writing, Grants

Education
Friends University   2001 — 2003
Master of Science, Management

Wichita State University   1997 — 1999
Bachelor of Arts, Communications/Public Relations

Kansas State University   1992 — 1995
NA, Business/Marketing

Alliance High School   1988 — 1990
High school diploma

Experience
Academy Mortgage  March 2009 - Present
AmeriFirst Financial, Inc.   February 2008 - February 2009
JLCM Marketing   September 2005 - March 2008
CTX Mortgage   June 2007 - February 2008
Great Southwest Mortgage  September 2004 - May 2007
Palm Harbor Homes  May 1999 - August 2004
Minnesota Army National Guard  December 1991 - December 1997

Skills
Mortgage, VA, FHA, USDA, Conventional, First Time Home Buyers, Refinance, Loans, Investors, Mortgage Planning, Mortgage Lending, Mortgage Banking, Loan Origination, Certified Mortgage..., Investment Properties, Credit, Real Estate, Short Sales, REO, Foreclosures, Construction Loans, Sellers, FHA financing, Reverse Mortgages, VA loans, Referrals, Mortgage Underwriting, Residential Mortgages, Residential Homes, Real Estate Transactions, Sales, Selling, Leadership, Finance, Banking, Government Loans, Underwriting, Marketing, Investments, Real Estate Financing, HUD, Funding, Home Equity Loans, Property, Loss Mitigation, Real Estate Economics, Credit Analysis, Condos, New Home Sales, Mortgage Marketing

Education
Northern Arizona University   1998 — 2000
Masters, Educational Leadership

North Dakota State University   1990 — 1995
Bachelor of Science, Education / Business

St. Cloud Apollo   1987 — 1990

Experience
HomeServices Lending  February 2015 - Present
Evolve Bank & Trust  September 2012 - January 2015
Cheviot Savings Bank  March 2011 - August 2012
Franklin Savings  February 2010 - March 2011
Progressive Mortgage Group   July 2009 - March 2011
GMAC Mortgage  September 2006 - September 2009
Fidelity & Trust Morthage   2006 - 2007
American Home Mortgage  July 2003 - September 2006
Principal Residential Mortgage  March 2003 - June 2006
CTX Mortgage   June 1999 - June 2003

Skills
Credit, FHA, PowerPoint, Mortgage Lending, Microsoft Excel, Microsoft Word, Loans, Refinance, Microsoft Office, Customer Service, Residential Mortgages, VA loans, First Time Home Buyers, Mortgage Banking, USDA, FHA financing, Government Loans, Reverse Mortgages, Loan Origination, Construction Loans, Certified Mortgage..., Customer Satisfaction, Home Equity Lines of..., Mortgage Servicing, Home Equity Loans, Mortgage Underwriting, Loan Servicing, 203K, Consumer Lending, Real Estate Financing, Banking, Commercial Lending, Credit Analysis, Commercial Mortgages, Underwriting, Rates, Loss Mitigation, Loan Modifications, HUD, Real Estate Economics, Investment Properties, Non-Conforming, Referrals, REO, Real Estate, Foreclosures, Finance, Debt Consolidation, Mortgage Marketing, Asset Based Lending

Education
College of Mount St. Joseph

Oak Hills

Oak Hills

Experience
Sistar Mortgage  June 2013 - Present
Flagstar Bank  October 2008 - January 2013
Flagstar Bank  January 2008 - November 2008
First Magnus Financial  2006 - 2007
Saxon Home Mortgage  2006 - 2006
CTX Mortgage   2005 - 2006
CTX Mortgage   2003 - 2005
IT Mortgage   2002 - 2003
Huron Valley Financial, Inc.   2001 - 2002

Skills
Lotus Notes, MS Office..., Credit, Loans, Loan Origination, Loan Servicing, Loss Mitigation, Mortgage Servicing, Underwriting, Mortgage Lending, Foreclosures, Mortgage Banking, Residential Mortgages, FHA, Banking, Financial Services, Consumer Lending, Mortgage Underwriting, Credit Analysis, VA loans, USDA, FHA financing, Construction Loans, Small Business Lending

Education
Post University

Everest College-Phoenix

Experience
Madison Flat Fee Homes   February 2014 - Present
William Ryan Homes  December 2011 - September 2013
LRMC  December 2005 - January 2011
CTX Mortgage   1999 - 2001

Skills
Residential Homes, Sales, Real Estate, Selling, New Home Sales, Negotiation, Sales Management, Cold Calling, Selling Skills, Contract Negotiation, Property Management, Customer Service, Customer Satisfaction, Marketing, Land Acquisition, Online Marketing, Investment Properties, Loans, Single Family Homes, New Business Development, Marketing Strategy, Business Development, Real Estate Transactions, Sellers, Referrals, First Time Home Buyers, Buyer Representation

Education
Madison Area Technical College   1989 — 1992

Oregon Senior High School   1983 — 1988
Diploma, General

Experience
CBC National Bank  January 2014 - Present
LSI MORTGAGE PLUS  April 2010 - December 2013
Simply Direct Mortgage   February 2009 - July 2009
Mortgage Now  July 2008 - February 2009
LSI MORTGAGE PLUS  January 2008 - July 2008
CTX Mortgage   August 2006 - September 2007
Arisen Mortgage   October 2003 - August 2006
Acadiana Mortga   June 1998 - June 1999
Bank of America  January 1998 - April 1998
Barksdale Federal Credit Union  March 1994 - January 1998

Skills
FHA, Mortgage Underwriting, VA loans, Refinance, USDA, Mortgage Banking, Loans, Mortgage Lending, First Time Home Buyers, Credit, Residential Mortgages, Certified Mortgage..., Loan Origination, FHA financing, Construction Loans, Reverse Mortgages, Mortgage Marketing, Government Loans, Real Estate Financing, Debt Consolidation, Loss Mitigation, Credit Analysis, Underwriting, Investment Properties, USDA Rural Housing, Home Equity Loans, Referrals, REO, Loan Servicing, Home Equity Lines of..., Funding, Commercial Mortgages, Calyx Point, Foreclosures, Non-Conforming, Mortgage Servicing, Super Jumbo, HUD, HomePath, 203K, Financial Structuring, Wholesale Lending, Real Estate Economics, Purchase Financing, Title Insurance, FNMA, Encompass, FHLMC, NMLS Licensed, Down Payment Assistance

Education
New Mexico State University-Alamogordo
Business/Commerce, General

Experience
Merrimack Mortgage Company   December 2009 - Present
nTegrity Web Hosting   2013 - Present
CTX Mortgage   November 2005 - February 2008

Skills
Windows Server, RedHat, VMware, CentOS, Ubuntu, Apache, MySQL, PHP, OS X, Active Directory, DNS management, Watchguard, Google Apps, SysAid, Access

Education
Southern New Hampshire University   2011 — 2015
Bachelor's Degree, Computer Information Technology, 3.90

Johnson & Wales University   1999 — 2001
AS, Entrepreneurship

Experience
LinkedIning.com   March 2013 - Present
BobbyKajita.com   July 2011 - Present
Cornerstone Real Estate & Financial Services   July 2004 - July 2011
MarinersResources.org   October 2006 - December 2008
Kala Investments, Inc.   May 2000 - July 2004
CTX Mortgage   May 1997 - February 2000

Skills
Sales, Telemarketing, Marketing, Lead Generation, Customer Service, Finance, Business Development, Process Improvement, Management, New Business Development, Sales Management, Team Building, Training, CRM, Real Estate Economics, Customer Relations, Loan Origination, Real Estate Broker, Business Analysis, Sales Operations, Leadership, Market Analysis, Mortgage Industry, Phone Etiquette, Investment Properties, Financial Analysis, Analysis, Mortgage Underwriting, Time Management, Customer Retention, Sales Support, Loan Processing, Residential Real Estate, Residential Mortgage..., Logistics, Networking, Business, Financing, Residential..., Credit, Consumer, Compliance, Residential..., Online Sales, eBay, Information Services, Sales, Retail, Sales, Wholesale, LinkedIn, Profile..., Prospecting

Education
Northern Illinois University   1984 — 1988
Accounting & Economics

Experience
Cornerstone Home Lending, Inc.   September 2014 - Present
Cherry Creek Mortgage Company  August 2008 - September 2014
CTX Mortgage   January 2003 - August 2008
Englewood Mortgage   December 1997 - January 2002

Skills
First Time Home Buyers, FHA, VA, Mortgage Planning, VA loans, Conventional, Mortgage Lending, Refinance, Conforming, Reverse Mortgages, Loan Origination, Mortgage, Mortgage Industry, Mortgage Banking, Purchase, Loans, Investment Properties, Residential, Investors, HUD, Sellers, Real Estate Investment, Relocation, Residential Mortgages, Government Loans, FHA financing, Non-Conforming, Rehab Loans, First Time Buyers, USDA, Certified Mortgage..., Residential Homes, Foreclosures, Finance, Referrals, HomePath, Down Payment Assistance, USDA Rural Housing, 203K

Education
Fort Hays State University   1991 — 1995
Bachelor of Arts, Communication - Broadcast Journalism

Experience
Cunningham & Company  December 2011 - Present
The Young Team, Inc   March 2010 - December 2011
WR Starkey Mortgage  January 2008 - March 2010
CTX Mortgage   January 1988 - December 2007

Skills
VA loans, FHA, USDA, Mortgage Lending, Refinance, FHA financing, Residential Mortgages, Investment Properties, Real Estate, Sellers, Government Loans, Residential Homes, Mortgage Banking, Loan Origination

Education
Marshall University   1982 — 1988
MBA/BBS, Marketing & Management

Experience
GBC Mortgage   January 2014 - Present
Guaranteed Rate  February 2012 - January 2014
Superior Mortgage  September 2011 - February 2012
Wells Fargo Home Mortgage  January 2009 - September 2011
CTX Mortgage   March 2005 - January 2009

Skills
Refinance, Loan Origination, FHA financing, Mortgage Lending, Mortgage Banking, Residential Mortgages, Loans, First Time Home Buyers, VA loans, USDA, Credit, Certified Mortgage..., Government Loans, Construction Loans, REO, Customer Service, Investment Properties, Real Estate Transactions, Investments, Home Equity Loans, Mortgage Marketing, Home Equity Lines of..., Real Estate Financing, FHA, Sales, Short Sales, Referrals, VA Loans

Education
Monroe Community College   1976 — 1978
Associate's degree, accounting

Experience
PrimeLending, a Plains Capital Company  February 2015 - Present
HomeTrust Banking Partnership  July 2013 - February 2015
Star One Realtors  September 2011 - November 2013
Real Estate Consultant  September 2009 - October 2011
Fifth Third Bank  September 2000 - September 2009
CTX Mortgage   2004 - 2004
Intermedia/Insight   October 1997 - July 1999
GTE Corporatoin   May 1990 - October 1997
GTE  1990 - 1994
GTE  1990 - 1994

Skills
FHA, Mortgage Lending, Sellers, Property, First Time Home Buyers, Management, Real Estate, Sales, Sales Management, Relocation, Investment Properties, Loan Origination, Loans, Mortgage Banking, Refinance, Strategic Partnerships, Selling

Education
Eckerd College   1986 — 1990
BA, Management, Human Resources

Experience
CTX Mortgage   February 1999 - May 2006
PHH Mortgage  May 1995 - June 1998

Skills
Banking, Credit, Loans, Mortgage Lending, Credit Analysis, Risk Management, Underwriting, Financial Analysis, Leadership, Finance, Mortgage Banking, Customer Service, Management

Education
Hawaii Pacific university   2010 — 2012
Bachelor of Arts (BA), Human Resources Development, Alphi Chi, Delta Mu Delta

Hawaii Pacific University   2009 — 2010
Associate's degree, Management

Experience
Denali Financial Consulting, LLC   June 2011 - Present
SAMS (Seattle Art Museum Supporters)   September 2009 - Present
PrimeLending Co   September 2008 - 2011
CTX Mortgage   October 2003 - September 2008
The CIT Group  February 2001 - September 2003
MILA, Inc  December 1989 - October 2000

Skills
Investment Properties, Start-ups, Mortgage Lending, Financial Modeling, Loans, Refinance, Sales, Strategy, Investments, Finance, Financial Analysis, Mergers & Acquisitions, Management

Education
Eastern Washington University   1984 — 1986
Business, Child Psychology

Experience
Regency Mortgage Corp  February 2010 - Present
Kona Properties   2005 - 2011
MetLife Home Loans  2008 - 2009
MetLife Home Loans  2008 - 2009
Countrywide Home Loans  March 1999 - July 2008
Countrywide Home Loans  1999 - 2008
CTX Mortgage   1997 - 1999
Norwest Mortgage  1994 - 1996

Skills
FHA / VA Home Loans, Residential Mortgages, Jumbo Home Loans, Leadership

Education
Plymouth State University   1984 — 1988
Business Management

Portsmouth High School

Experience
JPMorgan Chase  April 2012 - Present
Personnel lecturer, trainer, teacher, and coach within the Mortgage and Real Estate Industry   January 2010 - Present
First Guaranty Mortgage Corp  November 2011 - February 2012
Capital One Bank., N.A.   September 2010 - October 2011
Freddie Mac  March 2010 - August 2010
Prosperity Mortgage  May 2009 - December 2009
LBA Financial Group, LLC   January 2001 - December 2008
CTX Mortgage   December 1999 - January 2001
National City Mortgage  March 1996 - December 1999

Skills
Visionary Thinking, Interpretive Planning, Organizational..., Organizational..., Open Minded, Creative Problem Solving, Creative Strategy, Adaptive, Team Oriented, Team Spirit, Team Building, Continuous Integration, Listening Skills, Supervisory Skills, People Skills, Training Skills, Computer Literate, Mortgage Lending, Mortgage Banking, Mortgage Underwriting, Residential Mortgages, Mortgage Industry, Mortgage Servicing, Banking Operations, Real Estate Finance, Real Estate Financing, Real Estate Development, Real Estate Investment, Loan Origination, FHA, Refinance, Banking, Training, Loans, Loan Servicing, Finance

Education
Florida Institute of Technology   2009 — 2011
MBA, Busines Management

Temple University   1990 — 1995
BA, STRATEGIC MANAGEMENT

Temple University   1990 — 1995
B.A., MARKETING

York College of Pennsylvania   1990 — 1992
Bachelor's degree, Marketing

York Suburban   1984 — 1988
High school diploma, General Studies

Experience
Wells Fargo Home Mortgage  November 2007 - Present
CTX Mortgage   September 2003 - December 2007

Skills
Refinance, Mortgage Lending, Real Estate Transactions, Investment Properties, Loans, Credit, Sellers, Buyers, Residential Homes, Mortgage Banking, Mortgage Marketing, FHA, First Time Home Buyers, Loan Origination, Residential Mortgages

Education
North Park University   1974 — 1978

Experience
Texas Capital Bank  August 2015 - Present
Benchmark Mortgage (NMLS #2143)   October 2014 - June 2015
Texas Capital Bank  May 2013 - October 2014
Community Trust Bank  August 2012 - April 2013
Calyx Software (Point LOS)   January 2004 - August 2012
CTX Mortgage   2002 - 2003
Countrywide Home Loans  2002 - 2002

Skills
Computer Proficiency, Great Analytical skills, Great Written and Oral..., Excellent Customer..., LOS Tech Support..., Mortgage Loan Processing, Mortgage Underwriting, Banking Teller, Highly detail oriented, Work well under pressure, Set and Meet..., Knowledge of Office..., Customer Service, Mortgage Lending, Analytical Skills, Troubleshooting, Training, Technical Support, USDA, FHA, Management, Banking, Microsoft Office, Credit, Sales, Security, Loans, Mortgage Banking, Loan Origination, Networking, Leadership

Education
El Centro College   1991 — 1993

South Oak Cliff High School   1988 — 1991
Diploma

Experience
Wilkinson Real Estate - ERA   May 2014 - Present
Atlantic Bay Mortgage Group  January 2014 - May 2014
American Security Mortgage  December 2010 - December 2013
DHI Mortgage  March 2010 - November 2010
American Security Mortgage  February 2009 - February 2010
CTX Mortgage   September 2004 - February 2009

Skills
Refinance, FHA, Loans, Mortgage Banking, Mortgage Lending, Residential Mortgages, USDA, Investment Properties, Loan Origination, Credit, First Time Home Buyers, FHA financing, VA loans, Government Loans, New Home Sales, Sales, Marketing, Real Estate

Education
University of Maryland Baltimore County   1996 — 1998
Visual Arts / Digital Imaging

Montgomery College   1992 — 1994
Business

Experience
PrimeLending  July 2008 - Present
CTX Mortgage   July 1998 - August 2008

Education
Morehead State University

Experience
Liberty Mutual Insurance  September 2015 - Present
Esurance Insurance Company   November 2013 - September 2015
Terminix Commercial  July 2012 - August 2013
Signature Marketing Group  April 2011 - July 2012
Revolution Tea, LLC   March 2008 - October 2010
TayMac Corporation   October 2006 - December 2007
Dan May & Associates, Ltd   January 1993 - January 2006
CTX Mortgage   January 1992 - January 1993
Garrard Bank & Trust Company   January 1988 - January 1992

Skills
Business Modeling, Financial Analysis, Forecasting, Auditing, Analysis, Management, Corporate Finance, Finance, Strategy, Strategic Financial..., Data Analysis, Payroll, Accounting, Cash Flow, Internal Audit, Portfolio Management, Budgets, Investments, Business Development, Human Resources, Banking, Process Improvement, Internal Controls, Leadership

Education
Keller Graduate School of Management of DeVry University   2006 — 2007
M.B.A, General Business Administration

University of Kentucky   1984 — 1988
B.S, Finance, Economics

Experience
Lending Resources Group, Inc.   May 2008 - Present
Mortgage Personnel Services, LLC   January 2013 - May 2015
Summit Mortgage Company   December 2006 - April 2008
Summit Mortgage - The Trada Group   December 2006 - July 2007
CTX Mortgage   June 2003 - December 2006
Bank of America  September 2002 - June 2003
Search Solutions, Inc.   June 1989 - September 2002
International Trading Group,Ltd.   1980 - 1989

Skills
Real Estate Economics, Loans, Mortgage Lending, Investment Properties, Investments, Real Estate, Refinance, Due Diligence, Financial Analysis, Start-ups, Management, Investors, Banking, Negotiation, Small Business, Commercial Real Estate, Finance, Business Planning, New Business Development, Risk Management, Funding, Residential Homes, Mortgage Banking, Underwriting, Commercial Mortgages, Commercial Lending, Mergers & Acquisitions, Sales, Strategy, Financial Structuring, Property, Real Estate Financing, Real Estate Transactions, Asset Management, Loan Origination

Education
Western State University College of Law   1975 — 1978
JD, Law

New York University   1968 — 1972
BA, History & Liberal Arts

Experience
Monarch Mortgage  December 2012 - Present
Advance Mortgage Company   May 1997 - December 2012
CTX Mortgage   1993 - 1997
Columbia First Mortgage   October 1991 - March 1993

Skills
First Time Home Buyers, Real Estate, Investment Properties, Short Sales, USDA, Certified Mortgage..., Foreclosures, Non-Conforming

Education
Hampden-Sydney College   1988 — 1990
Bachelor's degree, Managerial Economics

Virginia Wesleyan College   1988 — 1988

Tidewater Community College   1985 — 1987
Business Administration and Management, General

Experience
PrimeLending  2009 - Present
ViewPoint Bankers Mortgage  2008 - 2009
CTX Mortgage   2005 - 2008

Skills
FHA, Refinance, FHA financing, Investment Properties, Loans, VA loans, Residential Mortgages, Mortgage Banking, Loan Origination, Mortgage Lending, Construction Loans, Government Loans, Certified Mortgage...

Education
Georgetown University   1965 — 1969
BSFS, Foreign Service

Experience
HomeStreet Bank  March 2014 - Present
iServe Residential Lending  August 2012 - February 2014
Wells Fargo Home Mortgage  May 2010 - February 2012
CTX Mortgage   June 2004 - May 2008

Skills
USDA, HomePath, VA loans, FHA financing, Certified Mortgage..., FHA, Refinance, Mortgage Banking, Mortgage Lending, Residential Mortgages, Loan Origination, Loans, Credit, First Time Home Buyers, Credit Analysis, Investment Properties, Referrals, Sellers, Government Loans, Mortgage Underwriting, Real Estate Financing, VA Loans

Education
Napa Valley College

Experience
Prospect Mortgage, LLC  August 2008 - Present
prospect mortgage  2008 - 2009
CTX Mortgage   June 2004 - August 2008

Education
National University

Experience
PrimeLending, A PlainsCapital Company  July 2010 - Present
CTX Mortgage   January 2003 - January 2010

Skills
FHA, Mortgage Lending, First Time Home Buyers, Investment Properties, Foreclosures, Loans, Refinance, REO, VA loans, USDA, FHA financing, Real Estate, Short Sales, Government Loans, Certified Mortgage...

Education
Fort Hays State University   1991 — 1994

Experience
Rocky Mountain Real Estate Advisors   2014 - Present
FreebeeCards  2011 - Present
Cherry Creek Mortgage  2009 - 2010
CTX Mortgage   2001 - 2008

Skills
Customer Service, Marketing Communications, Microsoft Office, CRM, Training, Marketing, Recruiting, Sales, Marketing Strategy, Leadership, Sales Management, Real Estate, Single Family Homes

Education
Metropolitan State University of Denver

Pratt Institute

Experience
PrimeLending  January 2014 - Present
Wells Fargo Home Mortgage  August 2008 - January 2014
CTX Mortgage   2007 - 2008
RadioShack  2002 - 2007
Wireless Retail  2002 - 2005
WorldCom Wireless  1997 - 2002
Centennial Wireless  1994 - 1997

Skills
Start-ups, Leadership, Mortgage Lending, Refinance, Process Improvement, Sales, Real Estate, Marketing, Mortgage Banking, Program Management, FHA, Loan Origination, Loans, Retail, Residential Mortgages, Credit, Sales Management, Investment Properties, First Time Home Buyers, Underwriting, Construction Loans, Customer Service, Selling, VA loans, Investments, FHA financing, Finance, Certified Mortgage..., Reverse Mortgages, Qualifying Prospects, Mortgage Underwriting, Government Loans, USDA, Home Equity Loans, Mortgage Marketing, VA Loans

Education
Xinnix Mortgage Academy   2007 — 2007

Old Dominion University   1984 — 1988
BS, Finance

Toms River HS East   1980 — 1984

Experience
Adelante Live, Inc.   October 2011 - Present
City Limits Enterprises   August 2008 - Present
Aerotek Engineering  August 2006 - July 2008
CTX Mortgage   May 2004 - August 2006

Skills
Marketing, Trade Shows, Relationship Marketing, Photography, Social Media Marketing, Advertising, Brand Development, Social Media, Social Networking, Event Management, Account Management, Event Planning, Marketing Communications, Customer Service, Email Marketing, Online Marketing, Brand Management, Public Relations, Sales, Online Advertising, Integrated Marketing, Digital Marketing, Facebook, Blogging, Marketing Strategy, Fashion, Microsoft Office, Recruiting, Technical Recruiting, Management, Leadership, Direct Marketing, Graphic Design

Education
University of Tampa - John H. Sykes College of Business   2002 — 2006
Bachelor's Degree, Management, Cum Laude Graduate

John Cabot University   2004 — 2004
International Business

The Aquinas Institute of Rochester   1998 — 2002
High School, International Business, 4.2/4.5 Cumulative GPA

Experience
South Pacific Financial Corp  February 2015 - Present
Bank of America  December 2013 - June 2014
Sovereign Lending Group, Inc.   March 2012 - June 2013
Southern California Edison (SCE)   May 2009 - April 2012
Wholesale Home Lenders   December 2008 - May 2009
CTX Mortgage   September 2006 - September 2007
LoanNow Financial   December 2003 - September 2006
Web Connect Internet Solutions   January 1995 - December 2003
NetGrowth, Inc.   October 2000 - February 2001
MetroplexWeb, Inc.   August 1999 - October 2000

Skills
Real Estate, Entrepreneurship, Mortgage Lending, New Business Development, Sales Management, Loans, Mortgage Banking, Foreclosures, Business Development, Leadership, Negotiation, First Time Home Buyers, Financial Analysis, Strategic Planning, Team Building, Risk Management, FHA, Business Planning, Training, Credit, Investment Properties, Security, Certified Mortgage..., REO, Real Estate Economics, Reverse Mortgages, Banking, Residential Mortgages, Refinance, Real Estate Financing, Loan Origination, Finance, VA loans, Loss Mitigation, Investors, Investments, Selling, Commercial Lending, Referrals, Commercial Real Estate, Residential Homes, Commercial Mortgages, Underwriting, Small Business, Short Sales, Credit Analysis, HUD, Loan Servicing, Real Estate Transactions, Brokerage

Education
Pepperdine University, The George L. Graziadio School of Business and Management   2010 — 2015
MBA, Marketing

Pepperdine University, The George L. Graziadio School of Business and Management   2007 — 2009
Bachelor of Science, Management

Experience
Graham & Company P.C. CPAs   January 2015 - Present
Boltage   April 2011 - Present
Firefly Development   2002 - 2007
CTX Mortgage   1993 - 1995
Directors Mortgage  1992 - 1993
Investors Asset Management of Ga   1988 - 1989
SunTrust Robinson Humphrey  1987 - 1988
Rich's Department Store  1985 - 1987

Skills
Leadership, Project Management, Management, Problem Solving, Event Planning, Organization, Organizational..., Community Organizing, Financial Analysis, Account Management, Project Planning, Events Coordination, Coordination, Customer Service, Outstanding time..., Accounts Receivable, Critical Thinking

Education
Georgia State University   1989 — 1991
Master of Business Administration (MBA), International Business

Rhodes College   1981 — 1985
Bachelor of Arts (BA), French Language and Literature

Experience
Northwestern Mutual  April 2008 - Present
Northwestern Mutual  October 2010 - Present
SA TAFT, Community Mortgage Planners   January 2003 - February 2008
CTX Mortgage   February 1999 - December 2002
Irwin Mortgage  February 1996 - January 1999
US Army  May 1985 - May 1988

Education
North Carolina State University - College of Management   1990 — 1992
BA, accounting

East Wake High School   1979 — 1983

Experience
Gateway Funding  December 2014 - Present
NDB Properties   March 2002 - Present
DIAMOND RESIDENTIAL MORTGAGE  December 2009 - December 2014
Flagstar Bank  July 2007 - November 2009
First Magnus Financial  August 2004 - July 2007
CTX Mortgage   February 1998 - July 2004

Skills
Strategic Planning, Loans, Mortgage Banking, Investment Properties, Credit, Residential Homes, Mortgage Lending, VA loans, Banking, Customer Service, Residential Mortgages, Investments, Refinance, Advertising, Team Building, Loan Origination, First Time Home Buyers, Marketing, Sales Management, FHA, Sales, Commercial Lending, Coaching, Credit Analysis, USDA, New Business Development, Real Estate, Underwriting, Negotiation, Financial Analysis, Project Management, FHA financing, Management, Public Speaking, Rentals, Single Family Homes, Small Business, Account Management, Analysis, Budgets, Business Strategy, Foreclosures, Investors, Marketing Strategy, REO, Risk Management, Training, Finance, Real Estate Financing

Education
Grand Rapids Community College

Grand Valley State University

Western Michigan University
Psychology

Experience
Corporate Commercial Sweeping, Inc.   April 2010 - Present
Bank of America  June 2008 - April 2010
CTX Mortgage   October 2005 - May 2008
DHI Mortgage  September 2004 - October 2005
Texas Residential Mortgage LLC   2001 - 2003
Morgan Stanley  2000 - 2002

Skills
Mortgage Banking, Sales, Refinance, Mortgage Lending, Finance, USDA, Customer Satisfaction, Customer Service, FHA, Loans, Real Estate, Competitive Analysis, Customer Retention, Referrals, Credit, Commercial Real Estate, Selling, Negotiation, Residential Homes, Loan Origination, Real Estate Financing, Small Business, Investment Properties, Residential Mortgages, Real Estate Transactions, First Time Home Buyers, REO

Education
Purdue University   1991 — 1995
Biology

Barrington Highschool

Georgia State University
Bachelors of Science, Psychology

Experience
Realtors Association of the Palm Beaches  October 2012 - Present
CTX Mortgage   June 2000 - January 2008

Skills
First Time Home Buyers, Referrals, Public Speaking, Investment Properties, Training, Mortgage Lending, Residential Homes, Leadership, Microsoft Office, Nonprofits

Education
Nardin Academy

Palm Beach Community College

Experience
Fairway Independent Mortgage Corporation  May 2011 - Present
Premier Capital Mortgage   February 2009 - June 2011
Countrywide Bank, FSB  October 2002 - February 2009
Countrywide Home Loans  2002 - 2009
JPMorgan Chase  August 2006 - August 2007
CTX Mortgage   1997 - 2002

Skills
Recruiting, Public Speaking, Mortgage Lending, Rates, New Business Development

Education
Pepperdine University   1989 — 1993
BA, Public Relations

Portsmouth High School   1988 — 1989

Milford Area Senior High   1984 — 1988

Experience
Sogia Group LLC   July 2010 - Present
VertiSEL   November 2011 - November 2012
Comstar, LLC  June 2008 - March 2009
Flagstar Bank  December 2006 - July 2008
Homecomings Financial  October 2004 - December 2006
Wonderlic Mortgage   2001 - 2004
CTX Mortgage   1999 - 2001

Skills
Business Development, Credit, Finance, New Business Development, Credit Cards, Mortgage Lending, Account Management, Real Estate, Loans, Sales Management, Financial Services, Corporate Finance, Banking, Sales, Investment Properties, FHA, Mortgage Banking, Start-ups, Risk Management, Training, Leadership, Strategy, Lead Generation, Marketing, Management, Entrepreneurship, Negotiation, Small Business, Consulting, Strategic Planning, Program Management, Contract Negotiation, Credit Analysis, Business Planning, Team Building, Selling, Strategic Partnerships, Sales Process, Customer Retention, CRM, Executive Management, Direct Sales, Funding, Time Management, Cold Calling, Business, Business Strategy, Competitive Analysis, Insurance, Sales Operations

Education
Marquette University   1991 — 1994
B.S., Biochemistry/Molecular Biology

Whitefish Bay

Experience
GM Financial / Americredit  November 2014 - Present
BrandAuto Finance   August 2012 - November 2014
Chase Auto Finance  October 2007 - August 2012
CTX Mortgage   May 2005 - July 2007
Union Planters Bank / Regions Bank   May 2004 - May 2005
AIG American General  November 2003 - May 2004

Skills
Credit, Underwriting, Finance, Loan Origination, Sales, Mortgage Lending, Analysis, Relationship Management, Risk Management, Business Development, Credit Risk, Sales Management, Credit Analysis

Education
Middle Tennessee State University   1999 — 2003
Bachelor of Business Administration, Finance; Financial Institutions Management

Experience
Plum Lending   August 2014 - Present
Resiliency Project   March 2011 - Present
Cowboy CrossFit   June 2009 - Present
Apartment Loan Store   October 2007 - August 2014
Amnet  2013 - 2014
CTX Mortgage   April 2005 - April 2007
Accredited Home Lenders  April 2003 - January 2005
Phoenix Marketing  1994 - 1996

Skills
Real Estate, Business Development, Leadership, Investments, Sales, Entrepreneurship, Commercial Real Estate, Mortgage Lending, Mortgage Banking, Refinance, Loans, Loan Origination, FHA, Credit, Residential Mortgages, Finance, Small Business, Investment Properties, Underwriting, VA loans, Customer Service, Start-ups, Management, Strategic Planning, Banking

Education
Oregon State University   1989 — 1993
Bachelor of Science (BS), Pre-Medicine/Pre-Medical Studies & Pre-Physical Therapy

Experience
Inspira Group, Inc.   November 2007 - Present
Castle Real Estate & Castle Lending   February 1997 - May 2007
CTX Mortgage   June 1994 - January 1997
RPM Mortgage Inc  June 1993 - June 1994
Kaufman and Broad  August 1986 - February 1993

Skills
Real Estate, Mortgage Lending, Mortgage, Mortgage Banking, Short Sales, Residential Mortgages, Foreclosures, Investment Properties, Real Estate Transactions, Refinance, Referrals, Sales

Education
New York University - Graduate School of Business Administration   1985 — 1986
Master of Business Administration (MBA), Finance

NYU   1980 — 1984
Bachelor of Arts (BA), Major in Psychology, Minor Math/Computer Science

Experience
Lennar/Eagle Home Mortgage   September 2013 - Present
Prime Lending  April 2009 - August 2012
CTX Mortgage   December 2003 - April 2009
GMAC Mortgage  January 2001 - December 2003

Skills
Recruiting, Mortgage Banking, Loan Origination, Negotiation, Loans, Management, Sales, Marketing, Mortgage Lending, Finance, Leadership, Underwriting, Financial Services, FHA, VA loans, Mortgage Marketing, VA Loans, Residential Mortgages

Education
Fairleigh Dickinson University
MBA, Finance

Livingston High School   1961 — 1965
High School diploma, college prep

Experience
MetLife Home Loans  January 2011 - Present
Fulton Bank  March 2009 - January 2011
CTX Mortgage   August 2005 - February 2009
Hermes of Paris  1999 - 2002

Education
Marymount University   1995 — 1999
BA, Design

Experience
Selux Corporation  December 2014 - Present
Zumtobel Lighting  August 2011 - November 2014
Durasol Awnings, Inc.   November 2007 - August 2011
M&T Bank  August 2006 - November 2007
CTX Mortgage   September 2005 - July 2006
Concorde Funding Group   February 2005 - September 2005
The New York Mortgage Company  July 2004 - February 2005
Sam's Club  1999 - 2002

Skills
Product Development, Social Networking, Competitive Analysis, Product Management, Proofreading, Brochures, Marketing Communications, Marketing Strategy, Social Media Marketing, Advertising, Product Marketing, Marketing, Business Development, Key Account Management, Market Research, Strategy, Cross-functional Team..., Manufacturing, Sales Management, Strategic Planning, Business Strategy

Education
Marist College   1998 — 2002
BA, Communications

Experience
countrywide financial  December 2008 - August 2009
Washington Mutual Home Loan Center  July 2007 - June 2008
CTX Mortgage   July 2003 - July 2007
US Bank SBA real estate lending officer   May 2000 - July 2003

Skills
Professional success in..., Credit analysis, FHA..., real estate lending.

Education
El Camino College   1966 — 1967

Experience
First Bank Mortgage  October 2007 - Present
American Home Mortgage  March 2007 - August 2007
NetBank Mortgage   October 2005 - March 2007
CTX Mortgage   2002 - 2004
Bank of America  2001 - 2002

Education
Oklahoma City University   1980 — 1984

Experience
New American Funding  February 2013 - Present
Starkey Mortgage, LLP   October 2003 - January 2013
CTX Mortgage   October 1997 - October 2003
Pinyon Mortgage   1995 - 1997

Skills
VA, Mortgage Lending, First Time Home Buyers, USDA, Refinance, FHA, Investment Properties, VA Loans, Residential Mortgages, Mortgage Underwriting, Mortgage Banking, FHA Financing, Real Estate, Credit, Loan Origination, Loans

Education
Oklahoma State University
Bachelor's Degree, Business Administration and Management, General

Experience
Acopia Home Loans  July 2014 - Present
Georgia Banking Company  April 2011 - September 2013
Gateway Funding  September 2010 - May 2011
Element Funding  2009 - 2010
CTX Mortgage   2003 - 2007
GRL   2003 - 2005
Ryland   1989 - 1999
Freedom mortgage company   1983 - 1985
Georgia Federal Savings   1980 - 1983

Skills
Mortgage Banking, FHA, Mortgage Lending, Refinance, USDA, Real Estate Transactions, Referrals, Foreclosures, Sales Management, Risk Management, Residential Mortgages, Loan Servicing, Loan Origination, HUD, Finance, Credit, Consumer Lending, New Home Sales, Investors, Credit Analysis, Commercial Mortgages, Investments, Condos, Loans, Underwriting, Short Sales, Government Loans, First Time Home Buyers, Banking, Mortgage Marketing, REO, Home Equity Loans, Small Business Lending, Loss Mitigation, Real Estate Economics, Mortgage Underwriting, Investment Properties, Customer Service, Portfolio Management, Certified Mortgage..., Commercial Lending, Residential Homes, FHA financing, Reverse Mortgages, Construction Loans, Real Estate, VA loans, Cross Selling, Real Estate Financing, Debt Consolidation

Education
Georgia State University
Master's degree, G

Experience
Mortgage Choice Inc   August 2007 - Present
United First Financial  2007 - Present
CTX Mortgage   2003 - 2006
Chase Home Finance  September 1997 - June 1999
Great Western Bank  1994 - 1996

Education
Georgia College and State University   1978 — 1982
MSA, Business Management

University of Missouri-Saint Louis   1968 — 1969
B.S., Education

University of Dayton   1962 — 1964
Associate, Education

Experience
Canon Virginia, Inc  October 2008 - Present
CTX Mortgage   January 2006 - October 2008

Skills
Mortgage Lending, Refinance, FHA, Mortgage Banking, VA loans, Residential Mortgages, Loan Origination, USDA, FHA financing, Loans, Certified Mortgage..., Credit, Construction Loans, Mortgage Underwriting, First Time Home Buyers, Credit Analysis, Underwriting, Mortgage Servicing

Education
Penn Foster College   2011 — 2013
Associate's degree, Human Resources Management/Personnel Administration, General

Institute of Children's Literature   2008 — 2013
Children's and Adolescent Literature

Fayetteville State University   1997 — 2001
Business Administration and Management, General

Experience
Apex Systems  October 2011 - Present
Nationstar Mortgage  September 2009 - August 2011
CTX Mortgage   May 1996 - September 2007

Education
Mountain View College   1988 — 1990
Certificate of Completion, Visual and Performing Arts

Stephen F. Austin State University

Stephen F. Austin State University

Stephen F. Austin State University

Stephen F. Austin State University

Experience
FAMILY ADVANTAGE FEDERAL CREDIT UNION   March 2007 - Present
Chase Mortgage  March 2006 - March 2007
CTX MORTGAGE   May 2001 - April 2005
First Tennessee Home Loans  1998 - 2001

Skills
FHA, VA Loans, Mortgage Lending, USDA, Loans, Credit, First Time Home Buyers, Investment Properties, Finance, Mortgage Industry

Education
Mott Community College   1980 — 1982
Associate's Degree, Business

Experience
Verizon Enterprise Solutions  March 2011 - Present
HCA  2006 - 2011
CTX Mortgage   September 2004 - October 2006
ACS  September 2002 - September 2004
IP Communications  March 2000 - June 2002
SBC  January 2000 - August 2000

Skills
Cisco Technologies, CCNA, Switches, VPN, Networking, CCNP, Firewalls, Disaster Recovery, WAN, Network Architecture, Active Directory, OSPF, BGP, Network Security, Cloud Computing, Wireless, Network Engineering, VMware, Servers, Cisco IOS, Juniper, Virtualization, DNS, TCP/IP, Integration, Juniper Technologies, .NET, F5 BigIP, VMware ESX, SQL, Microsoft SQL Server

Education
Indiana University-Purdue University at Indianapolis   1987 — 1991
BS, Computer Science

Experience
Matthews-Hargreaves Chevrolet  March 2015 - Present
1st Advantage Mortgage  May 2014 - November 2014
Flagstar Bank  July 2012 - May 2014
Wells Fargo Home Mortgage  December 2010 - January 2012
CHASE Home Finance  August 2006 - June 2009
CHASE Home Finance  July 2004 - August 2006
CHASE Home Finance  July 2000 - July 2004
Chase Manhattan Mortgage Corporation  August 1999 - June 2000
CTX Mortgage   May 1998 - July 1999
North American Mortgage Corporation   September 1995 - May 1998

Skills
Mortgage Lending, FHA, Mortgage Banking, Loan Origination, Investment Properties, Real Estate, Construction Loans, REO, Real Estate Transactions, FHA financing, Team Building, Reverse Mortgages, Purchase, Mortgage Industry, VA loans, Sales Management, B2B, Construction, VA, Leadership, Sales, Management, VA Loans, FHA Financing, First Time Home Buyers, Finance

Education
Macomb Community College   1983 — 1985
Associate, Culinary Mangement

Wayne State University   1977 — 1979
Business

Northern Michigan University   1974 — 1976
Liberal Arts

Denby High School   1970 — 1974

Experience
GMAC  December 2006 - May 2012
Nationstar Mortgage  March 2004 - November 2006
Washington Mutual  September 2002 - December 2003
CTX Mortgage   1998 - 2002
The Associates  1982 - 1998
The Associates  1988 - 1990

Skills
Mortgage Banking, Mortgage Lending, FHA, Loans, Credit, Portfolio Management, Compliance, Quality Assurance, REO, Asset, Default, Residential Mortgages, Mortgage Servicing, Real Estate Financing, Foreclosures, Asset Managment, Credit Risk, Credit Analysis, Due Diligence, Appraisals, Banking, Asset Management, Bankruptcy, FHA financing, Finance, HUD, Loan Modifications, Loan Origination, Loan Servicing, Management, Mortgage Underwriting, Negotiation, Real Estate Economics, Refinance, USDA, Underwriting, VA loans, Valuation

Education
James Madison University
Bachelor's degree

SMU

Experience
Kaw Valley Greenhouses, Inc.   March 2011 - April 2012
NCSPlus Incorporated  February 2010 - February 2011
IndyMac Federal Bank  November 2005 - March 2009
NovaStar Mortgage  2005 - 2006
CTX Mortgage   2001 - 2003

Skills
Marketing Strategy, Real Estate, New Business Development

Education
Kansas State University   1968 — 1971
B.S., Business Administration/Marketing

Experience
First Heritage Mortgage  January 2014 - Present
George Mason Mortgage  2010 - January 2014
CTX Mortgage   2002 - 2009
NVR  1997 - 2003

Skills
Mortgage Banking, FHA, VA loans, Loans, First Time Home Buyers, Home Owners, Loan Origination, Banking, Mortgage Lending, Commercial Lending, Leadership, Refinance, Credit, Residential Mortgages, Construction Loans, FHA financing, Business Development, Credit Analysis, Certified Mortgage..., Mortgage Underwriting, VA Loans, Home Equity Loans, Investment Properties

Education
Marymount University

Experience
Kraft Insurance Services   2010 - Present
Fletcher Automotive Group   2007 - 2010
Roper Automotive Group   2003 - 2007
CTX Mortgage   2000 - 2003
The Victor L. Phillips Co.   1995 - 2000
Firestone Retail Service Centers   1986 - 1995
Russell Tire Inc   1978 - 1985

Skills
Medicare Insurance..., Medicare Supplements, Medicare Advantage, Medicare Prescription..., Life Insurance, Term Life Insurance, Business Development, Business Process..., Fixed Asset Management, Retail Marketing, Multi-channel Marketing, Financial Analysis, Financial Statements, Operations Management, Residential Mortgages, Service Management, Customer Service, Long-term Customer..., Construction Safety, Rental Equipment..., Employee Benefits, Medicare, Disability Insurance, Medicare Part D, Insurance, Health Insurance, Health Policy, Marketing, Team Building, Public Speaking, Strategic Planning, Leadership, Budgets, Event Planning, IRAs, Managed Care

Education
Fort Hays State University   1980 — 1983
Business Administration and Management, General

Russell High School   1977 — 1980
Business Administration and Management, General

Experience
Caliber Home Loans  September 2015 - Present
SWBC Mortgage  August 2013 - September 2015
PrimeLending  December 2009 - August 2013
Supreme Lending  April 2009 - September 2009
CTX Mortgage   July 2006 - April 2009
TexasBank  October 1997 - April 2006

Skills
Banking, Accruals, Accounts Receivable, Finance, Variance Analysis, Payroll, Journal Entries, Microsoft Excel, Outlook, Accounting, Tax, Analysis, Customer Service, Fixed Assets, Account Reconciliation, Microsoft Word, Accounts Payable, Bank Reconciliation, Financial Statements, Financial Accounting, General Ledger, Sarbanes-Oxley Act, Auditing, Financial Analysis, SEC filings, Financial Reporting, Loans, Credit

Education
Mountain View College   2011 — 2013
CPA Starter Program

The University of Texas at Arlington - College of Business Administration   1987 — 1995
BBA, Accounting / Marketing

Weatherford College   1985 — 1987
Associates in Arts, Accounting / Business

Aledo High School   1981 — 1985

Experience
Thies Consulting   March 2015 - Present
Fannie Mae  June 2004 - February 2012
CTX Mortgage   1999 - 2004

Skills
Mortgage Lending, Credit, Loan Origination, Mortgage Banking, Residential Mortgages, Underwriting, Risk Management, Credit Analysis, Mortgage Underwriting, Process Improvement, Mortgage Servicing, Consumer Lending, Banking, Refinance, Operational Risk, Operational Risk..., Due Diligence, Credit Risk, Loan Servicing

Education
Oklahoma State University   1985 — 1989
BS, Economics

Oklahoma State University   1985 — 1989
BS, Business Management

Experience
Envoy Mortgage  September 2010 - Present
Allied Home Mortgage  December 2008 - February 2010
American Southern Mortgage Services, LLC / Wells Fargo   November 2005 - June 2006
CTX Mortgage   May 1990 - November 2005

Education
Loyola University Chicago   1976 — 1980
B.A., Psychology/Sociology

Experience
Northwest Trustee Services  May 2008 - Present
Seattle Downtown/Metrocenter Y Service Club   August 2005 - Present
CTX Mortgage   April 2004 - May 2008
Kent Lions Club   1989 - 2004

Skills
Mortgage Banking, Mortgage Lending, Loans, Real Estate, Credit, First Time Home Buyers, Investment Properties, Foreclosures, Bankruptcy, Real Estate Transactions, Wordperfect, Short Sales, Refinance, Finance, Investors, Banking

Education
Highline College   1999 — 2000
Certificate, Paralegal

Gonzaga University   1983 — 1985
Bus Admin, Management

Spokane Falls Community College   1981 — 1983
Associate, Business

Experience
VCE, the Virtual Computing Environment Company  March 2014 - Present
VCE, the Virtual Computing Environment Company  August 2013 - March 2014
VCE, the Virtual Computing Environment Company  September 2012 - August 2013
LRS Tech, a division of Long Range Systems   October 2011 - September 2012
Ronald Walker Associates II, Inc   April 2009 - January 2010
InnerWireless, Inc   September 2008 - October 2008
CB Richard Ellis  April 2007 - May 2008
CTX Mortgage   December 2004 - March 2007
ACS, Inc.   August 2001 - August 2004
ACS, Inc  August 2001 - August 2004

Skills
Active Directory, Microsoft Exchange, XP, Windows Server, VPN, Windows 7, Technical Support, Blackberry Enterprise..., Troubleshooting, Hardware, Computer Hardware, Group Policy, Networking, Software Documentation, Help Desk Support, Account Management, Windows XP

Education
Johnson & Wales University   1999 — 2001
AAS, Baking and Pastry Arts

Experience
Academy Mortgage  August 2010 - Present
Prospect Mortgage, LLC  2009 - 2010
CTX Mortgage   November 2006 - December 2008

Skills
FHA DE Underwriter, FHA 203k Regional..., TCAOR 2011 Affiliate of..., FHA, VA, Conventional, USDA, First Time Home Buyers, REO, Loan Servicing, Loans, VA loans, Underwriting, Mortgage Banking, Refinance, FHA financing, Residential Mortgages, Loan Origination, Government Loans, Mortgage Lending, 203K, Real Estate Financing, Foreclosures, Credit, HUD, Real Estate Economics, Credit Analysis

Education
Golden West College   1976 — 1977
General Education

Experience
SILVERTON MORTGAGE SPECIALIST, INC.   August 2009 - Present
Wells Fargo Home Mortgage  2008 - 2009
CTX Mortgage   2006 - 2008
Bank of America  December 2003 - July 2006

Skills
Refinance, FHA, Mortgage Lending, Mortgage Banking, Loan Origination, USDA, Residential Mortgages, VA loans, FHA financing, Loans, Credit, Construction Loans, Reverse Mortgages, Certified Mortgage..., Credit Analysis, Government Loans, Mortgage Underwriting, Banking, Underwriting, First Time Home Buyers, Financial Services, Home Equity Loans, Sellers, Real Estate Financing, Small Business Lending, Referrals, HUD

Education
National University   2001 — 2002
Master of Science (MS), Elementary Education and Teaching

San Diego State University-California State University   1996 — 2001
Political Science (BS), Communication and Media Studies, DEGREE

Experience
Mark 1 Mortgage  March 2014 - Present
Wells Fargo Home Mortgage  October 2010 - October 2013
Mark 1 Mortgage  February 1997 - November 2009
Mark 1 Mortgage  February 1997 - November 2009
Countrywide Home Loans  January 1996 - January 1997
CTX Mortgage   January 1992 - January 1996
Self  January 1990 - January 1992
Western Financial Saving   January 1986 - January 1990
Southwest Savings & Loan   January 1983 - January 1986

Skills
Sellers, Loans, Mortgage Lending, Underwriting, FHA, Short Sales, Credit, Mortgage Banking, Investment Properties, First Time Home Buyers, Real Estate, Refinance, VA Loans, Funding, FHA financing, Loan Origination, Residential Mortgages, REO, Customer Service, Foreclosures

Education
Irvine Valley College   2013 — 2017
In Progress, Business Management; Finance

Pomona Catholic Girls High School   1979 — 1983
High School Diploma

Experience
FIRST CHOICE LOAN SERVICES INC.  December 2012 - Present
SWBC Mortgage  October 2012 - December 2012
PrimeLending  December 2008 - October 2012
CTX Mortgage   March 2006 - December 2008

Skills
Construction Loans, Credit, Customer Service, FHA, FHA financing, First Time Home Buyers, Government Loans, Investment Properties, Loan Origination, Loans, Management, Mortgage Banking, Mortgage Lending, Negotiation, Real Estate, Refinance, Residential Mortgages, Sales, USDA, VA loans

Education
LeTourneau University
BS, Business Management

Experience
Total Bank  January 2012 - Present
FEMBI First Equity Mortgage Bankers, Inc.   September 2010 - January 2012
FEMBI Mortgage Bankers   September 2010 - January 2012
Great Florida Bank  2008 - 2010
CTX Mortgage   March 2002 - September 2007
Union Planters Bank  2002 - 2002
Kaufman, Rossin & Co.   May 1990 - December 2001

Skills
FHA, Conventional, English, Banking, Mortgage, Mortgage Lending, Loans, Residential Mortgages, Finance, Investments, Reverse Mortgages, Mortgage Marketing, Refinance, Loan Origination, Commercial Mortgages

Education
Miami Dade College   1991 — 1994
AA

Florida International University   1990 — 1994

Florida International University   1990 — 1993
Finance

Columbus H.S.

Experience
HomeBridge Financial Services, Inc.   March 2009 - Present
CTX Mortgage   April 2002 - March 2009

Skills
Refinance, FHA, Mortgage Banking, Mortgage Underwriting, Loans, Credit, Loan Origination, Mortgage Lending, First Time Home Buyers, Residential Mortgages, Government Loans, FHA financing, Credit Analysis, USDA, Condos, VA loans, Underwriting, Investment Properties, Reverse Mortgages, Strategic Planning, Real Estate

Education
Florida State University   1997 — 2001
Bachelor of Science, Finance

Experience
Scottsdale Healthcare NOAH and Heuser Residency Clinic   September 2005 - May 2014
Pierce Eislen  April 2003 - September 2005
Page & Hommel LLC   January 2002 - December 2002
Qwest Wireless  August 2000 - December 2001
CTX Mortgage   February 1999 - July 2000

Skills
Meditech, Healthcare Management, NextGen, EMR, Onboarding, Epic Systems, Healthcare, Process Improvement, Training, System Administration, Social Media, Marketing Strategy, Occupational Health, Patient Safety, Employee Training, Employee Management, Employee Wellness..., Referrals, Corporate Events, Public Health, Public Health Education, Public Speaking, Product Marketing, Financial Analysis, Financial Reporting, Front to Back Office, Biometrics, Cross-functional Team..., Backup Solutions, Account Reconciliation, Bookkeeping, Small Business, Customer Service, Compliance, Microsoft Excel, HIPAA, HR Policies, Interviews, Internal Communications, Logistics Management, Project Management, Nonprofits, Outsourcing, Office Administration, Office Management, Leadership Development, Leadership, New Hire Orientations, Medical Terminology, Conflict Resolution

Education
Northern Arizona University
Bachelor's Degree, Public Management, Graduated with Honors

Scottsdale Community College
Associate's Degree, Art/Art Studies, General

Metropolitan State University of Denver
Certificate, Career and Personal Development, Honors

SOAR