Experience
Resource Action Programs  May 2010 - Present
Key Financial Corp   August 2009 - April 2010
LAND HOME FINANCIAL   January 2008 - March 2009
Fremont Investment and Loan   November 1996 - March 2007
CIT COUP   January 1995 - January 1996
SIERRA WESTERN   January 1994 - January 1995
Foundation Mortgage  January 1991 - January 1994

Skills
Sales Management, Coaching, Training & Development, Product Development, Mentoring, Mortgage, Home, Customer Relations, Mortgage Lending, Customer Service, Program Management, Employee Training, Loans, Mortgage Banking, New Business Development, Sales, Business Development, Finance, Leadership, Training, Marketing Strategy, Lead Generation, Recruiting, Team Leadership, Strategy, Strategic Planning, Start-ups, Process Improvement, Team Building, Marketing, Business Strategy, Budgets, Strategic Partnerships, Account Management, Selling

Education
Northern State University   1978 — 1982
Bachelor's degree, Business, Management, Marketing, and Related Support Services

Experience
seeking a great opportunity   Operations ManagerBank of America Home LoansDecember 2010 - October 2013
PuroClean Restoration Services  December 2007 - September 2010
Fremont Investment and Loan   October 1998 - March 2007
Avco Financial Services  1991 - 1997

Skills
Mortgage Lending, Mortgage Banking, Loan Origination, Leadership, Finance, Management, Training, Process Improvement, Loans, Credit, Budgets, Start-ups, FHA, Refinance, Residential Mortgages, Credit Analysis, Risk Management, Banking, Underwriting

Education
Northern Illinois University   1986 — 1990
Bachelor of Science (BS), Economics

Experience
Wells Fargo - Consumer Lending Group Talent Acquisition   January 2014 - Present
Self-employed Nov. 2008 - Sept. 2011   November 2008 - January 2014
Kaiser Foundation Health Plan of the Northwest  September 2011 - January 2013
Anschutz Entertainment Group (dba, AEG Worldwide)   June 2007 - October 2008
Fremont Investment and Loan   September 2004 - June 2007
IndyMac Bank  January 2002 - September 2004
Gannett Co., Inc   1999 - 2000
Hollywood Entertainment Corp. (dba, Hollywood Video)   1997 - 1999
Nike  1996 - 1997
Disney Consumer Products  1994 - 1996

Skills
Recruiting, Talent Management, Talent Acquisition, Onboarding, Applicant Tracking..., Human Resources, Employee Relations, College Recruiting, Succession Planning, Executive Search, Workforce Planning, Sourcing, Technical Recruiting, Employer Branding, Temporary Placement, Interviews, PeopleSoft, Process Improvement, Management, Temporary Staffing, Internet Recruiting, Taleo, Screening, Employee Benefits, Personnel Management, Benefits Negotiation, Career Development, Leadership, Screening Resumes, Consulting, HRIS, Employee Engagement, Deferred Compensation, Contract Recruitment, HR Consulting, Staffing Services, Hiring, New Hire Orientations, HR Policies, Job Fairs, Job Descriptions, Performance Management, Recruitment Advertising, Behavioral Interviewing, Interview Skills..., IT Recruitment, Graduate Recruitment, Resume Writing, Search, Benefits Administration

Education
Providence College
BA, Humanities

Experience
Springboard Solutions  November 2012 - Present
Springboard Solutions  March 2012 - November 2012
Springboard Solutions  October 2008 - March 2012
Fremont Investment and Loan   July 2007 - May 2008
Carrington Mortgage Services  2006 - 2008
Carrington Mortgage Services  September 2006 - July 2007
New Century Mortgage  2006 - 2007
Wells Fargo Home Mortgage  March 2004 - July 2006
Wells Fargo Home Mortgage  2004 - 2006

Skills
Loss Mitigation, Negotiation, Mortgage, Loans, Foreclosures, Auditing, Customer Service, Escalation, Risk Mitigation, Default, SharePoint, Cisco, Excel, Outlook, Collections, Loan Servicing, Microsoft Excel, Mortgage Lending, Risk Management, Coaching, Training

Education
Riverside City College   2007 — 2009
Associates Pending, Social and Behavioral Studies

Experience
Clayton  March 2014 - Present
J.P. Morgan   January 2008 - March 2014
Trinity Coastal Mortgage   January 2005 - January 2008
Fremont Investment and Loan   January 2002 - January 2005
Bank Atlantic  January 1999 - January 2001

Skills
Mortgage Underwriting, Mortgage Lending, Leadership, Problem Management, Due Diligence, Risk Management, Positive Can-do Attitude, Funding, Quality Control, Portfolio Management, Operations Management, Vice President, Underwriting Manager, Multi Tasking, Compliance, Mortgage Banking, Auditing

Education
St. Petersburg College

Univerity of South Florida

Experience
Pacific Western Bank  October 2013 - Present
CapitalSource  June 2008 - October 2013
Fremont Investment and Loan   August 2004 - June 2008
First Federal Bank of California  January 2000 - August 2004
Countrywide Home Loans  November 1999 - January 2000
First Commerical Bank of Philadelphia   October 1997 - March 1999

Skills
Retail Banking, Loans, Mortgage Lending, Portfolio Management, Management, Sales, Training, Accounting, Auditing, Banking, Small Business Lending, Commercial Banking, Insurance, Internal Controls, Office Management, Compliance, Leadership, Financial Accounting, Internal Audit, Employee Management, Development Of Employees, Business Development, Operations Management, Office Administration, Product Marketing, Business lending, Volunteering, Construction Loans, Notary Public

Education
Pierce College   1992 — 1995

Experience
TSI  August 2012 - Present
California United Bank  January 2006 - January 2008
Pacific Western Bank  January 2002 - January 2006
Cedars Bank  2000 - 2005
Aetna U.S Healthcare  January 2001 - January 2002
Fremont Investment and Loan   January 2000 - January 2001
Washington mutual Bank  January 1994 - January 1999
Glendale Federal Bank  January 1989 - January 1993

Skills
Microsoft Excel, Microsoft Office, Microsoft Word, Customer Service, Event Planning, Social Media, Contract Negotiation, Property Management, Banking, Customer Retention, Customer Satisfaction, Relationship Management, Office Administration, Cash Management, Finance, Marketing, Business Development, Outlook, Management

Education
Glendale Career College

Banking School / BCG

West Los Angeles College

Experience
Stearns Lending  January 2009 - Present
Financial Risk Management Services Consultant   January 2008 - January 2009
Compass Analytics   June 2007 - December 2007
New Century Financial Corporation  2005 - 2007
Fremont Investment and Loan   August 2004 - October 2005
Pacific Republic Mortgage  2001 - 2004
Tuttle Risk Management Services  1998 - 2001
Old Kent Bank  December 1995 - August 1998
Cole Taylor Bank  1994 - 1996
Household International  1988 - 1992

Skills
Leadership, Budgets, Syndications, Product Development, Accounting, Hedging, Capital Markets, Credit, Risk Management, Loan Origination, Mortgage Lending, Loans, Valuation, Underwriting, Securitization, Credit Analysis, Portfolio Management, Mortgage Banking, Bonds, Banking, Residential Mortgages, MBS, Financial Modeling, Financial Structuring, Derivatives, Secondary Market, Financial Risk, Loan Servicing, FHA, Credit Risk, Mortgage Servicing, Investments, Trading, USDA, Loss Mitigation, Mortgage Underwriting, Refinance, FHA financing, Funding, VA loans, Reverse Mortgages, Government Loans, Real Estate Economics, Commercial Lending, Commercial Mortgages, Wind Tunnel Testing

Education
Roosevelt University   1987 — 1991

Experience
Pacific Gas and Electric Company  April 2015 - Present
Pacific Gas and Electric Company  June 2012 - Present
Kaiser Permanente  January 2010 - June 2012
Levi Strauss & Co.   November 2008 - November 2009
Longs Drug Stores  2007 - 2009
Fremont Investment and Loan   May 2005 - May 2007
Wells Fargo Home Mortgage  December 2004 - May 2005
Longs Drugs  April 2000 - May 2004

Skills
Administrative..., Outlook, Team Building, Visio, Microsoft Excel, Retail, Customer Service, Software Documentation, Budgets, Program Management

Education
Los Medanos College   1998 — 1999

Experience
Shred-it USA  August 2010 - Present
Huntington Honda  November 2009 - August 2010
Presidents   August 2009 - March 2010
US Mortgage Corporation  January 2009 - August 2009
Prestige BMW  June 2008 - January 2009
Morgan Stanley Home Loans  March 2007 - April 2008
MLN USA   April 2006 - December 2006
Fremont Investment and Loan   March 2004 - April 2006
Diamond Mortgage   July 2002 - March 2004
Homeside Lending  February 1999 - February 2002

Skills
Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Windows, Research, Outlook, Teaching, Photoshop, Public Speaking, Account Management, Cold Calling, Sales, Sales Management, Sales Operations, Strategic Planning, Training, Direct Sales

Education
Pace University   1979 — 1983
BBA, Marketing

Experience
Home  August 2007 - Present
Fremont Investment and Loan   January 2005 - August 2007

Skills
Software Installation, Teaching, Training, Team Management, Word Processing, Staff Supervision, Project Management, Project Administration, Job Coaching, Management, Proofreading, Text Editing, Cello Instruction, Vocal Instruction, Vocal Coaching, Vocalist, Cellist, Music Education, Social Media

Education
Indiana University Bloomington   1973 — 1977
Bachelor's degree, English Language and Literature/Letters

Mannes College of Music   1969 — 1971
none, Voice

Wittenberg University   1967 — 1969
Music Performance, Voice

Experience
Associates Mortgage   May 2012 - Present
Independent Life & Health Agent   January 2008 - Present
Carrington Mortgage Services  January 2010 - December 2011
CMS (Carringtom Mortgage Services)   November 2010 - January 2011
Real Estate First, Inc   2010 - November 2010
Accredited   June 2007 - October 2008
Fremont Investment and Loan   December 2002 - May 2007
Greenlee Textron  March 2001 - December 2002
Arbon Equipment Corporation  September 1996 - May 2000
Rite-Hite  March 1996 - August 1996

Skills
Mortgage Lending, FHA, Mortgage Banking, Loan Origination, Loans, Refinance, USDA, Underwriting, Credit, Residential Mortgages, Reverse Mortgages, Real Estate, REO, VA loans, Mortgage Marketing, Short Sales, Investment Properties, Mortgage Servicing, Banking, Referrals, FHA financing, Finance, Selling, Real Estate Transactions, Sellers, Real Estate Financing, Sales, Mortgage Underwriting, First Time Home Buyers, Certified Mortgage..., Loss Mitigation, Government Loans, Real Estate Economics, Construction Loans, Loan Servicing, Foreclosures, Investors, HUD, Credit Analysis, Funding, Commercial Lending, Home Equity Loans, Commercial Mortgages, Home Equity Lines of..., Rates, Single Family Homes, Consumer Lending, Financial Structuring, Investments, Cold Calling

Education
University of Southern California - Marshall School of Business   1994 — 1996
BS, Business

Fullerton College   1991 — 1994

Experience
Greystone & Co.   May 2015 - Present
Greystone & Co.   January 2011 - Present
Greystone & Co.   January 2011 - March 2012
Greystone & Co.   July 2009 - December 2010
ING Investment Management  June 2007 - January 2009
Fremont Investment and Loan   September 2005 - June 2007
Merrill Lynch  December 2003 - August 2005
Merrill Lynch  June 2002 - December 2003
GE Capital  November 2001 - June 2002
Heller Financial  1997 - 2001

Skills
Asset Managment, Real Estate Economics, Loans, Mezzanine, CMBS, Commercial Real Estate, Asset Management, Valuation, Real Estate Development, Investments, Real Estate, Credit, Portfolio Management, Credit Analysis, Finance, Property Management, Mortgage Lending

Education
Kennesaw State University   1998 — 2002
MBA, Finance

Georgia State University   1990 — 1993
BBA, Real Estate

Experience
Edu-Futuro  August 2013 - January 2015
Hispanic Scholarship Fund  April 2013 - August 2013
Hispanic College Fund  December 2011 - April 2013
Hispanic College Fund  August 2009 - December 2011
NoteWorld  March 2008 - August 2009
Fremont Investment and Loan   January 2006 - March 2007

Skills
Event Planning, Leadership, Public Speaking, Fundraising, Customer Service, Social Media, Microsoft Office, Spanish, Volunteer Management, Team Building, Coaching, Strategic Planning, Marketing, Project Management, Community Outreach, Non-profits, Leadership Development, Research, Program Management, Event Management, Nonprofits, Public Relations, Government, Training, Policy Analysis, Sales, Editing, PowerPoint, Program Development, Social Networking, Community Development, Grants, Policy, Organizational..., Grant Writing

Education
Hope International University   2006 — 2009
BS, Business Management

Christian Life College   1995 — 1997
Theology/Theological Studies

Experience
Matrix Absence Management  July 2013 - Present
Liberty Home Equity Solutions, Inc. f/k/a Genworth Financial Home Equity Access, Inc.   August 2012 - June 2013
MetLife Home Loans  June 2010 - August 2012
Fremont Investment and Loan   December 2003 - May 2007
Citimortgage  October 2002 - November 2003

Education
Marist College

Experience
AXA Advisors  December 2009 - Present
First Allied Corp.   April 2007 - July 2009
Fremont Investment and Loan   2004 - 2007
Chase Home Finance  2002 - 2004

Skills
Series 24, Series 7, Series 66

Education
Saint Bonaventure University   1998 — 2002
BA, Finance

Assumption

Experience
Nicest Casinos in Seattle Area   January 2013 - Present
Opus Bank  August 2011 - December 2012
Soft-Train Inc.   January 2010 - July 2011
Fremont Investment and Loan   July 2004 - November 2009
Fieldcentrix  November 1999 - November 2003

Skills
Security, Network Security, CISSP, Business Continuity, Risk Assessment, Training, Training Delivery, Disaster Recovery, Computer Security, Information Security, Firewalls

Education
Kent State University
Bachelor of Business Administration, Accounting

Experience
McGladrey  October 2012 - July 2015
McGladrey  January 2007 - September 2012
Fremont Investment and Loan   August 2004 - January 2007
Netco Title Co   December 2002 - July 2004
Bank One  June 2002 - December 2002

Skills
Corporate Real Estate, Microsoft Office, Leases, Lease Administration, Real Estate, Real Estate Transactions, Cost Analysis, Expenses, Financial Modeling, Tenant, Retail, Lease Audit, Operating Expense..., Argus Modeling, CAM, Abstraction, Lease Abstraction, Landlord Tenant Disputes, Landlord/Tenant Matters, Landlord, Account Reconciliation, Abstracting, Commercial Real Estate, Financial Analysis, Project Management, Management, Employee Training, Supervisory Skills, Mergers & Acquisitions, Cash Flow, Proposal Writing, Sales Presentations, Budgets, Auditing, Portfolio Management, Disposition, Due Diligence, Real Estate Economics, Analysis, Landlords, Shopping Centers

Education
Saint Xavier University   2007 — 2010
Bachelor of Business Administration, Finance

Victor J. Andrew HS   1994 — 1998
High School Diploma, General Education

Experience
Experian  April 2014 - Present
Experian  July 2009 - March 2014
CheetahMail, an Experian Company  July 2008 - March 2009
Sugar CRM   April 2007 - July 2008
SugarCRM  April 2007 - July 2008
Fremont Investment and Loan   2003 - 2007
VeriSign  2001 - 2003
Albertson's  1990 - 2001

Skills
Salesforce.com, SaaS, Account Management, Enterprise Software, CRM, Solution Selling, Lead Generation, Cloud Computing, Direct Sales, Sales Process, Sales Management, Business Development, Email Marketing, New Business Development, Cold Calling

Education
National Holistic Institute   2008 — 2009
Certificate, Massage Therapy and Health Educator

San Francisco State University, College of Business   1994 — 1999
Bachelor of Applied Science (BASc), Marketing

Skyline High School   1988 — 1991
General Education

Experience
Archer Screw Products   August 2014 - Present
NapAnywhere LLC   August 2013 - Present
Rian Enterprises, LLC   May 2005 - Present
Thermoflex Corporation   May 2013 - July 2014
IQMS  May 2012 - May 2013
Infused Coach   December 2010 - December 2012
Business Growth Advisors   October 2008 - December 2012
On Your Team - Business & Executive Coaching   March 2007 - May 2012
Professional Business Coaches Alliance   November 2010 - November 2011
Fremont Investment and Loan   September 2003 - March 2007

Education
Keller Graduate School of Management of DeVry University   2007 — 2009
MBA, Finance

DeVry University   2000 — 2003
BS, Telecommunications

Experience
CA Technologies, ERwin Data Modeling   2015 - Present
Mercury Medical  2012 - 2015
SuperMedia LLC  2008 - 2011
Fremont Investment and Loan   2003 - 2007
SuperMedia LLC  2001 - 2003
Asset Acceptance  1999 - 2001
American Frozen Foods  1991 - 1999

Skills
B2B, Cold Calling, Consultative Selling, Online Marketing, Advertising, Social Media, Salesforce.com, Microsoft Office, Mortgage Lending, Residential Mortgages, Sales, Social Media Marketing, Online Advertising, Selling, New Business Development, Customer Service, Marketing Strategy, Business Development, Facebook, Training, Account Management, Direct Sales, Sales Process, Sales Management, Sales Presentations, Marketing, CRM, SEM, Sales Operations, Customer Retention, PPC, Advertising Sales, Email Marketing, Mobile Marketing, Direct Marketing, Web Marketing, Google Adwords, SEO, Search Advertising, Customer Acquisition, Digital Marketing, Lead Generation, B2B Marketing, Market Planning, Strategic Partnerships, Deal Closure, Small Business, Google Analytics, Inside Sales, Mobile Advertising

Education
State University of New York College at Buffalo
Business/Managerial Economics

Erie Community College
Business Administration and Management, General

Sweet Home Senior High School

Experience
Nestlé Nespresso  May 2014 - Present
Nestlé Nespresso  June 2012 - May 2014
Fifth & Pacific Companies, Inc.   July 2011 - March 2012
Omnicom Group  January 2011 - July 2011
Guess? Jeans Inc   January 2008 - December 2010
Fremont Investment and Loan   January 2006 - January 2008

Skills
Internal Controls, Auditing, Accounting, Sarbanes-Oxley, Process Improvement, Analysis, Policy, Data Privacy, Sarbanes-Oxley Act, Internal Audit, Access Control, Financial Reporting, Retail, Management, Variance Analysis, Payroll, Financial Audits, Recruiting, Forecasting, Change Management, Financial Analysis, Banking, US GAAP

Education
Salisbury University - Perdue School of Business   2000 — 2003
Bachelors of Science, Accounting/Marketing, Magna Cum Laude

The Franklin P. Perdue School of Business

Experience
AmeriCorps  October 2014 - Present
JPMorgan Chase  February 2010 - July 2014
JPMorgan Chase  January 2008 - January 2010
Fremont Investment and Loan   June 2007 - January 2008
CRC Group, Inc   May 1988 - February 2002

Skills
Customer Service, Outlook, Microsoft Office, Budgets, Microsoft Excel, Microsoft Word, PowerPoint, Credit, Research, English, Windows, HTML, Underwriting, Finance, FHA, Teaching, Photoshop, Leadership, Management, Public Speaking, Banking, Loans, Mortgage Lending

Education
Oakwood College   1971 — 1975
Bachelor's degree, Business Administration and Management, General

Pine Forge Academy   1968 — 1971
High School Diploma

Experience
Resource Action Programs  January 2011 - June 2015
Carrington Mortgage Holdings  February 2011 - August 2011
Carrington Mortgage Holdings  March 2010 - February 2011
Puget Sound Utilities   2008 - 2009
Fremont Investment and Loan   2002 - 2007

Skills
Wholesale Lending, Loan Servicing, New Business Development, Relationship Management, Program Management, Loans, Leadership, Management, Project Management, Risk Management, Strategic Planning, Account Management, Team Building, Operations Management, Energy, Customer Service, Energy Efficiency, Sales Management, Sales, Vendor Management, Executive Management, Coaching, Marketing Strategy, Direct Sales, Wholesale

Education
Saint Martin's College   1986 — 1989
BA

Experience
Allied American Abstract Corp.   November 2004 - Present
Fremont Investment and Loan   January 2004 - February 2005
Equity Now f/k/a M.L. Moskowitz   July 2001 - December 2004
Advantage Equity Services  February 1998 - July 2001

Skills
Real Estate Transactions, Title Insurance, Mortgage Lending, Closings, Foreclosures, Short Sales, Residential Mortgages, Marketing, Escrow, Refinance, REO, FHA, Appraisals, Investment Properties, Loans, Real Property

Education
University of Fremont (online training)   2004 — 2004
Underwriting Guidelines and Compliance Training

New York University   2001 — 2003

Oakland Catholic High School   1990 — 1994

Experience
Carrington Mortgage Services, Mortgage Lending Division  2014 - Present
NXTLoan First American Mortgage Trust  November 2013 - August 2014
Inland Seafood  June 2010 - January 2013
Branch Banking and Trust  May 2007 - June 2008
Fremont Investment and Loan   2005 - 2007
HomeQuest Capital   2004 - 2005
Citimortgage  1996 - 2004
The Associates  1996 - 2000

Skills
Sales, CRM, Business Development, Leadership, Cold Calling, Account Management, Marketing, Management, Customer Satisfaction, Analysis, Process Improvement, Direct Sales, Negotiation, Business Planning, Problem Solving, Product Marketing, Client Development, Contract Negotiation, Mortgage Banking, Contract Negotiations, Inside Sales, Client Relationship..., Mortgage Lending, New Business Development, Sales Management, Credit Analysis, Mortgage Underwriting, Credit, Business Strategy, B2B, Customer Service, Business Analysis, Strategic Planning, FHA financing, 203K and 203B Financing, Salesforce.com

Education
University of Georgia - Terry College of Business   2010 — 2011
MBA, Management

Spelman College   1989 — 1993
Bachelor of Arts (B.A.), English and Philosophy

Experience
Dex Media  June 2012 - Present
Thomas Industrial Network  January 2008 - June 2012
Fremont Investment and Loan   September 2004 - May 2007
Dex Media  April 2001 - September 2004
Dontech / Dex Media   December 2000 - April 2001
Dontech / Dex Media   March 1999 - December 2000
Dontech / Dex Media   May 1997 - March 1999
Sandoz Agro Inc  December 1995 - May 1997
The Gap  May 1989 - December 1995

Skills
Digital Marketing, Online Advertising, SEO, E-commerce, New Business Development, Sales, Solution Selling, Sales Process, Sales Operations, Digital Media, Social Media, Management, Lead Generation, SEM, Salesforce.com, Selling, Customer Retention, Email Marketing, Online Marketing

Education
Illinois State University   1984 — 1989
B.S., Business, Economics

Experience
The Money Store  October 2008 - Present
Protofund Mortgage   July 2008 - October 2008
Accredited Home Lenders  October 2007 - March 2008
Saxon Home Mortgage  April 2007 - October 2007
Fremont Investment and Loan   January 2000 - April 2007
SoCal Home Mortgage   January 1999 - January 2000
WMC Mortgage  February 1997 - January 1999
Admiral Mortgage Company   May 1995 - February 1997
Westar Mortgage   November 1994 - May 1995
NovaStar Financial  March 1991 - November 1994

Education
Westminster High School   1979 — 1983

Orange Coast College

Experience
WealthEngine  January 2014 - Present
WealthEngine  May 2013 - January 2014
The Mallett Group  November 2010 - May 2013
Luxury Mortgage Corp.  April 2007 - April 2008
Fremont Investment and Loan   April 2004 - April 2007
Argent Mortgage  March 2003 - April 2004

Education
Fordham University - Graduate School of Business Administration   2009 — 2010
MBA, Marketing

Stony Brook University   1997 — 2001
B.A., Multidisciplinary Arts

Experience
JM TRAVEL   November 2006 - Present
Fremont Investment and Loan   July 2007 - May 2008
Carrington Mortgage Services  September 2006 - July 2007
Wells Fargo Home Mortgage  March 2004 - July 2006
DIRECTV  January 2006 - May 2006

Education
Riverside City College

Experience
DataCore Software  September 2013 - Present
PEER 1 Hosting  December 2011 - March 2013
PEER1  May 2011 - December 2011
PEER 1 Hosting  November 2010 - May 2011
Synergy Ad Solutions   January 2010 - November 2010
Senderra Funding  June 2007 - August 2008
New Century Mortgage  July 2000 - May 2007
Fremont Investment and Loan   October 1998 - July 2000
Pacific Thrift and Loan  July 1997 - October 1998
J.P. Mortgage   July 1995 - July 1997

Skills
Salesforce.com, Business Development, Cloud Computing, Sales, Management, Sales Management, Account Management, Sales Process, Data Center, SaaS, Competitive Analysis, Information Technology, Managed Hosting, Marketing, Security, Channel Partners, Enterprise Software, Storage

Education
Florida International University - College of Business   2008 — 2010
Bachelors of Business Administration, Management and International Business

Florida International University - College of Business Administration
Bachelors, Management, International Business

Experience
MobiTV  August 2013 - May 2015
Genetic Finance, LLC   April 2013 - August 2013
LiveRamp  February 2013 - April 2013
Responsys  August 2005 - September 2012
Fremont Investment and Loan   February 2005 - July 2005
FPMI Solutions,Inc   April 2003 - December 2004
NCS PEARSON  June 2002 - November 2002
LIBRITAS, INC.,   September 2001 - June 2002
AvantGo  February 2000 - June 2001
MARCH 1st (formerly WHITTMAN-HART, INC.)   December 1999 - February 2000

Skills
Applicant Tracking..., Talent Acquisition, Onboarding, Recruiting, Talent Management, Technical Recruiting, Internet Recruiting, HRIS, Human Resources, Employee Relations, Temporary Placement, Job Fairs, College Recruiting, Benefits Negotiation, Sourcing, HR Consulting, CRM, Employee Benefits, Email Marketing, Benefits Administration, Management, Salesforce.com, Interviews, Marketing, Hiring, Screening, Performance Management, Start-ups, New Hire Orientations, Lead Generation, Career Development, Cold Calling, Contract Recruitment, Employer Branding, Executive Search, Leadership, Networking, Resume Writing, Sales, Strategy, Training, Workforce Planning, Screening Resumes, Consulting, Search

Education
Agua Fria Union HighSchool

Southern Illinois University, Carbondale
Master of Science (MS), Vocational Rehabilitation Counseling/Counselor

Southern Illinois University, Carbondale
Bachelor's degree, Spanish

Cairo American College

Experience
MIAC  2008 - Present
J.P. Morgan Chase   2007 - 2008
Fremont Investment and Loan   November 2004 - May 2007
Weichart Financial Services   April 2004 - August 2004
CitiMortgage  2002 - 2004
WMA and WH Stuart and associates   1999 - 2001

Skills
Due Diligence, Mortgage Lending, Loans, Credit, Loan Origination, Underwriting, Valuation, Mortgage Banking, Residential Mortgages, Credit Analysis, Banking, Risk Management, Credit Risk, Financial Analysis, Strategic Planning, Real Estate, Finance, Management

Education
Georgia State University - J. Mack Robinson College of Business   1999 — 2001
MBA, Decision Sciences and Business Intelligence

University of Colorado Boulder   1990 — 1994
BA, Sociology

Experience
MUFG Americas  January 2014 - Present
Union Bank  March 2010 - January 2014
21st Century Insurance  June 2008 - February 2010
Indymac Bank  June 2007 - June 2008
Fremont Investment and Loan   May 2006 - June 2007
Iowa State University  2002 - 2006

Skills
Credit Risk, Financial Risk, SAS, Operational Risk, Forecasting, R, VBA, Financial Modeling, SPSS, MSQL, Categorical Data..., Time Series Analysis, Multivariate Analysis, Survey Sampling, Risk Management, Basel II, CCAR, Stress Testing, Credit Analysis, Predictive Modeling, Quantitative Finance, Market Risk, Statistical Modeling, Monte Carlo Simulation, Valuation, Risk Analytics, Portfolio Management, Operational Risk..., Predictive Analytics, Enterprise Risk..., Banking, Fixed Income, Credit, Finance, Data Mining, Quantitative Analytics, Statistics, Analytics, Economic Capital, Survey Management, Data Analysis, SAS programming, Financial Analysis, Loans, Risk Modeling

Education
Iowa State University   2003 — 2006
MS, statistics

Experience
Guess?  August 2008 - Present
Fremont Investment and Loan   May 2002 - August 2008
Financial Information Network  March 2001 - March 2002

Skills
SDLC, Disaster Recovery, SQL, Visual Basic, Business Analysis, Microsoft SQL Server, Vendor Management, SharePoint, Databases, Data Warehousing, Systems Analysis, Visio, Enterprise Architecture, Agile Methodologies

Education
National University   1998 — 2000
Masters, Software Engineering

Experience
Fremont Investment and Loan   Senior ALM AnalystAmeriquest Capital CorporationApril 2005 - January 2006
Metris Companies  January 2002 - April 2005
Wells Fargo  April 2001 - January 2002
TCF Bank  April 1998 - April 2001

Education
St. Cloud State University   1993 — 1998
B.S. B.A., Finance, Psychology

Experience
Accredited Home Loans   Account ExecutiveAccredited Home Lenders2007 - Present
Fremont Investment and Loan   October 2000 - March 2007

Education
Hiram College   1975 — 1979

Experience
Fremont Investment and Loan   IT Contact Center Support EngineerOption One Mortgage2002 - 2005

Education
Howard University   1989 — 1993

Experience
ConsultNet  May 2015 - Present
Morson International  May 2015 - Present
Authority Partners Inc.   February 2013 - May 2015
Cassidian Communications, an Airbus Defense & Space Holdings, Inc. Company   May 2012 - February 2013
Randstad Technologies formerly Technisource, Inc.   January 2012 - May 2012
Randstad Technologies US  November 2010 - December 2011
RealPractice  February 2010 - October 2010
The IMS Company  February 2008 - February 2010
Innovative Media Solutions   2008 - February 2010
Fremont Investment and Loan   April 2006 - October 2007

Skills
Quality Assurance, Testing, Software Quality..., User Acceptance Testing, Quality Center, System Testing, Agile, SQL, Integration, ClearQuest, SharePoint, Visual Basic, Unix, Agile Testing, End-to-end Testing, Manual Test Execution, Agile Methodologies, Microsoft SQL Server, Test Cases, Test Planning, Test Automation, Software Documentation, Scrum, Regression Testing, Web Applications, SDLC, HP Quality Center

Education
Southern Illinois University, Carbondale   1900 — 1900
B. S., Administration of Justice

Kenwood Academy
High School Diploma

Southern Illinois University, Carbondale
Bachelor of Applied Science (B.A.Sc.)

Experience
Genworth Financial  September 2013 - Present
Genworth Financial  June 2011 - August 2013
Genworth Financial  June 2006 - June 2011
Fremont Investment and Loan   November 1998 - May 2006

Skills
Investments, Asset Managment, Fixed Income Portfolio..., Commercial Real Estate, LIHTC Investment, Alternative Investments, Real Estate Lending, Portfolio Management

Education
Hamilton College   1991 — 1995
BA, History

Experience
Wells Fargo Home Mortgage  August 2008 - Present
BNC Mortgage  August 2005 - October 2007
Fremont Investment and Loan   February 2003 - August 2005
CitiFinancial  January 1999 - February 2003

Skills
Leadership, Mortgage Lending, Underwriting, Mortgage Banking, Sales, Loss Mitigation, Loans, FHA, Loan Origination, Residential Mortgages, Credit, Refinance, Executive Management

Education
Northern State University   1984 — 1988

Experience
MJV Financial   July 2009 - Present
Aurora Loan Services  September 2007 - March 2008
Lehman Bros; BNC Mtg   March 2004 - September 2007
Fremont Investment and Loan   April 1999 - March 2004
Morgan Stanley (Novis Financial)   November 1996 - April 1999
Colonial Bancorp   January 1992 - November 1995

Skills
Credit, Leadership, Underwriting, Financial Risk, Investments, CRM, Management, Mortgage Lending, Mortgage Banking, Loans, FHA, Loan Origination

Education
Riverside City College   2008 — 2008
certificate, Management

Experience
Bank of the West  June 2014 - Present
U S Navy  November 1996 - Present
Chase Bank  February 2010 - June 2014
VA Medical Center  March 2008 - February 2010
fremont investment and loan   March 2005 - October 2007

Skills
Leadership, Training, Banking, Risk Management

Education
San Diego State University-California State University

Experience
North Central Group  December 2014 - Present
Georgia State University  July 2013 - December 2014
US Bank  October 2004 - August 2012
Fremont Investment and Loan   2003 - 2004
Builders Bank  2002 - 2003
Ernst & Young  2001 - 2002

Skills
Financial Analysis, Financial Modeling, Valuation, Banking, Real Estate Economics, Asset Managment, Due Diligence, Investments, Real Estate, Loans, Underwriting, Exceptional People..., Credit, Loan Origination, Credit Analysis, Portfolio Management, Asset Management, Commercial Lending, Disposition

Education
Georgia State University   2014 — 2016
Master of Business Administration (MBA)

University of Wisconsin-Madison - School of Business   1996 — 2000
BBA, Finance and Real Estate

Experience
Microsoft  September 2013 - Present
Microsoft  February 2011 - September 2013
Liberty Mutual Insurance  May 2007 - February 2011
Fremont Investment and Loan   September 2005 - May 2007
Draftfcb  2000 - 2005

Skills
Talent Acquisition, Onboarding, Employee Relations, Talent Management, Performance Management, Human Resources, Recruiting, Organizational...

Education
Purdue University - Krannert School of Management   1994 — 1996
MS, Human Resources Management

Purdue University   1992 — 1994
M.S., Sociology

Wellesley College   1988 — 1992
B.A., Sociology

Experience
Fremont Investment and Loan   April 2006 - October 2007
Centex Home Equity  October 2004 - April 2006
NovaStar Financial  October 2002 - October 2004
Citigroup  May 1992 - October 2002

Education
Southeast Missouri State University - Harrison College of Business   1988 — 1992

Experience
CapitalSouce Bank   October 1998 - June 2011
Fremont Investment and Loan   2006 - 2008
Fremont Investment and Loan   January 2003 - January 2006

Skills
Loan Servicing, Management, Loans, Training, Mortgage Servicing, Project Management, Employee Training, Credit, Mortgage Lending, Mortgage Banking, Loss Mitigation, Loan Origination, Banking, Executive Management, Risk Management, Customer Service, Process Improvement

Education
Mt. San Antonio College
Business

Experience
Fremont Investment and Loan   Agency SpecialistLiberty Mutual - Agency Markets2008 - Present
Liberty Mutual/Safeco   2008 - Present

Education
Shippensburg University of Pennsylvania   1992 — 1995

Experience
Custom Mortgage Funding   Account ExecutiveFremont Investment and Loan2003 - 2007
Fremont Investment and Loan   2003 - 2007

Education
Roosevelt University

Experience
DrugScan  January 2013 - Present
DrugScan  May 2011 - Present
Cephalon  January 2009 - May 2011
NOVAQUEST, INC., (Eli Lilly and Company)   March 2008 - January 2009
Saxon Mortgage - a Morgan Stanley Company  April 2007 - February 2008
Fremont Investment and Loan   September 2004 - March 2007
Cephalon  April 2001 - September 2004
Eli Lilly  October 1997 - April 2001
ADP  1995 - 1996

Skills
Pain Management, Oncology, Cardiology, Neurology, Pharmaceutical Sales, Urology, Managed Care, Psychiatry, Diabetes, Pulmonology, Rheumatology, Pharmaceutical Industry, OB/GYN, Hospital Sales, Biotechnology, Selling Skills, Dermatology, Endocrinology, Hospitals, Gastroenterology, Sales Force Development, Hematology, Allergy, Infectious Diseases, Selling, Pharmaceutics, Buy, Cold Calling, Sales Operations, Real Estate Transactions, Sales, Healthcare

Education
Montclair State University   1987 — 1992
Marketing/Managemet

Experience
SAFE Credit Union  May 2014 - Present
CES Premier Real Estate Services   June 2008 - May 2014
Banc of California  May 2013 - December 2013
Liberty Mutual Insurance  June 2008 - August 2011
Lehman Brothers  April 2007 - December 2007
Fremont Investment and Loan   February 2005 - May 2007

Skills
Sales Management, Sales Process, Marketing, Property Management, Real Estate, Residential Homes, Customer Service, Sales, Contract Negotiation, Mortgage Lending, Underwriting, Loans, Refinance, USDA, REO, Foreclosures, Short Sales, Investment Properties, FHA, Investors, Referrals, Selling, Condos

Education
Holy Names University   2001 — 2004
B.A., Business and Communications

Experience
New American Funding  March 2013 - Present
Paramount Residential Mortgage Group Inc.   September 2012 - Present
Maverick Funding  May 2010 - August 2011
LOAN CHALET   2008 - 2008
Fremont Investment and Loan   1993 - 2007
Fremont Bank  1993 - 2007

Skills
Loan Origination, FHA, Credit Analysis, B2B, Short Sales, Residential Homes, Real Estate Transactions, Real Estate Financing, Sales, Mortgage Banking, Refinance, Mortgage Lending, Loans

Education
Fullerton College   1988 — 1992

Experience
NewOak Capital  February 2013 - Present
Savings Bank of Danbury  July 2008 - February 2013
Saxon Mortgage, A Morgan Stanley Company  March 2007 - February 2008
Fremont Investment and Loan   March 2004 - March 2007

Skills
Operations Management, Underwriting, Mortgage Lending, Mortgage, Loans, Mortgage Banking, FHA, Credit, Conventional, Refinance, Banking, Customer Service, Purchase, Loan Origination, Residential, First Time Home Buyers, Team Building, Compliance, Construction Loans, Sales Management, Credit Analysis, Investment Properties, Coaching, Home, Team Leadership, Mortgage Industry, Residential Mortgages, Conforming, Real Estate, Sales, Residential Homes, Commercial Lending, USDA, VA loans

Education
Siena College   1985 — 1989
BS, Finance

Experience
Edius Technology Group, Inc.   May 2012 - Present
Wells Fargo  April 2011 - February 2014
Authority Partners Inc.   2013 - 2013
SANA SOLUTIONS, LLC   September 2010 - April 2012
ITC Software Solutions Group   August 2008 - October 2010
Corinthian Colleges  2009 - 2009
First American ETG   October 2006 - August 2008
Neosis Consulting   2006 - 2006
Fremont Investment and Loan   2005 - 2006
NTrust Infotech  2004 - 2006

Skills
C#, .NET, ASP.NET, XML, Project Management, Web Services, WCF, Microsoft SQL Server, SOA, Visual Studio, Agile Methodologies, LINQ, Software Development, TFS, AJAX, ADO.NET, SQL, UML, ASP.NET MVC, VB.NET, WPF, Scrum, SDLC, Design Patterns, JavaScript, Software Engineering, T-SQL, OOP, Database Design, jQuery, Databases, SOAP, SSRS, Web Applications, SSIS, IIS, Enterprise Architecture

Education
Karachi University   1996 — 1997
MCS, Computer Science

Karachi University   1993 — 1995
BSc, Statistics + Math

Experience
Fremont Investment and Loan   September 1998 - March 2007

Education
Illinois State University   1984 — 1988

Experience
Wells Fargo / PAS   June 2008 - January 2015
First Bank Mortgage  March 2002 - December 2007
First Bank  2002 - 2007
Fremont Investment and Loan   June 1998 - March 2002
Ford Consumer Finance Company   January 1988 - February 1996

Skills
Underwriting, Portfolio Management, Loan Origination, Mortgage Lending, Loans, Loan Servicing, REO, Foreclosures, Lines Of Credit, Mortgage Banking, Refinance, FHA, USDA

Education
Santa Ana College

Experience
Fremont Investment and Loan   Sr. Acquisitions & Transfers SpecialistOption One Mortgage1997 - 2004

Education
Philippine School of Business Administration   1981 — 1985

Experience
Clayton Audit   August 2010 - Present
Saxon Mortgage  March 2007 - October 2007
Fremont Investment and Loan   October 2004 - March 2007
SunTrust Mortgage  October 2001 - October 2004
Conseco  April 1997 - May 2000

Education
Radford University

Experience
Fremont Investment and Loan   May 2005 - June 2008
United Auto Credit Corp.  February 2004 - May 2005
Victoria's Secret  October 2002 - May 2005
Wells Fargo Home Mortgage  May 2003 - February 2004
Advance America  October 2002 - May 2003
Raceway Ford  February 2000 - September 2002
Fedco Inc  June 1998 - September 1999

Education
Riverside City College   2001 — 2003
General Education

Experience
Akamai Technologies  October 2014 - Present
CacheFly   July 2013 - June 2014
KDDI CDNetworks   June 2011 - July 2013
Keynote Systems  September 2010 - May 2011
cdnetworks  May 2010 - September 2010
NeuStar  June 2008 - May 2010
Fremont Investment and Loan   December 2003 - June 2008
HSBC  2001 - 2003

Skills
SaaS, CRM, Account Management, Sales, Sales Process, Business Development, Salesforce.com, Selling, Strategy, Enterprise Software, Sales Operations, Strategic Planning, Leadership, Networking, Cloud Computing, Marketing, DNS, Direct Sales, Solution Selling, E-commerce, Management, Mobile Devices, Lead Generation, Sales Management, Contract Negotiation, Telecommunications, Channel Partners

Education
Oregon State University   1994 — 1998
Bachelors, Business Admin/Marketing

Experience
Movement Mortgage, LLC  September 2013 - Present
Wells Fargo  April 2013 - September 2013
Carrington Mortgage Services  2010 - 2012
First Mortgage  December 2008 - August 2009
Fremont Investment and Loan   May 2003 - May 2007
Long Beach Mortgage  July 2000 - May 2003

Skills
Mortgage Lending, Mortgage Banking, Wholesale Lending, Loans, Loan Origination, FHA, Refinance, FHA financing, VA loans, Residential Mortgages, USDA, Reverse Mortgages, Investment Properties, Loss Mitigation, Mortgage Underwriting, New Home Purchase, Purchase Financing, First Time Home Buyers, 203K, VA Loans, FHA Financing

Education
Freedom High School   1979 — 1982

North Carolina Wesleyan College

Experience
Greystone & Co.   March 2013 - Present
Wells Fargo Advisors, LLC  2008 - March 2013
Natixis  2007 - 2008
Fremont Investment and Loan   2003 - 2007
Mirant  2001 - 2003
Schlumberger  1997 - 1999

Education
Jones Graduate School of Business, Rice University   1999 — 2001
MBA, Business & Finance

Georgia Institute of Technology   1993 — 1997
BME, Mechanical Engineering

Experience
Deutsche Bank  May 2007 - Present
Fremont Investment and Loan   2005 - 2007
Green Point Mortgage  2003 - 2005

Skills
Structured Finance, Securitization, Loans, Residential Mortgages, Valuation, Mortgage Lending, Risk Management, Credit, MBS, Fixed Income, Asset Managment, Banking, Credit Analysis, Asset Management, Investment Banking, Loan Origination, Due Diligence

Education
Fairfield University   1998 — 2002
BA, Economics

Regis   1994 — 1998

Experience
Fannie Mae  June 2005 - Present
Aames  September 2000 - June 2005
Aames Home Loan  2000 - 2005
Fremont Investment and Loan   April 1999 - September 2000
Fremont Investment and Loan   May 1998 - April 1999
American Credit Indemnity  February 1993 - May 1998
Euler Hermes ACI (Allianz AG)   1993 - 1998
GE Capital  February 1983 - February 1993

Skills
Business Development, Finance, Strategic Planning, Portfolio Management, Risk Management, Underwriting, Management, Credit, Sales Operations, Mortgage Lending, Credit Analysis, Capital Markets, Insurance, Credit Risk, Operations Management, Loans, Banking, Financial Services, Business Analysis, Vendor Management, Financial Analysis, Financial Risk

Education
Harvard Business School   1986 — 1988
MBA, General Management

Kenyon College   1979 — 1982
BA, History & Political Science

Edina West High School

Experience
Resources Global Professionals  2009 - 2014
The Law Offices of Kirk J. Retz, APC   2007 - 2009
Fremont Investment and Loan   2006 - 2007
Countrywide Bank  2002 - 2006
Newhall Land & Farming Company   1999 - 2002
CB Richard Ellis  1997 - 1999

Education
Southern Methodist University - Cox School of Business
MBA

Southern Methodist University Dedman School of Law
JD

University of Southern California - Marshall School of Business
BS

Experience
Macleod Wealth Management   January 2013 - Present
PMAC  July 2011 - December 2012
PMC Bancorp  March 2010 - June 2011
LH Property Services   March 2008 - February 2010
Fremont Investment and Loan   March 2005 - December 2007
CitiFinancial  January 2000 - January 2005
Citigroup (formerly The Associates)   1986 - 2005
Associates Capital Bank  June 1999 - February 2002
The Associates  1986 - 2000
Associates First Capital Corp  1986 - 2000

Skills
Mortgage Lending, Loans, Credit, Real Estate, Strategic Planning, Executive Management, Team Building, Underwriting, Risk Management, Contract Negotiation, Negotiation, Loss Mitigation, Portfolio Management, Mortgage Banking, Banking, Leadership Development, Vendor Management, Loan Servicing, Asset Managment, Process Improvement, Mergers & Acquisitions, Refinance, Small Business, Marketing, Start-ups, Training, Operations Management, Sales Operations, Finance, Credit Risk, Financial Risk, Sales Management, Management, CRM, Business Development, Real Estate Economics, Consumer Lending, FHA, New Business Development, Loan Origination, Relationship Management, Commercial Lending, Investment Properties, Asset Management, Leadership, Cross-functional Team..., Credit Analysis, Financial Analysis, Due Diligence, Financial Services

Education
Ohio University   1974 — 1979
BA, Political Science

Institut de Tourraine   1977 — 1978
Certificate, French language, History

Experience
TruHome Solutions, LLC  June 2014 - Present
Unison Site Management  December 2009 - December 2013
LSMC Inc   October 2007 - December 2009
Fremont Investment and Loan   April 1999 - March 2007

Skills
Real Estate, Mortgage Lending, Sales Management, Customer Service, Sales, Negotiation, Account Management, New Business Development, Team Building

Education
Missouri State University   1980 — 1984
Bachelor's of Science, Economics

Experience
HKA Staffing Service   June 2007 - Present
Ocwen Loan Servicing  December 2006 - January 2007
National Able Network  2006 - 2007
New Concept Finance   August 2006 - December 2006
Countrywide Home Loans  July 2005 - November 2005
Heartland Home Finance  April 2005 - July 2005
Fremont Investment and Loan   June 2004 - August 2004
Washington Mutual Home Loans  September 2000 - June 2004
AmeriCredit Finance   July 1998 - September 1999
Auto Finance Group   June 1997 - July 1998

Education
Moraine Valley Community College

Experience
Helga Jackson Translations   January 2008 - Present
Language Logic  December 2007 - Present
Fremont Investment and Loan   August 2006 - March 2007
MicroMo Electronics Inc   January 2003 - May 2006

Education
   2007 — 2008
Master, Business

   2003 — 2007
BAS, Technology Management

Experience
iStar Financial Inc.  February 2008 - Present
iStar Financial Inc  July 2007 - January 2008
Fremont Investment and Loan   August 2004 - June 2007
Ameriquest Mortgage Services   January 2003 - July 2004

Skills
Databases, Asset Managment, Disaster Recovery, Data Modeling, SharePoint, Asset Management, Data Warehousing, Business Analysis, Software Documentation, Database Design, Software Project..., Business Intelligence, SDLC

Education
National Institute of Technology Tiruchirappalli   1981 — 1985
B.E., Electrical and Electroncis Engg

Experience
Coco's Creationz   July 2008 - Present
Fremont Investment and Loan   2005 - 2008

Skills
Jewelry, Entrepreneurship, Marketing Strategy, Fashion, Marketing, Social Media Marketing, E-commerce, Retail, Small Business, Social Media, New Business Development, Online Marketing, Online Advertising, Advertising, Sales Management, Start-ups, Business Strategy, Jewelry Design

Education
Kaplan University   2008 — 2011
BA, Paralegal

University of Phoenix   2000 — 2003
Associate's degree, Business Administration and Management, General

Experience
316 Photos   January 2007 - Present
West Ridge Community Church   March 2008 - November 2009
Fremont Investment and Loan   September 2005 - January 2007
Flodyne/Hydradyne  September 2003 - September 2005

Skills
Microsoft Excel, Microsoft Word, Customer Service, PowerPoint, English, Research, Windows, Outlook, Photoshop, Teaching, Microsoft Office, Marketing, Budgets, Public Speaking

Education
North Central College   1997 — 2000
Bachelor of Business Administration (B.B.A.), Business Administration and Management, General

Elgin Community College   1990 — 1994
Associate of Arts and Sciences (AAS), Business Administration and Management, General

Experience
Tiger Global Markets   January 2012 - Present
TCM Inc   January 2006 - Present
Excellent Funding LLC   January 2006 - January 2007
Fremont Investment and Loan   2001 - 2006
4M Financial Inc   January 1999 - January 2001
Wholesale Banking Mortgage Express   January 1998 - January 1999
JVS Financial   January 1997 - January 1998

Education
Moraine Valley Community College   1990 — 1994

Carl Sandburg High School   1986 — 1990
High School Diploma, General Studies