Experience
Pearson School Systems  May 2013 - Present
Pearson School Systems  June 2012 - May 2013
Pearson School Systems  June 2010 - June 2012
Folsom Family Daycare   February 2006 - May 2010
Argent Mortgage   August 2005 - February 2006
JW Hood and Associates   May 2002 - June 2004
Sierra View Financial   May 2000 - May 2002

Skills
SQL, Salesforce.com, Technical Support, Software Documentation, Troubleshooting, Windows 7, Windows Server, Microsoft SQL Server, Networking, SharePoint, Training, Visio

Education
Canyon High School   1987 — 2001

Santiago Canyon College   1993 — 1996
Business Administration and Management, General

Experience
Citi  May 2015 - Present
Equity Purchase Partners   September 2014 - December 2014
Tealium  August 2013 - August 2014
American Equity Mortgage  October 2012 - July 2013
Formula 5 Capital, Inc.   June 2011 - August 2012
Md7  May 2010 - February 2011
Pacific Companies  2010 - 2011
Decision One Mortgage  November 2006 - August 2007
Argent Mortgage   2002 - 2005

Skills
Account Management, Sales, Budgets, CRM, Management, B2B, Negotiation, Customer Service, Telecommunications, Insurance, Cold Calling, Salesforce.com, Sales Management, New Business Development, Sales Process, Direct Sales, Business Development, Sales Operations, Mortgage Lending, Customer Retention, Selling, Marketing, Solution Selling, Sales Presentations, Lead Generation, Leadership, Recruiting, Enterprise Software, Strategic Partnerships, SaaS, Email Marketing, Strategy, Start-ups, Online Marketing, Online Advertising, Contract Negotiation, Digital Marketing, Team Building

Education
University of Missouri-Columbia   1997 — 2001
BS in Business Admin, Marketing, Finance, Accounting

Jefferson City High School   1994 — 1997

Experience
Bank of the West  June 2014 - Present
Summit Bank and Trust  December 2013 - June 2014
Chase  December 2011 - November 2013
Ideal Home Loans  August 2008 - December 2011
Argent Mortgage   August 2005 - July 2008
The Mortgage Store  August 2004 - August 2005
Medved Chrysler Jeep   2002 - 2004

Skills
Mortgage Lending, Salesforce.com, FHA, Cold Calling, New Business Development, Customer Service, B2B, SEM, Social Media Marketing, Search Advertising, Investment Properties, Sales, Online Advertising, SEO, Google Adwords, Direct Marketing, Refinance, Direct Sales, Account Management, PPC, Sales Management, Advertising Sales, Lead Generation, Sales Process, Business Development, Social Networking, Home Equity Loans, Residential Homes, Short Sales, Sales Presentations, Referrals, Real Estate Financing, Credit, VA loans, Loans, Residential Mortgages, Real Estate, USDA, Mortgage Banking, Loan Origination, Banking, FHA financing, Certified Mortgage..., Negotiation, Government Loans, Selling, First Time Home Buyers, Investors, REO, Property

Education
The University of New Mexico   1982 — 1986

Del Norte High School

Experience
Financial Partners Credit Union  July 2014 - Present
Pacific Realty  July 2014 - Present
First Source Solutions  October 2008 - July 2014
CashCall, Inc.   July 2012 - August 2013
Greenlight Loans  April 2012 - July 2012
EquiFirst  July 2005 - April 2008
Argent Mortgage   October 2003 - June 2005

Skills
Mortgage Lending, Real Estate, Notary, Auto Detailing, Personal Counseling, Interior Design, Home Remodeling, Child Care and...

Education
University of California, Irvine   1997 — 2002
Bachelor's Degree, Criminology, Law, and Society, A+

Experience
Cushman & Wakefield  January 2015 - Present
Massey Knakal Realty Services  June 2010 - January 2015
Rockdale Realty Partners, LLC   August 2007 - February 2010
Velocity Commercial Capital  July 2005 - August 2007
Argent Mortgage   July 2004 - July 2005

Skills
Sales Management, Real Estate, Financial Services, Account Management, Business Development, Market Research, Data Analysis, Microsoft Excel, Investments, Banking, Valuation, Financial Analysis, Leadership, Due Diligence, Financial Modeling, Commercial Real Estate, Real Estate Economics

Education
The University of Connecticut   2000 — 2004
BA, Double Major: Political Science, Latin American Studies

Wooster   1996 — 2000
College Prepatory, College Prepatory

Experience
Self-employed  July 2013 - Present
Washington Mutual  2010 - 2013
Argent Mortgage   2004 - 2010

Skills
Sales, Loans, Mortgage Lending, Commercial Real Estate, Residential Homes, Loan Origination, Selling, FHA, Investments, Residential Mortgages, Credit, USDA, Real Estate, First Time Home Buyers, Refinance, Real Estate Financing, Real Estate Economics, Mortgage Banking, VA loans, Investment Properties, FHA financing, Referrals, REO, Foreclosures, Loss Mitigation, Commercial Mortgages, Mortgage Underwriting, Construction Loans, Loan Servicing, Reverse Mortgages, Certified Mortgage..., Commercial Lending, Underwriting, Brokerage, Home Equity Loans, Investors, Government Loans, Title Insurance, Short Sales, Mortgage Servicing, Appraisals, Funding, Home Equity Lines of..., HUD, Rates

Education
Mariner High School , Cape Coral Florida

The Ohio State University

Experience
New York Life Insurance Company  January 2008 - Present
New York Life Insurance Company  2008 - 2010
Aurora Loan Services  January 2007 - January 2008
Argent Mortgage   October 2005 - January 2007

Education
University of Denver

Experience
KPMG  March 2015 - Present
Bergen Community College  July 2013 - March 2015
PCF - Publishers Circulation Fulfillment  July 2012 - October 2012
JP Morgan Chase  March 2010 - July 2012
Verizon Wireless  May 2008 - April 2009
JP Morgan Chase  June 2006 - May 2008
Argent Mortgage   2004 - 2006

Skills
Public Speaking, Customer Service, Coaching, Leadership, Strategic Planning, Microsoft Excel, PowerPoint, Social Media Marketing, Team Building, Data Analysis, Loans, Business Strategy, Event Management, Account Management

Education
State University of New York at New Paltz   1998 — 2003
Bachelors of Science, Marketing

Spring Valley High School

Spring Valley High School

Spring Valley High School

Experience
Doing loans for flips and Nono AE   October 2007 - Present
Southwest Funding  2008 - 2010
New Century Financial  2004 - 2006
Argent Mortgage   2001 - 2004

Skills
Mortgage Banking, Residential Mortgages, Mortgage Lending, Loan Origination, Refinance, Customer Service, FHA, First Time Home Buyers, Loans, Real Estate

Education
University of Florida   1974 — 1976

Experience
JPMorgan Chase  Business Development SpecialistSavATreeApril 2010 - October 2010
none  February 2008 - July 2009
CIT  2005 - 2007
Argent Mortgage   March 2003 - November 2005

Education
Saint Thomas Aquinas College   1996 — 2001
Bachelor of Arts (BA)

Experience
Van Dyk Mortgage  October 2014 - Present
CMG Financial  March 2013 - October 2014
Ashford University  June 2011 - March 2013
Best Captial Corporation   July 2008 - April 2011
Citi Home Equity  June 2007 - December 2007
Aegis Wholesale  May 2006 - June 2007
Encore Credit Corp  October 2005 - May 2006
Argent Mortgage   January 2005 - September 2005
Olympus Mortgage   August 2002 - December 2004
Ameriquest Mortgage Company  April 2000 - June 2002

Skills
Analytical Skills, Client Relations Skills, Business Analysis, Highly detail oriented, Leadership, Professional Mentoring, strategic Business..., Problem Solving, Collaborative Problem..., Adult Education, Strategic Planning, Higher Education, Distance Learning, Nutrition Education, Marketing Strategy, Strategic Partnerships, Customer Service, Loans, Budgets, Mortgage Banking, Training, Staff Development, Small Business, FHA, Admissions, Mortgage Lending, Student Financial Aid, Loan Servicing, Underwriting, Financial Services, Loan Origination, Refinance, Management

Education
SUNY Potsdam   1990 — 1994
BA, Mathematics

Experience
Focus Diagnostics  August 2009 - Present
Focus Diagnostics  August 2009 - Present
Westcliff Medical Labs  February 2008 - December 2009
Argent Mortgage   2004 - 2007

Skills
Illustrator, Maya, Microsoft Office, Photoshop

Education
Art Institute of California - Orange County   2010 — 2013
B.S., Media Arts and Animation

University of California, Riverside   1999 — 2004
B.A., Fine Arts

Lakewood High School

Experience
www.EZcreditfunding.com   September 2012 - Present
EZCredit funding.com   2013 - 2014
COMMERCIAL MORTGAGE HARD MONEY SPECIALTY LENDER   2012 - 2012
Argent Mortgage   2004 - 2008

Skills
Social Media Marketing, Real Estate, Loans, Finance, Mortgage Lending, Strategic Planning, Real Estate Financing, Investment Properties, Credit, Commercial Real Estate, New Business Development, Real Estate Transactions, Funding, Sales Management, Mergers & Acquisitions, Refinance, Negotiation, Microsoft Office

Education
University of Phoenix
Associate's degree, Business/Managerial Economics

University of Phoenix
Associate's degree, Business Administration, Management and Operations

Experience
Farmers Insurance & Big Tree Financial   2008 - Present
Lehman Brothers  2005 - 2008
Argent Mortgage   2003 - 2005
Home Savings of America  1996 - 2003

Education
San Francisco State University   1995 — 2001

Experience
Caliber Home Loans  March 2012 - Present
MetLife Home Loans  December 2010 - March 2012
Bank of America  July 2007 - December 2010
Countrywide Bank  July 2007 - May 2009
Argent Mortgage   2002 - 2007

Skills
FHA, Conforming, Mortgage, Wholesale, Refinance, VA, Mortgage Lending, Mortgage Industry, USDA, VA loans, Loans, FHA financing, Purchase, Residential Mortgages, Mortgage Planning, Investment Properties, Real Estate, Real Estate Finance, Banking, B2B, Rates, Home Equity Loans, Mortgage Banking, Selling, Reverse Mortgages, Mortgage Marketing, Finance, Certified Mortgage..., Loan Origination, Foreclosures, Commercial Mortgages, Mortgage Servicing, Short Sales, Credit Risk, Referrals, Government Loans, Underwriting, Credit, Mortgage Underwriting, Real Estate Economics, First Time Home Buyers, Wholesale Lending, Investors, Loss Mitigation, Consumer Lending, Sales, REO, HUD, Investments, Construction Loans

Education
University of Illinois at Urbana-Champaign

Experience
SunTrust Bank  November 2009 - January 2011
AT&T Advertising Solutions  June 2008 - September 2009
J.P. Morgan Chase Home Finance   February 2006 - September 2007
Argent Mortgage   May 2002 - January 2006

Skills
Fully Bilingual in..., Type 60wpm, Outlook, Word Processing, B2B Marketing, Loan Servicing, Mortgage Lending, Mortgage Underwriting, Mortgage Marketing, Data Analysis, Lotus Notes, Microsoft Word, Microsoft Excel, PowerPoint, Access, Marketing, Management, Sales

Education
The College of New Rochelle   2015 — 2017
Bachelor's of Science in Nursing, Registered Nursing/Registered Nurse

Experience
NYS Department of Correctional Services  October 2014 - Present
Dept Of Veterans Affairs(TDB Communications)   March 2014 - Present
Servicom  June 2013 - August 2013
Catamaran(Formerly known as CatalystRx)   January 2010 - February 2013
XM Satellite Radio  July 2007 - January 2010
Fremont Investment & Loan  March 2004 - March 2007
Argent Mortgage   August 2003 - February 2004
United States Marine Corps  October 1997 - January 2001

Skills
Call Centers, Workforce Management, Forecasting, Customer Service, Microsoft Excel, Avaya, Call Center, Workforce Planning, Process Improvement, Customer Experience, IVR, Excel, Real Time, Outlook, Process Scheduler, CCMS, Scheduling, Aspect, Empower, RTA, Genesys, Call Center..., Capacity Planning, Program Management, Strategic Planning, Blue Pumpkin, Impact 360, Nortel, Exceptions, BPCS, 3270, IBM AS/400, Remedy Ticketing System, Footprints, Crystal Reports, Ad-hoc, Aspect ACD, Call Routing, Management, Project Management, Avaya Technologies

Education
The Call Center School   2010 — 2010
Workforce Mgmt Training

State University of New York at Canton   1993 — 1994
Business Mgmt

Spring Valley High School   1990 — 1993
HIgh School Diploma

United States Marine Corp
Business Administration

Experience
Chemique Adhesives   January 2011 - Present
Patriot Capital Corp.   2008 - 2011
CareerBuilder.com  2007 - 2008
Decision One Mortgage  2004 - 2007
Argent Mortgage   2000 - 2004

Skills
Cold Calling, Direct Sales, Sales Operations, Solution Selling, Salesforce.com, Selling, Sales, Sales Process, B2B, Channel Partners, Lead Generation, Sales Force Development, Sales Presentations, Selling Skills, Customer Retention, Account Management, Management, Sales Management, New Business Development, Business Development

Education
SUNY Albany   1994 — 1998
BA, Political Science / History

Experience
University of Michigan  September 2011 - September 2014
University of Michigan  July 2009 - September 2011
University of Michigan  February 2008 - July 2009
Argent Mortgage   February 2005 - August 2007

Skills
Internal Audit, Microsoft Excel, Access, Databases, Data Analysis, Recruiting, College Recruiting, Higher Education..., Higher Education..., Higher Education..., Public Speaking, Network Building, College Teaching, College Savings Plans, College Education..., College Funding..., Alumni Relations, Community Outreach, Educational Outreach, Social Media Outreach, Youth Outreach, Microsoft Office, FileMaker, WordPress, Entrepreneurship, Entrepreneurship..., Entrepreneurship..., Youth Entrepreneurship, Entrepreneurial..., Entrepreneurial Finance, Event Planning, Higher Education..., Management, Microsoft Word, Research, PowerPoint, Sales, Leadership

Education
University of Michigan   2000 — 2004
Bachelor's degree, English Language and Literature

Experience
Alpine Mortgage Planning, a division of Pinnacle Capital Mortgage Corporation   May 2015 - Present
American Capital Home Loans  July 2006 - May 2015
Countrywide Home Loans  February 2005 - September 2006
Argent Mortgage   June 2004 - January 2005

Skills
Mortgage Lending, FHA, VA loans, FHA financing, Commercial Lending, Loans, Credit, Home Equity Loans, Finance, Underwriting, Refinance, USDA, Government Loans, Mortgage Banking, Certified Mortgage..., Investors, Condos, REO, Real Estate, Residential Homes, Relocation, Referrals, First Time Home Buyers, Short Sales, Loan Origination, Real Estate Transactions, Real Property, Credit Analysis, New Home Sales, Loss Mitigation, Investment Properties, Property, Reverse Mortgages, Single Family Homes, Foreclosures, Residential Mortgages, Sellers, Selling, Real Estate Financing, Construction Loans, Home Equity Lines of..., Non-Conforming, Mortgage Marketing, HUD, Real Estate Economics, Commercial Mortgages, Debt Consolidation, Investments, Escrow, FHA Financing

Education
The University of Connecticut   2000 — 2004
Bachelor of Science, Finance

Real Estate

Experience
Solutions First Mortgage, Inc., NMLS#1020492   December 2014 - Present
Florida Association of Mortgage Professionals  September 1988 - Present
The Gordon Group, Inc.   December 2013 - November 2014
Blue Skye Lending  April 2009 - December 2013
The Britton Mortgage Group, Inc.   April 2004 - April 2008
Argent Mortgage   November 2002 - May 2004

Skills
FHA, Mortgage Lending, USDA, Mortgage Banking, Loan Origination, FHA financing, Loans, Underwriting, Banking, Finance, Real Estate Transactions, Sellers, 203K, Refinance, Residential Mortgages, Investment Properties, Mortgage Underwriting, Portfolio Management, Credit, First Time Home Buyers, Reverse Mortgages, Mortgage Marketing, Negotiation, Residential Homes, Customer Service, VA loans, Sales Operations, Real Estate Financing, REO, FHA Financing, VA Loans

Education
Scottsdale Community College   1971 — 1972
Art

Jefferson Area Local Schools   1953 — 1966
High School Graduate, High School Education

Experience
Apple  June 2012 - Present
Sony Electronics  January 2009 - June 2012
Endeca Technologies  April 2007 - December 2008
Argent Mortgage   2006 - 2006
ADP  March 1999 - October 2004

Education
University of Arizona, Eller College of Management   1996 — 1998
MBA, MIS

Experience
Premera Blue Cross  December 2012 - Present
Premera Blue Cross  June 2008 - December 2012
Premera Blue Cross  September 2006 - July 2008
Argent Mortgage   May 2005 - July 2006
PacifiCare  July 2003 - May 2005
Heritage Design Group   2001 - 2003
Orange County Weekly   June 2000 - September 2000

Skills
Marketing Communications, Marketing, Email Marketing, Insurance, Direct Marketing, Content Strategy, Corporate Communications, Change Management, Digital Marketing, Content Management, Internal Communications, Web Analytics, Corporate Branding, Customer Experience, Customer Insight, Human Resources, Leadership

Education
University of Southern California   2005 — 2006
Communications Management

San Francisco State University   1996 — 2001
Bachelor's degree, Journalism, Graphic Design

Experience
www.MyMusicHangover.com   September 2009 - Present
UBS  November 2008 - Present
Independent Artist Manager / Booking   September 2007 - Present
Burnlounge, Inc.   September 2005 - November 2008
Jive Records  May 2005 - December 2005
Argent Mortgage   October 2004 - October 2005
Clear Channel Radio  May 2004 - September 2004

Education
Institute of Audio Research   2005 — 2006
Certificate, Engineering/Production/Music Business

State University of New York College at Oneonta   2001 — 2004
B.A., Music Industry

Experience
Quintiles/Sanofi  September 2013 - Present
Aerocrine  January 2013 - September 2013
Astellas  November 2009 - January 2013
Safeco/Liberty Mutual  March 2008 - October 2009
Liberty Mutual Insurance  2008 - 2009
Fremont Investment and Loans   October 2006 - March 2008
WMC Mortgage  March 2005 - September 2006
Argent Mortgage   April 2003 - February 2005
Argent Mortgage   2003 - 2004

Skills
Sales Operations, Healthcare, Hospitals, Marketing Strategy, Product Launch, Urology, Management, Medical Devices, Pharmaceutical Sales, Sales

Education
Shippensburg University of Pennsylvania   1993 — 1995
BS Ed

Shippensburg University
Bachelor of Science, Education

Experience
Emser Tile  June 2014 - Present
A World of Tile  May 2009 - June 2014
Modis  October 2007 - May 2009
1st National Bank of Arizona  2007 - September 2007
Argent Mortgage   2006 - 2007
A World of Tile  May 2000 - October 2006

Skills
Customer Retention, Sales, Cold Calling, Customer Service, Business Development, Employee Training, Recruiting, Sales Management, Customer Satisfaction, Coaching, Pricing, Account Management, Leadership, Selling, Program Management, Management, Time Management, Technical Recruiting, Marketing, CRM, Mortgage Lending, Building Relationships, Sales Operations, Training, Team Building, New Business Development, Human Resources, Sales Process, Relationship Building

Education
The University of New Mexico   1995 — 1999
Business / Computer Engineering

Del Norte High School   1991 — 1995
Valedictorian

Experience
Copper Kitchen   April 2011 - Present
Widespread Concierge Services   May 2008 - Present
Option One Mortgage  February 2007 - January 2008
Mortgage Lenders Network  May 2006 - January 2007
Argent Mortgage   2004 - 2006
United Equity  2002 - 2004
Knox Financial   1998 - 2002

Skills
Sales Management, Mortgage Lending, Residential Homes, Loans, Management, New Business Development, Sales, Account Management, Marketing, Customer Service, Marketing Strategy, Selling

Education
Towson University   1985 — 1990
Bachelor of Science, Marketing and Human Resource Managment

Experience
Prudential Financial  December 2014 - Present
Charter Communications  June 2014 - December 2014
Chase  October 2011 - January 2014
MetLife  October 2007 - December 2009
The Mortgage Store  April 2006 - April 2007
Opteum Financial Services  April 2005 - April 2006
First Franklin  September 2004 - April 2005
BNC Mortgage  September 2003 - September 2004
New Century  February 2003 - September 2003
Argent Mortgage   January 2002 - February 2003

Skills
Sales, Finance, Recruiting, Insurance, Sales Operations, Credit Analysis, Loans, Operations Management, Residential Mortgages, Customer Service, Mortgage Lending, Mortgage Banking, Credit, Employee Benefits, Banking, Loan Origination, Sales Presentations, FHA, Refinance, Underwriting, Consumer Lending, Sales Management, Risk Management, Portfolio Management, USDA, Financial Analysis, Cold Calling, Financial Services, New Business Development, Mortgage Underwriting, Team Building, Strategic Planning, Small Business Lending, Account Management, Internet Recruiting, Technical Recruiting, Contract Recruitment, Investments, Life Insurance

Education
Southern Connecticut State University   1986 — 1990
Associates, Business Administration

United States Naval Academy   1985 — 1986

Stratford High School   1981 — 1985
Business Administration and Management, General

Johnson Junior High School   1979 — 1981

Experience
Testa Produce, Inc.   June 2014 - Present
Produce Alliance   December 2012 - May 2014
Danaco Solutions LLC  July 2012 - September 2012
C.H. Robinson Worldwide, Inc.   January 2009 - March 2012
PBK RELATIONS GROUP   May 2007 - January 2009
Argent Mortgage   May 2005 - March 2008
PKPRESENTS   May 2000 - May 2005

Skills
Supply Chain, Retail, Procurement, Merchandising, Account Management, Negotiation, Contract Negotiation, New Business Development, Logistics, Strategic Planning, Team Building, Customer Service, Customer Relations, Problem Solving, Sales Management, Product Development, Event Planning, Purchasing, Analysis, Transportation, Budgeting, Strategic Partnerships, Team Leadership, Key Account Management, Supply Chain Management, Marketing, Food, Pricing, Food Service, Inventory Management, Forecasting, Budgets, Catering

Education
University of Missouri-Columbia   1998 — 2002
B.S, Personal financial managment and Consumer economics

Glenbrook North High School   1994 — 1998

Experience
Argent Mortgage   May 2005 - May 2007
Washington Mutual Bank  October 2002 - April 2004
PNC Mortgage  August 2001 - October 2002
PNC Mortgage  November 1998 - August 2001

Skills
Financial Risk, Loans, Investments, Credit, Program Management, Underwriting, Risk Management, Auditing, Quality Assurance, Financial Analysis, Sales, Financial Modeling, Asset Management, Mortgage Lending, Banking, Due Diligence

Education
University of Illinois at Chicago

University of Illinois at Chicago
Bachelor’s Degree

Experience
City of Hope  January 2014 - October 2014
City of Hope  July 2006 - January 2014
Media Data Corporation   August 2005 - April 2006
ARGENT MORTGAGE   February 2003 - December 2005
eBay Enterprise  January 2005 - September 2005
FIRST FEDERAL CREDIT UNION  January 2000 - January 2003
Daylight Transport  January 1999 - January 2000

Skills
Project Management, SEO, Online Advertising, SEM, Marketing Strategy, Microsoft SharePoint, Social Media Marketing, Web Content Management, Web Content Production, Web Design, Web Development, Web Analytics, Online Marketing, eCommunications, Internet Strategy, Email Marketing, Digital Media, Digital Strategy, Digital Signage, Graphic Design, Content Development, Business Development, SharePoint, Social Media, Content Management, Social Networking, Digital Marketing, Corporate Communications, Marketing Communications, Web Content, Fundraising, Web Marketing, Analytics, Copywriting, Management, Strategy, Marketing, E-commerce, Leadership, Strategic Planning, Nonprofits, Enterprise Software, Brand Development, CRM, Google Analytics, Healthcare, Public Speaking, Lead Generation, Newsletters

Education
San Francisco State University, College of Business   1996 — 1999
B.S., Marketing, CIS

Experience
AMC Networks  May 2012 - Present
Honeywell security. ADI Global distribution  April 2011 - May 2012
GFI Group  April 2009 - April 2011
jetBlue Airways  June 2007 - April 2009
ACC Capital Holding   July 2003 - March 2007
Argent Mortgage   July 2003 - 2007
Ameriquest Mortgage  2003 - 2007
Pentalogic Consulting   2001 - 2003
AXA Financial  1999 - 2001

Skills
Disaster Recovery, Data Center, Cisco Technologies, Security, Routers, Network Security, Networking, Windows Server, Integration, VPN, Telecommunications, Troubleshooting, IT Strategy, ITIL, Active Directory, BGP, WAN

Education
University at Albany, SUNY   1994 — 1998
BA, Management Information System, Finance & Computer Science

Experience
JPMorgan Chase & Co.   November 2010 - Present
Citi Mortgage  May 2004 - April 2008
Argent Mortgage   2004 - 2007
Comark  May 2001 - May 2002

Education
University of Illinois at Urbana-Champaign   1995 — 1999

University of Illinois at Urbana-Champaign   1995 — 1999
BA, English, Journalism

Experience
Commerce Mortgage  February 2014 - Present
Performance home loans   July 2012 - October 2013
Security National Mortgage  October 2011 - July 2012
PMAC Lending Services  June 2011 - October 2011
Pacific Union Financial  March 2011 - May 2011
NDFC DBA Morgan strause   October 2010 - March 2011
Essex Mortgage  July 2009 - May 2010
World Financial Group (WFG)   September 2007 - May 2009
Argent Mortgage Company LLC.  April 2001 - May 2007
Argent Mortgage   April 2001 - October 2003

Skills
Leadership, Management, Training, Team Building, Marketing, Human Resources, Forecasting, Loans, Coaching, Customer Service, Public Relations, Mortgage Lending, Policy, Mortgage Banking, FHA, Refinance, Cold Calling, Banking, Credit, Risk Management, Business Ethics, Goal Oriented, Underwriting, Finance, Credit Analysis, Investment Properties, Negotiation, Loan Origination, FHA financing, Residential Mortgages, Account Management, Business Development, VA loans, Real Estate, REO, Strategic Planning, Selling, Mortgage Underwriting

Education
Santa Ana college   1981 — 1985
Business

Skillpath Seminars

The Prieston Group
Mortgage Fraud Training

Experience
ACC Capital Holdings  February 2005 - July 2007
Argent Mortgage   February 2005 - July 2007

Education
University of Michigan   2000 — 2004

Experience
Baja Fresh and La Salsa   September 2009 - May 2011
Baja Fresh, Sweet Factory, La Salsa   November 2006 - December 2009
Edwards Lifesciences  March 2006 - August 2006
Argent Mortgage   July 2005 - March 2006
University of La Verne  June 2003 - May 2005
Shilo Hilltop Suites/Hotel   June 2004 - August 2004

Education
University of La Verne   2001 — 2005
Bachelor of Science, Business of Administration

Experience
Principal Financial Group  October 2010 - Present
ADP  September 2008 - October 2010
Indymac Bank  April 2007 - November 2007
Argent Mortgage   2005 - 2007
CitiStreet  April 2002 - April 2005

Skills
Retirement Planning, Retirement, 401k, Business Development, Communication

Education
State University of New York College at Oneonta   1996 — 2000
Bachelor of Arts (B.A.), Economics

SUNY Oneonta
Economics

Experience
The Clorox Company  September 2013 - Present
The Clorox Company  August 2011 - August 2013
The Clorox   January 2010 - August 2011
The Clorox   December 2008 - January 2010
Clorox  September 2007 - December 2008
Clorox  March 2006 - September 2007
Argent Mortgage   2005 - 2006
24 Hour Fitness  2004 - 2005

Skills
Customer Insight, Consumer Products, IRI, Sales, Nielsen, Forecasting, Competitive Analysis, Cross-functional Team..., Retail, Demand Planning, Pricing

Education
University of California, San Diego   2001 — 2005
BA, Economics

Experience
Lindsay Street Hall   2006 - 2010
MLN  2006 - 2007
Argent Mortgage   2003 - 2006

Education
The University of Tennessee at Chattanooga   1986 — 1990

Experience
TEKsystems  July 2006 - Present
Argent Mortgage   March 2005 - June 2006
New Century Mortgage  April 2003 - March 2005
American Home Mortgage  May 2000 - March 2003
Freedom Lending   September 1997 - March 2000

Education
University of Maryland College Park   1990 — 1995

Experience
Orkin Pest Control  June 2012 - Present
Assured Environments  August 2008 - May 2012
ASAP Mortgage Corp   June 2008 - August 2009
Argent Mortgage   June 2004 - June 2008

Skills
Account Management, Sales Management, New Business Development, Sales, Leadership, Training, Management, Customer Satisfaction, Business Planning, Contract Negotiation, Purchasing, Team Building, Marketing, Sales Process, Operations Management, Customer Retention, Direct Sales, Cold Calling, Sales Operations, B2B, Selling, Sales Presentations, Income Statement, Pest Control, Forecasting, Negotiation, Inventory Management, Budgets, Customer Service, Key Account Management, Salesforce.com, Time Management, CRM, Coaching, Marketing Strategy, Strategic Planning, P&L Management, Business Development, Team Leadership, Lead Generation, Recruiting, Profit, Selling Skills, Strategy, Entrepreneurship, Pricing, Solution Selling, P

Education
University of Rhode Island   1995 — 1999
Bachelor of Arts (B.A.), Communication and Media Studies

Experience
Independent Appraisal Consultant   August 2013 - Present
Solidifi  October 2008 - August 2013
First NLC  2005 - 2007
Argent Mortgage   2002 - 2005
Charter One Bank  2000 - 2002

Skills
Appraisals, Valuation, Due Diligence, Mortgage Banking, Banking, Mortgage Lending, Foreclosures, Residential Homes, Real Estate, Loan Origination, Credit, Loans, Residential Mortgages, Refinance, Real Estate Economics, Loss Mitigation, FHA, Investment Properties, Portfolio Management, Asset Management, Real Estate Transactions, Management, Financial Risk, REO, Risk Management

Education
University of Illinois at Urbana-Champaign
BA, Economics

Experience
Crossfit Jigsaw   February 2013 - Present
Crossfit Milpitas   August 2009 - August 2013
Avnet Memec  January 2008 - June 2009
Mirad Financial Group  September 2006 - October 2007
First Federal Bank FSB  April 2005 - October 2006
Argent Mortgage   December 2004 - May 2005
Fremont Bank  July 2002 - December 2004

Skills
Training, Credit, Management, Sales, Business Development, Marketing, New Business Development, Sales Operations, Start-ups, Customer Service, Loans, Program Management, Accounting, Marketing Strategy, Underwriting, Software Documentation, Real Estate, Networking, Mortgage Lending, Sales Presentations, Insurance, Financial Risk, Team Building

Education
San Jose State University   2000 — 2004
Bachelor of Science, Business Administration - Finance

Experience
JDT International   July 2007 - June 2015
Argent Mortgage   2003 - 2005

Skills
Customer Service, Customer Satisfaction, Sales, Sales Management, Strategic Planning, Process Improvement, Negotiation, Team Leadership, Team Building, Textiles

Education
University of Illinois at Chicago   2000 — 2002

Experience
Encore Capital Group  September 2012 - Present
Joint Legal Assistance Office, Camp Pendleton   February 2012 - June 2012
Ashford University  April 2011 - August 2011
Wells Fargo Home Mortgage  September 2010 - February 2011
Wells Fargo Home Mortgage  October 2009 - September 2010
Citi Residential Lending  December 2007 - April 2009
Citi Residential Lending  November 2004 - December 2007
Argent Mortgage   2004 - 2007

Skills
Credit Analysis, Customer Service, Microsoft Office, CRM, Sales Operations, Legal Assistance, Key Account Management, Mortgage Lending, Loans, Loan Servicing, Underwriting, Loan Origination, Credit, Real Estate, Mortgage Banking, Loss Mitigation, Refinance, Outlook, Short Sales

Education
University of San Diego   2011 — 2012
Paralegal Certificate, General Litigation

University of California, Riverside   1999 — 2003
B.S., Business Administration

Experience
Walk Through Specialists   August 2012 - Present
ShoHom   April 2012 - December 2013
Crow Innovations   January 2012 - January 2013
MTI America  September 2011 - February 2012
Gould & Lamb, LLC   November 2009 - August 2011
Sedgwick CMS  May 2007 - November 2009
Crow Signing Services   February 2004 - February 2008
Greenlight Financial Services  September 2005 - January 2006
Argent Mortgage   February 2005 - June 2005
Di-tech.com   June 2003 - October 2003

Skills
Adobe Premiere Pro CS5, Cinematography, Adobe Creative Suite, HTML + CSS, Account Management, Google Apps, Claims, Workers Compensation, Market Research, Photoshop, Photography, MSA Consulting, WC Settlements, Claim, Business Development, Consulting, Cost Containment, Commercial Insurance, Premiere, Insurance, Litigation, Leadership, Property & Casualty..., Legal Liability, Sales Operations, Workers' Compensation..., Risk Management, Marketing, Management, Claims Management, Analysis, CRM, Sales, Strategic Partnerships, Negotiation, Medicare, Strategy, Liability, New Business Development, Small Business, Entrepreneurship, Executive Management, Managed Care, Customer Service, Litigation Management

Education
University of California, Irvine   2002 — 2005
BA, Psychology & Social Behavior. Minor in Criminology Law & Society.

Experience
Nine West Group  June 2007 - Present
Nine West Group  January 2006 - June 2007
Argent Mortgage   July 2004 - January 2006
Prudential Douglas Elliman  April 2004 - January 2006

Education
University of Maryland College Park   1998 — 2002
BS, Marketing and General Business and Management

University of Maryland - Robert H. Smith School of Business

Experience
MarcomCentral  September 2012 - Present
Rayburn Consulting   September 2011 - Present
First Team Real Estate  March 2005 - September 2011
Argent Mortgage   October 2003 - December 2004
Fryworks   August 2001 - October 2003
RAJ Manufacturing LLC  1999 - 2001

Skills
Short Sales, Negotiation, Marketing, Real Estate, Advertising, Budgets, Sales, Marketing Strategy, Marketing Communications, Content Strategy, Online Marketing, Social Media Marketing, Online Advertising, Email Marketing, Strategy, Lead Generation, Direct Marketing, Salesforce.com, CRM, Strategic Partnerships, Management, SaaS

Education
University of California, Los Angeles
BA, political science

Experience
Abington Emerson Capital   January 2013 - Present
Mora Financial   March 2009 - Present
Citi  September 2007 - January 2009
Argent Mortgage   2001 - 2007
Ameriquest  1996 - 2001

Skills
Mortgage Lending, Underwriting, Loans, Mortgage Banking, Credit, Loan Origination, Process Improvement, Refinance, FHA, Credit Analysis, Banking, Loss Mitigation, Capital Markets, Loan Servicing, Risk Management, Investment Properties, Relationship Management, Residential Mortgages, Investments, Due Diligence, Real Estate, Commercial Finance, Small Business Lending

Education
State University of New York College at Potsdam   1990 — 1995
BA, Politics, Psychology

Experience
Northwestern Mutual Financial Network  2008 - Present
Bender Financial Group, The Northwestern Mutual Financial Network   2008 - Present
GE Capital  2006 - 2008
Argent Mortgage   2003 - 2006

Education
Syracuse University   1987 — 1991
BAchelor of Science, Finance / Economics

Experience
Emerchant Online   January 2012 - Present
WLM Global   January 2008 - July 2012
Analytix On Demand   January 2007 - January 2008
Argent Mortgage   2004 - 2007

Education
San Diego State University-California State University   1992 — 1994
BS, Marketing

Experience
JP Morgan  2006 - 2008
Argent Mortgage   October 2003 - June 2006
H&R Block  December 2001 - April 2004

Skills
Access, Analysis, Applicant Tracking..., Recruiting, Program Management, Networking

Education
University of Phoenix   2006 — 2007
MBA, Management/ HR

Experience
Navy Federal Credit Union  August 2013 - Present
Digital Risk Mortgage Services, LLC   September 2012 - July 2013
Digital Risk, LLC  August 2011 - August 2012
Fremont Investment and Loan  August 2003 - March 2007
Argent Mortgage   November 2002 - August 2003
JPMorgan Chase  March 2002 - October 2002
American Business Financial Services  November 1998 - June 2001
American Business Financial Services  February 1998 - November 1998
Advanta Mortgage Corporation   October 1997 - February 1998
Aames Capital Corporation   April 1996 - October 1997

Skills
Risk Management, Mortgage Lending, Loans, Credit, Financial Analysis, Loss Mitigation, Underwriting, Mortgage Banking, Credit Analysis, Mortgage Underwriting, Mortgage Servicing, Loan Origination, Financial Risk, Credit Risk, Loan Servicing, Real Estate, Residential Mortgages, Finance, Due Diligence, Refinance

Education
University of New Haven
MBA, Accounting

University of Pittsburgh
BA, Communications

Experience
Bank of America/Landsafe  April 2007 - May 2013
Argent Mortgage   January 2003 - April 2007
Blanchard & Associates   April 1986 - January 2003

Skills
Loss Mitigation

Education
The University of Connecticut   1977 — 1981
Bachelor of Science (B.S.), Business Management

The University of Connecticut School of Business   1977 — 1981
Business, Management

Experience
Verizon Wireless  January 2010 - Present
Virginia College  October 2007 - December 2009
Argent Mortgage   March 2005 - February 2007
Regions Mortgage  August 2000 - July 2004

Skills
Portfolio Management, Leadership, Credit, CRM, Loans, Management, Banking, New Business Development, Program Management, Analysis, Start-ups, Entrepreneurship, Training, Strategy, Accounting, Team Building, Sales

Education
Troy University in Montgomery   1997 — 2001
AS, Business Management

Experience
Centerline Capital Group  April 2013 - October 2013
PHH Mortgage  2012 - 2013
Indland Bank   2011 - 2012
Morgan Stanley  2010 - 2011
LaSalle Bank  2005 - 2008
Argent Mortgage   June 2004 - June 2005

Skills
Credit, Real Estate, Portfolio Management, Loan Origination, Financial Analysis, Commercial Real Estate, Banking, Underwriting, Finance, Due Diligence

Education
University of Illinois at Chicago   2000 — 2003
Bachelor's of Science, Finance

Experience
JPMorgan Chase  September 2009 - Present
SunTrust Mortgage  June 2007 - September 2009
Argent Mortgage   July 2001 - June 2007

Skills
Loans, Mortgage Lending, Banking, Credit Analysis, Mortgage Banking, Underwriting, Loan Origination, Credit Risk, Consumer Lending, Credit, Residential Mortgages, Refinance, Mortgage Underwriting

Education
University of Illinois at Urbana-Champaign   1978 — 1982
Bachelor's degree, Economics

Willowbrook High School   1974 — 1978