Experience
State of Utah, Department of Workforce Services  May 2014 - Present
Utah Dispute Resolution  October 2013 - Present
State of Utah, Department of Workforce Services  November 2012 - May 2014
State of Utah, Department of Workforce Services  August 2011 - October 2012
Island View RTC  March 2010 - May 2011
U.S. Census Bureau   March 2009 - June 2009
Primary Residential Mortgage   March 2008 - December 2008
Beneficial Financial Group  June 2004 - February 2008

Skills
Conflict Resolution, Negotiation, Leadership, Coaching, Interviews, Training, Public Speaking, Workshop Facilitation, Community Outreach, Teamwork, Policy, Employee Relations, Social Media, Employee Training, Job Coaching, Job Search, Career Development, Microsoft Office, Cover Letters, Resume Writing, Mock Interviews, Career Assessment, Career Counseling, Job Search Strategies, Interview Preparation, Time Management, Career Development..., Workforce Development, Interviewing Skills, Social Networking, Crisis Intervention, Staff Development, Workshop Development, Career Management, New Hire Orientations, Program Management, Recruitment Training, Management, Strategy, Job Fairs, Program Development, Partnership-building, Critical Thinking, Leadership Development, Organizational..., Conflict Management, Process Management, Servant Leadership

Education
Gonzaga University   2011 — 2013
Master of Arts, Communication and Leadership Studies

University of Utah   2011 — 2012
Graduate Certificate, Conflict Resolution

University of Utah   2008 — 2009
Bachelor of Arts, Speech Communication

Salt Lake Community College   2006 — 2008
Associate of Arts, English

Experience
Fairway Independent Mortgage Corporation  March 2014 - Present
Movement Mortgage, LLC  January 2013 - January 2014
Primary Residential Mortgage   July 2011 - January 2013
Mortgage Investors Group  February 2011 - July 2011
PrimeLending  2010 - 2010
Franklin Synergy Bank  2010 - 2010
Caterpillar Financial  June 2005 - 2009

Skills
Loans, Refinance, Mortgage Lending, Mortgage Banking, FHA, First Time Home Buyers, Residential Mortgages, USDA, VA Loans, Credit Analysis, USDA Rural Housing, Veterans Administration, 100% Financing, Interest Rate Risk..., Enterprise Risk..., Business Technology, Six Sigma, Algorithm Analysis, Self-Employed Borrowers, Jumbo Mortgage, Real Estate Economics, Real Estate Financing, Real Estate Investor, Real Estate Investor..., HUD Foreclosures, Down Payment Assistance..., Credit Score..., FHA Back to Work Program, Direct Endorsement..., Manual Underwriting..., Veterans Benefits, Condominium Mortgage..., No Credit Score..., Investment Properties, Investment Property..., Financial Risk..., Freddie Mac (LP) Lender, Fannie Mae (DU/DO)..., FHA 203(k) Renovation..., Forensic Finance, Interest Rate Hedging, FHA REO (Foreclosure..., FHA Streamline Refiance, Home Equity Mortgage..., New Construction Home..., Military Mortgage Loans, Construction-to-Permanen..., Finance, Reverse Mortgages, Government Loans

Education
Lipscomb University   2001 — 2005
Bachelor of Arts in Business Administration with a double major, Finance/Economics and Business Management

Experience
Primary Residential Mortgage   January 2002 - Present

Skills
FHA, Loan Origination, Refinance, Mortgage Banking, Mortgage Lending, Finance, Residential Mortgages, Loans, USDA

Education
Purdue University   1990 — 1992
Associate's Degree, Civil / Arichitectural Engineering, 4.0

Indiana University—Purdue University Fort Wayne
Associate in Civil & Architectural Technology

Experience
Primary Residential Mortgage   November 2010 - Present

Skills
Proficient in...

Education
Eastern Florida State College
Fashion Merchandising

Experience
Primary Residential Mortgage   December 2014 - Present
CrossFit, Inc.   January 2014 - Present
DICK'S Sporting Goods  January 2013 - August 2014

Skills
Customer Service, First Time Home Buyers, Investment Properties, Foreclosures, Sales, Short Sales

Education
Db

King College

Experience
Primary Residential Mortgage   November 2010 - Present
Nationstar Mortgage  January 2009 - November 2010
Trinity Finance Corporation   August 2002 - December 2009

Skills
Leadership, Customer Service, Credit, Banking, Mortgage Lending, FHA financing, Mortgage Banking

Education
LeTourneau University   2013 — 2015
Currently working on MBA

Dallas Baptist University
Masters of Arts Professional Development & Counseling

Experience
Security National Mortgage  May 2014 - Present
Modernized Media   July 2011 - Present
Guaranteed Rate  December 2013 - April 2014
Primary Residential Mortgage   June 2011 - December 2013
Independent flight instruction   1994 - 2012
Strategic Service Management   October 2010 - May 2011
Primary Residential Mortgage   April 2009 - August 2010
SkyWest Airlines  May 2007 - May 2009
Homenet Realty   February 2002 - June 2008
Primary Residential Mortgage   February 2001 - February 2002

Skills
FHA, Mortgage Lending, Loans, Investment Properties, Aviation, Residential Homes, Real Estate, Loan Origination, Sellers, Real Estate Financing, Marketing, Residential Mortgages, USDA, First Time Home Buyers, Real Estate Transactions, VA loans, Refinance, Mortgage Banking, Buyers, FHA financing, Referrals, Selling, Licensed Mortgage Loan..., Commercial Pilot, Flight Operations, Aviation Operations

Education
Middle Tennessee State University   1990 — 1993
BS, Aerospace

Dean College   1988 — 1990
AA, Communications

Experience
AmeriFirst Financial, Inc.   July 2011 - Present
Primary Residential Mortgage   June 2010 - July 2011
Paramount Equity Mortgage  January 2010 - June 2010
Lugash Law Center   September 2008 - December 2009
Right Start Mortgage  June 2008 - December 2009
Union Fidelity Mortgage  November 2000 - February 2008

Skills
First Time Home Buyer..., Investment Property..., Asset Depletion Lending, Loans, First Time Home Buyers, Mortgage Banking, Mortgage Lending, Refinance, Investors, Real Estate, Short Sales, Real Estate Transactions, Leadership, Referrals, Sales Management, Sales, FHA, Selling, Residential Homes, Investments, Foreclosures, Certified Mortgage..., Finance, Banking, Property, Residential Mortgages, Loan Origination, Real Estate Financing, VA loans, USDA, FHA financing, Reverse Mortgages, Investment Properties, Loss Mitigation, Real Estate Economics, Construction Loans, REO, Commercial Mortgages, Credit, HUD, Underwriting, Buyers, Government Loans, Home Equity Loans, Mortgage Marketing, Mortgage Underwriting, Sellers, Condos, Credit Analysis, Networking

Education
San Diego State University-California State University   1988 — 1993
BS, Management

National University   1999 — 2001
MBA, Business Administration

Experience
Primary Residential Mortgage   May 2015 - Present
LaRosa Real Estate Services   January 2012 - Present
FEMBI First Equity Mortgage Bankers, Inc.   January 2012 - May 2015
ICS Marketplace   October 2010 - January 2012
Mayra Ramos PA   July 2007 - August 2010
AmeriMortgage Bankers   March 2005 - July 2007
Mortgage TeamMates   August 2001 - March 2005
Executive Mortgage  November 1996 - August 2001
Prime Mortgage  April 1995 - November 1996
Universal American Mortgage Company (UAMC)   June 1992 - April 1995

Skills
Mortgage Lending, Loans, FHA, Refinance, Residential Mortgages, Loan Origination, FHA Financing, First Time Home Buyers, Real Estate Transactions, Property Management, Real Estate Sales..., Credit

Education
Miami Dade College   1976 — 1979
Associate of Arts (AA), Business Administration and Management, General

Miami Senior High   1973 — 1976

Experience
NFM Lending (formerly NFM, Inc.)   March 2014 - Present
Stearns Lending  January 2012 - Present
Primary Residential Mortgage   September 2010 - January 2012
Carteret Mortgage  September 2002 - September 2010

Skills
Residential Mortgages, FHA, Loans, Mortgage Lending, Refinance, Credit, First Time Home Buyers, Mortgage Banking, FHA Financing, USDA, Banking, Investment Properties, Loan Origination, Real Estate, Sales, VA Loans

Education
Marshall University

Experience
Primary Residential Mortgage   January 2015 - Present
Guild Mortgage Company NMLS 3274   June 2013 - September 2014
Supreme Lending  February 2013 - June 2013
Envoy Mortgage  August 2010 - February 2013
Sunset Mortgage Company  October 2008 - July 2010
Pacific Residential Mortgage  May 2005 - October 2008
Mortgage Market  October 2002 - May 2005
Black Butte Ranch  1996 - 1999

Skills
USDA, FHA, Mortgage Lending, Purchase, VA, Conventional, Refinance, First Time Home Buyers, Loans, Mortgage Industry, Mortgage Banking, Investment Properties, VA loans, Reverse Mortgages, Residential, Conforming, Construction Loans, FHA financing, Government Loans, Refinance Transactions, Residential Homes, Short Sales, Investors, Loan Origination, Certified Mortgage..., REO, Foreclosures, Credit Analysis, Referrals, HUD, Debt Consolidation, Credit, Residential Mortgages, New Home Sales, Sellers, Condos, Non-Conforming, Real Estate, Vacation Homes, Real Estate Financing, Real Estate Transactions, Single Family Homes, Finance, Mortgage Underwriting, Real Estate Economics, Commercial Lending, Home Equity Loans, HomePath, Home Equity Lines of..., Wholesale Lending

Education
Lane Community College   1989 — 2001

Winston Churchill High School   1986 — 1989
General Education

Experience
Sesloc Federal Credit Union  February 2014 - Present
Primary Residential Mortgage   December 2012 - July 2013
Springleaf Financial Services  March 2007 - December 2012

Education
Illinois Institute of Technology   2001 — 2005

Experience
Goodwill of Southern Indiana, Inc.   April 2014 - Present
Goodwill of Southern Indiana, Inc.   December 2011 - April 2014
Primary Residential Mortgage   January 2011 - December 2011

Skills
Marketing, Marketing Communications, Marketing Strategy, Social Media, Graphic Design, Event Management, Strategic Planning, Public Relations, Event Planning, Social Media Marketing, Advertising, Email Marketing, Digital Marketing, Market Research, Public Speaking, Team Building, Marketing Management, Department Budgeting, Google Analytics, Google Adwords, Adobe Creative Suite, Website Updating, Marketing Campaign...

Education
Indiana University-Southeast   2003 — 2008
Bachelor of Science (BS), Marketing, Mangement

Silver Creek High School   1999 — 2003
High School Diploma

Experience
www.vincebradshaw.com   January 2012 - Present
Primary Residential Mortgage   March 2012 - July 2013
PlusOne Company  September 2011 - March 2012

Skills
FHA financing, Network Marketing..., Lead Generation, Media List Building, Personal Development, Personal Branding, Nutrition, Fitness, Weight Loss, Healthy Lifestyles, Strategic Financial..., Blogging, Recruiting, Lifestyle, Supplements, High Potential..., Team Building, Time Management, Life Coaching, Social Media Marketing, Social Networking

Education
Mohave Community College   2012 — 2014
Abus, Business, Management, Marketing, and Related Support Services

Experience
Primary Residential Mortgage   December 2013 - Present
Provident Bank Mortgage Corporation   July 2012 - July 2013
Bank of America  May 2010 - July 2011
Countywide Financial  2007 - 2008

Skills
Mortgage Lending, FHA, Mortgage Banking, Refinance, Loans, Loan Origination, VA loans, USDA, Credit, FHA financing, Residential Mortgages, Banking, Mortgage Underwriting, Real Estate Financing, Reverse Mortgages, Government Loans, Real Estate

Education
CSU, Chico   1995 — 1998
Bachelor of Science, Parks and Natural Resources Management

Diablo Valley College   1992 — 1996

Experience
Paramount Residential Mortgage Group Inc. (PRMG Inc.)   April 2015 - Present
Primary Residential Mortgage   April 2014 - April 2015
Bankers Mortgage Lending  January 2013 - April 2014
New Penn Financial, LLC  February 2012 - December 2012
NATIONWIDE MORTGAGE & ASSOCIATES, INC   January 2010 - February 2012
Bank of America  January 2009 - November 2009
Interbay Funding  April 2006 - December 2008
DHI Mortgage  May 2004 - March 2006
GMAC Mortgage, LLC  January 2001 - April 2004

Skills
Mortgage, FHA, VA, Refinance, Mortgage Banking, Loans, Conventional, Mortgage Lending, Credit, Residential Mortgages, Credit Analysis, Compliance, Mortgage Industry, Customer Service, Excel, Microsoft Office, Financial Analysis, Outlook, Word, VA loans, Conforming, Problem Solving, Administration, PowerPoint, First Time Home Buyers, Documentation, Funding, USDA, Investment Properties, Mortgage Underwriting, FHA financing, VA Loans, FHA Financing

Education
Passaic County Community College
AAS, Office System Technology

Capstone Institute of Mortgage Finance

Dover Business College

Experience
Los Angeles Freightliner/Southbay Truck Center   September 2014 - Present
ENTERPRISE MOTORS INC   January 2010 - August 2014
Carmenita Leasing   February 2009 - January 2010
LA Freightliner DBA South Bay Truck Center   August 2006 - December 2008
GR Wholesale Trucking   July 2005 - August 2006
Primary Residential Mortgage   April 2003 - June 2005
TD Ameritrade  January 1998 - April 2003
Amcor DBA Corru Kraft   January 1996 - January 1998

Skills
Sales Management, Customer Satisfaction, Transportation, Customer Service, Account Management, Automotive, B2B, Budgets, Business Development, CRM, Cold Calling, Contract Negotiation, Credit, Finance, Human Resources, Insurance, Inventory Management, Lead Generation, Loans, Logistics, Invoicing, Management, Marketing Strategy, Negotiation, New Business Development, Operations Management, Product Development, Pricing, Profit, Purchasing, Sales, Sales Operations, Start-ups, Strategic Planning, Team Building, Team Leadership, Trucking

Education
Los Angeles Trade Technical College   2012 — 2016
Associate's Degree, Electicity/HVAC, B

Metropolitan Community College   2000 — 2002
No degree, Accounting and Finance, B

Fairfax high School   1987 — 1989
Diploma, General studies, B

Experience
Movement Mortgage  October 2014 - Present
Santander Bank  November 2012 - October 2014
NewDay, USA - Columbia, MD   September 2011 - November 2012
LTH Marketing Group - Internet Consulting - Columbia, MD   June 2007 - September 2011
Primary Residential Mortgage   June 2006 - June 2007
National Fidelity Mortgage  March 2004 - June 2006

Skills
FHA, Mortgage Lending, First Time Home Buyers, Refinance, Investments, VA loans, Loans, Investment Properties, Sales Management, Residential Mortgages, Loan Origination, Mortgage Banking, Referrals, Sales Prospecting, Real Estate Financing, REO, Credit, Deal Closure, Real Estate, Government Loans, FHA financing, Real Estate Transactions, Residential Homes, Sellers, Home Equity Lines of..., Home Equity Loans, Credit Analysis, Customer Retention, New Home Sales, Mortgage Marketing, Relocation, Single Family Homes, Business Development, Contract Negotiating, Closing Deals, Client Development, Construction Loans, Rates, Home Equity, Non-Conforming, Sales, Monthly Closing, Employee of the Month, Presidents Club, Consultative Style, Reverse Mortgages, 203K, Homestyle Renovation..., Reverse mortgage for..., Renovation Loans

Education
Frostburg State University   1989 — 1993
B.A, Economics

Hammond High School   1985 — 1989
Normal High School Diploma

Experience
Primary Residential Mortgage   October 2011 - Present
BNC National Bank  November 2008 - October 2011
Top Mortgage   August 2006 - November 2008

Skills
Processing, Compliance Management, VA, FHA, Conventional, Process Management, Loans, Credit, VA loans, Mortgage Lending, FHA financing, Investment Properties, Referrals, Real Estate Transactions, Mortgage Marketing, First Time Home Buyers, Underwriting, Mortgage Banking, USDA, VA Loans, Residential Mortgages, Refinance, Loan Origination, Real Estate

Education
Johnson County Community College

Kansas State University

Experience
Summit Funding, Inc.   January 2014 - Present
Primary Residential Mortgage   2013 - 2013
Peoples Home Equity  June 2012 - December 2012
PHH Mortgage  December 2008 - August 2012
Bank of America  September 2007 - December 2009

Skills
Mortgage Lending, Real Estate, USDA, Certified Mortgage..., Residential Mortgages, Residential Homes, Construction Loans, Single Family Homes, Foreclosures, Mortgage Banking, FHA, Government Loans, VA loans, Loan Origination, Retirement Planning, Credit, Credit Analysis, Sellers

Education
Faulkner University   2003 — 2004
BS, Business Administration

University of Alabama in Huntsville   2001 — 2003

Experience
Lockheed Martin Corporation  December 2011 - Present
Royal House Event Management   February 2009 - Present
Voices of Children   January 2009 - Present
Primary Residential Mortgage   September 2005 - June 2008

Skills
Event Management, Event Planning, Project Management, Fundraising, Marketing Strategy, Entrepreneurship, Real Estate

Education
University of Central Florida   2006 — 2009
BS, Political Science

Indiana University-Purdue University at Indianapolis

Experience
Highlands Residential Mortgage, Ltd.   April 2014 - Present
New Penn Financial, LLC  2012 - April 2014
Primary Residential Mortgage   2009 - 2011
Elite Home Loans, Inc   January 2006 - March 2009
Peoples State Bank of Commerce   February 2005 - January 2006

Skills
USDA, Mortgage Banking, Mortgage Lending, FHA, VA loans, Loans, FHA financing, Refinance, Certified Mortgage..., Government Loans, Loan Origination, Residential Mortgages, Credit, Real Estate, Reverse Mortgages, First Time Home Buyers

Education
Liberty University   1985 — 1991
Masters, Psychology

Experience
Prospect Mortgage, LLC  February 2015 - Present
Loan Simple, Inc  April 2014 - February 2015
In-House Lending   September 2013 - April 2014
Envoy Mortgage  March 2013 - September 2013
Fairway Independent Mortgage Corporation  February 2008 - March 2013
American Sterling Bank  March 2006 - September 2007
Amstar Mortgage  August 2005 - March 2006
PLC Finance   November 2004 - August 2005
Premier Mortgage Funding  October 2001 - November 2004
Primary Residential Mortgage   January 2001 - November 2001

Skills
Mortgage Lending, Loans, Mortgage Banking, Sales, Training, Sales Management, Underwriting, Management, Business Development, Sales Operations, Marketing, Employee Training, REO, FHA, Residential Homes, Investors, Loan Origination, FHA financing, VA loans, Refinance, Reverse Mortgages, Certified Mortgage..., Residential Mortgages, USDA, First Time Home Buyers, FHA Financing, VA Loans, Investment Properties, Real Estate, Short Sales, Foreclosures, Sellers, Single Family Homes, Credit, Referrals, Relocation, Real Estate Transactions, Condos, Customer Service

Education
Louisiana State University   1996 — 2000
BS, Business Management

St Pauls School   1992 — 1996
High School Diploma, General Studies

Experience
Crawford Automotive Resources   January 2015 - June 2015
The Mortgage Specialists, Inc.   July 2014 - January 2015
Primary Residential Mortgage   July 2013 - April 2014
Lake Sunapee Bank  March 2006 - March 2013
Miller Automobile company   1995 - 2002
Bournival Jeep   1993 - 1995
Bournival Jeep   1993 - 1995

Skills
Mortgage Lending, Loans, Small Business Lending, Lines Of Credit, Credit, Refinance, FHA, Mortgage Banking, Real Estate, Condos, Foreclosures, REO, Commercial Mortgages, Loan Origination, Commercial Lending, Residential Homes, Residential Mortgages, Underwriting, FHA financing, Mortgage Underwriting, Finance, VA loans, Consumer Lending, USDA, First Time Home Buyers, Credit Analysis, Reverse Mortgages, Government Loans, Construction Loans, Certified Mortgage..., Banking, Home Equity Loans, Retail Banking, Mortgage Marketing, Mortgage Servicing, Investment Properties, Rates, Real Estate Financing, Real Estate Economics, HUD, Loss Mitigation, Home Equity Lines of..., Non-Conforming, Referrals, Debt Consolidation, Branch Management, Home Equity, Credit Risk, Closings, Vacation Homes

Education
Keene State College   1991 — 1993
Bachelors, management

Dean College   1989 — 1991
Associates, Business Managemnt

Experience
Primary Residential Mortgage   May 2013 - Present
Youth for Christ  November 2010 - February 2012
Franklin Covey  July 2009 - August 2010
EXPRESS  September 2008 - January 2009
Citadel Broadcasting Fall   August 2007 - January 2008
Dillard's  February 2006 - January 2007

Skills
Event Planning, Public Relations, Marketing, Fundraising, Sales, Newsletters, Community Outreach, Time Management, Retail, Direct Mail, Staff Development, Telecommunications, Social Media, Social Media Marketing, Advertising, Social Networking, Marketing Communications, Event Management, Public Speaking, Marketing Strategy, Facebook, Strategy, Management, Press Releases, Email Marketing, Leadership, Online Marketing

Education
Middle Tennessee State University   2004 — 2008
Mass Communication emphasis in Public Relations, Marketing and ORCO

Motlow State Community College   2001 — 2004
Associate of Science, Mass Communication

Experience
InterLinc Mortgage Services, LLC  March 2014 - October 2014
Primary Residential Mortgage   March 2014 - July 2014
Platinum Mortgage  November 2011 - March 2014
Property Valuation Associates   May 2008 - June 2011
Appraisal Services of North Alabama   October 2004 - April 2007

Skills
Mortgage, Mortgage Industry, Residential Mortgages, Refinance, Mortgage Lending, First Time Home Buyers, Sellers, Real Estate Transactions, Real Estate, USDA, FHA financing, Mortgage Banking

Education
John C Calhoun State Community College   1989 — 1992

Ardmore High School, Ardmore, AL   1985 — 1989

University of Tennessee at Martin

Experience
NFM Lending (formerly NFM, Inc.)   April 2014 - Present
Stearns Lending  February 2012 - March 2014
Primary Residential Mortgage   January 2011 - March 2012
Jacob Dean Mortgage, Inc.   January 2008 - January 2011
East West Mortgage  1996 - 2007

Skills
Mortgage Banking, Mortgage Lending, FHA, Refinance, Loan Origination, Residential Mortgages, USDA, Loans, Investment Properties, Credit, Construction Loans, Real Estate, First Time Home Buyers, Reverse Mortgages, VA loans, Credit Analysis, Residential Homes, Banking, Real Estate Financing, FHA financing, Real Estate Economics, Underwriting, REO, Certified Mortgage..., Mortgage Underwriting, Commercial Mortgages, Short Sales, Foreclosures, Loan Servicing, Government Loans, Investors

Education
Michigan State University   1974 — 1978
BS, Civil Engineering

Experience
PRMG, Inc.   September 2013 - Present
Primary Residential Mortgage   September 2012 - September 2013
American Home Lenders Inc.   April 2012 - September 2012
RBC Royal Bank  January 2000 - March 2007

Skills
Mortgage Lending, Loans, Mortgage Banking, Credit, Residential Mortgages, Finance, Underwriting, Refinance, FHA, Credit Analysis, Loan Origination, Banking, Real Estate, Commercial Lending, USDA, VA loans, Funding, Management, Mortgage Underwriting, Investments, Investment Properties, First Time Home Buyers, Construction Loans, Reverse Mortgages, FHA financing, Government Loans, Certified Mortgage..., Commercial Mortgages, Real Estate Financing, Mortgage Marketing, Consumer Lending, Loss Mitigation, Home Equity Loans, Mortgage Servicing, Home Equity Lines of..., Small Business Lending, VA Loans, FHA Financing

Education
Emory University - Goizueta Business School   1984 — 1988
BBA, Business/ Finance

Experience
Wells Fargo Home Mortgage  February 2015 - Present
Primary Residential Mortgage   September 2014 - February 2015
Best Beach Lending   December 2013 - September 2014
Bayview Asset Management, LLC  February 2014 - June 2014
The Chase Manhattan Bank  April 2010 - April 2012
JPMorgan Chase  April 2010 - April 2012

Skills
FHA, Reverse Mortgages, Mortgage Lending, Sales, VA loans, Loan Origination, Sales Management, Loans, HUD, Refinance, Commercial Lending, Mortgage Banking, Customer Service, FHA financing, USDA, Mortgage Servicing, FHA Financing, Credit

Education
Kaplan University   2009 — 2012
AABA, Business Administration

Experience
Movement Mortgage, LLC  June 2015 - Present
Primary Residential Mortgage   July 2005 - June 2015
BNI  2005 - October 2012
HSBC  June 2001 - June 2005
HSBC  September 1999 - May 2001

Skills
Sales, Team Building, Human Resources, Building Relationships, Sales Management, Referrals, Customer Service, Mortgage Lending, First Time Home Buyers, Executive Management, Residential Mortgages, FHA, USDA Rural Housing, Team Management, Quality Assurance, Internal Audit, Customer Relations, Social Networking, Referral Generation, Closing Deals, Operational Efficiency, Banking, Deal Closure, Leadership, Networking, Marketing, Real Estate, Reverse Mortgages, USDA

Education
Michigan State University   1994 — 1998
Bachelor of Arts Degree, Political Science- Prelaw

Experience
Primary Residential Mortgage   May 2008 - Present
Primary Residential Mortgage   2008 - Present
Citizens Lending Group  June 2007 - April 2008
New World Mortgage  September 2005 - June 2007

Skills
Seminar Speaker, Loan Origination, Mortgage Planning, Mortgage Lending, Mortgage Banking, Reverse Mortgages, Residential Mortgages, First Time Home Buyers, FHA 203k Loan Specialist, VA Loan Expert, USDA Rural Housing Loan..., FHA financing, HARP 2.0 Specialist, Loans, USDA Rural Housing, Investment Properties, FHA, Refinance, VA loans, Certified Mortgage..., Real Estate Transactions, Real Estate, Public Speaking, Finance, Condos, Referrals, Residential Homes, Sellers, HomePath, Banking, Single Family Homes, Foreclosures, Short Sales, Home Equity, Investments, Investors, REO, Real Estate Financing, Relocation

Education
Delaware State University   2001 — 2003
Masters Degree, Curriculum & Instruction

University of Delaware   1990 — 1995
BS, Physics

Glasgow High School   1986 — 1990
High School Diploma, High School

Experience
Primary Residential Mortgage   September 2014 - Present
FIRSTRUST BANK  July 2014 - September 2014
Fulton Mortgage Company  December 2012 - July 2014
Chelten Hills Saving Bank   July 2010 - September 2012
Mortgage Mobility, LLC   January 2000 - July 2010
Arlington Capital Mortgage  January 1998 - January 2000
Arlington Capital Mortgage  January 1996 - January 2000

Skills
Mortgage Lending, Customer Service, Credit Analysis, Real Estate, Sales, Loan Origination, Loans, Underwriting, Refinance, Software Documentation, Certified Mortgage..., FHA

Education
Montgomery County Community College   1978 — 1980
associates, business admin.

Abington High School   1974 — 1978
academic

Montgomery County Community College

Schlicher Kratz Institute

Experience
Southern Edge Printing, LLC   February 2015 - Present
Primary Residential Mortgage   November 2014 - Present
Movement Mortgage, LLC  October 2013 - November 2014
Residential Finance  June 2007 - October 2013
H&R Block Mortgage  June 2005 - May 2007
First Mutual Mortgage   June 2003 - March 2005

Skills
Leadership, Mortgage Lending, FHA financing, Sales, FHA, VA, USDA, Mortgage, Conventional, Mortgage Industry, VA loans, Purchase, Reverse Mortgages, Refinance, Investment Properties, Loan Origination, Residential Mortgages, Mortgage Banking, Banking, Home Equity, Residential Homes, NMLS Licensed, Financial Structuring, Foreclosures, REO, First Time Home Buyers, Mortgage Servicing, Commercial Lending, Real Estate, Certified Mortgage..., Credit Analysis, Mortgage Underwriting, Real Estate Economics, Loss Mitigation, Real Estate Financing, Debt Consolidation, Mortgage Marketing, Home Equity Lines of..., Funding, Loan Servicing, Small Business Lending, Commercial Mortgages, Government Loans, Loans, Rates, Finance, Short Sales, Loan Modifications, Construction Loans, Home Equity Loans

Education
Florida Metropolitan University   2002 — 2004
Associates, Business Management

Experience
Homestar Financial Corporation  October 2010 - Present
Primary Residential Mortgage   April 2001 - Present
Prospect Mortgage Company  July 2007 - November 2009

Education
Georgia State University   1966 — 1971

Experience
Acopia Home Loans  November 2011 - Present
Primary Residential Mortgage   January 2009 - November 2011
First Summit Mortgage   January 2000 - January 2009
Conseco Mortgage Services   1996 - 2000

Skills
Mortgage Lending, Financial Analysis, Home Equity Loans, Leadership, USDA, Single Family Homes, VA loans, Government Loans, FHA financing, VA Loans, Mortgage Banking, Loan Origination, FHA, Residential Mortgages, Refinance, First Time Home Buyers, FHA Financing, Foreclosures

Education
Michigan State University   1986 — 1990

Experience
Movement Mortgage, LLC  August 2015 - Present
Finance of America Mortgage LLC  April 2014 - July 2015
Primary Residential Mortgage   January 2012 - April 2014

Skills
Business Development, Sales Management, Salesforce.com, Recruiting, Forecasting, Financial Reporting, Mortgage Lending, Idea Generation, Process Improvement, Direct Sales, Leadership, Selling, Management, Refinance, Loans, Strategy, Marketing, FHA financing, Sales, Finance, Business Planning, Networking, Sales Operations, FHA Financing, Loan Origination, Residential Mortgages, Mortgage Banking

Education
Georgia Institute of Technology   1997 — 2002
BS, Management (Finance, Economics)

Experience
Primary Residential Mortgage   May 2014 - Present
Southern Wine & Spirits  January 2014 - May 2014
Towne Park  May 2013 - January 2014

Skills
Mortgage Lending, First Time Home Buyers, Down Payment Assistance, Conventional Financing, Customer Satisfaction, FHA Financing, Sales&Marketing, Sales, Educational Workshops, 203K, VA Loans, USDA Rural Housing, Training, Motivation, Refinance, Real Estate, Real Estate Transactions, Loan Origination, Residential Mortgages, Short Sales, Foreclosures, REO, Condos, Investment Properties, Credit, Credit Reports, Buyers, Sellers, Social Networking, Hospitality, Non-Conforming, Jumbos, Sales Force Development, CRM, Social Media

Education
Johnson and Wales University   2009 — 2013
Travel, Tourism and Hospitality Management, Hospitality, 3.50

Magruder   2004 — 2008

Experience
F&M Bank  June 2015 - Present
Summit Funding, Inc.   February 2014 - February 2015
Primary Residential Mortgage   May 2013 - January 2014
F & M Mortgage   May 2012 - May 2013
Joey Just Technology   February 2011 - May 2012

Skills
Sales, Marketing, Public Relations, Communication, Residential Mortgages, Mortgage Lending, Mortgage Servicing, Client Relations Skills, Organizational..., Loans, Refinance, FHA, Loan Origination, First Time Home Buyers, USDA, FHA financing, Mortgage Banking, Real Estate, Residential Homes, Credit, Team Building, Credit Analysis, Leadership

Education
Gwinnett Technical College   2005 — 2007
Associate of Applied Science Degree, Early Childhood Education and Teaching

Experience
Academy Mortgage Corporation  May 2015 - Present
VIP Mortgage  November 2014 - April 2015
Primary Residential Mortgage   February 2014 - November 2014
Nova Home Loans  September 2012 - February 2014
Alliance Financial Resources LLC  November 2009 - August 2012
DMC Financial LLC   September 2001 - July 2004

Skills
Sales, Mortgage Banking, Refinance, Finance, Banking, Loans, Credit, Mortgage Lending, First Time Home Buyers, Relocation, Residential Mortgages, FHA, FHA financing, Loan Origination, VA loans, USDA, Credit Analysis, Investments, Construction Loans, Real Estate Financing, Investment Properties, Commercial Mortgages, Commercial Lending, Real Estate Economics, Rates, Funding, Loan Servicing, Mortgage Underwriting

Education
Ferris State University   1980 — 1982
Associates Degree, Architecture

Experience
Loco Cycle   March 2015 - Present
LA Fitness  February 2012 - Present
AmeriFirst Financial, Inc.   September 2011 - June 2012
Primary Residential Mortgage   2010 - 2011
JPMorgan Chase  October 2007 - September 2010
Millennia Mortgage  2000 - 2007

Skills
Mortgage Lending, FHA, VA, USDA, Conventional, Mortgage Banking, Loan Origination, Refinance, Purchase, VA loans, Residential Mortgages

Education
Fullerton College   1995 — 1997
AA, Business

Experience
Primary Residential Mortgage   February 2015 - Present
Olympia Mortgage Group   March 2012 - July 2013
American Heritage Federal Credit Union  October 2005 - February 2010

Skills
Mortgage Lending, Loans, Credit, Mortgage Banking, Loan Origination, Banking, Refinance, Residential Mortgages, FHA, Mortgage Underwriting

Education
Manor College   2007 — 2010
BS, Finance, General

Manor College

Experience
Primary Residential Mortgage   December 2013 - Present
TD  October 2009 - November 2013
Piccola Italia   March 2006 - 2011
Boys and Girls Club of Greater Manchester   August 2001 - 2007

Skills
Software Documentation, Loans, Customer Service, Accounting, Credit Risk, Cross Selling, Policy, Branch Banking, Payments, Deposits, Filing, Loan Servicing, Banking, Retail Banking

Education
University of Massachusetts Boston   2011 — 2013
Bachelor of Applied Science (BASc), Biology/Biological Sciences, General

Manchester Community College   2006 — 2008
Associate's degree, Early Childhood Education and Teaching

Experience
Primary Residential Mortgage   April 2015 - Present
First National Bank Scott City   August 2005 - December 2014
Scott City, KS   January 2000 - August 2005

Skills
Residential Real Estate..., Consumer Lending, Banking, Loans, Credit, Microsoft Excel, Credit Analysis, Leadership, Internet Banking, Microsoft Office, Farming, Feedyard, Ranching, Customer Service, Mortgage Banking, Financial Analysis, Debt Elimination, Debt Management, Refinance

Education
Fort Hays State University   1998 — 1999

Scott Community High School   1994 — 1998

Experience
RE/MAX Executive Group  June 2015 - Present
Keller Williams Classic III Realty  August 2010 - June 2015
Primary Residential Mortgage   November 2004 - June 2009
JJ Kenny Standard and Poors   1996 - 2004

Skills
Real Estate, Short Sales, REO, Loans, Investment Properties, Mortgage Banking, First Time Home Buyers, Foreclosures, Sellers, Investors, Referrals, Real Estate Transactions, Residential Homes, Condos, Single Family Homes, Selling, Leases, Mortgage Lending, Real Property, Sales

Education
Long Island University, Brooklyn Campus   1989 — 1996
BA, Sociology

Experience
Primary Residential Mortgage   June 2015 - Present
Banc Home Loans  November 2014 - May 2015
Guild Mortgage Company  June 2011 - November 2014
MetLife Home Loans  November 2009 - June 2011
OnPoint Community Credit Union  January 2007 - October 2009
Care Medical Equipment  2001 - 2007

Skills
Mortgage Banking, FHA, Mortgage Lending, Loan Origination, Refinance, Residential Mortgages, Loans, Credit, Investment Properties, First Time Home Buyers, Credit Analysis

Education
Lewis-Clark State College   1996 — 1999
Kinesiology and Exercise Science

Albertson College of Idaho   1998 — 1998
Kinesiology and Exercise Science

Heppner High School   1994 — 1998

Experience
Sierra Pacific Mortgage Company, Inc.   July 2014 - Present
Primary Residential Mortgage   June 2013 - July 2014
Pinnacle Mortgage Group, Inc.   February 2013 - June 2013
Guaranty Bank & Trust  July 2009 - November 2012
Pawnee Mental Health  2007 - June 2009
Westloop Floral   January 1999 - May 2007
Spring Air Mattress Company  August 2002 - December 2004
Rock Springs 4-H Center  May 1998 - September 1998

Skills
Customer Service, FHA financing, Mortgage Lending, Refinancings, Loans, Loan Officers, Public Speaking, Team Building, Teamwork, Sales Management, Coaching, Leadership, Budgets, Investment Properties, USDA, Banking, Finance, Credit, FHA, Mortgage Banking, Refinance, Loan Origination, FHA Financing

Education
Upper Iowa University   2008 — 2009
Accounting and Business/Management

West Texas A&M University   1997 — 1999
Animal-Assisted Therapy - Equine Business Management

Kansas State University   1996 — 1998
Animal Sciences

Manhattan High School   1993 — 1996

Experience
Inlet Mortgage Corp.   March 2014 - Present
Fidelity Funding Mortgage Corp.  May 2011 - March 2014
Primary Residential Mortgage   2010 - 2011
Vandyk Mortgage Corporation  January 2006 - December 2009
1st Pacific Mortgage   July 2004 - November 2005
AAA Mortgage Exchange   December 2001 - May 2004

Skills
VA loans, REO, Foreclosures, Mortgage Lending, Refinance, Investment Properties, Finance, FHA financing, Loan Origination, Short Sales, Mortgage Banking, Real Estate, Single Family Homes, Time Management, USDA, FHA, Public Speaking, Reverse Mortgages, First Time Home Buyers, Residential Mortgages, Underwriting, Condos, Construction Loans, Loans, Sales, Banking, Credit, Residential Homes

Education
Michigan State University   1994 — 1999
Bachelor, Finance, Political Science

andover high school   1989 — 1993

Experience
Primary Residential Mortgage   April 2014 - Present
Nova Home Loans  August 2011 - April 2014
Prospect Mortgage, LLC  January 2010 - August 2011
Bank of America  April 2006 - January 2010
Direct Alliance Corp  2003 - 2004

Skills
Technical Analysis, Refinance, Sales, FHA, Loans, Real Estate, Jumbo Mortgage, Mortgage Lending, Residential Mortgages, Reverse Mortgages, 203K, Government Loans, VA loans, FHA financing, Loan Origination, Mortgage Banking, REO, Short Sales, Sellers, FHA Financing, USDA, Investments, Real Estate Financing, HUD, First Time Home Buyers, Investment Properties, VA Loans

Education
Washington State University   1990 — 1993
Bachelor of Science, Accounting

Graceland University   1989 — 1990
Under-graduate (1 year), Undeclared

Experience
P. Graham Dunn  September 2015 - Present
Primary Residential Mortgage   December 2014 - August 2015
Affinity Lending Solutions  July 2013 - December 2014
Smithville High School  2008 - 2014
Liberty University  January 2011 - May 2013
National City Bank  June 2008 - October 2010
Keener Landscaping   June 2004 - June 2008

Skills
Customer Service, Leadership, Leadership Development, Marketing, Team Building, Teamwork, Customer Retention, Problem Solving, Sales, Strategic Thinking, Product Development, Public Speaking, Mortgage Lending, Mortgage Banking, Financial Analysis, Strategic Planning, Microsoft Excel, Residential Mortgages, Social Media, Reverse Mortgages, PowerPoint, Loans

Education
Liberty University   2011 — 2013
Master of Arts (M.A.), Elementary Education and Teaching

Grace College and Seminary   2004 — 2008
Bachelor of Arts (B.A.), Marketing and Business Administration

Smithville High School

Experience
Primary Residential Mortgage   April 2014 - Present
Guaranteed Rate  May 2013 - April 2014
Weichert Financial Services  March 2002 - April 2013
Fordham University  March 1999 - December 2001
Villanova University  February 1998 - February 1999
Cornell University  June 1997 - February 1998

Skills
Loans, Mortgage Lending, First Time Home Buyers, Mortgage Banking, Refinance, USDA, FHA, Credit, Underwriting, Credit Analysis, Residential Mortgages, Banking, FHA financing, Finance, Certified Mortgage..., Residential Homes, Selling, Insurance, Financial Services, Loan Origination, Investment Properties, Construction Loans, Condos, Commercial Lending, Investments, Real Estate, Real Estate Transactions, Home Equity Loans, Reverse Mortgages, VA loans, Debt Consolidation, Mortgage Marketing, Mortgage Underwriting, Government Loans, Home Equity Lines of..., Commercial Mortgages, Non-Conforming, Real Estate Financing, Investors, Loss Mitigation, Foreclosures, Funding, Mortgage Servicing, REO, Referrals, Short Sales, Vacation Homes, Real Estate Economics, Single Family Homes, Financial Structuring

Education
Hamilton College   1993 — 1997
BA, Liberal Arts

Experience
Primary Residential Mortgage   September 2013 - Present
USF Realty & USF Mortgage Lending Group   August 2005 - August 2010

Skills
Refinance, Reverse Mortgages, Social Media, Loans, FHA, Loan Origination, Mortgage Banking, Residential Mortgages, VA loans, FHA financing, Mortgage Lending, USDA, Real Estate Financing, Home Equity Loans, Non-Conforming, First Time Home Buyers, Mortgage Marketing, Construction Loans, FHA Financing, Certified Mortgage...

Education
De Anza College   1983 — 1987

Santa Clara High

Experience
NorthPoint Mortgage  December 2014 - Present
Fairway Independent Mortgage Corporation  2011 - December 2014
Fairway Independent Mortgage Corporation  2009 - 2011
Primary Residential Mortgage   2007 - 2009
Integrity Mortgage Services, Innc.   1996 - 2004
Homesouth Mortgage Corp   1995 - 1996
Perimeter Mortgage Incl.   1990 - 1995
Summit National Bank  1989 - 1990
Centerbank Mortgage Co.   1988 - 1989
S&L Mortgage Corp.   1987 - 1988

Skills
Marketing, Mortgage Training, Encompass, PowerPoint, Microsoft Word, Microsoft Excel, Loan Origination, Loan Processing, Customer Service, Highly Organized &..., Self-starter, Success Driven, Multi Tasking, Communication Skills, Creative Problem Solving, FHA Mortgage Credit..., Mortgage Lending, USDA, VA loans, FHA financing, Mortgage Banking, Residential Mortgages, FHA, Loans, Training, Refinance, Mortgage Underwriting, FHA Financing, VA Loans

Education
Georgia State University   1984 — 1986
Business Administration and Management, General

DeKalb Christian Academy   1980 — 1983

Experience
Primary Residential Mortgage   February 2014 - Present

Education
Louisiana State University
Business Administration and Management, General

Louisiana Tech University
Master's degree, Industrial and Organizational Psychology

Experience
Hank & Willie, LLC   July 2012 - Present
Assessment Recovery   January 2009 - June 2013
True Compass Lending   September 2009 - October 2010
Premier Lending Group  October 2008 - September 2009
Primary Residential Mortgage   September 2005 - October 2008
Wells Fargo Home Mortgage  October 2002 - May 2005
TFC Mortgage Services   March 1997 - March 2000

Skills
Accounts Receivable, Condos, Negotiation, Contract Negotiation, Customer Relations, Customer Service, Team Building, Risk Management, Problem Solving, Strategic Planning, Sales Management, New Business Development, Compliance, Public Speaking, Coaching, Operations Management, Due Diligence, Small Business, Investment Properties, Private Equity, Marketing Strategy

Education
Fuller Theological Seminary   2008 — 2010

Northwest University   2004 — 2007
BA, Leadership

Experience
Primary Residential Mortgage   January 2014 - Present
Universal Mortgage & Finance LLC   December 2010 - January 2012
emortgage managment   July 2005 - November 2010

Skills
FHA, Refinance, VA loans, First Time Home Buyers, Non-Conforming, Mortgage Lending, Debt Consolidation, Loans, Real Estate Financing, Purchasing, Second Home, Banking, Real Estate, USDA, Residential Mortgages, Government Loans, Loan Origination, Home Equity Lines of..., Home Equity Loans, Mortgage Banking, FHA Streamlines, VA Streamlines, Conventional, Processing, Finance, Credit Analysis, NMLS, NMLS Licensed, Fixed Rate Mortgages, Mortgage Servicing, Credit, Funding, Rates, Investment Properties, FHA Financing, credit repairing, Customer Service, Cash Management, Reverse Mortgages, Construction Loans, stremlines, Recruiting, credit repair

Education
Delaware County Community College   1986 — 1988
Finance, Management, Basic Computer Skills

Glassgow   1982 — 1986
High School Diploma, Basic Computer Skills

Experience
Primary Residential Mortgage   September 2007 - Present
Money First Financial Services   July 1997 - September 2007

Education
Lander University   1983 — 1990

Experience
Primary Residential Mortgage   2015 - Present
PRMG (branch previously Prime Source)   2014 - 2015
NASA Federal Credit Union  September 2009 - September 2010
Home Mortgage Corp   October 2007 - September 2009
Chevron Federal Credit Union  January 2009 - August 2009
Diablo Funding Group  December 2001 - October 2007
Irwin Home Equity  April 1999 - November 2001
US Senate Federal Credit Union  October 1989 - August 1998

Skills
Mortgage Lending, Credit, Loans, Underwriting, Banking, Branch Banking, Credit Analysis, Residential Mortgages, Loan Origination, Financial Services, Refinance, Business Development, Mortgage Banking, Reverse Mortgages, FHA, Management, Sales

Education
Gettysburg College   1981 — 1985
B.A., Political Science, History

Experience
Archuleta Realty   April 2014 - Present
The Mortgage Law Firm / Roll Tide Properties Corporation   March 2010 - January 2014
Cal-Western Reconveyance Corporation  April 2007 - March 2010
Primary Residential Mortgage   January 2006 - March 2008
University of Californina, San Diego   February 1999 - June 2006

Skills
REO, Negotiation, FHA, Sales, Loans, Refinance, Customer Service, Residential Mortgages, Loan Origination, Mortgage Banking, Training, Credit, Mortgage Lending, Loss Mitigation

Education
Western Washington University   1996 — 1999
M.S., Psychology

University of Washington   1991 — 1993
B.A., Psychology

Highline Community College   1988 — 1991
A.A., General Studies

Experience
Academy Mortgage Corporation  October 2011 - Present
Southeast Mortgage  June 2010 - October 2011
Real Estate Mortgage Network  August 2009 - June 2010
Prospect Mortgage, LLC  January 2009 - August 2009
Primary Residential Mortgage   October 2008 - January 2009
Accredited Home Lenders/Home Funds Direct   October 2005 - January 2007

Skills
USDA, Refinance, VA loans, FHA, Conventional, Georgia State Bond Loans, Certified Mortgage..., Construction Loans, FHA financing, Government Loans, HUD, Loan Origination, Loans, Mortgage Banking, Mortgage Lending, Real Estate, Real Estate Economics, Residential Mortgages, Reverse Mortgages, Customer Insight, Customer Satisfaction, FHA Financing, VA Loans

Education
Georgia Perimeter College   1998 — 2000
BROADCAST/JOURNALISM

Georgia Southern University   1993 — 1994

Westlake High School   1990 — 1993

Experience
Primary Residential Mortgage   August 2014 - Present
Wealthbridge   June 2006 - August 2014

Skills
Mortgage Lending, Loans, Mortgage Banking, Refinance, Loan Origination, FHA, Credit, Underwriting, Investment Properties, Credit Analysis, Banking, First Time Home Buyers, Residential Mortgages, Loan Servicing, Sales, Finance, VA Loans

Education
University of Colorado Boulder   1997 — 1999
MBA, Business

Millsaps College   1993 — 1996
BBA, Business

Experience
Technology Integration Group  October 2012 - Present
24 Hour Fitness  April 2011 - October 2012
Plaza Home Mortgage  August 2010 - January 2011
Primary Residential Mortgage   September 2009 - June 2010
OneRecovery   July 2008 - February 2010
Edward Jones  July 2005 - September 2007

Skills
Leadership, Sales Management, Public Speaking, Account Management, Marketing Strategy, Social Networking, Strategic Planning

Education
National Academy of Sports Medicine   2011 — 2011
Certified Personal Trainer, Kinesiology

Menlo College   1990 — 1995
BA, Mass Communications

Experience
Microsoft  April 2015 - Present
Toys"R"Us, Inc.   October 2013 - April 2015
Virtual Dynamix   September 2011 - January 2013
BestBuy  November 2010 - October 2011
Diffuse 5   2010 - 2011
Primary Residential Mortgage   May 2004 - July 2007
Guaranty Residential Lending  March 2001 - May 2004

Skills
Professional Services, Loans, Sales, Business Development, Salesforce.com, Microsoft Office, Sales Process, Underwriting, Account Management, Microsoft CRM, Social Media Marketing, Marketing, Marketing Management, Customer Service, Sales Management, Cloud Computing, Management, Training, Leadership, Solution Selling, Customer Satisfaction, Retail, Team Leadership, CRM

Education
Massasoit Community College

Experience
Primary Residential Mortgage   November 2004 - Present
Crossroad Financial Services LLC   September 2002 - November 2004
SAS Consulting (Self-Employed)   October 2001 - September 2002
Lucent Technologies  February 1999 - October 2001

Skills
Loans, Investment Properties, Pricing, Real Estate Investment, Small Business, FHA Expertise, Mortgage Expertise, Mortgage Lending, Loan Origination, Insurance, Real Estate, Relocation, FHA, Finance, Sales, Refinance, USDA, FHA financing, VA loans, Residential Mortgages, Real Estate Transactions, Credit Analysis, Credit, VA Loans, First Time Home Buyers

Education
Indiana University - Kelley School of Business   1993 — 1998
Bachelor of Science in Business, Finance; Minor in Economics

Experience
CMS-Capital Mortgage Services   January 2015 - Present
Primary Residential Mortgage   January 2014 - January 2015
CFC Mortgage Bankers  August 2010 - January 2012
Conejo Simi Moorpark Association of Realtors   January 2010 - December 2010
Bank of America  August 2007 - August 2010
Five Star Financial/Mainstreet Mortgage/United Capital/Proline Mortgage   November 1996 - March 2009
Cal Fed, Headlands Mortgage, Greenpoint Mortgage, PIB Mortgage   1982 - 1996

Skills
First Time Home Buyers, FHA, Refinance, Investment Properties, Loans, Real Estate, Mortgage Banking, VA loans, Residential Mortgages, Loan Origination, Mortgage Lending, Certified Mortgage..., Investments, Underwriting, Non-Conforming, Referrals, Short Sales, Sellers, REO, Single Family Homes, Relocation, Investors, Move Up Buyers, Foreclosures, USDA, Government Loans, Buyers, Credit, FHA financing, Reverse Mortgages, Construction Loans, Mortgage Underwriting, Real Estate Financing, Real Estate Economics, VA Loans

Education
Moorpark College   1980 — 1982

Experience
Avalara  April 2015 - Present
Primary Residential Mortgage   September 2014 - April 2015
Beazer Homes  September 2013 - August 2014
Adams Homes  November 2011 - September 2013
Old Salem Museums and Gardens  June 2011 - October 2011
Table 16   August 2009 - December 2010

Skills
Historic Preservation, Museums, Restoration, Real Estate Transactions, Research, Community Outreach, Non-profits, Microsoft Office, Microsoft Word, PowerPoint, Microsoft Excel, Public Speaking, Adobe Creative Suite, Illustrator, Photoshop, InDesign, Editing, Data Analysis, Marketing, Exhibit Design

Education
Duke University   2012 — 2012
Paralegal Certificate, Legal Assistant/Paralegal

University of North Carolina at Greensboro   2008 — 2011
MS, Interior Architecture, Historic Preservation

University of Mary Washington   2004 — 2008
BA, Historic Preservation

Lorenzo di Medici Institute   2007 — 2007
Italian and Architecture

Experience
Prysma Lending   May 2013 - Present
William Raveis Real Estate  February 2011 - May 2013
Primary Residential Mortgage   January 2007 - February 2011

Skills
Bilingual-Spanish, Residential Mortgages, Refinance, Client Relationship..., FHA Mortgages, Consultative Sales..., Sellers, FHA, Investment Properties, Loans, Banking, Mortgage Marketing, VA loans, Underwriting, CRM, First Time Home Buyers, Mortgage Lending, Real Estate

Education
Laguardia Community College

Experience
Primary Residential Mortgage   February 2014 - Present
Integrity Home Loan of Central FL, Inc.   July 2009 - February 2014
Fidelity Mortgage  2005 - 2009
Oakstreet Mortgage  2002 - 2005

Skills
Leadership, Underwriting, Credit, Credit Analysis, Foreclosures, Mortgage Underwriting, REO, Referrals, Short Sales, Reverse Mortgages, Real Estate, Investment Properties, FHA, Residential Mortgages, Sales, Refinance, Loan Origination, Mortgage Lending, Loans, First Time Home Buyers, Investors, Residential Homes

Education
Florida Atlantic University
ADR Mediation Arbitration, Business Communications

Experience
Primary Residential Mortgage   November 2013 - Present
JPMorgan Chase  June 2011 - May 2013

Skills
Mortgage Banking, Mortgage Lending, Loan Origination, Refinance, Loans, FHA, Residential Mortgages, Credit, VA loans, USDA, FHA financing, Credit Analysis, Banking, Government Loans

Education
Miami Dade College

Experience
California Kettle Corn Co   January 2015 - Present
Los Angeles Volleyball Academy  October 2011 - Present
Sunset Terrace Restaurant & Lounge   May 2011 - October 2014
Primary Residential Mortgage   January 2014 - April 2014
CFC Mortgage Bankers  March 2012 - January 2014

Skills
Customer Service, Real Estate, Microsoft Word, PowerPoint, Social Media, Leadership, Time Management, Microsoft Excel, Mac Computers, At Multitasking, Mortgage Lending, Teamwork, Event Planning, Outlook, Microsoft Office, Public Speaking, Loans, Finance, Event Management, Communication, Data Entry, Facebook, Telephone Skills, Budgets, Team Building, Critical Thinking, Public Relations, Credit, Team Leadership, Marketing, Sales, Hospitality, Real Estate Transactions, Coaching, Negotiation, Fundraising, Investment Properties, First Time Home Buyers, Inventory Management, Administrative..., Small Business, Photoshop, Social Networking, Management

Education
Cal State University Los Angeles   2006 — 2009
Kinesiology/Business Management

La Reina High School   2001 — 2006

Moorpark College
Nursing

Experience
Primary Residential Mortgage   September 2012 - April 2014
MBA Benefit Administrators   March 2009 - November 2011
Pella Windows and Doors - Utah   September 2008 - February 2009
Pantheon Chemical   July 2007 - July 2008

Skills
Accounting, Accounts Payable, Employee Benefits, Human Resources, Invoicing, Payroll, Administration, Management, Policy, Benefits Administration, Customer Service, Microsoft Office, Microsoft Excel, Training, Strategic Planning, Microsoft Word, Finance, Team Building, PowerPoint, Sales

Education
Broadview University   2014 — 2016
Bachelor of Science (B.S.), Criminal Justice and Corrections

ITT Technical Institute-Murray   2012 — 2014
Associate's degree, Criminalistics and Forensic Science

Granite High School   1999 — 2001

Experience
Primary Residential Mortgage   July 2010 - Present
First Fidelity  January 2002 - June 2010
First Residential Mortgage  October 1999 - December 2001

Skills
Mortgage Banking, Real Estate Development, Mortgage Lending, Loans, Real Estate, Underwriting, Sales, Sales Management, Loan Origination

Education
Middle Tennessee State University

Experience
Olympus Asset Management  February 2015 - April 2015
Primary Residential Mortgage   July 2014 - January 2015
Primary Residential Mortgage   April 2013 - July 2014

Skills
Microsoft Office, Customer Service, Mortgage Lending

Education
Curry College   2002 — 2006

Experience
Primary Residential Mortgage   Mortgage Loan OfficerUniversal American Mortgage Company

Education
Florida Gulf Coast University